Idaho Central Kuna ID Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Idaho Central at our Kuna branch, where your financial well-being is our top priority! Located at 1375 N Meridian Rd, Kuna, ID 83634, we have proudly served our community since 1940. With a strong commitment to our members, we are more than just a credit union; we are a partner in your financial journey. At Idaho Central, we understand that every member's needs are unique. That's why we offer a variety of services tailored to help you achieve your goals, whether it's purchasing a new home, financing a vehicle, or managing everyday banking. Our total assets stand at an impressive $11,696,566,096, and with $429,322,359 in deposits and a net worth of $1,025,743,094, you can trust that your money is in safe hands. Under the leadership of our CEO Brenda Worrell and Board President Debbie McIntier, our dedicated team of 1,845 employees works tirelessly to provide exceptional service. With over 656,539 members, we pride ourselves on fostering strong relationships within the community and ensuring that each member feels valued and understood. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address: 1375 N Meridian, Kuna, ID 83634. Whether you're looking for personal banking options like checking accounts and auto loans or business services such as merchant accounts and business loans, we're here to help. We also provide modern conveniences like online banking and mobile payments to make managing your finances easier than ever. Ready to take the next step? Call us today at 208-846-7000 or visit our website at iccu.com to learn more about how Idaho Central can support your financial aspirations. Join us as we continue to grow together with our community!

Branch History & Mission

At Idaho Central, we take pride in our rich history and commitment to serving the Kuna community since 1940. Located at 1375 N Meridian Rd, Kuna, ID 83634, our branch has been a cornerstone of financial support and community engagement for over eight decades. As we have grown, so has our mission: to provide our members with exceptional financial services while fostering a spirit of collaboration and community development. Since opening our doors, Idaho Central has evolved significantly. We started as a small credit union, focusing on meeting the needs of our initial members. Over the years, we have expanded to serve more than 656,000 members and manage total assets exceeding $11.6 billion. This growth reflects not only our dedication to providing quality banking solutions but also our commitment to enhancing the lives of those in our community. Our mission is simple yet powerful: to empower individuals and businesses through accessible financial services that promote economic well-being. We believe that by investing in our members and supporting local initiatives, we can create a thriving community where everyone has the opportunity to succeed. Idaho Central is more than just a financial institution; we are your partners in achieving personal and professional goals. Whether you are looking for checking accounts, auto loans, mortgage options, or business financing solutions, our team is here to guide you every step of the way. With features like online and mobile banking available at your fingertips, we strive to make managing your finances convenient and efficient. While members can visit us at 1375 N Meridian Rd for all their banking needs including access to an ATM and drive-thru service official correspondence should be sent to our mailing address at 1375 N Meridian, Kuna, ID 83634 if it differs from the branch address. We actively engage with local organizations and participate in various outreach programs designed to uplift the community around us. Our partnerships with schools, non-profits, and local businesses allow us to play an active role in making Kuna a better place for everyone. As we look ahead, we invite you to join Idaho Central and experience firsthand the benefits of being part of a member-focused credit union dedicated to your success. Explore our services today at iccu.com or call us at 208-846-7000 for more information about how we can help you achieve your financial dreams!

Branch Location & Accessibility

Branch Features

At our Kuna branch, we strive to create an inviting atmosphere for all our members. Parking is readily available, and our facility is ADA compliant, featuring ramps and accessible entrances so everyone can visit without any hassle. For those who prefer banking on the go, we are proud to offer ATM access on-site, so you can withdraw cash or check your balance whenever you need. Additionally, our drive-thru service allows for quick and easy transactions without leaving your vehicle perfect for busy schedules!

Operating Hours

We understand that life can be hectic, which is why our operating hours are designed to fit your needs. Our lobby is open Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM. Whether you need assistance with personal banking services like checking and savings accounts or inquiries about auto loans and mortgages, our friendly staff is here to help during these hours.

Visit Us Today!

While members can visit us at 1375 N Meridian Rd in Kuna for all their banking needs, official correspondence should be sent to our mailing address at 1375 N Meridian, Kuna, ID 83634. Have questions? Feel free to give us a call at 208-846-7000. We look forward to serving you soon stop by today and discover how we can assist with your financial journey!

Member Eligibility

At Idaho Central, we're thrilled to welcome you into our family of members, where you'll find a supportive community ready to help you achieve your financial goals. Becoming a member is easy! If you live, work, or attend school in Ada County, you're already eligible to join us. We believe everyone deserves access to friendly banking services, so we've made the membership process straightforward and inclusive. Enjoy benefits like competitive loan rates, personalized service, and a variety of financial products tailored just for you. For more detailed eligibility criteria, feel free to check out our website at https://www.iccu.com/membership/. When you're ready to take the next step, opening an account is just a click away at https://apply.iccu.com/#/sso-start. If you have any questions or need assistance, don't hesitate to reach out at (208) 846-7000. We can't wait to welcome you!

Business Banking & Commercial Services

Streamlined Merchant Services

In addition to loans, we offer practical merchant services designed to make daily operations smoother. Imagine effortlessly accepting payments from customers while managing your cash flow efficiently. Our merchant services can help streamline transactions and enhance your customer experience, allowing you to focus more on what matters growing your business. Located at 1375 N Meridian Rd Kuna Id 83634 in Kuna, ID, we are here to provide personalized banking solutions that fit your needs. For more information, visit us online or call us at (208) 846-7000. Let's take your business to the next level together!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans make financing straightforward and affordable. We provide competitive rates and flexible terms, allowing you to drive away in your dream vehicle without breaking the bank.

Business Banking

For local businesses, we offer comprehensive business banking services that include merchant services and business loans designed to support growth and success. Whether you're starting a new venture or expanding an existing one, we're here to help with flexible financial solutions.

Cash Withdrawal Services

Need cash quickly? Our ATMs provide easy access for withdrawals and balance inquiries without any hassle. Plus, our drive-thru service lets you handle deposits and simple transactions without ever leaving your car. At Idaho Central, we strive to ensure that each member feels valued and supported throughout their financial journey. With friendly staff ready to assist at every turn, we're not just a credit union; we're part of the community. Ready to explore how we can help you achieve your financial goals? Call us at 208-846-7000 or visit us today! You can also learn more about our services by visiting our website. Join us at Idaho Central, where banking meets community!

Credit Cards with Rewards

With our credit cards, you not only get a convenient way to make purchases but also earn rewards on every dollar spent. Picture yourself earning points that can be redeemed for travel, merchandise, or cash back simply by using your card for everyday expenses.

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing your current mortgage, our team is here to guide you through the process. We offer various mortgage options tailored to fit different budgets and lifestyles, ensuring you find the right fit for your financial situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. From simple transactions like withdrawals and balance checks at our ATMs to more complex tasks like loan applications through our user-friendly app or website, we've got you covered.

Personal Banking

Our personal banking services include checking and savings accounts that help you manage your money effectively. Imagine having a checking account that offers easy online access and mobile banking features right at your fingertips. You can check balances, transfer funds, and pay bills all from your smartphone or computer.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. Our personal loans can help cover those costs while offering options for debt consolidation. This means you can combine multiple debts into one manageable payment, simplifying your monthly budgeting.

Digital & Online Banking

Always Available

With 24/7 online banking services available at Idaho Central, managing your finances has never been easier. Our platform provides real-time account management so you can keep track of your spending and savings whenever it suits you. Join us today at Idaho Central and experience the ease and security of modern banking with a personal touch. Your financial goals are just a click away!

Key Features

Our services include electronic signature authorization, making it easier than ever to sign documents without the hassle of printing and mailing. Plus, you can choose to receive e-statements instead of paper ones, helping you stay organized while reducing clutter. For those on the go, our mobile application ensures you have full access to your accounts right in your pocket. If you're looking for quick ways to send money, our person-to-person transfer feature lets you send funds instantly to friends or family members no need for cash or checks! And for those who prefer using their mobile devices for payments, we offer a robust mobile payments feature that keeps your transactions safe and straightforward.

Financial Strength

A Growing Community

Total Share Accounts stand at 1,356,709, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $92,938,959, further indicating our commitment to serving your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 1375 N Meridian Rd Kuna Id 83634 or call (208) 846-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Excellence

Our operational efficiency is reflected in our $39,512,800, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 1,719 full-time employees and 126 part-time employees who are always ready to assist you with a knowledgeable and committed team.

Investment in Growth and Innovation

With $940,725,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive; with $81,646 in used auto loans and $10,143,248,049 in total loans and leases, we support our members' financial goals across various sectors.

Member-Centric Savings Solutions

Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.77% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. We provide both new and used vehicle financing options to ensure you find a plan that fits your budget. Plus, if you're considering refinancing your existing auto loan, we can help you explore eligibility options that could save you money.

Business Loans

For business owners, our outstanding commercial loans totaling $1,201,961,525 provide the capital needed to grow and expand. We understand the unique challenges businesses face and offer personalized service to help secure funding for everything from equipment purchases to operational costs. At Idaho Central, we pride ourselves on providing exceptional service to our members. If you're interested in any of our loan offerings or want to learn more about refinancing options, please reach out at (208) 846-7000 or visit us at our branch located at 1375 N Meridian Rd Kuna Id 83634 in Kuna, ID. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, make buying or refinancing simple. We guide you through every step of the process and offer tailored solutions that meet your needs. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to assist you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $261,654,757 in loans helping members manage their finances effectively. These cards come with various benefits and rewards to help you maximize your spending power without the stress of collateral requirements.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources guarantees fair and transparent offers for users.

IDAHO CENTRAL CREDIT UNION - Kuna, ID

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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