Idaho Central Boise ID Credit Union | Top Credit Cards & Online Banking

Introduction

Welcome to Idaho Central, your trusted partner in achieving financial success! Located at 11321 W Chinden Blvd, Boise, ID 83714, our branch is dedicated to providing exceptional service and a wide range of financial solutions to meet your needs. Established in 1940, we are proud to serve over 656,539 members and manage assets totaling an impressive $11,696,566,096. At Idaho Central, we believe that every member deserves personalized attention and a sense of belonging. Our commitment to community is reflected not just in our services but also in the trust our members place in us. With total deposits reaching $429,322,359 and a robust net worth of $1,025,743,094, we're here to ensure your financial health is in capable hands. Led by our dedicated CEO, Brenda Worrell, and Board President Debbie McIntier, our team of 1,845 employees is ready to assist you with everything from personal banking and auto loans to business banking services. While members can visit us at our physical location for consultations and transactions, official correspondence should be sent to the same address: 11321 W Chinden Blvd, Boise, ID 83714. We invite you to explore all the ways Idaho Central can support you on your financial journey. Whether you're looking for loans or savings options, we're here to help every step of the way. Give us a call at 208-846-7000 or visit our website at www.iccu.com for more information. Let's build a brighter financial future together!

Branch History & Mission

Idaho Central has a rich legacy rooted in community and service. Since opening its doors in 1940, the Chinden Campus has grown alongside Boise, Idaho, becoming a trusted financial partner for countless members. From its humble beginnings, Idaho Central has expanded significantly, now boasting a total membership of over 656,000 and assets totaling an impressive $11,696,566,096. Located at 11321 W Chinden Blvd in Boise, our branch is positioned near several local landmarks that make it easily accessible for our members. Whether you are visiting us for personal banking or seeking financial advice, we strive to provide a welcoming environment where everyone feels valued. For any official correspondence, please send mail to our mailing address at 11321 W Chinden Blvd, Boise, ID 83714. Our mission is simple yet profound: to help our members achieve their financial goals while actively supporting the communities we serve. This commitment extends beyond just offering financial services; we engage with local organizations and initiatives that uplift and empower our neighbors. In today's digital age, Idaho Central embraces innovation without losing sight of personal connections. We offer a range of modern services including online and mobile banking options to fit your lifestyle. Our branch is ADA compliant to ensure accessibility for all members of the community. While we currently do not have drive-thru services at this location, our ATM is available for your convenience. As we look to the future, Idaho Central remains dedicated to fostering relationships built on trust and transparency. Our team works tirelessly to ensure that every member receives personalized attention tailored to their unique needs. We invite you to join our growing family at Idaho Central! Experience the difference of being part of a credit union that truly cares about your success and well-being. Visit us today or explore more about membership opportunities at Idaho Central. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to Idaho Central, your trusted partner in financial services! Conveniently located at 11321 W Chinden Blvd in Boise, Idaho, our branch is here to serve you with a friendly smile and a range of banking solutions. Nestled near popular spots like the Boise River and just a short drive from the bustling downtown area, our location makes it easy for you to stop by for all your banking needs. While members can visit us at this address, official correspondence should be sent to the same mailing address: 11321 W Chinden Blvd, Boise, ID 83714. Our branch is committed to being accessible for everyone. We have ample parking available and ensure that our facilities are ADA compliant, making it easy for all members to access our services. At Idaho Central, we understand that your time is valuable. That's why we offer convenient lobby hours from Monday through Friday, opening at 10 AM and closing at 4 PM. Whether you need assistance with personal banking services like checking and savings accounts, auto loans, or mortgages, our knowledgeable team is here to help. If you're on the go, don't worry! We have an ATM available for quick cash withdrawals and balance checks right outside our branch. Please note that while we do not currently offer drive-thru banking or shared service center availability, we're always ready to assist you inside. Ready to take the next step in your financial journey? Stop by Idaho Central today or give us a call at 208-846-7000. We look forward to welcoming you!

Member Eligibility

At Idaho Central, we're excited to welcome you into our community of members who share a commitment to helping one another thrive financially. Becoming a member is easier than you might think! If you live, work, or worship in certain areas or have family members who are already part of our credit union, you may qualify for membership. We believe that everyone deserves access to financial services that empower their dreams, so take a moment to check out the specific eligibility criteria at https://www.iccu.com/membership/ . Once you know you're eligible, opening an account is just a few clicks away! You can start your journey by visiting https://apply.iccu.com/#/sso-start . Should you have any questions along the way, feel free to reach out to us at (208) 846-7000. Join us at Idaho Central located at 11321 W Chinden Blvd Boise Id 83714, and discover the advantages of being part of a supportive financial community that puts its members first!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services tailored to meet your needs. Imagine easily accepting payments from customers, whether they prefer credit cards, debit cards, or mobile payments. Our merchant services simplify transactions so you can focus on what you do best running your business. Visit us at 11321 W Chinden Blvd Boise Id 83714 in Boise, ID to learn more about how we can help your business thrive. For inquiries, call us at (208) 846-7000 we're here for you!

Comprehensive List Of Services

Business Banking Solutions

For our business members, Idaho Central provides robust business banking services, including merchant services and business loans that allow you to thrive in today's competitive market. Whether you're starting a new venture or expanding an existing one, we're here to support your journey.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking features that let you manage your finances anytime and anywhere. You can easily check balances, transfer funds, and pay bills with just a few taps on your phone. Our ATM services also ensure that you have access to cash when you need it most. With basic ATM access for withdrawals and balance checks available at our locations, it's all about making banking as easy as possible for you.

Get Started Today!

We invite you to explore all the financial solutions available at Idaho Central. Whether you're at our branch located at 11321 W Chinden Blvd Boise ID 83714, or accessing us online through our website, we're here for you every step of the way. If you're ready to take control of your financial future or have any questions about our services, please reach out to us at 208-846-7000. Join us today and experience the difference with Idaho Central!

Personal Banking Made Easy

Our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your daily expenses while building up your savings. Imagine having a checking account that not only keeps your money safe but also offers features to help you budget better. For those looking to make a big purchase like a car, our auto loans and vehicle financing options make it easy to drive away in the vehicle you desire without breaking the bank. Plus, if you're thinking about buying a home or refinancing your current mortgage, our mortgage loans and refinancing services are here to guide you through every step of the process.

Simplifying Debt Management

We know that managing debt can be overwhelming. That's why we offer personal loans and debt consolidation options to help simplify your financial commitments. You can focus on what really matters while we help streamline your payments. Additionally, our credit cards with rewards give you the chance to earn points or cash back on everyday purchases. This is just one way we strive to enhance your spending power while keeping things manageable.

Digital & Online Banking

Convenient Online Services

With just a few clicks, you can access your accounts through our online banking portal at https://www.iccu.com/ . This service is available 24/7, allowing you to check balances, pay bills, and transfer funds whenever you need. Plus, if you prefer to handle things from your smartphone, our mobile application is here to help. You can download it easily and enjoy features like mobile payments and person-to-person transfers right from your device.

Real-Time Account Management

Managing your finances has never been easier! With our online banking services, you can keep track of your spending in real-time, ensuring you're always informed about your financial health. Whether it's checking recent transactions or setting up alerts for certain activities on your account, we've got you covered. In summary, our digital and online banking services at Idaho Central are designed with convenience and security in mind. Explore everything we have to offer today by visiting https://www.iccu.com/ !

Secure and User-Friendly Features

Security is a top priority for us at Idaho Central. We offer electronic signature authorization for quick and safe document signing, so you can complete transactions without needing to visit the branch. Additionally, e-statements are available for those who prefer a paperless option keeping your documents organized while helping the environment. Our mobile payments feature makes shopping hassle-free; simply tap your phone to pay at participating locations. With person-to-person transfer options, sending money to friends or family is straightforward and instant.

Financial Strength

At Idaho Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to feel confident in your financial institution, and we are proud to share our robust financial strength with you. With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 877% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is further reflected in our impressive $940,725,170 in undivided earnings. This allows us to reinvest in innovative banking tools and stronger lending options to serve you better. Additionally, with $81,646 in used auto loans and an overall total of $10,143,248,049 in loans and leases available for our members' needs across various sectors. While our operational efficiency is evident from our $0 net income, it highlights our focus on providing value rather than profit. We also take pride in having 1,719 full-time employees and 126 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team that understands your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Idaho Central is your trusted partner. Visit us at 11321 W Chinden Blvd Boise Id 83714 or call 208-846-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,201,961,525 provide the capital needed to grow and expand your business. We understand the challenges you face and are here to support your journey toward success.

Credit Lines

Additionally, our total credit lines amount to $2,890,714,213, offering flexibility for personal and business needs. Whether it's for unexpected expenses or planned purchases, we've got you covered. If you're considering refinancing or exploring eligibility options for any of these products, our team is ready to assist you. We invite you to reach out by calling us at 208-846-7000 or visiting us at 11321 W Chinden Blvd Boise Id 83714. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Idaho Central, we're committed to helping you find the right loan product tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, providing you with the support needed to secure your dream home.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. We currently have $261,654,757 in loans available to help our members manage their finances effectively.

Loan Aggregator

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IDAHO CENTRAL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans