Idaho Central Meridian ID Credit Union | Quick Personal Loans & Top Checking

Introduction

Welcome to Idaho Central, your trusted partner in financial success! Located at 520 S Eagle Rd Ste A066, Meridian, ID 83642, our branch is committed to serving the community with personalized banking solutions. Established in 1940, we've grown to support over 656,539 members, making us a cornerstone of financial stability and growth in the region. At Idaho Central, we pride ourselves on our impressive total assets of $11,696,566,096 and total deposits reaching $429,322,359. This solid foundation allows us to offer a variety of services tailored to meet your needs, whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or business financing. With a dedicated team of 1,845 employees, including our CEO Brenda Worrell and Board President Debbie McIntier, you can trust that you're in capable hands. Our branch not only focuses on providing exceptional service but also on fostering strong community relationships. We understand that every member's financial journey is unique, and we're here to guide you every step of the way. Whether you're visiting us in person or using our online services at iccu.com, we ensure that you have access to the resources you need. While members can visit us at our Meridian location for all their banking needs, official correspondence should be sent to the same address. For any inquiries or assistance, feel free to call us at 208-846-7000 during our lobby hours from 10 AM to 4 PM Monday through Friday. Join us today and experience the Idaho Central difference where your financial well-being is our top priority!

Branch History & Mission

Community Commitment

Our commitment goes beyond just banking. We actively engage in community outreach efforts and partnerships that uplift those around us. By supporting local events and initiatives, we strive to create a positive impact within Meridian and its neighboring areas. This dedication reflects our core belief that strong communities lead to strong relationships.

Embracing Innovation

In today's fast-paced world, we understand the importance of innovation in banking. That's why we've embraced modern technology to enhance your banking experience. From mobile payments to online banking services, we provide tools that fit seamlessly into your lifestyle while ensuring ADA compliance for all our members. Our drive-thru service allows for quick transactions without leaving your car, and with ATM availability right at our branch, accessing your funds is easier than ever. Join us at Idaho Central as we continue this incredible journey together! Experience the difference of being part of a credit union that genuinely cares about its members and community. We invite you to discover how Idaho Central can help you reach your financial aspirations today! For more information or to become a member, call us at 208-846-7000 or visit our website at iccu.com.

Our Mission

At Idaho Central, our mission is simple yet profound: to improve the lives of our members and foster community growth. We are committed to providing exceptional financial services that empower individuals and families to achieve their goals. Whether it's through personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, we aim to make banking accessible and straightforward for everyone. While members can visit us at 520 S Eagle Rd Ste A066 in Meridian, official correspondence should be sent to the same address. Our friendly team is available Monday through Friday from 10 AM to 4 PM to assist you with your financial needs.

Branch Location & Accessibility

Accessibility Features

At Idaho Central, we prioritize accessibility for all our members. Our branch is equipped with features like ADA-compliant entrances and ramps to ensure that everyone can easily access our services. Plus, ample parking is available nearby so you can visit without any hassle.

Operating Hours and Services

We're open Monday through Friday from 10 AM to 4 PM, ready to assist you with a range of banking services. From personal accounts like checking and savings to auto loans and mortgages, our knowledgeable staff is here to help you make informed financial choices. We also offer drive-thru banking for quick deposits and withdrawals, along with an ATM for your convenience. If you're looking for a local credit union that puts its members first and offers a variety of services tailored to meet your needs, look no further than Idaho Central. Feel free to give us a call at 208-846-7000 or stop by during our operating hours we'd love to meet you!

Member Eligibility

At Idaho Central, we believe in creating a warm and welcoming community where everyone can thrive. Joining us as a member is straightforward and inclusive. If you live, work, worship, or attend school in our service area, you may be eligible to become a part of our family! We are dedicated to supporting you with a range of financial services tailored just for our members. To get the most up-to-date information on eligibility requirements, feel free to check out our detailed guide at https://www.iccu.com/membership/ . Ready to take the next step? Opening an account with us is easy and can be done online! Just visit https://apply.iccu.com/#/sso-start to start your journey with Idaho Central today. If you have any questions or need assistance, don't hesitate to give us a call at (208) 846-7000. We're excited to welcome you!

Business Banking & Commercial Services

Empowering Transactions with Merchant Services

In today's fast-paced market, having reliable payment solutions is essential. Our merchant services at Idaho Central help you process payments seamlessly, ensuring you can focus on what matters most growing your business. Imagine the ease of accepting various payment methods from your customers without hassle. It's not just about transactions; it's about enhancing customer satisfaction and building loyalty. Visit us at 520 S Eagle Rd Ste A066 Meridian Id 83642, Meridian, ID, or give us a call at (208) 846-7000 to learn more about how our business banking and commercial services can propel your business forward!

Unlocking Growth with Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we have tailored services just for you! Our business banking offerings include merchant services and business loans, making it easier for you to run your operations smoothly while focusing on growth.

Convenient Access and Support

Accessing your accounts has never been easier with our robust online and mobile banking services. With features like ATM access for cash withdrawals and balance checks, as well as person-to-person payment capabilities, managing your money is simple and convenient. For those who prefer in-person service, our branch also provides basic drive-thru banking where you can make deposits, withdrawals, and conduct simple transactions without leaving your vehicle.

Credit Card Options

For those who enjoy rewards for their spending, we offer credit cards with rewards that allow you to earn points or cash back on everyday purchases. This means every swipe brings you closer to benefits that matter to you.

Get Started Today!

We invite you to visit us at Idaho Central in Meridian or give us a call at 208-846-7000 for more information about any of our services. Join us today and experience how we can help simplify your financial journey! Explore all that we offer by visiting our website at iccu.com. Your financial future awaits!

Personal Banking Services

We know that having the right accounts can make a big difference in your financial health. That's why we offer checking and savings accounts designed to fit various lifestyles. With features like mobile banking and online access, you can manage your finances anytime, anywhere. If you're thinking about purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing options can help you get on the road with confidence. Need assistance with home buying? Our mortgage loans and refinancing services can guide you through securing the right loan for your dream home. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans provide flexible solutions tailored just for you.

Digital & Online Banking

At Idaho Central, we understand that managing your finances should be as easy and secure as possible. That's why our digital and online banking services are designed with you in mind, providing convenience at your fingertips. Whether you're at home or on the go, our platform lets you access your accounts anytime, anywhere. With our online banking services, members can effortlessly check balances, transfer funds, and pay bills. It's all about keeping you in control of your money with just a few clicks. Plus, if you prefer to manage everything from your smartphone, our mobile application offers the same robust features right in your pocket. You can even make mobile payments easily, ensuring that shopping is quick and hassle-free. We also prioritize your security. With electronic signature authorization available, signing documents online is simple and secure. You can trust that your information is protected while enjoying the ease of digital banking. And for those who like to stay organized, e-statements are readily accessible, allowing you to view your account activity without the clutter of paper statements. Need to send money to friends or family? Our person-to-person transfer feature makes it easy to share funds without any extra hassle. Plus, with 24/7 online banking services, you're never limited by business hours manage your finances when it suits you best. At Idaho Central, we believe that banking should be straightforward and user-friendly. Explore all these digital features today by visiting our website and discover how we can help simplify your financial life!

Financial Strength

At Idaho Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining strong financial health ensures that you can trust us with your savings and loans. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $1,025,743,094, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $940,725,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $81,646 in used auto loans and a total of $10,143,248,049 in loans and leases. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,719 full-time employees and 126 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $92,938,959. Total Share and Deposit Accounts: 1,356,709, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 520 S Eagle Rd Ste A066 Meridian Id 83642 or call 208-846-7000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $1,201,961,525 provide the capital needed to grow and expand your operations. We understand that every business has unique needs and are committed to supporting your entrepreneurial journey. If you're considering refinancing options or looking for eligibility details for any of our loan products, please don't hesitate to reach out to us at 208-846-7000 or visit us at our branch located at 520 S Eagle Rd Ste A066 Meridian ID 83642. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let Idaho Central be your partner in navigating your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, providing you with the support needed for one of life's biggest investments.

Unsecured Credit Card Loans

Managing your finances is essential. We also offer flexible terms on unsecured credit card loans, with a total of $261,654,757 in loans helping members manage their finances effectively. Whether you need to make an unexpected purchase or consolidate debt, our credit card solutions are here for you.

Loan Aggregator

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IDAHO CENTRAL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans