Idaho Central Blackfoot ID Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Idaho Central, your trusted financial partner located at 498 N Meridian St, Blackfoot, ID 83221. Since our establishment in 1940, we have proudly served our community and fostered a sense of belonging among our 656,539 members. Our commitment to providing exceptional financial services is evident in our impressive total assets of $11,696,566,096 and total deposits amounting to $429,322,359. At Idaho Central, we understand the importance of community impact. With a dedicated team of 1,845 employees, led by our passionate CEO Brenda Worrell and Board President Debbie McIntier, we strive to create meaningful relationships with our members. Our goal is to help you achieve your financial dreams through various services like personal banking, auto loans, mortgages, and business banking solutions. While members can visit us at our Blackfoot branch for all their banking needs, official correspondence should be sent to the same address: 498 North Meridian St., Blackfoot, ID 83221-1627. We are here for you six days a week our lobby is open Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM, so stop by or give us a call at 208-478-3300. Join us on this journey toward financial success; we're excited to help you thrive! For more information about our services or to become a member today, visit us at www.iccu.com.

Branch History & Mission

At Idaho Central, we proudly celebrate our legacy of service in the heart of Blackfoot, Idaho. Established in 1940, our branch has been a steadfast partner for the community, growing alongside our members and adapting to their financial needs over the decades. We opened our doors to create a welcoming space where individuals and families could find reliable banking solutions and support. Located at 498 N Meridian St, Blackfoot, ID 83221, our branch is conveniently situated near key landmarks that make it easy for members to access us. Whether you need assistance with personal banking or are looking for guidance on your next big financial decision, our friendly staff is here to help. Over the years, Idaho Central has blossomed into a vital part of the community, now serving over 656,000 members with total assets exceeding $11.6 billion. Our commitment to excellent service extends beyond traditional banking; we strive to empower individuals through educational programs and community outreach initiatives. By fostering partnerships with local organizations and schools, we actively invest in the well-being of our neighbors. Our mission is clear: to provide comprehensive financial services while nurturing a sense of belonging within our community. We understand that banking isn't just about transactions; it's about building relationships. At Idaho Central, we prioritize personalized service that meets your unique needs whether it's personal banking like checking and savings accounts, auto loans, or credit cards with rewards. While members can visit us at 498 N Meridian St for all their banking needs, official correspondence should be sent to 498 North Meridian St., Blackfoot, ID 83221-1627. We encourage you to take advantage of our extended operating hours: Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM. In addition to our welcoming branch environment, we offer modern conveniences such as ATM access and drive-thru banking services for quick transactions. Our commitment to being accessible also includes an array of online and mobile banking options designed to fit your lifestyle. Join us at Idaho Central as we continue this journey together. Experience firsthand how we can help you achieve your financial goals while supporting the growth of our cherished community. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

At Idaho Central, we pride ourselves on being accessible to everyone. Our branch is equipped with ADA-compliant features and ramps that ensure a smooth visit for all members. Plus, ample parking is available, so you won't have to worry about finding a spot when you arrive.

Call to Action

If you're in the area or just passing through, we invite you to stop by Idaho Central today! Our friendly staff is excited to meet you and assist with all your banking needs. Got questions? Don't hesitate to give us a call at 208-478-3300. We look forward to serving you!

Operating Hours and Services

We understand that life can get busy, which is why we're here for you during convenient hours. Our lobby is open Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM. Whether you're looking for personal banking options like checking accounts or auto loans, or need assistance with business banking services, our dedicated team is ready to help. For added convenience, we offer ATM access and drive-thru banking services for quick transactions like deposits and withdrawals without leaving your vehicle.

Member Eligibility

At Idaho Central, we believe that everyone deserves a chance to be part of a caring financial community. Joining us is simple and welcoming! If you live, work, worship, or attend school in certain areas of Idaho, you're likely eligible to become a member. We also extend membership to family members of existing members, making it easy for your loved ones to enjoy the benefits too. Being part of Idaho Central means access to personalized banking services designed with your needs in mind. For detailed eligibility criteria, feel free to check out our membership page. Getting started is just as straightforward! You can open your account online in just a few minutes. Whether you're interested in checking and savings accounts, loans, or credit cards with rewards, we have you covered. To begin your journey with us, visit our account opening page or give us a call at (208) 478-3300 if you have any questions. We're located at 498 N Meridian St Blackfoot Id 83221, and we can't wait to welcome you into our community!

Business Banking & Commercial Services

Financing Solutions That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer merchant services designed to streamline your payment processes. Imagine running your café smoothly: customers can pay quickly with card readers that accept various payment types. This means faster service and happier customers. Our services are here to help your business thrive in today's competitive environment. Whether you're looking for funding options or efficient payment systems, Idaho Central at 498 N Meridian St Blackfoot, ID 83221 has the solutions you need to succeed. Connect with us today!

Comprehensive List Of Services

Business Banking for Local Entrepreneurs

If you're running a business, we haven't forgotten about you! Our business banking services include merchant services and business loans tailored to help local entrepreneurs thrive. We aim to support your growth with tools that make managing your finances straightforward.

Convenient Access

For those who prefer face-to-face interactions, our basic drive-thru banking allows for easy deposits and withdrawals without leaving your vehicle. And if you're on the go, our ATMs are conveniently placed for quick access to cash and balance checks. Whether it's personal banking or business needs, we're committed to providing exceptional service at Idaho Central in Blackfoot, ID. Feel free to reach out at (208) 478-3300 if you have any questions or need assistance choosing the right service for you. Ready to take control of your financial future? Visit us today or explore more about our offerings online at Blackfoot. We can't wait to help you achieve your goals!

Digital Banking Features

In today's fast-paced world, having access to your accounts anytime and anywhere is essential. That's why at Idaho Central, we offer robust online and mobile banking solutions. You can check balances, transfer funds, and even make payments all from the palm of your hand. Plus, with our ATM and cash withdrawal services available locally, accessing cash has never been easier.

Home Financing Made Easy

Thinking about owning a home? Our mortgage loans and refinancing options are crafted to meet your unique situation. We know how important it is to find the right loan, which is why our experts are ready to walk you through the process, ensuring you understand each step along the way.

Personal Banking Solutions

Our personal banking services include various options for checking and savings accounts designed to help you manage your money effectively. Imagine having a secure place to store your funds while earning interest on your savings this is exactly what we offer! If you're considering buying a vehicle, our auto loans and vehicle financing solutions will make that process smoother than ever. We offer competitive rates and flexible terms so that you can drive away with confidence.

Support for Your Financial Goals

Personal loans and debt consolidation services are available if you're looking to simplify your finances or tackle unexpected expenses. With our credit cards featuring rewards, you'll earn benefits while making everyday purchases. Each of these offerings is designed with your convenience in mind, allowing you to focus on what matters most.

Digital & Online Banking

Key Services

Our online banking platform at https://www.iccu.com/ provides 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. You can also enjoy the ease of electronic signatures, making it simple to complete important documents without needing to visit a branch. Plus, with e-statements available, you can go paperless and access your account statements whenever you need them. If you're always on the move, our mobile application offers a user-friendly experience right from your smartphone. You can quickly make mobile payments or send money to friends and family with our person-to-person transfer feature. This means you can settle up for dinner or share expenses without any hassle.

Security and Accessibility

We prioritize your security in every transaction. Our online banking services use advanced technology to protect your information, ensuring that your data is safe as you manage your finances. Whether you're using our website or mobile app, rest assured that we're here to provide you with a secure banking experience. With Idaho Central, you'll find that accessing your accounts is not just easy it's also empowering. You have real-time management at your fingertips, allowing you to take charge of your financial journey confidently. Visit us today to explore all these features and more!

Financial Strength

Commitment to Growth

With $940,725,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $81,646 in used auto loans and $10,143,248,049 in total loans and leases.

Growing Community Trust

Total Share Accounts: 1,356,709, show a strong and growing member base that trusts us with their finances. Our Net Shares available for lending and investments stand at $92,938,959, further illustrating our capacity to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 498 N Meridian St Blackfoot Id 83221 or call (208) 478-3300 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,719 full-time employees and 126 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away with your dream vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $1,201,961,525 provide the capital needed to grow and expand. We recognize the importance of supporting local businesses and are dedicated to providing financial solutions that help you thrive. If you're considering refinancing options or want to learn more about eligibility for any of our loan products, please reach out. Our team is ready to assist you in finding the best financing solution for your needs. For more information or assistance with applications, feel free to contact us at (208) 478-3300 or visit us at our branch located at 498 N Meridian St Blackfoot Id 83221. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together toward achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, make buying or refinancing simple. We're committed to guiding you through each step of the process so that your journey towards owning a home is smooth and stress-free.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be a challenge. That's why we also offer flexible terms on unsecured credit card loans, with a total of $261,654,757 in loans helping members manage their finances effectively. These cards come with various rewards and benefits designed to fit your lifestyle.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that all offers presented are fair and transparent. By using verified data, LendMesh helps users avoid misleading information that can often complicate the loan selection process.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of LendMesh in guiding users toward better financial outcomes. For anyone looking to find the best loan options available, comparing real-time offers through LendMesh is a smart step. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

IDAHO CENTRAL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans