Idaho Central Fruitland ID Credit Union | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Idaho Central, where our commitment to serving the community shines through every interaction. Located at 815 Nw 11Th St, Fruitland, ID 83619, we have been a trusted financial partner since our establishment in 1940. As part of the Idaho Central family, we proudly support over 656,539 members with a robust set of financial services designed to meet your needs. At Idaho Central, we understand that trust and reliability are the cornerstones of banking. With total assets exceeding $11.69 billion, and total deposits amounting to $429,322,359, our strength allows us to offer competitive loans and savings options. We have processed 365,417 loans and leases, ensuring that our members can achieve their financial goals whether it's buying a new car or securing a home. Our dedicated team, led by CEO Brenda Worrell and Board President Debbie McIntier, is here to provide you with exceptional service. With a workforce of 1,845 employees, we ensure that every member receives personalized attention and support. Our branch offers essential services like personal banking, auto loans, mortgage refinancing, and business banking solutions. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to 815 NW 11th St, Fruitland, ID 83619. We invite you to explore our website at iccu.com for more information about membership eligibility or to open an account today. Your financial journey matters to us let's take it together! For any questions or assistance, feel free to reach out at (208) 846-7000. Visit us during our operating hours from Monday to Friday between 9 AM - 6 PM and Saturday from 9 AM - 3 PM. We look forward to welcoming you into the Idaho Central family!

Branch History & Mission

At Idaho Central, we are proud of our rich history and deep commitment to serving the community. Established in 1940, our branch in Fruitland, Idaho has grown alongside our members, evolving from a small credit union into a trusted financial partner for over 656,000 members. Located at 815 NW 11th St, Fruitland, ID 83619, we invite you to visit us and experience the warm, welcoming environment that has defined our service for decades. Our mission is simple yet powerful: to improve the financial lives of our members while making a positive impact in the communities we serve. We strive to provide a range of personal banking services, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We understand that each member's needs are unique, which is why we emphasize customer-centric initiatives and work tirelessly to tailor our services accordingly. Over the years, we've reached significant milestones that reflect our growth and dedication. With total assets exceeding $11.6 billion, we have established ourselves as a leading credit union in the region. Our drive-thru banking service and ATM availability ensure that accessing your funds is convenient and efficient. Additionally, our operating hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM are designed with your busy schedule in mind. While members can visit us at 815 NW 11th St, official correspondence should be sent to 815 NW 11th St, Fruitland, ID 83619. This attention to detail ensures that communication remains clear and efficient. Idaho Central also believes in giving back to the community. Through various partnerships and outreach programs, we support local organizations and initiatives that uplift those around us. Our efforts extend beyond banking; they are about building relationships that matter. As technology advances, so do we. Our digital services include online banking and mobile payments, making it easier than ever for you to manage your finances anytime and anywhere. We prioritize accessibility by ensuring ADA compliance across our services. Join us on this journey! Become part of Idaho Central today by visiting us or exploring membership options at our website. Experience firsthand how we can help you achieve your financial goals while contributing positively to our vibrant community!

Branch Location & Accessibility

Welcome to Idaho Central, your friendly neighborhood credit union located at 815 NW 11th St, Fruitland, ID 83619! We are proud to serve our members in Payette County and beyond. Our branch is conveniently situated near local landmarks that make it easy to find us. Whether you're shopping at nearby stores or enjoying the beautiful parks in the area, we're just a short drive away. At Idaho Central, we prioritize your accessibility needs. Our branch is designed to be welcoming for everyone, featuring ADA-compliant entrances and ramps for easy access. Plus, we offer ample parking space right outside our doors so you can visit us hassle-free. Our operating hours cater to your busy schedule: we're open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. Need assistance? Give us a call at 208-846-7000; our dedicated team is here to help with all your banking needs! We are equipped with an ATM and a convenient drive-thru service that allows you to manage deposits, withdrawals, and simple transactions without leaving your vehicle. At Idaho Central, we provide a range of services including personal banking options like checking and savings accounts, auto loans, mortgages, personal loans, and even business banking solutions. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 815 NW 11th St, Fruitland, ID 83619. We invite you to come by and experience the friendly service that sets us apart. Whether you want to open an account or simply ask questions about our services, we're here for you! Visit us today or check out our website for more information: Idaho Central. We look forward to serving you!

Member Eligibility

Joining the Idaho Central family is like stepping into a community where your financial well-being truly matters. At our branch located at 815 Nw 11Th St, Fruitland, ID 83619, we welcome individuals who live, work, worship, or attend school in our service area. It's easy to become a member and enjoy the benefits that come with it! Whether you're looking for personal banking solutions or exploring loan options, our members gain access to tailored services designed to support their unique needs. To dive deeper into the specifics of eligibility, feel free to visit our website at https://www.iccu.com/membership/. We're here to help you every step of the way. Getting started is simple! You can open your account online through our straightforward application process available at https://apply.iccu.com/#/sso-start. If you have any questions or need assistance, don't hesitate to reach out to us at 2088467000. We look forward to welcoming you into our community and helping you achieve your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to process payments easily and efficiently our merchant services do just that. From credit card processing to online payment solutions, we help streamline your transactions so you can focus on what you do best: running your business. Visit us at 815 Nw 11Th St Fruitland Id 83619 in Fruitland, ID, or give us a call at (208) 846-7000 to learn more about how we can empower your business today!

Comprehensive List Of Services

Business Banking

If you're a business owner, Idaho Central has specialized services just for you. Our business banking solutions include merchant services that streamline payment processing and business loans designed to help you expand your operations. We know that running a business comes with its challenges, and we're here to support you every step of the way.

Convenient Access Points

Need cash on the go? Our ATM services allow for easy cash withdrawals and balance checks without any hassle. Plus, our basic drive-thru banking offers an efficient way to handle deposits and simple transactions while you're on the move.

Credit Cards and Rewards

For those who enjoy shopping or dining out, our credit cards come with rewards that can make every purchase more rewarding. Whether you're accumulating points for travel or cashback offers for everyday expenses, you'll find a card that suits your lifestyle perfectly.

Online & Mobile Banking

In today's fast-paced world, having access to your finances anytime, anywhere is crucial. That's why we provide robust online and mobile banking features at Fruitland. With just a few taps on your smartphone or clicks on your computer, you can manage accounts, pay bills, transfer money, and even access person-to-person payment options.

Personal Banking

When it comes to personal banking, we have you covered. Whether you're looking for checking and savings accounts to manage your daily finances or need assistance with auto loans and vehicle financing, our team is here to help. Imagine driving off in your dream car with one of our competitive auto loan options, making the process easy and straightforward. We also understand the importance of home ownership, which is why we offer mortgage loans and refinancing solutions tailored to fit your budget. If you find yourself facing unexpected expenses or wish to consolidate debt, our personal loans can provide the flexibility you need.

Visit Us Today!

We invite you to explore all these services firsthand at our branch located at 815 Nw 11Th St Fruitland Id 83619 in Fruitland, ID. You can reach us at (208) 846-7000 during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. Take the next step towards better banking today! Join us at Idaho Central, where we prioritize your financial success.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, you'll find it simple to keep track of your financial activities in real-time. Plus, with e-statements available, you can say goodbye to paper clutter and enjoy quick access to your financial statements right from your device. If you prefer mobile banking, our user-friendly mobile application offers all the features of online banking right in the palm of your hand. Make payments using our mobile payments feature, which allows for convenient transactions without needing cash or cards. Additionally, you can easily send money to friends or family through our person-to-person transfers no more waiting for checks to clear!

Security and Convenience

Your security is our top priority. With electronic signature authorization available, signing documents online is not only safe but also incredibly convenient. You can complete important transactions without having to visit the branch in person. In a world where convenience matters, Idaho Central ensures that managing your finances is straightforward and secure. We are dedicated to providing tools that fit into your lifestyle while keeping your information safe. Experience the ease of digital banking today!

Financial Strength

At Idaho Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial foundation, you can trust that your money is in good hands. With a net worth of $1,025,743,094, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.77% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $940,725,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $81,646 in used auto loans and $10,143,248,049 in total loans and leases. Our operational efficiency is reflected in our $39,512,800, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,719 full-time employees and 126 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $92,938,959. Total Share Accounts: 1,356,709, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 815 Nw 11Th St Fruitland Id 83619 or call (208) 846-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. We offer flexible terms to ensure you find a loan that fits your budget. If you're considering refinancing your current auto loan, we can guide you through the eligibility options available.

Business Loans

For business owners, our outstanding commercial loans totaling $1,201,961,525 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to support an existing one, our team is ready to work with you on finding the right financing solution. Our branch is located at 815 Nw 11Th St Fruitland Id 83619, and we're just a phone call away at 208-846-7000. Our operating hours are Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit our website at iccu.com for more information on our loan products or to begin your application process today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, make buying or refinancing simple. We are here to assist you at every step of the process to help you secure the best financing option for your dream home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $261,654,757 in loans helping members manage their finances effectively. These cards come with various features and rewards tailored to enhance your spending experience while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users receive fair and transparent offers without hidden fees or misleading information.

IDAHO CENTRAL CREDIT UNION - Fruitland, ID

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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