Idaho Central Chubbuck ID Credit Union | Affordable Vehicle Loans & Easy Drive-Thru Banking

Introduction

Welcome to Idaho Central, your trusted financial partner located at 4537 Yellowstone Ave, Chubbuck, ID 83202. Established in 1940, we have proudly served our community for over eight decades, growing alongside our members and helping them achieve their financial goals. With a total membership of 656,539 and assets exceeding $11.69 billion, we are committed to providing exceptional service tailored to your needs. At Idaho Central, we believe that strong financial foundations lead to thriving communities. That's why we offer a range of products from personal banking and auto loans to business banking solutions. Our members enjoy access to over $429 million in deposits and can take advantage of our extensive loan offerings, which include more than 365,000 loans and leases. Your success is our mission, and our dedicated team led by CEO Brenda Worrell and Board President Debbie McIntier works tirelessly to ensure you receive the best possible support. While you can visit us directly at our Chubbuck branch for all your banking needs, please note that official correspondence should be sent to the same address: 4537 Yellowstone Avenue, Chubbuck, ID 83202. Whether you're looking to open an account or inquire about loan options, we're here for you. Feel free to reach out at (208) 478-3300, or explore more about our services on our website: iccu.com. Join us today in building a brighter financial future together!

Branch History & Mission

Embracing Modern Banking

In an ever-evolving digital world, Idaho Central embraces technology to make banking more convenient for you. Our online and mobile banking services allow you to manage your accounts anytime and anywhere. From electronic signatures to mobile payments, we ensure that your banking experience is not only efficient but also secure. With ADA compliance at the forefront of our operations, we make sure that everyone can access our services comfortably. Plus, enjoy the convenience of our ATM availability and drive-thru banking options for quick transactions. Join us today at Idaho Central in Chubbuck! Experience firsthand the benefits of being part of a credit union that truly cares about you and your financial well-being. Whether you're looking to open an account or need assistance with loans and investments, our friendly team is ready to help you every step of the way. For more information or to get started on your journey with us, call us at 208-478-3300 or visit our website at iccu.com. Your future awaits at Idaho Central!

Our Mission

At Idaho Central, our mission is simple yet profound: to enhance the lives of our members through exceptional financial services while actively supporting our community. We strive to provide personalized solutions that cater to your unique needs be it personal banking, auto loans, mortgages, or business banking options. Our commitment goes beyond just banking; we aim to foster growth and stability within our neighborhoods. Through partnerships and outreach programs, we invest in local initiatives that uplift our community. Whether it's sponsoring events or providing educational resources, we are proud to give back where it matters most.

Branch Location & Accessibility

Accessibility Features

At Idaho Central, we understand the importance of accessibility. Our branch is equipped with ADA-compliant features such as ramps and designated parking spaces, making it easy for everyone to access our services comfortably.

Call to Action

We invite you to stop by Idaho Central today or give us a call at 208-478-3300. Let us help you achieve your financial goals in a welcoming environment!

Nearby Landmarks

If you're near the Chubbuck High School or the popular Pine Ridge Mall, you're just a hop away from us. Our location is designed with your convenience in mind. Plus, there's ample parking available, ensuring that you can visit us without any hassle.

Operating Hours and Services

We are here for you during the week! Our lobby hours are Monday through Friday from 8:30 AM to 6:00 PM, and on Saturdays, our drive-thru is open from 9:00 AM to 3:00 PM. Whether you're looking to open a checking account, apply for an auto loan, or simply need assistance with online banking, our friendly staff is ready to help. In addition to personal banking services like savings accounts and credit cards with rewards, we also offer ATM access and drive-thru banking for quick transactions. If you need to withdraw cash or check your balance on the go, our ATM is available for your convenience. While members can visit us at 4537 Yellowstone Ave for all their banking needs, official correspondence should be sent to our mailing address: 4537 Yellowstone Avenue, Chubbuck, ID 83202.

Member Eligibility

Becoming a member of Idaho Central is like joining a warm, supportive family that's here to help you thrive. If you live, work, worship, or attend school in our community, you're already on the path to membership! We welcome individuals from all walks of life and believe everyone deserves access to financial resources tailored to their needs. At Idaho Central, you'll enjoy benefits such as competitive rates on loans and savings, personalized service, and a range of convenient banking options. For more details about who can join us, feel free to check out our eligibility criteria at https://www.iccu.com/membership/ . Getting started is easy! Simply visit us at our branch located at 4537 Yellowstone Ave Chubbuck Id 83202, or call us at (208) 478-3300 for assistance with the account opening process. You can also begin your application online by visiting https://apply.iccu.com/#/sso-start . We're excited to have you become part of our community!

Business Banking & Commercial Services

Merchant Services That Simplify Operations

In addition to loans, we offer merchant services designed to streamline your transactions. Imagine a busy Saturday at your local café: with our point-of-sale solutions, you can accept payments easily and efficiently, keeping lines moving and customers happy. From credit card processing to online payment systems, we're here to help you focus on what matters most growing your business. Come visit us at 4537 Yellowstone Ave Chubbuck Id 83202 in Chubbuck, ID to learn how we can partner with you for success!

Tailored Loan Options for Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer specialized services that meet your needs. Our business banking solutions, including merchant services and business loans, are designed to support growth and efficiency.

Conclusion

At Idaho Central, we strive to empower our members through comprehensive financial services tailored just for them. Whether you're managing personal finances or running a business, we're here to help every step of the way. Ready to experience the difference? Visit us at 4537 Yellowstone Ave Chubbuck Id 83202 in Chubbuck, ID, or give us a call at (208) 478-3300 today! You can also explore more about our services on our website: Chubbuck. Join us in making your financial dreams a reality!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking platforms. With features like ATM access for quick withdrawals and balance checks, plus person-to-person payment options, you can manage your finances from anywhere at any time. Our basic drive-thru service also allows for easy deposits and withdrawals without needing to leave your vehicle.

Personal Banking

Managing your personal finances has never been simpler with our offerings. Our checking and savings accounts give you flexibility and control over your money. If you're planning to buy a new car, check out our auto loans and vehicle financing options that can help you hit the road in style without breaking the bank. For those considering homeownership or wanting to refinance, our mortgage loans provide competitive rates tailored to fit your budget. Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation solutions come into play, helping you manage bills or unexpected costs with ease. Plus, don't forget about our credit cards with rewards, perfect for those who want to earn while they spend.

Digital & Online Banking

Key Features

We know that security is a top priority for our members. That's why we provide electronic signature authorization for transactions, ensuring that your sensitive information remains protected. You can also opt for e-statements, which not only help keep your data secure but are also an eco-friendly choice! If you're looking to send money quickly and easily, our person-to-person transfer feature allows you to send funds directly to friends and family without any hassle. Plus, if you're out shopping, our mobile payments feature lets you make purchases with just a tap no need to carry cash or cards. With all these tools at your fingertips, staying on top of your finances has never been easier. Whether you're checking balances or making payments, our digital services offer the flexibility and convenience you deserve. Join us at Idaho Central today and discover how our digital banking solutions can help simplify your financial life!

Financial Strength

Commitment to Growth

With $940,725,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $81,646 in used auto loans and $10,143,248,049 in total loans and leases.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,719 full-time employees and 126 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 1,356,709, showing a strong and growing member base that trusts us with their finances.

Secure Savings Options

Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 4537 Yellowstone Ave Chubbuck Id 83202 or call (208) 478-3300 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we have financing options that suit your budget.

Business Loans

For business owners looking to expand or improve operations, our outstanding commercial loans totaling $1,201,961,525 provide the capital needed to grow and succeed. Whether it's for equipment purchases or operational expenses, we're committed to supporting local businesses in our community. At Idaho Central located at 4537 Yellowstone Ave Chubbuck Id 83202, we're dedicated to making borrowing straightforward and accessible. Feel free to reach out at 208-478-3300 if you have any questions about our loan offerings or need assistance with your application. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan products can help you take the next step towards achieving your financial aspirations today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, make buying or refinancing simple. We offer various mortgage solutions designed to meet your specific needs. If you're considering refinancing an existing mortgage or are unsure about eligibility requirements, our team is here to guide you through every step.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $261,654,757 in loans helping members manage their finances effectively. With competitive interest rates and easy application processes, our credit cards provide the support you need for both planned purchases and unexpected costs.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By focusing on verified information from legitimate financial institutions, LendMesh guarantees accuracy in its loan comparisons.

IDAHO CENTRAL CREDIT UNION - Chubbuck, ID

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans