Idaho Central Idaho Falls ID Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Idaho Central at our Hitt Road branch, located at 240 N 25Th E, Idaho Falls, ID 83401. Since our establishment in 1940, we have proudly served our community with a commitment to provide exceptional financial services. With a strong membership base of over 656,539 members, we are dedicated to helping you achieve your financial goals. At Idaho Central, we understand the importance of trust and reliability in your banking experience. Our total assets stand at an impressive $11,696,566,096, ensuring that your money is safe and sound with us. We also have total deposits amounting to $429,322,359, reflecting our members' confidence in our services. Under the leadership of our CEO, Brenda Worrell, and Board President, Debbie McIntier, we strive to create a welcoming environment where every member feels valued. Our team of 1,845 employees is here to assist you with a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. While members can visit us at our Hitt Road branch for friendly service and expert advice, official correspondence should be sent to 240 North 25th East, Idaho Falls, ID 83401 if different from the branch address. With a net worth of $1,025,743,094 and cash reserves of $198,052,244, we're equipped to meet your needs today and into the future. Whether you're looking for loans or simply want guidance on saving for tomorrow's dreams, we're here for you. Ready to take the next step? Give us a call at 208-478-3300 or explore more about what we offer by visiting our website at iccu.com. Join us today and experience the difference that comes with being part of Idaho Central!

Branch History & Mission

Community Focus

Idaho Central's roots are deeply embedded in community support. We actively participate in local events and initiatives that uplift our neighbors. Our partnerships with schools and non-profits reflect our commitment to fostering a thriving community spirit. As you consider joining us at Idaho Central, know that you will be part of a family dedicated to your financial success and overall well-being. Experience firsthand the benefits of being a member of Idaho Central by visiting us today or exploring more about membership opportunities at our website. Join us on this journey as we continue to grow together!

Mission Statement

The mission of Idaho Central is simple yet powerful: to improve the lives of our members and the communities we serve. We strive to provide exceptional service and innovative solutions that empower individuals financially. This mission drives us to create programs and partnerships aimed at community outreach and support. Whether through financial education workshops or local sponsorships, we believe in giving back and making a positive impact where it matters most. While members can visit us at our branch address, official correspondence should be sent to 240 North 25th East, Idaho Falls, ID 83401 if needed. We also offer convenient features such as ATM availability and drive-thru banking for those on the go. Our digital advancements ensure that banking is easier than ever before. With services like online banking, mobile payments, and e-statements, members can manage their finances anytime, anywhere. We are also proud of our ADA compliance efforts, ensuring accessibility for all.

Branch Location & Accessibility

Get in Touch!

Have questions or need assistance? Don't hesitate to give us a call at (208) 478-3300. We're excited to serve you! Come see why so many people trust Idaho Central as their go-to financial partner. We look forward to welcoming you soon!

Nearby Landmarks and Accessibility

Nestled in the heart of Bonneville County, our branch is close to popular spots like the Idaho Falls Greenbelt and the local shopping district. It's easy to find us, and we offer ample parking right outside our door. We are committed to ensuring all members can visit us comfortably; our facility includes ADA-compliant features, including ramps and accessible entrances.

Operating Hours and Services

At Idaho Central, we strive to accommodate your schedule. Our lobby hours are Monday through Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 3:00 PM. Need to grab cash or make a quick deposit? We've got you covered with a drive-thru service that allows for simple transactions without leaving your vehicle. Plus, our ATM is available for those who prefer self-service banking. We provide a wide range of financial services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans, mortgages, and even business banking solutions. Our team is here to help you navigate your financial journey with ease. While members can visit us at our branch address, official correspondence should be sent to 240 North 25th East, Idaho Falls, ID 83401 if different from the branch address.

Member Eligibility

At Idaho Central, we believe that becoming a member means joining a welcoming community where your financial needs are understood and prioritized. If you're interested in being part of our family, you'll be happy to know that eligibility is open to anyone who lives, works, worships, or attends school in certain areas around us. We're here to support you with a range of services tailored to your unique situation. To get more detailed information on the specific criteria for membership, feel free to check out our eligibility page at https://www.iccu.com/membership/. Getting started with us is simple! Once you confirm your eligibility, opening an account is just a few clicks away. You can visit our account opening page at https://apply.iccu.com/#/sso-start to begin the process online. If you have any questions or need assistance, don't hesitate to give us a call at (208) 478-3300. We look forward to welcoming you into the Idaho Central family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services provide essential tools for daily operations. Imagine being able to accept payments from customers easily and securely, whether they're using credit cards or mobile payments. Our systems help streamline transactions, allowing you to focus on what matters most growing your business. Located conveniently at 240 N 25Th E Idaho Falls Id 83401, Idaho Falls, ID 83401, we invite you to explore how our business banking solutions can empower your success. For more information or assistance, feel free to reach out at (208) 478-3300.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash on the go? Our ATM and cash withdrawal services are available for quick access to your funds. For those who prefer face-to-face interactions but want the convenience of drive-thru banking, our basic drive-thru services cover deposits, withdrawals, and simple transactions efficiently.

Accessibility and Support

Located at 240 N 25Th E Idaho Falls Id 83401, our friendly staff is ready to assist you during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 3:00 PM. If you have any questions or need assistance, don't hesitate to reach out at (208) 478-3300. At Idaho Central, we believe that financial success starts with strong support and reliable services. We invite you to explore all that we have to offer by visiting us online at Hitt Road or coming into the branch today! Your journey towards better banking begins here!

Business Banking

For entrepreneurs and business owners, Idaho Central offers tailored solutions through our business banking services. From merchant services that simplify transactions to business loans that fuel growth, we're committed to helping your business thrive.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services that allow you to manage your accounts from anywhere. With features like mobile payments, electronic statements, and person-to-person payment options, handling your finances has never been easier.

Personal Banking

Our personal banking services are designed with you in mind. Open a checking or savings account to manage your daily finances effortlessly. If you're considering a new vehicle, our auto loans and vehicle financing options make it simple to drive off in your dream car. For those planning to buy a home, we offer mortgage loans and refinancing solutions that can help make homeownership a reality. If you're facing unexpected expenses, our personal loans and debt consolidation options provide flexibility and support when you need it most. Plus, with our credit cards featuring rewards, you can earn benefits while managing your purchases.

Digital & Online Banking

Key Features

Our online banking services are available 24/7, giving you the freedom to check your account balance, transfer funds, and pay bills on your schedule. You can also enjoy the convenience of e-statements, which allow you to access your account statements online rather than waiting for them in the mail. Plus, with electronic signature authorization, signing documents has never been easier or more secure. If you're always on the go, our mobile application is here to help. Available for download, it offers features like mobile payments and person-to-person transfers, making it easy to send money to friends or family right from your phone. Whether you're out shopping or relaxing at home, managing your finances is just a few taps away. Security is our top priority at Idaho Central. Our online services include robust security measures that keep your information safe while ensuring a smooth user experience. You can rest easy knowing that your financial data is protected as you navigate through our services. In today's fast-paced world, having accessible and effective banking solutions is essential. At Idaho Central, we strive to provide you with real-time account management tools that empower you to stay on top of your finances with ease and confidence. Join us today and discover how our digital banking solutions can enhance your financial journey!

Financial Strength

Commitment to Innovation and Growth

With $940,725,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our focus on continuous improvement means that we're always looking for ways to enhance your experience with us. Additionally, with $81,646 in used auto loans and $10,143,248,049 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our commitment to responsible lending ensures you have access to the funds you need when you need them.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 240 N 25Th E Idaho Falls Id 83401 or call (208) 478-3300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Efficient Operations

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This efficiency is supported by a dedicated team of 1,719 full-time employees and 126 part-time employees who are ready to assist you with any questions or concerns. We also manage $92,938,959, which represents funds available for lending and investments. With a growing number of 1,356,709, showing a strong member base that trusts us with their finances, we are proud of the community we've built together.

Member-Centric Savings Options

Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. These options are designed to help you grow your savings while keeping your funds secure. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored for your financial success.

Strong Financial Health

With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust figure reflects our ability to manage resources effectively while prioritizing our members' needs. Our net worth ratio of $877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This stability allows us to support our community and enhance the services you rely on.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure that you can find the perfect fit for your lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $1,201,961,525 provide the capital needed to grow and expand your business. We understand that having access to funds can be crucial for success in today's competitive market. If you're interested in any of our loan products or want to learn more about refinancing options and eligibility requirements, feel free to reach out! You can contact us at (208) 478-3300 or visit us at 240 N 25Th E Idaho Falls ID 83401. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Take the next step toward achieving your financial dreams with Idaho Central's diverse loan offerings!

Credit Lines and Unsecured Loans

For those who need flexibility in managing their finances, we offer credit lines with a total amount of $2,890,714,213 available for our members. Additionally, our unsecured credit card loans amounting to $261,654,757 provide an easy way to handle unexpected expenses without needing collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Loan Aggregator

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Idaho Central

Type of Loan Offerings

Home Equity Loans

Personal Loans