Idaho Central Idaho Falls ID Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Idaho Central, your trusted partner in financial success! Located at 3330 S 15Th E, Idaho Falls, ID 83404, our branch has been serving the community since 1940. With over 656,000 members and $11.7 billion in total assets, we are committed to providing exceptional services tailored to meet your financial needs. At Idaho Central, we believe in building strong relationships with our members. Our dedicated team, led by CEO Brenda Worrell and Board President Debbie McIntier, is here to ensure you receive personalized support on your financial journey. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or business banking solutions, we've got you covered. Our branch is equipped with modern conveniences including online and mobile banking options, ATMs for easy access to cash, and a drive-thru service for your convenience. You can trust us to be there when you need us most! While members can visit us at 3330 S 15Th E, official correspondence should be sent to the same address. Feel free to reach out to us at (208) 478-3300 for any inquiries or assistance. Join us today and experience the difference of being part of a credit union that truly cares about its members. Visit our website at iccu.com or stop by our branch we look forward to serving you!

Branch History & Mission

At Idaho Central, we are proud to have a rich history that dates back to 1940. Our branch in Idaho Falls, located at 3330 S 15Th E, has been a cornerstone of the community for over eight decades. As we've grown, so has our commitment to providing exceptional financial services and support to our members. With a total membership exceeding 656,000 and assets amounting to over $11.6 billion, we continue to thrive while staying true to our roots. From our humble beginnings, Idaho Central has always prioritized the needs of our members. Our mission is clear: to enhance the financial well-being of those we serve by offering personalized banking solutions and fostering a sense of community. We believe that everyone deserves access to quality financial services that empower them to achieve their goals. Over the years, we've embraced innovation while maintaining our traditional values. Our branch not only offers essential services such as checking and savings accounts but also provides various loan options, including auto loans and mortgages. Members can enjoy modern conveniences like online banking and mobile payments, making it easier than ever to manage finances on the go. While members can visit us at 3330 S 15Th E for face-to-face interactions, official correspondence should be sent to our mailing address at 3330 S. 15th East, Idaho Falls, ID 83404. Our operating hours are designed with your schedule in mind; we're open Monday through Friday from 8:30 AM to 6:00 PM and Saturdays from 9:00 AM to 3:00 PM. Idaho Central is more than just a credit union; we are deeply invested in our community. We actively participate in local events and initiatives aimed at improving the lives of residents in Idaho Falls and surrounding areas. Our partnerships with local organizations reflect our dedication to making a positive impact. In addition to our drive-thru banking services and ATM availability, we ensure that all members have access to essential banking functions without compromising convenience or security. We pride ourselves on being ADA compliant so that everyone can enjoy equal access to our services. We invite you to join Idaho Central and experience firsthand the benefits of being part of a community-focused credit union. Together, let's work towards achieving your financial dreams while supporting one another along the way! For more information on membership or how we can assist you, please visit our website or call us at 208-478-3300 today!

Branch Location & Accessibility

A Convenient Place to Bank

At Idaho Central, we understand that accessibility is key. Our branch features ample parking and is designed with ADA compliance in mind, ensuring everyone can enjoy our services comfortably. If you prefer the ease of drive-thru banking, we've got you covered! Our drive-thru facility allows for quick transactions without ever having to leave your vehicle. For any official correspondence, please note that while you can visit us at our branch address, letters should be sent to the same mailing address: 3330 S. 15th East, Idaho Falls, ID 83404.

Operating Hours That Work for You

We're here for you during convenient hours! Visit us Monday through Friday from 8:30 AM to 6:00 PM or swing by on Saturday when our drive-thru is open from 9:00 AM to 3:00 PM. Our friendly staff is always ready to assist you with personal banking services like checking and savings accounts, auto loans, and more.

Services Tailored Just for You

Idaho Central offers a variety of services designed with your needs in mind. From personal loans and mortgages to business banking solutions, we have something for everyone. Plus, enjoy easy access to an ATM right on site for quick withdrawals or balance checks whenever you need them. We invite you to stop by our Sunnyside branch today or give us a call at 208-478-3300. Experience firsthand how we're dedicated to serving you and meeting all your financial needs!

Member Eligibility

Becoming a member of Idaho Central is like joining a family that truly cares about your financial well-being. Located at 3330 S 15Th E Idaho Falls Id 83404, we welcome individuals and families who live, work, worship, or attend school in our community. Whether you're looking to open a checking account, save for the future, or get assistance with loans, our membership offers you access to personalized services and competitive rates designed just for you. The eligibility criteria are simple and inclusive, ensuring that everyone can join our supportive community. For a detailed look at what it takes to become a member, feel free to visit our website at https://www.iccu.com/membership/ . Opening an account with us is straightforward! You can start the process online by visiting https://apply.iccu.com/#/sso-start or give us a call at (208) 478-3300 if you have any questions. We're here to help you every step of the way as you embark on this exciting journey with Idaho Central.

Business Banking & Commercial Services

Merchant Services

In addition to our loan offerings, we provide essential merchant services that make everyday transactions smoother for you and your customers. Imagine having the ability to accept payments seamlessly whether it's through credit cards, mobile payments, or online transactions. Our merchant services ensure you can focus on what you do best: running your business. Located at 3330 S 15Th E Idaho Falls Id 83404 in Idaho Falls, ID, we invite you to discover how our tailored solutions can help your business thrive. Reach out today at (208) 478-3300 or visit us online at https://www.iccu.com/ to learn more!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access Anytime, Anywhere

With our ATM and cash withdrawal services available at various locations, accessing your money has never been easier. If you prefer face-to-face transactions, enjoy the convenience of our basic drive-thru banking for simple transactions like deposits and withdrawals without leaving your car.

Empowering Businesses

If you're a business owner, we understand that managing finances can be challenging. That's why we offer tailored business banking solutions, including merchant services and business loans designed to help your business thrive. Whether you're starting out or expanding, we're here to support your entrepreneurial journey.

Financing Your Dreams

When it comes to purchasing a vehicle or your dream home, we provide competitive auto loans and vehicle financing options that fit your budget. Our team will work with you to find the best rates and terms. Plus, if you're considering buying a home or refinancing an existing mortgage, our comprehensive mortgage loans and refinancing options will guide you through the process smoothly.

Join Us Today!

At Idaho Central, we pride ourselves on being more than just a credit union; we are a community partner committed to helping you achieve financial wellness. Our friendly staff is always ready to assist you with any questions about our services. To learn more about how we can support your financial goals or to start an account today, give us a call at (208) 478-3300 or visit us online at Sunnyside. We look forward to serving you!

Personal Banking Made Easy

Whether you're looking to manage your day-to-day finances or save for future goals, our personal banking services have you covered. We offer checking and savings accounts that suit all lifestyles, helping you keep track of your spending and saving effortlessly. Imagine having easy access to your funds through our user-friendly online and mobile banking platforms, allowing you to check balances, transfer money, or pay bills from anywhere.

Support for Every Financial Journey

For those unexpected expenses or planned purchases, our personal loans and debt consolidation services can help ease your financial burden. Imagine having one manageable payment instead of juggling multiple debts. Additionally, our credit cards with rewards allow you to earn benefits on everyday purchases making every dollar spent work for you.

Digital & Online Banking

Key Features

Our electronic signature authorization feature allows you to sign documents digitally, saving you time and effort. You no longer need to visit the branch for paperwork; simply sign from the comfort of your home. Additionally, with e-statements available, you can go paperless and view your statements whenever you need them helping you stay organized and reduce clutter. If you're always on the move, our mobile application is perfect for you. With the ability to make mobile payments easily, managing your finances has never been more convenient. Plus, you can send money to friends or family quickly with our person-to-person transfer feature. At Idaho Central, we prioritize your security while ensuring that accessing your financial information is straightforward. Our system is built with top-notch security measures to protect your personal data while giving you real-time account management capabilities. Whether you're at home or on the go, Idaho Central offers all the tools you need for effective financial management. Experience the ease of modern banking today!

Financial Strength

Commitment to Innovation

With $940,725,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $81,646 in used auto loans and $10,143,248,049 in total loans and leases to support your financial goals across various sectors.

Growing Membership Trust

Total Share Accounts stand at 1,356,709, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $92,938,959. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 3330 S 15Th E Idaho Falls Id 83404 or call (208) 478-3300 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,719 full-time employees and 126 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned option, we have flexible terms that suit your budget.

Business Loans

For business owners looking to expand or invest in new opportunities, our outstanding commercial loans totaling $1,201,961,525 provide the capital needed to grow. We're committed to supporting local businesses in our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, make buying or refinancing simple. We're here to guide you through each step of the process so you can move into your new home with confidence.

Refinancing and Eligibility Options

If you're considering refinancing any of your current loans or exploring eligibility options for our various loan products, we're here to help. Our team at Idaho Central is ready to assist you with personalized advice tailored to your unique financial situation. For more information on how we can support your financial journey or if you want to learn more about our loan offerings, feel free to reach out at 208-478-3300 or visit us at 3330 S 15Th E Idaho Falls ID 83404. You can also check out our website at iccu.com for additional details on eligibility and application processes. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Cards

Managing everyday expenses is easier with our unsecured credit card loans. We offer flexible terms on these cards, with a total of $261,654,757 in loans helping members manage their finances effectively. Whether it's for unexpected costs or planned purchases, our credit cards can help you stay on track.

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IDAHO CENTRAL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans