Idaho Central Boise ID Credit Union | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Idaho Central, your trusted financial partner nestled in the heart of Boise, at 6328 W State St. Since our establishment in 1940, we've dedicated ourselves to serving our community and helping members achieve their financial goals. With a robust membership base of over 656,000 members, we pride ourselves on being more than just a credit union; we are a community hub where relationships matter. At Idaho Central, we manage total assets of $11,696,566,096, ensuring that your money is secure and accessible. Our commitment to providing excellent service is reflected in our total deposits of $429,322,359 and a healthy net worth of $1,025,743,094. We also understand the importance of lending when it comes to fulfilling dreams our portfolio includes 365,417 loans and leases tailored to meet diverse needs. Whether you're looking for personal banking solutions like checking and savings accounts or financing options for vehicles and homes, our team is here to guide you every step of the way. Under the leadership of CEO Brenda Worrell and Board President Debbie McIntier, we are committed to fostering a culture of trust and transparency while driving initiatives that benefit our members. Our branch is open Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM, ready to assist you with all your banking needs. You can easily reach us at (208) 846-7000 for any inquiries or assistance. While members can visit us at 6328 W State St, official correspondence should be sent to the same address for your convenience. Join us today at Idaho Central where your financial journey begins! For more information or to explore our services further, please visit our website at www.iccu.com. We look forward to welcoming you into our community!

Branch History & Mission

At Idaho Central, we proudly reflect on our journey that began in 1940. Since opening our doors in Boise, ID, we have been dedicated to serving our community with passion and commitment. Over the decades, we've evolved from a small credit union into a robust institution that now boasts a total membership of over 656,000 members and total assets exceeding $11.6 billion. Our growth story is a testament to the trust placed in us by our members and the unwavering dedication of our team. Located at 6328 W State St, Boise, ID 83703, our branch is easily accessible and positioned near local landmarks that make it convenient for all who visit. While members can reach out to us at this address for personal banking needs, official correspondence should be sent to the same mailing address: 6328 W State St, Boise, ID 83703-2745. Idaho Central's mission is simple yet profound: we are here to empower individuals and families to achieve their financial goals while enhancing the well-being of our community. Our focus extends beyond providing financial services; we actively engage in community outreach initiatives that foster growth and support for those around us. From personal banking options like checking accounts and auto loans to business services and mortgage solutions, we strive to meet diverse needs with care and expertise. As we adapt to modern times, we also embrace digital advancements that make banking easier and more accessible for everyone. Our online banking platform allows members to manage their finances on-the-go while ensuring security through features like electronic signatures and mobile payments. We are proud of our commitment to accessibility, including ADA compliance across our services. Our leadership under Brenda Worrell ensures that Idaho Central remains a member-centric institution focused on community impact. We take pride in being a part of the lives of so many families and businesses across Idaho. Whether it's through partnerships with local organizations or direct support initiatives, we believe in giving back. We invite you to join Idaho Central Credit Union today! Experience firsthand how we can help you navigate your financial journey with confidence and ease. Visit us at our Boise branch or connect with us online at iccu.com to learn more about membership benefits or open an account today!

Branch Location & Accessibility

Welcome to Idaho Central, your friendly neighborhood credit union located at 6328 W State St in beautiful Boise, Idaho. Our branch is conveniently situated near popular landmarks, making it easy for you to stop by whether you're running errands or just out enjoying the day. At our Pierce Park site, we prioritize accessibility for all members. Our branch features ADA-compliant facilities, ensuring that everyone can easily access our services. Plus, there's ample parking available, so you won't have to worry about finding a spot when you visit us. We understand that convenience matters. That's why we offer an ATM on-site for quick cash withdrawals and balance checks. While we don't have a drive-thru service, our lobby hours are designed to accommodate your busy schedule. We're open from 8:30 AM to 6:00 PM Monday through Friday and from 9:00 AM to 3:00 PM on Saturdays. For any official correspondence, please note that you can send mail to the same address: 6328 W State St, Boise, ID 83703-2745. If you have questions or need assistance, don't hesitate to give us a call at 208-846-7000. We invite you to visit us at Idaho Central! Come see how we can help with your banking needs today!

Member Eligibility

At Idaho Central, we believe that everyone deserves a financial partner who truly cares. Becoming a member is more than just opening an account; it's about joining a welcoming community that prioritizes your needs and dreams. If you live, work, or worship in the areas we serve, you're already eligible to join us! We also welcome family members of current members, so you can share the benefits with your loved ones. For detailed eligibility criteria, feel free to check out our membership page. Joining Idaho Central is simple and straightforward. You can start by visiting us at 6328 W State St, Boise, ID 83703 or give us a call at 208-846-7000 for any questions. To open your account today, just head over to our online application page here. We can't wait to have you as part of our family!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In today's fast-paced environment, having efficient payment solutions is crucial. Our merchant services empower your business to accept payments easily and securely. Imagine a busy Saturday at your local shop where customers can pay quickly using their cards or mobile wallets this convenience not only enhances customer satisfaction but also increases your sales potential. Located conveniently at 6328 W State St, Boise, ID 83703, our branch is ready to support your business needs. Explore how Idaho Central can be a partner in your success!

Comprehensive List Of Services

Business Banking

For our business members, we offer specialized services such as merchant services and business loans that can help streamline operations and provide the funding needed for growth. We know that running a business comes with its own challenges, which is why we tailor our offerings to help you succeed.

Credit Options

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services can help you manage those costs effectively, giving you peace of mind. And don't forget about our credit cards with rewards! Enjoy cash back or travel points every time you make a purchase it's like earning money while spending!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, or pay bills anytime, anywhere. Our ATM services also ensure you have easy access to your cash whenever needed. Whether you're looking to withdraw cash at an ATM or simply want to check your account balance on-the-go, we've got you covered with basic ATM access for all your withdrawal and balance-checking needs. At Idaho Central, we're committed to making banking easy and accessible for everyone in our community. If you have any questions or need assistance with any of our services, don't hesitate to call us at (208) 846-7000 or visit us during our operating hours: Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM. Ready to take the next step? Explore all that we offer by visiting our website at Pierce Park or start your membership today by applying online at Join Us. Your financial future starts here!

Personal Banking

We understand that everyone has unique financial needs. That's why our personal banking options are designed with you in mind. With checking and savings accounts, you can easily manage your day-to-day finances while earning interest on your savings. If you're looking for reliable financing, our auto loans and vehicle financing make it easier than ever to get behind the wheel of a new car. Plus, if you're planning to buy a home, our mortgage loans and refinancing options provide flexible terms that fit your budget.

Digital & Online Banking

Enjoy Modern Features with Peace of Mind

With our mobile payments feature, making purchases is easier than ever; just tap your phone and go! Whether you're shopping or dining out, you can trust that your transactions are safe and secure. At Idaho Central, we believe that managing your finances should be straightforward and stress-free. Our digital banking services are designed with you in mind providing accessibility and ease-of-use without compromising on security. Join us today at https://www.iccu.com/ and experience how modern banking can work for you!

Key Services to Simplify Your Banking Experience

Our online banking service provides 24/7 access, allowing you to view your account balances, transfer funds, and pay bills on your schedule. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, if you're always on the go, our mobile application ensures you have banking right at your fingertips. We also prioritize your security with features like electronic signature authorization, so you can complete transactions confidently without the hassle of paperwork. And for those who prefer going paperless, e-statements are available to help keep your financial information organized and easy to access.

Financial Strength

At Idaho Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and consistent performance, which is why we're proud to share our financial strength with you. Sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results, our financial metrics highlight our commitment to serving you better. With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $940,725,170 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $81,646 in used auto loans and a total of $10,143,248,049 in loans and leases. Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,719 full-time employees and 126 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Total Share Accounts stand at 1,356,709, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $92,938,959, further emphasizing our commitment to supporting your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 6328 W State St Boise Id 83703 or call us at 208-846-7000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Services

If you're considering refinancing or need eligibility information for any of our loan products, we encourage you to reach out. Our friendly staff at Idaho Central is ready to assist you with any questions regarding our offerings and help you determine which options best fit your situation. For more information or assistance in getting started with any of our loan products, please feel free to call us at (208) 846-7000 or visit us at our branch located at 6328 W State St Boise Id 83703. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our team is here to guide you through the process and ensure you get the financing that works for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,201,961,525 provide the capital needed to grow and expand your enterprise. We are committed to supporting local businesses and ensuring they have access to the resources necessary for success.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555. Our experienced team can help you navigate through different mortgage products and find one that suits your needs perfectly.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $261,654,757 in unsecured credit card loans helping members manage their finances effectively, you can enjoy peace of mind knowing that your spending is backed by a reliable financial partner.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the reliability and effectiveness of the tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence to established regulations ensures fair and transparent offers. By pulling information directly from these reliable sources, LendMesh guarantees that users receive accurate and up-to-date loan comparisons.

IDAHO CENTRAL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans