Idaho Central Boise ID Credit Union | Quick Personal Loans & Checking Accounts

Introduction

Welcome to Idaho Central, your trusted financial partner located at 11255 W Fairview Ave, Boise, ID 83713. Since our establishment in 1940, we have been dedicated to serving our community and providing exceptional banking services tailored to your needs. With a robust membership of over 656,539 individuals, we pride ourselves on our commitment to empowering our members with the financial tools they need to thrive. At Idaho Central, we understand that every member's journey is unique. That's why we offer a wide range of services including personal banking, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. With total assets exceeding $11.69 billion and total deposits around $429 million, our solid financial foundation ensures that you can trust us with your banking needs. Led by our CEO Brenda Worrell and Board President Debbie McIntier, our team of over 1,845 employees is here to support you every step of the way. Whether you're looking to open a new account or seeking advice on loans, we're ready to help you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to 10990 W Fairview Ave, Boise, ID 83713-7930. For any inquiries or assistance, feel free to give us a call at 208-846-7000. Join us today and discover how Idaho Central can help you reach new heights in your financial journey! For more information about our services or to become a member, visit us online at iccu.com.

Branch History & Mission

Welcome to the heart of our community at Idaho Central, located at 11255 W Fairview Ave, Boise, ID 83713. Since our doors first opened in 1940, we have proudly served our members with a commitment to providing exceptional financial services and community support. Over the decades, we have grown from a small local credit union into a thriving institution with a total membership of over 656,539 and assets exceeding $11.69 billion. Our journey began with a simple mission: to serve the financial needs of our members while fostering a sense of belonging and community. This mission still drives us today as we strive to offer accessible banking solutions tailored to each member's unique needs. We believe that everyone deserves the opportunity for financial success, which is why we provide a wide range of services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. At Idaho Central, we understand that banking should be convenient. That's why we are proud to offer ATM availability and drive-thru banking for quick transactions. Our operating hours are designed to fit your busy lifestyle: Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 10990 W Fairview Ave, Boise, ID 83713-7930. Community outreach has always been an essential part of who we are. We actively participate in local events and initiatives that uplift our neighbors and foster economic growth in Boise and beyond. Our partnerships with local organizations help ensure that we not only meet the financial needs of our members but also contribute positively to the community's overall well-being. As technology continues to advance, so do we. Our digital banking solutions like online banking and mobile payments make managing finances easier than ever before. We prioritize accessibility for all members by ensuring ADA compliance across our services. We invite you to join us on this journey toward financial wellness. Experience the difference that a member-focused credit union can make in your life at Idaho Central. Explore your options today by visiting us or checking out more information on our website at iccu.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

We understand how important it is for everyone to access banking services comfortably. Our branch is ADA compliant and features ramps for easy entry. Plus, we offer ample parking spaces right outside, making it simple for you to pop in and out quickly.

Call to Action

We invite you to come by our Fairview branch today! Whether you have questions about our services or need help with your account, our dedicated team is ready to assist you. Feel free to give us a call at 208-846-7000 if you prefer speaking with someone first. We look forward to seeing you soon!

Operating Hours

Our doors are open Monday through Friday from 8:30 AM to 6:00 PM and on Saturdays from 9:00 AM to 3:00 PM. These hours are designed to fit around your busy schedule, ensuring that you can always find time to visit us when you need assistance.

Services Offered

At Idaho Central's Fairview branch, we provide a range of services tailored to meet your needs. You can enjoy personal banking options like checking and savings accounts, as well as auto loans and mortgage refinancing. For those who prefer digital banking, we offer online and mobile banking services so you can manage your finances anytime, anywhere. If you're in a hurry, our drive-thru service allows for quick deposits or withdrawals without leaving your car. Additionally, we have an ATM available for those who need cash or want to check their balance quickly. While members can visit us at 11255 W Fairview Ave, official correspondence should be sent to our mailing address at 10990 W Fairview Ave, Boise, ID 83713-7930.

Member Eligibility

At Idaho Central, we believe that joining our community is like stepping into a family where everyone looks out for each other. If you're interested in becoming a member, you'll be glad to know that eligibility is open to a wide range of individuals and families in our local area. This includes anyone who lives, works, or worships in the communities we serve. Plus, if you have a family member who's already a member, you can join too! The process is designed to be straightforward and welcoming. For more specific details about eligibility criteria, feel free to check out our resource at this link. Once you're ready to take the next step, opening an account with us is simple! Just head over to our account opening page, and you'll find everything you need to get started. If you have any questions or need assistance along the way, don't hesitate to reach out by calling us at 208-846-7000. We're excited to welcome you to Idaho Central and help you enjoy all the benefits of membership!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Alongside our loans, our merchant services ensure you can accept payments easily and efficiently. Imagine being able to process transactions quickly, whether you're at a bustling market or serving customers in-store. We provide tools that simplify payment processing so you can focus on what matters most growing your business. Located conveniently at 11255 W Fairview Ave Boise Id 83713 in Boise, ID, our team is here to guide you every step of the way. Let's work together to turn your business dreams into reality! For more information or to get started, give us a call at (208) 846-7000.

Comprehensive List Of Services

Accessible Drive-Thru and ATM Services

Sometimes you need to get in and out quickly. Our basic Drive-Thru Banking allows for simple transactions such as deposits and withdrawals without leaving your car. Plus, with our Basic ATM Access, checking balances or withdrawing cash can be done in just a few taps. With all these services available under one roof at Idaho Central in Boise, it's easier than ever to take charge of your financial journey. If you have questions or want to learn more about how we can assist you today, please don't hesitate to reach out at 208-846-7000. Ready to experience these benefits? Visit us online at iccu.com or stop by our branch today!

Business Banking Solutions

For our business members, we offer tailored solutions like Merchant Services and Business Loans that help keep your operations running smoothly. We understand that every business has different needs, and we're here to support your growth.

Convenient Digital Banking

In today's fast-paced world, having control over your finances is essential. That's why we offer robust Online & Mobile Banking features. You can check balances, transfer funds, and even make payments from the comfort of your home or on the go. With services like ATM & Cash Withdrawal Services, accessing your cash is quick and easy.

Credit Cards and Rewards

Who doesn't love rewards? Our Credit Cards with Rewards not only give you purchasing power but also let you earn points for every dollar spent. This can turn everyday purchases into exciting opportunities for travel or shopping!

Personal Banking Services

Our personal banking options include Checking & Savings Accounts designed to fit any lifestyle. Imagine easily managing your funds while earning interest on your savings this is what we strive for at Idaho Central. If you're considering buying a car, our Auto Loans & Vehicle Financing can help you drive away with a great deal. We also offer Mortgage Loans & Refinancing, making homeownership more accessible than ever. For those unexpected expenses or if you're looking to consolidate debt, our Personal Loans provide flexible solutions.

Digital & Online Banking

Always Accessible

Need assistance outside regular business hours? No problem! With 24/7 online banking services, you can access your accounts whenever it suits you best. Our mobile payments feature enables easy transactions right from your smartphone, making shopping and bill payments simple and hassle-free. At Idaho Central, we believe in making banking accessible and straightforward for all our members. We invite you to explore all these convenient features today by visiting https://www.iccu.com/ . Experience how easy managing your finances can be!

Key Services

Our online banking services are user-friendly and packed with features to help you stay on top of your finances. You can view your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, with our mobile application, available for download now, you can take your banking experience right in your pocket. Whether you need to make a quick check of your balance or send money to a friend through person-to-person transfers, we've got you covered. Security is a top priority for us. Our electronic signature authorization ensures that your transactions are safe and secure, giving you peace of mind whenever you bank online. Additionally, our e-statements feature allows you to receive and manage your account statements digitally no more waiting for the mail!

Financial Strength

At Idaho Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust and designed to benefit you, our valued members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $940,725,170 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $81,646 in used auto loans and an impressive total of $10,143,248,049 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,719 full-time employees and 126 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $92,938,959. Total Share and Deposit Accounts: 1,356,709, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 11255 W Fairview Ave Boise Id 83713 or call 208-846-7000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable used vehicle, we have financing options that will help you hit the ground running.

Credit Lines and Unsecured Credit Card Loans

For those needing more flexibility with their finances, our total credit lines amounting to $2,890,714,213 can provide access to funds when you need them most. Additionally, we offer flexible terms on unsecured credit card loans; with a total of $261,654,757 in loans helping members manage their finances effectively. At Idaho Central located at 11255 W Fairview Ave Boise ID 83713, our friendly team is here to assist you every step of the way. You can reach us at 208-846-7000 during our operating hours from Monday to Friday 8:30 AM - 6:00 PM and Saturday from 9:00 AM - 3:00 PM. For those considering refinancing options or wanting to know about eligibility requirements for any of these products, please visit our website at iccu.com or check out our membership eligibility page here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. No matter what your financial goals are, Idaho Central is committed to providing you with the best possible loan solutions tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, make buying or refinancing simple. We provide guidance throughout the process and offer competitive rates that fit within your budget.

Loan Aggregator

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IDAHO CENTRAL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans