Idaho Central Meridian ID Credit Union | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Idaho Central, your trusted financial partner located at 1615 S Celebration Ave, Meridian, ID 83642. Since our establishment in 1940, we've proudly served over 656,000 members, helping them achieve their financial dreams. With a strong commitment to our community and a robust financial foundation of $11.7 billion in total assets, we are here to offer you personalized banking solutions that fit your lifestyle. At Idaho Central, we believe in building lasting relationships with our members. Our dedicated team, led by CEO Brenda Worrell and Board President Debbie McIntier, is focused on providing exceptional service tailored to your needs. Whether you're looking for checking accounts, auto loans, or business banking services, we have the tools and resources to support you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1615 S Celebration Ave, Meridian, ID 83642. We invite you to explore our services including online and mobile banking options for your convenience. With $429 million in total deposits and a strong net worth of $1 billion, Idaho Central is financially sound and ready to assist you with your financial goals. Call us today at (208) 846-7000 or visit our website at iccu.com to learn more about how we can help you thrive in your financial journey!

Branch History & Mission

Community Engagement

Our branch's growth is closely tied to the community's well-being. We actively engage in outreach programs aimed at supporting local initiatives and charitable causes. From sponsoring events that promote education to partnering with organizations focused on economic development, Idaho Central is dedicated to making a positive impact in Meridian and beyond.

Join Us

We invite you to experience the benefits of membership at Idaho Central. Whether you're looking for a reliable banking partner or seeking resources for financial education, we are here for you. Explore more about our services or join us today by visiting our website or calling us at (208) 846-7000. Together, let's build a brighter financial future!

Our Journey

From the very start, Idaho Central was built on the foundation of community support and cooperation. Over the decades, we have expanded our services and embraced new technologies to better serve our members. Today, we proudly manage total assets exceeding $11.6 billion, reflecting the trust placed in us by our members and the dedication of our staff. In addition to traditional banking services, we offer personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our commitment to convenience includes online banking and mobile payment options that allow you to manage your finances anytime, anywhere.

Our Mission

At Idaho Central, our mission is clear: to empower individuals and families through accessible financial services while actively contributing to the communities we serve. We believe that everyone deserves an opportunity for financial success. This belief drives us to provide not only competitive rates but also educational resources that help our members make informed financial decisions. While members can visit us at 1615 S Celebration Ave, official correspondence should be sent to the same address. With operating hours from Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM, we're here when you need us most. We also provide convenient ATM access and drive-thru banking for quick transactions.

Branch Location & Accessibility

Convenient Access

Finding us is easy! Our branch is located in a bustling area, making it simple for you to stop by while running errands or enjoying a day out. We offer ample parking and have taken steps to ensure our facilities are accessible for everyone, including ADA-compliant features such as ramps.

Operating Hours

We know your time is valuable, so we strive to make banking as convenient as possible. Our lobby hours run from Monday through Friday, opening at 8:30 AM and closing at 6:00 PM. Need to visit us on the weekend? Our drive-thru service is available on Saturdays from 9:00 AM to 3:00 PM, ensuring you have access when it fits your schedule best.

Services at Your Fingertips

At Idaho Central, we offer a wide variety of services designed to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, our drive-thru allows for quick deposits and withdrawals without leaving your car. For those on the go, enjoy the convenience of our ATM services available right at the branch. While members can visit us at 1615 S Celebration Ave Meridian Id 83642, official correspondence should be sent to our mailing address at 1615 S Celebration Ave, Meridian, ID 83642 if different. If you have any questions or need assistance, don't hesitate to give us a call at (208) 846-7000. We invite you to stop by Idaho Central today our team is ready to help you achieve your financial goals!

Member Eligibility

Welcome to the friendly community at Idaho Central, where becoming a member is as easy as pie! If you're looking to join us, you'll be happy to know that eligibility is open to individuals who live, work, or worship in our local area. We also welcome family members of existing members, making it a perfect opportunity for you and your loved ones to enjoy the benefits of credit union membership together. At Idaho Central, we pride ourselves on offering not just financial products but a supportive environment that puts our members first. To get started, simply check out our detailed eligibility criteria at https://www.iccu.com/membership/ . When you're ready to open an account, the process is straightforward just visit us online at https://apply.iccu.com/#/sso-start or give us a call at (208) 846-7000 for any questions. We're here to help you every step of the way as you embark on your journey with us at Idaho Central, located at 1615 S Celebration Ave Meridian Id 83642. Join us today and experience the difference!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what matters most your customers. From card processing solutions to online payments, we provide tools that fit seamlessly into your operations. Explore how Idaho Central, located at 1615 S Celebration Ave Meridian Id 83642 in Meridian, ID, can be your partner in success. Reach out today to see how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Banking Features

In today's busy world, convenience is key. That's why we provide robust online and mobile banking features. With these tools, you can handle transactions like cash withdrawals at our ATMs or simple deposits through drive-thru banking with ease. We also offer person-to-person payment options so you can send money directly to friends or family without hassle.

Credit Cards & Business Banking

For those who enjoy rewards while spending, our credit cards with rewards let you earn points on everyday purchases. It's an easy way to treat yourself while managing your finances wisely. We also understand that businesses have unique banking needs. Our business banking services, including merchant services and business loans, are designed to help local businesses thrive. From managing cash flow to expanding operations, we're here to assist.

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options make homeownership more accessible than ever. With personalized guidance through every step of the process, we ensure that you feel confident in your decision. If you're facing unexpected expenses or want to consolidate debt, our personal loans can offer you peace of mind. You can borrow what you need without complicated processes or hidden fees.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that help you manage your day-to-day finances effortlessly. Our accounts come with features like online banking and mobile payments, making it easy for you to access your funds anytime, anywhere. Imagine being able to check your balance or transfer money from your phone while waiting in line at the grocery store! When it comes to financing your next vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. Whether you're eyeing a brand-new car or a reliable used one, we're here to support your journey on the road.

Visit Us Today!

Whether you're stopping by for some quick banking or exploring new financial opportunities, our team at Idaho Central is ready to assist you. Feel free to call us at 208-846-7000 if you have any questions or want more information about any of our services. Join us today and experience how we can help meet your financial goals! For more details about opening an account or membership eligibility, visit us at iccu.com. We look forward to serving you!

Digital & Online Banking

Key Features

Our electronic signature authorization makes it simple to complete transactions without the hassle of paperwork. Need to review your statements? With e-statements available, you can easily access your financial documents electronically, helping you stay organized and reduce clutter. For those who prefer mobile convenience, our mobile application offers everything you need right at your fingertips. Make payments using mobile payments or send money directly to friends and family with our person-to-person transfer feature. It's quick and straightforward, so you can handle your finances on the fly. In short, at Idaho Central, we aim to empower our members with easy access to their accounts while ensuring a secure banking experience. Enjoy real-time account management, all from the comfort of your home or wherever life takes you!

Financial Strength

A Trusted Partner for Your Financial Journey

Net Shares (Funds available for lending and investments): $92,938,959. Total Share and Deposit Accounts: 1,356,709, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 1615 S Celebration Ave Meridian Id 83642 or call (208) 846-7000 to learn more about how we can help you achieve your financial goals.

Commitment to Member Success

With $940,725,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $81,646 in used auto loans and $10,143,248,049 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,719 full-time employees and 126 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Benefits

Our commitment doesn't stop at just providing loans; we also offer refinancing options for many of our products. If you're interested in exploring eligibility or refinancing options tailored to your needs, don't hesitate to reach out. At Idaho Central, we believe in empowering our members with financial resources that pave the way for success. You can visit us at 1615 S Celebration Ave Meridian ID 83642 or call us at 208-846-7000 for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us be part of your journey toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $1,201,961,525 provide the capital needed to grow and expand. We know that businesses need support to thrive and are committed to offering solutions that can enhance your operations.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555. Our experienced staff can help you understand your options and find the right mortgage that suits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $261,654,757 in loans helping members manage their finances effectively. This product is ideal for those looking to build credit while enjoying the convenience of a credit card.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

LendMesh takes pride in the accuracy of its loan comparisons. Loan data is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means users can trust that they are seeing fair and transparent offers.

IDAHO CENTRAL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans