Idaho Central Boise ID Credit Union | Top Checking & Credit Card Rewards

Introduction

Welcome to Idaho Central, your trusted partner in financial success, located at 10795 W Meyering Ln, Boise, ID 83709. Established in 1940, we have grown into a community-focused credit union with a membership of over 656,539 individuals who count on us for their banking needs. Our commitment to serving you is reflected in our robust financial health, boasting total assets of $11,696,566,096 and total deposits reaching $429,322,359. At Idaho Central, we understand that every member's journey is unique. That's why we offer a range of services tailored to fit your lifestyle from personal checking and savings accounts to auto loans and mortgages. With 365,417 loans and leases under our belt, we're here to support your dreams with the financial backing you need. Your trust is important to us. Under the leadership of our CEO Brenda Worrell and Board President Debbie McIntier, we strive to maintain transparency and integrity in all our dealings. Our dedicated team of 1,845 employees is always ready to assist you with personalized service that feels like family. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 10795 W Meyering Ln, Boise, ID 83709-6925. Are you ready to take the next step towards achieving your financial goals? Visit us online at iccu.com or give us a call at 208-846-7000 today! Your journey to better banking starts here!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of our journey at Idaho Central. Whether you're seeking reliable banking services or looking for ways to enrich your community involvement, we are here for you every step of the way. Experience firsthand what it means to be part of a credit union that truly cares about its members' success. Contact us today at 208-846-7000 or visit us online at www.iccu.com to learn more about membership opportunities. Together, let's build a brighter financial future!

Our Evolution

Since opening our doors in the heart of Boise, Idaho Central has embraced change while staying true to our mission: to serve our members with integrity and commitment. As we've evolved, we've continually adapted to meet the needs of our community offering personal banking services like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our growth reflects not just numbers but meaningful connections forged within the community. We understand that financial services must be accessible to everyone. That's why we provide essential features such as drive-thru banking and ATM access to make banking convenient for you. While members can visit us at 10795 W Meyering Ln for all their banking needs, official correspondence should be sent to our mailing address at 10795 W Meyering Ln, Boise, ID 83709-6925.

Our Mission

At Idaho Central, our mission goes beyond traditional banking. We are dedicated to empowering individuals and families through financial education and support. We strive to enhance the quality of life in our community by fostering financial wellness among our members. This commitment drives us to engage in various outreach efforts and partnerships that uplift those around us. With ADA compliance in mind, we ensure that all members can comfortably access our facilities and services. Digital advancements also play a critical role in how we serve you; online banking options and mobile payments make managing your finances easier than ever before.

Branch Location & Accessibility

Finding Us

Our branch is situated near several local landmarks, making it a breeze to visit. If you're coming from nearby areas, you'll appreciate the straightforward access. We offer ample parking with ADA-compliant spaces and ramps, ensuring that everyone can easily reach our doors.

Get in Touch

If you have questions or need assistance before visiting us, feel free to give us a call at 208-846-7000. We look forward to welcoming you at Idaho Central's Lake Hazel branch soon!

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. Our friendly staff is ready to assist you during these hours, whether you prefer in-person visits or quick transactions through our drive-thru service.

Services Offered

At Idaho Central, we pride ourselves on providing a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we've got you covered! Plus, with ATM availability right on site, accessing your funds has never been easier. While members can visit us at 10795 W Meyering Ln for all their banking needs, any official correspondence should be sent to the same address as our mailing address: 10795 W Meyering Ln, Boise, ID 83709-6925.

Member Eligibility

At Idaho Central, we believe that joining our community should feel welcoming and straightforward. Becoming a member is easy and opens the door to a world of benefits tailored just for you. If you live, work, or worship in the areas we serve, you're likely eligible to join us! We embrace individuals from all walks of life, and our commitment is to help you achieve your financial goals. For detailed eligibility criteria, check out our website at https://www.iccu.com/membership/ . Once you're ready to take the next step, opening an account with us is a breeze! You can start the process online by visiting https://apply.iccu.com/#/sso-start . If you have any questions or need assistance, feel free to give us a call at (208) 846-7000. We're here to support you every step of the way as you become part of the Idaho Central family at our convenient location: 10795 W Meyering Ln Boise Id 83709. Join us today and experience the difference of being a member!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Alongside loans, our merchant services empower local businesses to thrive. Imagine seamlessly accepting payments from your customers whether in-store or online without any hassle. Our services are designed to simplify transactions, allowing you to focus on what you do best: running your business. Join us at Idaho Central and discover how we can help your business reach its full potential! For more information or to get started, feel free to contact us at (208) 846-7000.

Comprehensive List Of Services

Business Solutions

For our business-minded members, Idaho Central offers comprehensive business banking solutions. From merchant services that simplify transactions to various business loans, we provide the tools necessary for your business's growth and success.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking options. With features like ATM access for cash withdrawals, balance checks, and even person-to-person payments, managing your finances has never been easier. You can perform simple transactions from anywhere, ensuring that your banking experience is both flexible and efficient.

Drive-Thru and ATM Services

For those times when you prefer face-to-face interactions without leaving your car, our basic drive-thru banking allows for easy deposits and withdrawals. Plus, we have ATMs available for quick cash access whenever you need it. At Idaho Central, we aim to create a welcoming environment where members feel valued and supported in their financial endeavors. If you're ready to explore these services further or have questions about how we can assist you better, don't hesitate to reach out! Call us at 208-846-7000 or visit us during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. Join us today at Idaho Central your partner in financial success!

Loans for Every Need

Life often presents unexpected challenges or opportunities. Our personal loans and debt consolidation services are here to help you manage those moments effectively. For those who enjoy shopping with rewards, we provide credit cards with rewards, allowing you to earn while you spend.

Personal Banking

Whether you're just starting out or looking to manage your savings, our personal banking options are designed for you. We offer checking and savings accounts that help you keep track of your finances effortlessly. Need a vehicle? Our auto loans and vehicle financing make it easy to drive away in your dream car with competitive rates. If you're looking to buy a home, our mortgage loans and refinancing options can guide you through the process smoothly.

Digital & Online Banking

Key Features for Your Convenience

Our mobile application makes banking even simpler. You can deposit checks, manage transactions, and even make mobile payments right from your smartphone. Plus, with our person-to-person transfer feature, sending money to friends or family is as easy as sending a text. Worried about security? Rest easy knowing we offer electronic signature authorization for all your important documents. And if you prefer going paperless, e-statements are available to keep you organized and help the environment. The user-friendly design of our digital banking tools ensures that you won't have any trouble navigating through your accounts. From setting up alerts to monitoring account activity in real-time, every feature is there to make managing your finances straightforward and efficient. In today's busy world, having reliable digital banking options is essential. At Idaho Central, we're committed to providing you with the tools you need for a hassle-free banking experience. Embrace the convenience of modern banking with us!

Financial Strength

Growing Membership Trust

Total Share and Deposit Accounts stand at 1,356,709, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $92,938,959, allowing us to effectively meet the needs of our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 10795 W Meyering Ln Boise Id 83709 or call (208) 846-7000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,719 full-time employees and 126 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Your Future

With $940,725,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $81,646 in used auto loans and $10,143,248,049 in total loans and leases, supporting members' financial goals across various sectors.

Loan Offering

Additional Options

In addition to these offerings, we provide various credit lines and refinancing options tailored to fit different financial situations. If you're considering refinancing an existing loan or exploring eligibility for one of our products, don't hesitate to reach out. For more information about how we can assist you with any of these loan products or if you have questions about eligibility requirements, please contact us at 208-846-7000 or visit us at our branch located at 10795 W Meyering Ln Boise ID 83709. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Idaho Central Credit Union, we're committed to helping you achieve your financial dreams with transparency and care.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, allowing you to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $1,201,961,525 provide the capital needed to grow and expand. Whether you're starting a new venture or seeking funds for an existing business project, we have options that cater specifically to your commercial needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, make buying or refinancing simple. Whether you're looking to purchase your first home or refinance your current mortgage, our team is here to guide you through the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $261,654,757 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your spending power while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in your choices. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve your best interests. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, you can make informed decisions quickly and confidently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how effective and user-friendly the platform is for individuals seeking the best financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers every time they search for loans. By relying on verified financial institutions, LendMesh guarantees that all loan comparisons are rooted in accurate data.

IDAHO CENTRAL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans