Idaho Central Eagle ID Credit Union | Best Auto Loans & Personal Banking

Introduction

Welcome to Idaho Central, your trusted financial partner located at 768 E State St, Eagle, ID 83616. Since our establishment in 1940, we have proudly served our community, growing alongside our members and helping them achieve their financial goals. With a total membership of over 656,539 and assets reaching an impressive $11,696,566,096, we are dedicated to providing exceptional services tailored to meet the diverse needs of individuals and businesses alike. At Idaho Central, we understand that banking is about more than just numbers; it's about building relationships and supporting our members through every step of their financial journey. Our current net worth stands at $1,025,743,094, showcasing our stability and commitment to serving you. We currently offer a wide range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions designed to empower you financially. While you can visit us at our branch in Eagle for all your banking needs, please note that official correspondence should be sent to the same address: 768 East State Street, Eagle, ID 83616. Our friendly team is ready to assist you during lobby hours from Monday to Friday from 8:30 AM to 6:00 PM and on Saturday from 9:00 AM to 3:00 PM. You can reach us at (208) 846-7000 for any inquiries or assistance. Led by CEO Brenda Worrell and Board President Debbie McIntier, our experienced leadership team is committed to ensuring that your experience with Idaho Central is nothing short of outstanding. We take pride in our robust financial health with total loans amounting to 365,417, total deposits of $429,322,359, and cash in hand of $198,052,244, allowing us to serve you better. Join us at Idaho Central today and discover how we can help you build a brighter financial future. Visit our website at iccu.com or stop by the branch for personalized assistance tailored just for you!

Branch History & Mission

Join Us!

We invite you to experience the Idaho Central difference firsthand. Whether you're looking for reliable banking services or wanting to engage with a community-focused organization, you'll find a welcoming home here with us. Explore your membership options today by visiting our website or call us at 208-846-7000. Together, let's build a brighter financial future!

Our Evolution

Idaho Central started with a vision to empower individuals and families through accessible banking solutions. From our humble beginnings, we have expanded our offerings and now boast total assets of over $11.6 billion. Our branch at 768 E State St, Eagle, ID 83616, is easily accessible and ideally located near popular local landmarks, making it convenient for our members to visit us. As we evolved, so did our services. We embraced technology to enhance member experience by introducing online and mobile banking options that allow easy access to accounts from anywhere. Additionally, we maintain ADA compliance across our facilities, ensuring that all members feel welcome and included.

Our Mission

At Idaho Central, our mission is clear: we strive to improve the financial well-being of our members while making a positive impact in the communities we serve. We offer a wide range of services including personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Furthermore, our business banking solutions are designed to help local entrepreneurs thrive. We believe in giving back. Through various partnerships and outreach efforts, we support local schools and charities, contributing to the overall growth and prosperity of Eagle and its surrounding areas. While members can visit us at 768 E State St for all their banking needs including our drive-thru service for added convenience official correspondence should be sent to our mailing address at 768 East State Street, Eagle, ID 83616.

Branch Location & Accessibility

Comprehensive Services

At Idaho Central, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards, we've got you covered. Our drive-thru service provides a quick way for you to make deposits and withdrawals without leaving your car, perfect for busy days! Plus, with ATM availability on-site, you can easily access cash anytime. We invite you to visit our Eagle branch or give us a call at 208-846-7000 if you have any questions. Our friendly staff is eager to assist you with all your banking needs. Come see how we can support your financial journey today!

Convenient Access and Nearby Landmarks

You can find us just a short drive from popular spots like Eagle Island State Park and the charming downtown area. With ample parking available, including ADA-compliant spaces, visiting our branch is hassle-free. We ensure that everyone can access our services comfortably, with ramps and clear pathways for those who may need assistance. While members can visit us at 768 E State St, official correspondence should be sent to our mailing address at 768 East State Street, Eagle, ID 83616.

Welcoming Hours

Our doors are open Monday through Friday from 8:30 AM to 6:00 PM, and on Saturdays from 9:00 AM to 3:00 PM. This schedule allows you to come in during your lunch break or over the weekend when it's most convenient for you.

Member Eligibility

At Idaho Central, we believe in creating a community where everyone feels welcome and valued. Becoming a member is simple and rewarding! If you live, work, worship, or go to school in Idaho, you're likely eligible to join us. We proudly serve individuals from various walks of life, and our membership is designed to be inclusive. By joining Idaho Central, you gain access to a range of financial products and services tailored to support your goals. To get started, just visit us at 768 E State St, Eagle ID 83616, or give us a call at (208) 846-7000 for more information. You can also check out the details about eligibility on our website at https://www.iccu.com/membership/ . When you're ready to open an account, simply head over to https://apply.iccu.com/#/sso-start . Joining Idaho Central is not just about banking; it's about becoming part of a caring community that prioritizes your financial well-being!

Business Banking & Commercial Services

Real-World Merchant Services

Imagine having a payment solution that makes it easy for your customers to buy from you. Our merchant services do just that. Whether you run a café or a retail store, we offer tools that simplify transactions, allowing you to focus on what you do best serving your customers. Come visit us at 768 E State St Eagle Id 83616, Eagle, ID to learn more about how we can help your business thrive!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

If you prefer cash transactions, our ATM & Cash Withdrawal Services are readily available at convenient locations throughout Eagle. Need cash quickly? Just visit one of our ATMs!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options are designed to help you drive away in the vehicle of your choice without breaking the bank. We offer competitive rates and flexible terms that fit your budget. Imagine cruising down the road in your new ride while knowing you've made a smart financial decision.

Business Banking

For entrepreneurs and business owners, we offer robust Business Banking solutions including merchant services and business loans. Running a business can be challenging; let us help simplify your finances so you can focus on what matters most growing your business.

Credit Cards with Rewards

Want to earn rewards while spending? Check out our Credit Cards with Rewards! Enjoy benefits like cashback or travel points every time you make a purchase. It's like getting paid for buying what you already need.

Drive-Thru Banking

For quick deposits and withdrawals without leaving your car, take advantage of our Basic Drive-Thru Banking service. It's perfect for busy days when every minute counts. We invite you to visit us at 768 E State St Eagle Id 83616 in Eagle, ID, or give us a call at (208) 846-7000 to learn more about how we can support your financial journey. Join us at Idaho Central today where convenience meets community!

Mortgage Loans & Refinancing

Homeownership is a big step, and at Idaho Central, we make it easier with our Mortgage Loans & Refinancing services. Whether you're buying your first home or refinancing an existing loan for better rates, our knowledgeable team is here to guide you through every step of the process. You can count on us to help turn your homeownership dreams into reality.

Online & Mobile Banking

With Online & Mobile Banking, managing your finances has never been easier. You can pay bills, transfer funds, and even deposit checks right from your phone or computer no more waiting in line!

Personal Banking

For those starting their financial journey or managing everyday expenses, we offer Personal Banking services, including checking and savings accounts. You can easily manage your funds online or through our mobile app, ensuring that you have access to your money whenever you need it. Picture this: you're out shopping and need to check your balance. With our mobile banking features, it's just a few taps away!

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come in handy. If you're looking to consolidate debt or fund a special project, we provide flexible loan options tailored to your situation. Our loans can help ease financial burdens and give you peace of mind.

Digital & Online Banking

Convenience on the Go

For those who prefer managing their finances on the go, our mobile application is here for you. It comes packed with features like mobile payments and person-to-person transfers, making it easy to send money to friends or family in seconds. Need to make a payment while out? Just use your smartphone!

Key Services Offered

With our online banking platform available at https://www.iccu.com/ , you can enjoy 24/7 access to your accounts. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Plus, our electronic signature authorization feature allows you to handle paperwork without the hassle of printing and signing documents. Want to keep track of your spending? Our e-statements are readily available for you to review at any time. You can easily view your transaction history, which helps you stay organized and informed about your financial health.

Security First

Your safety is our priority. We employ strong security measures so that you can feel confident when using our digital services. From encrypted connections to secure logins, we've got your back. In summary, with Idaho Central's digital and online banking services, you'll experience convenience, accessibility, and peace of mind. Managing your finances has never been easier!

Financial Strength

Commitment to Growth

With $940,725,170 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $81,646 in used auto loans and an impressive total of $10,143,248,049 in loans and leases.

Growing Membership Base

Total Share Accounts stand at an impressive 1,356,709, showing a strong and growing member base that trusts us with their finances. Additionally, our available funds for lending and investments are robust at $92,938,959 in net shares. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 768 E State St Eagle Id 83616 or call 208-846-7000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance reflects operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,719 full-time employees and 126 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Strong Financial Health

With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 877% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our team is here to guide you through the process and find the best option for your budget.

Credit Lines

In addition to these offerings, we provide access to credit lines totaling $2,890,714,213. This flexibility can help you manage unexpected expenses or consolidate debt efficiently.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, make buying or refinancing simple. We know that purchasing a home is one of the biggest decisions you'll ever make, and we are committed to making it as straightforward as possible.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better terms or lower rates, our knowledgeable staff can assist you in exploring eligibility options tailored to your situation. For more information about our loan products or to speak with a representative who can assist you with your specific needs, please contact us at 208-846-7000. You can also visit us at our branch located at 768 E State St Eagle ID 83616. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Idaho Central, we are dedicated to providing personalized service that helps our members navigate their financial journeys confidently.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $261,654,757 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and rewards programs that fit your lifestyle.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures fair and transparent offers for consumers. By working closely with reputable financial institutions, LendMesh guarantees that the information presented is both accurate and trustworthy.

IDAHO CENTRAL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans