Idaho Central Hayden ID Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Idaho Central, your trusted financial partner located at 8760 N Government Way, Hayden, ID 83835. Since our establishment in 1940, we've been dedicated to serving our growing community of over 656,000 members. At Idaho Central, we pride ourselves on providing a range of personalized banking services designed to meet your unique financial needs. With total assets exceeding $11.69 billion and deposits reaching $429.32 million, we are committed to ensuring your money is safe and accessible. Our strong financial position, highlighted by a net worth of $1.03 billion, allows us to offer competitive loan options, with a total of 365,417 loans and leases available to our members. Led by our CEO, Brenda Worrell, and Board President, Debbie McIntier, Idaho Central is more than just a credit union; we are a community-focused institution that understands the importance of building relationships and supporting local initiatives. Our team of 1,845 employees is dedicated to providing exceptional service every day. While you can visit us at our Hayden branch for all your banking needs, official correspondence should be sent to the same address: 8760 N Government Way, Hayden, ID 83835. Whether you're looking for checking accounts, auto loans, or business banking solutions, we invite you to explore what Idaho Central has to offer. Visit our website at iccu.com or give us a call at 208-667-7722 to discover how we can help you achieve your financial goals today!

Branch History & Mission

Idaho Central has a rich legacy that began in 1940 when we first opened our doors in Hayden, Idaho. Over the years, we have grown from a small credit union into a trusted financial partner for over 656,000 members. Our journey reflects our commitment to supporting the financial well-being of our community while adapting to meet the needs of our members. Located at 8760 N Government Way, Hayden, ID 83835, our branch is conveniently situated near local landmarks and easily accessible for those looking to improve their financial future. Our mission is simple yet powerful: we strive to provide exceptional financial services while fostering community support and engagement. We are not just about transactions; we aim to build lasting relationships with our members and empower them to achieve their goals. As we evolved over the decades, so did our services. Today, Idaho Central offers a wide range of banking solutions, including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. We understand that technology plays a crucial role in today's world; therefore, we provide online and mobile banking services alongside traditional banking methods. Our drive-thru service allows for quick and convenient transactions without stepping out of your vehicle. Our commitment extends beyond mere financial transactions. We actively engage in community outreach efforts, partnering with local organizations to make a meaningful impact. This includes initiatives aimed at improving financial literacy and providing resources for those in need. While members can visit us at our branch location in Hayden, official correspondence should be sent to the same address as it doubles as our mailing address. You can also reach us at 208-667-7722 during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM. With total assets reaching an impressive $11,696,566,096 and a strong membership base, Idaho Central remains dedicated to meeting your financial needs with integrity and care. We invite you to join us on this journey toward financial empowerment and community growth. Experience the benefits of being part of Idaho Central today!

Branch Location & Accessibility

Call Us Anytime!

Our dedicated team is ready to assist you with all your personal banking needs from checking and savings accounts to auto loans and mortgages. We invite you to stop by or call us at 208-667-7722 for any questions or assistance. Your financial journey starts here at Idaho Central in Hayden!

Convenient Access and Features

At Idaho Central, we prioritize making your visit as smooth as possible. Our branch features ADA-compliant access with ramps and designated parking for individuals with disabilities. You can enjoy hassle-free banking with our drive-thru service, perfect for quick deposits and withdrawals without leaving your car. Plus, our ATM is available for your convenience whenever you need cash or want to check your balance.

Friendly Hours Just for You

We're here to help during the week from 9:00 AM to 6:00 PM and on Saturdays from 9:00 AM to 3:00 PM. Whether you prefer visiting us during lunch or after work, our extended hours mean you can stop by when it fits your schedule best. If you ever need to send us official correspondence, please note that while you can visit us at our branch address, you can also mail items to the same address 8760 N Government Way, Hayden, ID 83835.

Member Eligibility

Becoming a member of Idaho Central is like joining a close-knit family that truly cares about your financial well-being. If you live, work, or attend school in the areas we serve, you're likely eligible to join our community! We believe in making banking accessible and friendly, so whether you're looking for a simple savings account or planning for your dream home, we're here to support you every step of the way. You can find all the details about who can become a member by visiting our eligibility page at https://www.iccu.com/membership/. It's straightforward, and we encourage you to check it out! Ready to take the next step? Opening an account with us is easy! Just head over to our account opening page at https://apply.iccu.com/#/sso-start, and you'll be on your way to enjoying all the benefits of being part of Idaho Central. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (208) 667-7722. We're excited to welcome you into our community at 8760 N Government Way Hayden Id 83835!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In today's fast-paced market, having efficient merchant services is crucial. Imagine being able to process payments swiftly, manage transactions easily, and have access to tools that help you understand your sales trends better. Our merchant services are tailored for businesses of all sizes, ensuring you have what you need to serve your customers effectively while keeping your operations smooth. Visit us at 8760 N Government Way Hayden Id 83835 in Hayden, ID, or call us at (208) 667-7722 to discover how we can partner with you in achieving your business goals.

Comprehensive List Of Services

Accessible Services for Everyone

We pride ourselves on accessibility. Our branch provides basic ATM access for quick balance checks and withdrawals. If you're visiting us in person, enjoy the ease of our drive-thru service for simple transactions. At Idaho Central, we're committed to making banking as straightforward as possible for all our members. If you have questions or want to learn more about how we can serve you better, don't hesitate to reach out at (208) 667-7722. Ready to explore what we offer? Visit us or check out our website at Hayden today! Your journey toward smarter banking starts here!

Business Banking Made Simple

For our business members, we offer comprehensive Business Banking services that include merchant services and business loans. This means you can focus on growing your business while we take care of the financial details.

Digital and Convenient Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features. Manage your accounts anytime, anywhere with ease! Whether it's paying bills or transferring funds between accounts, you'll find everything at your fingertips. For those times when you need cash quickly, our ATM and cash withdrawal services are readily available. Our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car.

Financial Assistance When You Need It

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation services are here to assist you in managing those challenges effectively. With flexible terms, we aim to provide relief when it's needed most. To reward your spending habits, consider our Credit Cards with Rewards program. It allows you to earn points on purchases that can be redeemed for travel, merchandise, and more making each swipe worthwhile!

Personal Banking Solutions

Managing your everyday finances should be easy. With our Personal Banking services, including checking and savings accounts, you can effortlessly handle your money. Whether you're saving for a vacation or just want a safe place for your funds, we have options that fit your lifestyle. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options can help you get behind the wheel without breaking the bank. You'll find competitive rates that can work with any budget. Plus, if you're thinking about buying a home, our Mortgage Loans & Refinancing solutions are tailored to guide you through every step of the process.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our 24/7 online banking available at https://www.iccu.com/, you can easily check your account balances, transfer funds, and pay bills right from the comfort of your home or on the go. Whether it's day or night, your financial information is just a click away. We also offer mobile payments, allowing you to make purchases with just a tap on your smartphone. Plus, our user-friendly mobile application ensures that all these features are accessible in the palm of your hand. Whether you're out shopping or catching up with friends, managing your money has never been easier.

Secure and Convenient Transactions

Worried about security? Don't be! Our platform includes electronic signature authorization, making it simple and safe to sign documents electronically. You can also receive e-statements, which not only help you keep track of your spending but also reduce clutter in your mailbox. Need to send money quickly? Our person-to-person transfers feature lets you send cash to friends or family instantly, making shared expenses a breeze. At Idaho Central, we are committed to providing a banking experience that meets your needs with ease and security. Explore our digital services today and take control of your finances like never before!

Financial Strength

Building Trust Together

As your trusted partner in achieving financial success, we have managed a total of 1,356,709 share accounts an indication of the growing trust our members place in us. Our net shares available for lending and investments stand at $92,938,959, reinforcing our capability to serve you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is here for you every step of the way. Visit us at 8760 N Government Way Hayden Id 83835, Hayden, ID 83835 or call us at (208) 667-7722 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Your savings are well-protected at Idaho Central. Members' funds are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members first. With non-member deposits at $728,749, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 showcases our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We're proud to have a dedicated team of 1,719 full-time employees and 126 part-time employees who are always ready to assist you with knowledge and care.

Reinvestment for Growth

With $940,725,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $81,646 in used auto loans and $10,143,248,049 across total loans and leases. This means we're here to support your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used option, our auto financing solutions are tailored for your convenience.

Business Financing

For business owners, our outstanding commercial loans totaling $1,201,961,525 provide the capital needed to grow and expand your business. We understand that every business has unique needs and challenges; that's why our commercial loan options are designed with flexibility and support in mind.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $261,654,757 in loans helping members manage their finances effectively, these credit cards can be a smart way to handle everyday expenses while building your credit.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, providing the support you need as you take this significant step in your life. Whether you're purchasing your first home or refinancing an existing mortgage, our team is here to guide you through the process.

Refinancing Options

If you're interested in refinancing any of your existing loans or exploring eligibility options for our various products, we are here to assist you. Our team will work closely with you to find solutions that fit your financial situation best. At Idaho Central located at 8760 N Government Way Hayden Id 83835, we prioritize service and transparency. You can reach us at 208-667-7722 for more information about our loan offerings or visit our website at iccu.com to learn more about how we can assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This reliability allows users to feel confident in their choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. You can rest assured that you are viewing the best options available without any hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Knowing you have access to current rates means you're better equipped to secure the best deal possible. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how effective and user-friendly the tool truly is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By partnering with reputable financial institutions, LendMesh provides verified data that users can trust.

Idaho Central

Type of Loan Offerings

Home Equity Loans

Personal Loans