Idaho Central Meridian ID Credit Union | Affordable Vehicle Loans & Personal Banking

Introduction

At Idaho Central, we believe that strong communities are built on trust and support. Located at 85 S Innovation Ln, Meridian, ID 83642, our branch is committed to providing financial services that empower our members to achieve their goals. Since opening our doors in 1940, we have grown to serve over 656,000 members and manage assets totaling an impressive $11.7 billion. Our dedicated team of 1,845 employees is here to help you with everything from personal banking needs, like checking and savings accounts, to auto loans and business financing. With a net worth of $1 billion and total deposits reaching $429 million, we stand as a reliable partner for your financial journey. While you can visit us at our Meridian branch, official correspondence should be sent to the same address for your convenience. As part of our commitment to exceptional service, we offer various options for accessing your accounts, including online and mobile banking. Led by our CEO Brenda Worrell and Board President Debbie McIntier, Idaho Central is more than just a credit union; we're part of the community fabric. We take pride in offering a welcoming atmosphere where every member's voice is heard. Ready to take the next step in managing your finances? Feel free to give us a call at 208-846-7000 or explore more about what we offer by visiting our website at iccu.com. Let's build a brighter financial future together!

Branch History & Mission

A Commitment to Innovation

In an ever-changing world, Idaho Central embraces technology to ensure our members enjoy convenient banking experiences. With features like online banking, mobile payments, and electronic signatures, we make managing finances simpler and more efficient. Additionally, our drive-thru service provides quick access for those on the go. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 85 S Innovation Ln, Meridian, ID 83642. We encourage everyone looking for a reliable financial partner to reach out or visit us during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. Idaho Central is more than just a credit union; we are your neighbors dedicated to helping you succeed financially. Join us today and experience the difference that comes with being part of a community-focused institution! For more information or to open an account, please call us at 208-846-7000 or visit our website.

Our Mission

Our mission is simple yet impactful: to improve the financial well-being of our members and communities. We believe that everyone deserves access to quality financial services that empower them to achieve their goals. Whether it's through personal banking options like checking and savings accounts or vehicle financing and mortgage loans, we strive to provide solutions tailored to individual needs. We also prioritize community outreach through various programs and partnerships designed to give back. Our commitment extends beyond just providing banking services; we aim to uplift the communities we serve by engaging in local events and initiatives.

Branch Location & Accessibility

Convenient Access and Features

At the Ten Mile branch, we understand that accessibility matters. Our location offers ample parking, ensuring that you can easily find a spot when you visit us. Plus, our facility is designed with everyone in mind, featuring ADA-compliant ramps and entrances to make your banking experience as smooth as possible.

Operating Hours and Services

We're here for you during convenient hours! Visit us Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. Our friendly staff is ready to assist with a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also offer business banking solutions tailored for your needs. Need cash on the go? You'll find an ATM available right at our branch for quick withdrawals and balance checks. And if you prefer the drive-thru option, we've got that covered too! Our drive-thru service allows for deposits, withdrawals, and simple transactions without leaving your vehicle.

Stay Connected

While members can visit us at 85 S Innovation Ln for all their banking needs, official correspondence should be sent to the same address. For any questions or assistance, feel free to call us at 208-846-7000. We are here to help! We invite you to stop by the Ten Mile branch today! Experience firsthand the friendly service and community-focused banking that Idaho Central is known for. We look forward to seeing you soon!

Member Eligibility

At Idaho Central, we believe that becoming a member means joining a family that truly cares about your financial well-being. If you live, work, or worship in the area, or if you are related to someone who does, you're likely eligible to join our community. Our goal is to make banking accessible for everyone, and we welcome individuals from all walks of life. By choosing Idaho Central, you gain access to a variety of benefits, including competitive loan rates and personalized service tailored to your needs. To learn more about the specific eligibility criteria, feel free to visit us at https://www.iccu.com/membership/ . Once you're ready to take the next step, opening an account is easy! Just head over to https://apply.iccu.com/#/sso-start or give us a call at (208) 846-7000 for assistance. We can't wait to welcome you to our community at 85 S Innovation Ln Meridian Id 83642!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools you need to process transactions smoothly and efficiently. Our merchant services help businesses like yours accept payments easily, whether it's through card swipes at a retail location or online transactions. This means more time focusing on what you do best serving your customers! Whether you're looking for funding or need reliable payment processing, Idaho Central is here to help your business thrive. Visit us at 85 S Innovation Ln Meridian Id 83642 or call us at (208) 846-7000 to learn more about how we can support your goals!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we offer specialized services that include Merchant Services & Business Loans. We know that running a business requires support and flexibility, so we're committed to helping your venture succeed.

Convenient Branch Services

At our branch in Meridian, we also offer basic drive-thru banking for those who prefer quick service for deposits and withdrawals. You can count on us for simple transactions without stepping inside the branch! With all these services available at Idaho Central, we strive to make banking easy and accessible for everyone in our community. If you're ready to take the next step in managing your finances or have questions about any of our offerings, don't hesitate to reach out! Call us at 208-846-7000, or visit us online at iccu.com to learn more about how we can assist you today!

Credit Solutions

Managing debt can be overwhelming. Our Personal Loans & Debt Consolidation services can help simplify your finances and give you peace of mind. Plus, our Credit Cards with Rewards program allows you to earn while you spend, making every purchase more rewarding.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is crucial. That's why we provide robust Online & Mobile Banking features that let you manage your finances on the go. With options like Person-to-Person payments, checking balances, and transferring funds easily, banking with us fits seamlessly into your life.

Home Financing Options

Buying a home is one of the biggest decisions you'll ever make. Our Mortgage Loans & Refinancing services provide flexible solutions that fit various budgets and situations. We're here to guide you through the mortgage process, making it as smooth as possible.

Personal Banking Solutions

We understand that managing your personal finances is essential for achieving your goals. That's why we offer Checking & Savings Accounts tailored for different lifestyles and needs. Need quick access to cash? Our ATM & Cash Withdrawal Services ensure you can get your money when you need it. If you're considering financing a car or need funds for other personal projects, check out our Auto Loans & Vehicle Financing options. We aim to make the process straightforward and stress-free.

Digital & Online Banking

Convenient Online Services

Our online banking platform is user-friendly and packed with features. You can log in at https://www.iccu.com/ to check balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? With our person-to-person transfers, it's as simple as entering their details and hitting send no need for cash or checks!

Mobile Banking Made Easy

For those who prefer banking on the go, our mobile application is available for download, allowing you to manage your finances right from your smartphone. And with mobile payments enabled, you can make purchases directly from your device leaving your wallet at home has never been easier! With all these features at your fingertips, managing your money is not only convenient but also secure. Explore all that digital and online banking has to offer at Idaho Central today!

Secure and Efficient Transactions

Security is a top priority at Idaho Central. We provide electronic signature authorization for your peace of mind when signing documents online. Plus, our e-statements ensure you receive your account information securely without the hassle of paper statements cluttering your mailbox.

Financial Strength

Commitment to Growth

Our net shares amount to $92,938,959, which reflects funds available for lending and investments. Additionally, we have established a strong member base with a total of 1,356,709 accounts that trust us with their finances. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 85 S Innovation Ln Meridian Id 83642 or call (208) 846-7000 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We take pride in having 1,719 full-time employees and 126 part-time employees dedicated to serving you. This knowledgeable team ensures that whenever you reach out to us whether by phone or at our branch you receive the support you need.

Investment in Member Services

With $940,725,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also evident with $81,646 in used auto loans and $10,143,248,049 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Our Financial Health

With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation supports our mission to serve our community effectively. Our net worth ratio of $877 demonstrates a robust capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Savings Security

Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. Whether you are looking for financing for a new or used vehicle, our flexible terms make it easier for you to drive away with the car you want.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $1,201,961,525 provide the capital needed to expand operations or invest in new projects. We're committed to supporting local businesses and ensuring they have access to the necessary resources. If you're considering refinancing options or would like more information about eligibility requirements for any of our loan products, feel free to reach out to us at 208-846-7000 or visit us at 85 S Innovation Ln Meridian Id 83642. Our team is ready to assist you and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Idaho Central Credit Union, we're here to help you navigate your financial journey with confidence and ease.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, make buying or refinancing simple. We aim to guide you through the entire process and help you find the right mortgage solution for your needs.

Unsecured Credit Card Loans

For those who need a bit more flexibility in their finances, we also offer flexible terms on unsecured credit card loans. With a total of $261,654,757 in loans helping members manage their finances effectively, our credit cards come with competitive rates and various rewards programs that cater to your spending habits.

Loan Aggregator

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IDAHO CENTRAL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans