Idaho Central Boise ID Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Idaho Central, your trusted financial partner located at 6707 W Overland Rd, Boise, ID 83709. Established in 1940, our credit union has been serving the community for over 80 years with a commitment to providing exceptional financial services tailored to meet your needs. With a strong membership base of 656,539 members and total assets exceeding $11.69 billion, we are proud to be a cornerstone of financial support in Boise. At Idaho Central, we believe in making banking accessible and straightforward. Whether you're looking for personal banking solutions, auto loans, or business financing options, we have you covered. Our team, led by CEO Brenda Worrell and Board President Debbie McIntier, is dedicated to ensuring that your experience with us is seamless and rewarding. While you can visit us at our branch on Overland Road, please note that official correspondence should be directed to the same address: 6707 W Overland Rd, Boise, ID 83709-2033. With total deposits amounting to $429,322,359 and a net worth of $1,025,743,094, we have a solid foundation that empowers us to offer competitive rates and reliable services. Our total loans stand at 365,417, reflecting our commitment to helping you achieve your financial goals. We invite you to explore our wide range of services including checking and savings accounts, mortgage loans, credit cards with rewards, and more. Feel free to call us at (208) 846-7010 or visit our website at iccu.com for more information. Join us at Idaho Central where your financial well-being is our priority!

Branch History & Mission

Community Focus

Our dedicated team works tirelessly to ensure that every member feels valued and supported. With amenities like ATM availability and drive-thru banking services during regular hours Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM we prioritize your convenience without sacrificing quality service. If you're looking for a place that prioritizes both your financial wellbeing and community engagement, look no further than Idaho Central. Join us today and experience firsthand how we're more than just a credit union; we're a partner in your journey toward financial success. For more information about membership or services offered, please visit us online at Idaho Central or call us at 208-846-7010. Together, let's build a brighter future!

Our Journey

Idaho Central began its journey with a simple mission: to provide accessible and affordable financial services to the residents of Boise and beyond. Through hard work and dedication, we have expanded our offerings to include personal banking options like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. In addition to individual members, we also cater to businesses by providing essential services such as merchant solutions and business loans. Our commitment to innovation has kept us relevant in an ever-changing financial world. We are proud to offer digital banking solutions that make it easier for our members to manage their finances anytime, anywhere. Whether it's online banking or mobile payments, we've embraced technology while maintaining our personal touch.

Our Mission

At Idaho Central, our mission is clear: we strive to improve the financial lives of our members and foster a strong sense of community. We believe that when our members succeed financially, so does the community at large. This is why we focus not only on providing exceptional financial services but also on giving back through various outreach programs and partnerships with local organizations. While you can visit us at our convenient branch location in Boise for all your banking needs, official correspondence should be sent to our mailing address at 6707 W Overland Rd, Boise, ID 83709-2033.

Branch Location & Accessibility

Accessibility Features

At Idaho Central, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and other accommodations to make your visit comfortable. Whether you're using our drive-thru services or coming inside, you'll find that we are committed to providing a welcoming environment.

Contact Us

Have questions? We're just a phone call away! Reach out to us at 208-846-7010 for assistance or more information about what we can do for you. Come by today and experience the Idaho Central difference where community matters!

Operating Hours

We understand that life can be busy! That's why we keep our doors open during convenient hours: Monday through Friday from 8:30 AM to 6:00 PM, and Saturday from 9:00 AM to 3:00 PM. This way, you have plenty of time to handle your banking needs around your schedule.

Services Available

At Idaho Central, we offer a variety of services tailored to fit your lifestyle. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need quick cash? Our ATM is available on-site for withdrawals and balance checks anytime during business hours. For those simple transactions or deposits, take advantage of our drive-thru service! While members can visit us at 6707 W Overland Rd for all their banking needs, official correspondence should be sent to the same address as our mailing address: 6707 W Overland Rd, Boise, ID 83709-2033.

Member Eligibility

Becoming a member of Idaho Central is like joining a close-knit community that truly cares about your financial well-being. If you live, work, worship, or attend school in Idaho, you're likely eligible to join us! We believe in making banking accessible for everyone, so whether you're looking for personal banking solutions, auto loans, or credit card rewards, we have something just for you. For more detailed eligibility criteria and to see if you qualify, feel free to check out our comprehensive guide at https://www.iccu.com/membership/. Opening an account with us is straightforward and welcoming. Just visit our website at https://apply.iccu.com/#/sso-start, or give us a call at (208) 846-7010 if you have any questions or need assistance. We're here to support you every step of the way! Come by our branch located at 6707 W Overland Rd Boise Id 83709 and discover how being part of the Idaho Central family can make a difference in your financial journey.

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify transactions for local businesses. Imagine having the ability to accept payments easily from customers whether they prefer credit cards, mobile wallets, or online payments. Our services help you manage sales efficiently, so you can focus on what you do best: running your business. Visit us at 6707 W Overland Rd Boise Id 83709 in Boise, ID, or contact us at (208) 846-7010 to discover how our tailored solutions can assist your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we provide essential services like merchant services and business loans to help your company thrive. Our team is ready to partner with you in achieving your business ambitions.

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. With our app and website, you can manage your accounts from anywhere at any time check balances, transfer funds, and even make person-to-person payments with ease. Need cash? Our ATMs provide quick access for withdrawals and balance checks whenever you need them.

Drive-Thru & ATM Access

For those who prefer face-to-face interactions without leaving their car, our drive-thru banking service allows for easy deposits and withdrawals during regular hours. Combined with basic ATM access at our branch, you'll find every service designed around your needs. At Idaho Central, we strive to ensure that all of our services are easily accessible while maintaining a personal touch. If you're interested in learning more about how we can assist you financially or want to open an account today, don't hesitate to reach out! Call us at 208-846-7010, or visit us at our branch in Boise. Join us at Idaho Central and experience how convenient banking can be!

Loans Tailored for You

In addition to auto loans, we offer personal loans that can assist with debt consolidation or other significant expenses. Our credit cards come with rewards that allow you to earn while you spend perfect for members who enjoy cash back on everyday purchases.

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer various checking and savings accounts designed to help you reach your financial goals. If you're considering a new vehicle or need funds for an unexpected expense, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. For those dreaming of home ownership or looking to refinance, our mortgage loans provide flexible terms and competitive rates.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform provides a user-friendly experience, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the convenience of e-statements, which are available at your fingertips, helping you go paperless while keeping your financial records organized and secure. Plus, our electronic signature authorization makes it easier than ever to complete transactions without needing to visit a branch. If you're always on the go, you'll love our mobile application. It offers features like person-to-person transfers, enabling you to send money quickly and securely to friends or family members right from your smartphone. And if you're interested in making payments using your mobile device, our mobile payments feature ensures that you can make purchases with ease.

Security You Can Trust

At Idaho Central, the security of your information is our top priority. We implement robust security measures to protect your data while you bank online or through our mobile app. You can rest easy knowing that your personal and financial information is safeguarded. In summary, whether you prefer banking from the comfort of your home or on the move, Idaho Central has the tools you need for effective account management. With services like online banking, e-statements, mobile payments, and more, managing your finances has never been easier or more secure. For more details about our digital services, visit us at https://www.iccu.com/ today!

Financial Strength

Commitment to Growth

With $940,725,170 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is impressive with $81,646 in used auto loans and a total of $10,143,248,049 in loans and leases supporting our members' financial goals across various sectors. Our $0 net income reflects our ongoing commitment to operational efficiency while still enabling us to provide competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Idaho Central is your trusted partner. Visit us at 6707 W Overland Rd Boise ID 83709 or call us at 208-846-7010 to learn more about how we can help you achieve your financial goals.

Dedicated Workforce

We take pride in having 1,719 full-time employees and 126 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Together with our growing membership base of 656,539 members, we continue to strengthen our community ties.

Member-Centric Savings Options

Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,025,743,094, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process. Plus, if you're considering refinancing your current auto loan for better rates or terms, we have options available as well.

Business Loans

For business owners, our outstanding commercial loans totaling $1,201,961,525 provide the capital needed to grow and expand. We understand that each business has unique needs; therefore, we work closely with you to tailor solutions that align with your vision and goals.

Conclusion

No matter what your financial aspirations may be whether it's purchasing a vehicle or securing your dream home Idaho Central offers loan products designed with your needs in mind. Don't hesitate to reach out to us at (208) 846-7010 for more information about our offerings or visit us at our branch located at 6707 W Overland Rd Boise ID 83709. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We invite you to take advantage of our personalized service and competitive rates today!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $261,654,757 in loans helping members manage their finances effectively. These credit cards come with benefits such as rewards programs and low-interest rates that can ease your financial burden while providing access to funds when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, make buying or refinancing simple. We provide various mortgage products tailored to fit different budgets and needs. Whether you're a first-time homebuyer or looking to refinance an existing mortgage for better rates or terms, our experienced staff is ready to assist you every step of the way.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

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Idaho Central

Type of Loan Offerings

Home Equity Loans

Personal Loans

Introduction

Branch History & Mission

Community Focus

Our Journey

Our Mission

Branch Location & Accessibility

Accessibility Features

Contact Us

Operating Hours

Services Available

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Loan Options

Comprehensive List Of Services

Business Banking Services

Digital Convenience at Your Fingertips

Drive-Thru & ATM Access

Loans Tailored for You

Personal Banking Solutions

Digital & Online Banking

Key Features for Your Convenience

Security You Can Trust

Financial Strength

Commitment to Growth

Conclusion

Dedicated Workforce

Member-Centric Savings Options

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Conclusion

Credit Card Loans

Mortgage Loans

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

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