Idaho Central Chubbuck ID Credit Union | Convenient ATM Services

Introduction

Welcome to Idaho Central, your trusted financial partner located at 4400 Central Way, Chubbuck, ID 83202. Since our establishment in 1940, we've been dedicated to serving our community with unwavering commitment and integrity. With over 656,539 members counting on us, we take pride in being a cornerstone of financial support and empowerment. At Idaho Central, we understand that financial needs vary from person to person. That's why we offer a broad range of services tailored just for you. Whether you're looking to secure one of the 365,417 loans we've issued or simply want a safe place to grow your savings our assets totaling an impressive $11,696,566,096 are here to back you up. Our leadership team is passionate about ensuring your experience is exceptional. Under the guidance of CEO Brenda Worrell and Board President Debbie McIntier, our dedicated staff of 1,845 employees is always ready to assist you. We're not just here to do business; we're here to build relationships based on trust and community support. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 4400 Central Way, Chubbuck, ID 83202. If you ever need assistance or have questions, don't hesitate to reach out! You can give us a call at 208-239-3000 during our operating hours: Monday through Thursday from 8:30 AM - 5:30 PM, Friday from 9:00 AM - 6:00 PM, and Saturday from 10:00 AM - 2:00 PM. Join us today and become part of a credit union that genuinely cares about its members. Visit our website at iccu.com for more information on how we can help you achieve your financial goals!

Branch History & Mission

Community Engagement

Idaho Central actively participates in various outreach programs that strengthen ties with local organizations and initiatives. We understand that our success is intertwined with the well-being of the communities we serve. Through partnerships and volunteer efforts, we strive to make a meaningful impact beyond just banking. As technology advances, so do we. Our digital platforms offer convenience for members who prefer online banking options like mobile payments and e-statements. We are also committed to ADA compliance, ensuring that all our services are accessible for everyone.

Join Us!

If you're looking for a credit union that truly cares about its members and their financial journey, consider joining Idaho Central today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. Visit us at iccu.com or call us at 208-239-3000 for more information. Together, let's build a brighter financial future!

Our Evolution

Over the years, Idaho Central has achieved remarkable milestones while staying true to its mission of providing accessible financial services to everyone in the community. As we expanded our offerings, we remained focused on our members' needs, ensuring they have access to essential services that help them thrive financially. The dedication to community support is evident in every service we provide. Our branch is not just about banking; it's about building relationships and fostering a sense of belonging. We take pride in our commitment to serve our members and contribute positively to Chubbuck and surrounding areas. Whether you're looking for personal loans, savings accounts, or other financial services, Idaho Central is here to guide you.

Our Mission

At Idaho Central, our mission is simple yet powerful: to improve the lives of our members through exceptional service and support. We believe that financial health is key to overall well-being. That's why we prioritize transparency, accessibility, and community involvement in everything we do. While members can visit us at 4400 Central Way, official correspondence should be sent to the same address since there's no difference between our branch and mailing address. Our operating hours are designed with you in mind: Monday through Thursday from 8:30 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 10:00 AM to 2:00 PM.

Branch Location & Accessibility

Call-to-Action

We invite you to come visit us at Idaho Central! Feel free to give us a call at 208-239-3000 if you have any questions or need assistance before your visit. Your financial well-being is our top priority, and we can't wait to help you achieve your goals!

Local Landmarks and Accessibility

Situated near local landmarks, our branch is easy to find. You'll appreciate the ample parking available right outside, making it simple for you to stop by. We pride ourselves on being accessible to everyone, with features that comply with ADA standards, ensuring everyone can enter and navigate comfortably.

Operating Hours and Services

Our friendly team is ready to serve you during the following hours: Monday through Thursday from 8:30 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 10:00 AM to 2:00 PM. We understand that life can be busy, so we aim to provide hours that fit your schedule. Although we do not offer drive-thru banking or ATM services at this location, our dedicated staff is always available inside the branch to assist with various services tailored to meet your needs.

Member Eligibility

Becoming a member of Idaho Central feels like joining a close-knit family where everyone is dedicated to your financial well-being. If you live, work, or go to school in Idaho or have a family member who is already a member, you're likely eligible to join us! At Idaho Central, we believe that everyone deserves access to financial services tailored to their needs. With our competitive rates and personalized service, you'll find a welcoming community ready to support your financial goals. For the most current eligibility criteria, feel free to check out our detailed guide at https://www.iccu.com/membership/ . Getting started is simple! You can open an account online in just a few minutes by visiting https://apply.iccu.com/#/sso-start . If you have any questions along the way, don't hesitate to reach out at (208) 239-3000. We're excited for you to join us at Idaho Central, located at 4400 Central Way Chubbuck Id 83202, and look forward to helping you on your financial journey!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify transactions for you and your customers. Imagine being able to accept payments easily, whether online or in-person. This not only enhances customer satisfaction but also streamlines your operations, allowing you to focus on what matters most growing your business. Visit us at 4400 Central Way Chubbuck Id 83202 in Chubbuck, ID or call us at (208) 239-3000 to learn more about how our business banking and commercial services can support your goals. Let's build a brighter future together!

Comprehensive List Of Services

Digital Banking Features

In today's fast-paced world, having reliable online banking options is crucial. At Idaho Central, we understand this and offer user-friendly digital banking features. With our online banking platform, you can easily monitor your account activity, transfer funds between accounts, and even pay bills from the comfort of your home or on the go via your mobile device. Our mobile application brings all these features directly to your smartphone, ensuring that you can manage your finances anytime, anywhere.

Everyday Banking Needs

One of the key services available at Idaho Central is our ATM Services Only. This service allows you to access your funds whenever you need them, making it simple to withdraw cash, check balances, and manage your accounts on the go. Imagine being out and about in Chubbuck and needing cash for a last-minute purchase; our ATMs provide that convenience right at your fingertips.

Member Support and Accessibility

Should you have any questions or need assistance while using our services, feel free to reach out to us at (208) 239-3000. Our friendly team is ready to help you navigate through any concerns or inquiries about our offerings. We believe in building strong relationships with our members by providing personalized support tailored to their unique financial situations. As we continue to grow and adapt to the needs of our community, we encourage you to explore all that Idaho Central has to offer. From ATM access to robust digital banking solutions, we aim to be your trusted partner in achieving financial well-being. For more information about how we can assist you or if you're ready to start banking with us today, visit us at our website or call us directly at (208) 239-3000. Join us at Idaho Central, where your financial success is our priority!

Digital & Online Banking

Always Accessible

Whether it's early in the morning or late at night, our online banking services are available around the clock. This means that no matter where life takes you, you'll always have access to your accounts when you need them most. Join us today and experience the convenience of digital banking with Idaho Central!

Key Services for Your Convenience

Our online banking features are designed with you in mind. You can easily check your account balance, transfer funds, and pay bills all from your computer or smartphone. Plus, if you're always on the move, our mobile application makes it even easier to manage your money right at your fingertips. Need to send money to a friend? With our person-to-person transfer feature, you can quickly and securely send funds without any hassle. And for those who prefer going paperless, we offer e-statements that allow you to view and download your financial statements anytime, anywhere.

Security You Can Trust

Security is a top priority at Idaho Central. We use electronic signature authorization for transactions, ensuring that your sensitive information remains protected. Our robust security measures keep your data safe while giving you peace of mind as you conduct your banking activities online.

Financial Strength

At Idaho Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on transparency and performance, which is why we are proud to share our financial strength with you. With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $940,725,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $81,646 in used auto loans and $10,143,248,049 in total loans and leases supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,719 full-time employees and 126 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $92,938,959. Total Share Accounts: 1,356,709, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 4400 Central Way Chubbuck Id 83202 or call (208) 239-3000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our auto loans can provide the financing you need with ease.

Credit Lines

For those seeking additional flexibility in managing finances or unexpected expenses, our credit lines amounting to $2,890,714,213 offer just that. Whether it's for home improvements or emergencies, having access to these funds can provide peace of mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, make buying or refinancing simple. We are here to guide you through the process and answer any questions you may have along the way.

Refinancing Options

If you're interested in lowering your monthly payments or accessing equity from your home or vehicle, we also provide refinancing options tailored to your needs. We encourage you to explore eligibility options by visiting our website. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information about our loan products or to speak with one of our representatives directly, please call us at 208-239-3000. Our friendly team is ready to assist you during our operating hours: Monday - Thursday from 8:30 AM - 5:30 PM; Friday from 9:00 AM - 6:00 PM; and Saturday from 10:00 AM - 2:00 PM. At Idaho Central located at 4400 Central Way Chubbuck Id 83202, we're committed to helping you navigate your financial journey!

Unsecured Credit Cards

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $261,654,757 in loans helping members manage their finances effectively. With competitive rates and no annual fees, our credit cards can be an excellent choice for those looking to maintain control over their spending.

Loan Aggregator

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IDAHO CENTRAL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans