Idaho Central Burley ID Credit Union | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Idaho Central, your trusted financial partner located at 110 Overland Ave, Burley, ID 83318. Since our establishment in 1940, we have proudly served our community, growing to a membership of over 656,539 members. Our commitment to providing exceptional services is reflected in our robust financial health, boasting total assets of $11,696,566,096 and total deposits reaching $429,322,359. At Idaho Central, we believe in the power of community and strive to make a positive impact. Our dedicated team of 1,845 employees, led by CEO Brenda Worrell and Board President Debbie McIntier, works tirelessly to support our members' financial needs. With a diverse range of services from checking and savings accounts to auto loans and business banking there's something for everyone. While you can visit us at our branch for personal service and support, we also offer modern conveniences such as online and mobile banking. Whether you're looking for a loan or just need some financial advice, we're here for you. If you have questions or need assistance, don't hesitate to reach out at 208-678-2046. Join us on this journey towards financial wellness. Visit our website at www.iccu.com to learn more about how we can help you achieve your goals!

Branch History & Mission

At Idaho Central, our story begins in 1940, when we first opened our doors in Burley, ID. Over the years, we have grown from a small credit union to one that proudly serves over 656,000 members across the region. Our main office is located at 110 Overland Ave, a central spot that makes it easy for our community to access the financial services they need. Our mission is simple yet powerful: to empower our members with the financial tools and support they need to achieve their goals. We believe in putting people first, which means providing not just banking services, but also fostering strong relationships within our community. This commitment has helped us build trust and loyalty among our members. From the start, Idaho Central has focused on meeting the needs of its members. We offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgages, and business banking solutions. Our assets have grown significantly over the years, now totaling over $11.6 billion. This growth reflects our dedication to providing quality service and adapting to the changing needs of our members. In addition to traditional banking services, we've embraced technology to enhance member experiences. Our online and mobile banking platforms allow members to manage their finances anytime and anywhere. We also prioritize accessibility by ensuring our services are ADA compliant and offering drive-thru banking for added convenience. As part of our ongoing commitment to community engagement, Idaho Central actively participates in local outreach efforts. We partner with various organizations to support initiatives that uplift our community and promote financial literacy. While you can visit us at 110 Overland Ave in Burley for any banking needs or inquiries, official correspondence should be directed to the same address. If you want to learn more about joining our growing family or exploring what we offer, don't hesitate to reach out at 208-678-2046 or visit us online at iccu.com. Join us at Idaho Central where your financial journey matters!

Branch Location & Accessibility

Convenient Access and Features

At Idaho Central, we prioritize your convenience. Our parking lot offers plenty of space for all visitors, ensuring you can find a spot without any hassle. The branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities so everyone can enjoy easy access. We are open during the week from Monday to Friday from 8:30 AM to 6:00 PM and have Saturday drive-thru hours from 9:00 AM to 3:00 PM. This flexible schedule allows you to manage your banking at a time that suits you best.

Get in Touch!

If you have any questions or need assistance, don't hesitate to call us at 208-678-2046. We're here to help! We invite you to visit Idaho Central in Burley today and experience our commitment to serving our members with excellence. Your financial journey starts here!

Services Tailored for You

Our Burley branch offers a variety of services tailored to meet your personal and business banking needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing options, we've got you covered. Plus, with ATM availability and basic drive-thru banking for deposits and withdrawals, managing your finances has never been easier.

Member Eligibility

Becoming a member of Idaho Central is like joining a close-knit community where your financial needs are prioritized. If you live, work, worship, or attend school in the area, you're likely eligible to join us! We embrace all individuals who share our values and vision. At Idaho Central, you'll enjoy personalized banking services that truly cater to your unique needs, from competitive loan rates to tailored financial advice. To see if you're eligible and to learn more about the benefits of membership, feel free to check out our detailed eligibility criteria at https://www.iccu.com/membership/. When you're ready to take the next step, opening an account is simple! Just visit our account opening page at https://apply.iccu.com/#/sso-start, or give us a call at (208) 678-2046 if you have any questions. We're excited to welcome you to our family at Idaho Central, located at 110 Overland Ave Burley Id 83318!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions and enhance your customer experience. Picture this: your customers can pay easily with various options while you manage everything seamlessly from one platform. This kind of convenience not only improves cash flow but also builds loyalty among your clientele. Located at 110 Overland Ave Burley Id 83318, Burley, ID, we're here to empower local businesses like yours. Reach out today at (208) 678-2046 to learn how we can assist you!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash in a hurry? Our ATM services allow for quick withdrawals and balance checks without stepping inside the branch. Plus, our drive-thru banking makes it easy to complete simple transactions like deposits and withdrawals from the comfort of your car. At Idaho Central, we pride ourselves on being more than just a financial institution; we are part of this community. We invite you to visit us at 110 Overland Ave Burley Id 83318, call us at (208) 678-2046, or explore our offerings online at Burley. Let's work together towards achieving your financial aspirations!

Business Banking Support

If you're a business owner, our comprehensive business banking services cater specifically to your needs. From merchant services that simplify transactions to business loans that support growth initiatives, we're here to help your business thrive.

Digital Banking Convenience

In today's fast-paced world, convenience matters. With our robust online and mobile banking platforms, you can manage your accounts anytime, anywhere. Whether you're making deposits, transferring funds, or checking balances on-the-go, we've got you covered with user-friendly tools designed for ease of access.

Home Financing Options

For many, buying a home is one of the biggest milestones in life. At Idaho Central, we offer competitive mortgage loans and refinancing options to make homeownership more attainable. We provide guidance throughout the process, ensuring you find the right solution for your budget.

Personal Banking Solutions

Whether you're opening your first checking account or looking for a secure place to grow your savings, we have options that fit your lifestyle. Our personal banking services include checking and savings accounts tailored to meet your everyday needs. If you're dreaming of a new car or need assistance with vehicle financing, our auto loans can help turn those dreams into reality.

Personal Loans and Credit Solutions

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options to help you regain control over your finances. Our credit cards come with rewards that make everyday purchases even more rewarding, allowing you to earn while you spend.

Digital & Online Banking

At Idaho Central, we understand that your time is valuable. That's why our digital and online banking services are designed to offer you convenience and security, allowing you to manage your finances anytime, anywhere. With just a few clicks, you can access a suite of features tailored to fit your banking needs. When you visit https://www.iccu.com/, you'll discover a range of services that make managing your money simple and efficient. Whether you're checking your balance or transferring funds, our 24/7 online banking services ensure you have control over your finances whenever you need it. You can also enjoy the ease of electronic signature authorization for fast and secure transactions without the hassle of paperwork. For those who prefer going paperless, e-statements are available, giving you a quick way to review your account activity while reducing clutter at home. Plus, with our mobile application, you can take all these features on the go. Want to make payments? Our mobile payments feature allows you to pay bills directly from your phone, making everyday tasks easier than ever. Need to send money to friends or family? Our person-to-person transfer option lets you do just that in a few simple steps no cash needed! All these tools come with robust security measures so that you can bank with peace of mind. With Idaho Central, digital banking isn't just about convenience; it's about empowering you to take charge of your finances effectively. Explore the possibilities today by visiting https://www.iccu.com/ and experience banking made easy!

Financial Strength

At Idaho Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economic landscape, having a reliable partner for your financial needs is essential. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is reflected in our net worth ratio of 877, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $940,725,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is strong; we have $81,646 in used auto loans and a total of $10,143,248,049 in loans and leases available to support our members' financial goals across various sectors. While our current net income shows no operational profit at this moment (currently $0), our overall financial strategy remains robust. We also take pride in having 1,719 full-time employees and 126 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With net shares totaling $92,938,959, we have ample funds available for lending and investments. Our total share accounts stand at 1,356,709, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Idaho Central is your trusted partner. Visit us at 110 Overland Ave Burley ID 83318 or call us at 208-678-2046 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Loan Services

For business owners looking to grow their operations, our outstanding commercial loans totaling $1,201,961,525 provide the capital needed to expand and thrive. Plus, if you're interested in personal loans for debt consolidation or other needs, we have solutions designed just for that too. You can reach us at 208-678-2046 or visit us at our branch located at 110 Overland Ave Burley Id 83318. If you're curious about eligibility for any of our loan products or want to start your application process today, check out our website here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. From financing your dream vehicle to ensuring you can afford reliable transportation, our team is here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, make buying or refinancing simple. We provide various refinancing options as well so you can explore what works best for your situation.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $261,654,757 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that add extra value to your purchases.

Loan Aggregator

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Idaho Central

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans