I-c Westminster MA Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

At I-c, we believe that financial services should be accessible, reliable, and tailored to meet the needs of our community. Located at 71 Main St, Westminster, MA 01473, our branch has been a steadfast partner for families and businesses since 1934. With a strong membership base of 36,037 and total assets reaching an impressive $604,331,730, we are committed to providing quality financial products and services that empower our members. Our dedicated team of 118 employees, led by CEO Christopher Hendry and Board President Norman Gariepy, works tirelessly to ensure that your banking experience is smooth and beneficial. Whether you're looking for checking and savings accounts, auto loans, or mortgage financing, we have you covered. In fact, we have granted a total of 18,943 loans and leases, with deposits totaling $70,218,176. While members can visit us at our physical location for personal service, official correspondence should be sent to the same address: 71 Main St, Westminster, MA 1473. We also offer convenient online banking options through our website iccreditunion.org, making it easier than ever to manage your finances from the comfort of your home. At I-c, our mission goes beyond just numbers; it's about fostering relationships within our community. We take pride in our ability to support local businesses with a net member business loan balance of $32,556,917 while maintaining a strong net worth of $57,545,076. We invite you to come see how we can assist you on your financial journey. Feel free to give us a call at 978-874-1676 or stop by during our operating hours: Monday through Wednesday from 9 AM to 4 PM; Thursday and Friday from 9 AM to 6 PM; and Saturday from 9 AM to 12 PM. Let's start building your financial future together!

Branch History & Mission

Welcome to I-c, a cornerstone of the Westminster community since our doors first opened in 1934. Located at 71 Main St, Westminster, MA 01473, we have been dedicated to serving our members with integrity and care for nearly nine decades. Over the years, we have grown alongside our community, witnessing the changes and challenges that have shaped our town and its residents. From humble beginnings, I-c has evolved into a trusted financial partner for over 36,037 members. With total assets amounting to an impressive $0}, we take pride in offering a wide range of services tailored to meet the needs of individuals and businesses alike. Our mission is clear: to provide accessible financial solutions while fostering a sense of community and support among our members. At I-c, we understand that banking goes beyond transactions; it's about building relationships. That's why we focus on delivering personalized service through various channels, including online banking, mobile payments, and traditional in-branch experiences. We are committed to ensuring that all members feel welcome and valued, regardless of their financial background. Our mission statement reflects this dedication: "To empower our members by providing exceptional financial services while actively contributing to the growth and well-being of our community." We believe in supporting local initiatives and partnerships that uplift those around us, whether through educational programs or charitable contributions. While members can visit us at 71 Main St Westminster Ma 01473, official correspondence should be sent to 71 Main St, Westminster, MA 1473. We offer convenient operating hours from Monday to Wednesday 9 AM - 4 PM, Thursday to Friday 9 AM - 6 PM, and Saturday from 9 AM - 12 PM. For added convenience, we also feature a drive-thru service and ATM access for quick transactions. As we look towards the future, I-c remains committed to adapting with technology while never losing sight of our core values. We strive for ADA compliance in all our services so that everyone can experience the benefits we offer. Join us at I-c where your financial success is our priority. Together, let's build a brighter future for Westminster and beyond! If you're ready to become part of our family or learn more about what we can do for you, please call us at (978) 874-1676 or visit our website.

Branch Location & Accessibility

Convenient Access and Features

At I-c, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spaces to ensure everyone can visit us comfortably. Whether you're coming in for a quick transaction or a detailed discussion about your financial needs, we've got you covered with ample parking right outside our doors. Our operating hours are designed with your busy schedule in mind. We're open from 9 AM to 4 PM Monday through Wednesday, extending our hours until 6 PM on Thursday and Friday. Don't forget we're also here for you on Saturdays from 9 AM to 12 PM!

Get in Touch

We're excited to welcome you at I-c! If you have any questions or need assistance before your visit, feel free to give us a call at 978-874-1676. Our dedicated team is always ready to help you navigate your financial goals. Come visit us today at 71 Main St in Westminster your financial future awaits!

Services at Your Fingertips

As a member of I-c, you'll enjoy a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we are equipped to help you manage your financial journey. For those who prefer banking on the go, we offer online and mobile banking services that make managing your finances simple and convenient. If you're in need of cash or want to conduct basic transactions quickly, we have an ATM available for your convenience as well as drive-thru banking options for deposits, withdrawals, and more.

Member Eligibility

At I-c, we believe that everyone deserves a place where they can grow financially and feel supported. Becoming a member is easy and welcoming! If you live, work, or worship in the Westminster area, you're likely eligible to join our community. We also invite family members of current members to apply, ensuring that your loved ones can share in the benefits we offer. Our members enjoy personalized service, competitive rates on loans and savings, and access to a range of financial products tailored just for you. For detailed eligibility criteria, feel free to check out this link. Ready to get started? Opening an account is straightforward; just visit us at 71 Main St Westminster Ma 01473 or call us at (978) 874-1676 for any questions you may have. You can even begin the process online by following this account opening link. Join us today at I-c and take the first step towards a brighter financial future!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine running your business with ease, knowing that your payment processing is simple and efficient. Our merchant services offer seamless solutions that allow you to accept payments easily, giving you more time to focus on what really matters growing your business. From point-of-sale systems to online payment options, we're here to ensure you have the tools necessary to thrive. With a branch conveniently located at 71 Main St Westminster Ma 01473, feel free to reach out at (978) 874-1676 or visit us during our operating hours. Let's work together to make your business goals a reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $47 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $29,041,948, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

We also offer ATM access for quick cash withdrawals and balance checks as well as basic drive-thru banking for deposits and simple transactions. Our goal is to ensure that you have convenient access to your money whenever you need it. At I-c, we're committed to providing comprehensive services that meet your financial goals while making banking easy and accessible. Ready to take the next step? Visit us at 71 Main St Westminster Ma 01473 or check out our website for more information on how we can assist you in achieving your financial dreams: Westminster.

Business Banking

For our business members, we understand how crucial it is to have reliable banking options. That's why we offer merchant services and business loans tailored to meet the needs of local entrepreneurs. Our goal is to support your business growth with the right financial tools.

Credit Cards & Loans

Our credit cards come with rewards that can benefit you every time you shop. Plus, if you're feeling overwhelmed by debt, our personal loans and debt consolidation services can help you regain control of your finances. We aim to provide flexible solutions that empower our members.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking features. With easy access via our mobile application, managing your accounts has never been simpler. You can check balances, transfer funds, and make payments all at your fingertips.

Personal Banking Solutions

When it comes to personal banking, we offer various accounts designed to fit your lifestyle. Whether you're looking for checking or savings accounts, we have options that cater to different saving habits and spending styles. If you're considering purchasing a new vehicle or refinancing an existing loan, our auto loans and vehicle financing services make the process easy and accessible. We also provide mortgage loans and refinancing options to help you secure your dream home or lower your monthly payments.

Digital & Online Banking

Access Your Accounts Anytime, Anywhere

With 24/7 online banking available at https://www.iccreditunion.org/personal/, you can check your account balances, transfer funds, and pay bills right from your computer or mobile device. Our user-friendly platform ensures that you have real-time access to your financial information whenever you need it.

Download Our Mobile App

For even more convenience, don't forget about our mobile application! Available for download, it puts all these features in the palm of your hand. From checking balances to making payments, everything is accessible with just a few clicks. At I-c, we believe that banking should fit into your lifestyle efficiently and securely. Explore all our digital services today and take control of your finances with ease!

Effortless Transfers and Payments

Need to send money to a friend? With our person-to-person transfers, it's as easy as a few taps on your screen. Whether it's splitting a bill or sending a gift, our service keeps things simple.

Go Green with E-Statements

You can also choose e-statements at I-c. This not only helps reduce paper waste but also gives you quick access to your account statements whenever you want. No more waiting for the mail!

Stay Secure with Modern Features

We prioritize your security. With features like electronic signature authorization, you can sign documents safely online without the hassle of printing or mailing anything. Plus, our mobile payments feature allows for quick and secure transactions right from your phone making shopping and paying friends more convenient than ever.

Financial Strength

Committed to Growth and Innovation

With $55,597,636 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as well; we have $8,307 in used auto loans and a total of $439,333,200 in loans and leases, supporting our members' financial goals across various sectors.

Member-Centric Savings Solutions

Members' savings are secured through $127,092,223 in share certificates and $32,504,215 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $-$286,880, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 112 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $57,545,076, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.53% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Membership Base

We are proud to have a total of 106,477 share accounts, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, reinforcing our ability to support your borrowing needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, I-c is your trusted partner. Visit us at 71 Main St Westminster Ma 01473 or call (978) 874-1676 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $119,650,709 in used vehicle loans and $29,324,340 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $29,041,948 provide the capital needed to grow and expand. We understand the challenges businesses face and are here to support your ambitions through tailored lending solutions. If you're considering refinancing any existing loans or need assistance understanding eligibility requirements, our team is ready to help guide you through every step of the process. Feel free to reach out at (978) 874-1676 or visit us at our branch located at 71 Main St Westminster Ma 01473, Westminster, MA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options with us today!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,291,961 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed to support your spending while keeping interest rates manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $47,747,441, make buying or refinancing simple. We work closely with you to ensure you find the right mortgage solution for your unique situation.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers are fair and transparent. Each listing is verified for authenticity, so users can trust they are comparing legitimate offers.

I C FEDERAL CREDIT UNION - Westminster, MA

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