I-c Leominster MA Credit Union | Best Auto Loans & Personal Banking

Introduction

Welcome to I-c, your trusted credit union located at 400 Mechanic St, Leominster, MA 01453. Since our establishment in 1934, we have been dedicated to serving our community and fostering financial well-being among our members. With a total membership of 36,037 and assets exceeding $604 million, we pride ourselves on being a reliable partner in your financial journey. At I-c, we understand that each member has unique needs. That's why we offer a range of services designed to help you achieve your financial goals. From personal banking options like checking and savings accounts to auto loans, mortgage financing, and business banking solutions, we've got you covered. Our commitment to you goes beyond just transactions; it's about building lasting relationships based on trust and support. Our leadership team, led by CEO Christopher Hendry and Board President Norman Gariepy, is passionate about delivering exceptional service. They are supported by a dedicated team of 118 employees who are always ready to assist you. With a strong net worth of $57,545,076 and total deposits of $70,218,176, we are well-equipped to meet the financial needs of our members while maintaining stability. While members can visit us at 400 Mechanic St, official correspondence should be sent to the same address for your convenience. If you're looking for more information or have questions about our services, don't hesitate to reach out at 978-537-4855. Join us today at I-c and experience the difference that comes from being part of a credit union that truly cares about its members. Visit our website at iccreditunion.org or stop by during our operating hours Monday through Wednesday from 9 AM to 4 PM, Thursday and Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM to learn more about how we can help you thrive financially!

Branch History & Mission

At I-c, located at 400 Mechanic St in Leominster, MA, we take pride in our rich history and dedication to serving our community. Founded in 1934, I-c has grown from a small credit union into a trusted financial partner for over 36,000 members. Our commitment to helping individuals and families achieve their financial goals remains at the heart of what we do. Throughout the years, I-c has seen significant milestones that reflect our evolution. From humble beginnings, we have expanded our services and offerings, ensuring that we meet the diverse needs of our members. As of today, we proudly hold total assets amounting to $604,331,730. This growth is a testament to the trust placed in us by our members and our dedication to providing quality financial services. Our mission is straightforward yet powerful: to empower our members by offering comprehensive financial solutions while supporting community initiatives. We believe that everyone deserves access to fair and affordable banking options. That's why we provide services like personal banking accounts, auto loans, mortgage financing, and more all designed with you in mind. Our goal is not just to serve your financial needs but also to contribute positively to the Leominster community. While you can visit us at 400 Mechanic St for all your banking needs, official correspondence should be sent to the same address. Our branch operates with convenient hours: Monday through Wednesday from 9 AM to 4 PM; Thursday and Friday from 9 AM to 6 PM; and Saturday from 9 AM to 12 PM. With an ATM available and drive-thru banking for added convenience, we ensure that accessing your money is easy. As part of our commitment to modern banking practices, we've embraced digital advancements like online banking and mobile payments while ensuring ADA compliance for all our facilities. We understand that every member's journey is unique; hence we offer personalized service and support at every step. Our partnerships with local organizations and community outreach efforts are integral parts of who we are. We strive not only to be a financial institution but also a community leader that uplifts those around us. If you're looking for a reliable financial partner that cares about your future as much as you do, consider joining I-c today! Visit our website or call us at 978-537-4855 for more information on how you can benefit from membership. Together, let's build a brighter financial future!

Branch Location & Accessibility

Drive-Thru Banking

For added convenience, we also feature drive-thru banking services! Whether you're making deposits or withdrawals or need assistance with simple transactions, our drive-thru is designed to save you time while ensuring you receive top-notch service.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 978-537-4855. We look forward to welcoming you into our branch soon! While members can visit us at 400 Mechanic St, official correspondence should be sent to 400 Mechanic St, Leominster, MA 1453. Come see how I-c can help with all your banking needs!

Operating Hours

At I-c, we understand that convenience matters. That's why we're open Monday through Wednesday from 9 AM to 4 PM, Thursday and Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. This gives you plenty of options to stop by during your busy schedule!

Parking and Accessibility

We offer ample parking for our members right at our location. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can enjoy a comfortable visit. Whether you are stopping by for a quick transaction or to discuss your financial needs, we strive to make your experience as smooth as possible.

Services Offered

When you visit us, you'll find a friendly team ready to assist with various banking services. We provide personal banking solutions like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking services. For those who prefer online banking, we offer mobile banking and ATM access for easy transactions on the go.

Member Eligibility

At I-c, we believe that everyone deserves a chance to be part of a caring community. Becoming a member is simple and welcoming! If you live, work, or worship in the Leominster area, you're already eligible to join us at our branch located at 400 Mechanic St Leominster Ma 01453. We also invite family members of existing members to come aboard. Joining means you get access to a range of personalized financial services designed with your needs in mind, from checking and savings accounts to loans and credit cards. It's about being part of something bigger while enjoying the benefits tailored just for you. To get started, check out our detailed eligibility criteria at this link. If you're ready to take the next step and open an account, it's as easy as visiting us or following the instructions on our website here: Account Opening. For any questions or assistance, feel free to reach out to us at (978) 537-4855. We can't wait to welcome you into our I-c family!

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $47 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $29,041,948, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer merchant services that make everyday transactions easier. Whether you're running a retail shop or a service-based business, our payment processing solutions help you accept payments smoothly and securely. Imagine serving customers quickly at checkout while knowing you have a reliable partner behind you handling the financial details. Located at 400 Mechanic St Leominster Ma 01453 in Leominster, MA, our team is ready to assist you with all your business banking needs. Reach out to us at (978) 537-4855 and let's discuss how we can help your business thrive!

Comprehensive List Of Services

Access When You Need It

Need cash in a hurry? Our network includes an accessible ATM & Cash Withdrawal Services along with basic drive-thru banking options for deposits and withdrawals. We aim to make banking as simple as possible. At I-c, we're not just here to provide services; we're here to build relationships with our members. If you're ready to explore what we can do for you or if you have questions about any of our offerings, don't hesitate to reach out! Give us a call at (978) 537-4855 or visit us during our operating hours: Mon-Wed 9-4pm; Thu-Fri 9-6pm; Sat 9-12pm. Join us at Mechanic Street today and let's work together toward achieving your financial goals!

Business Banking Solutions

For our business members, I-c offers a suite of services including Business Banking, which features merchant services and business loans tailored to help you grow and succeed. We know how crucial it is to have reliable banking support when running a business.

Convenient Digital Banking Features

In today's fast-paced world, convenience matters more than ever. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. Whether you're checking balances, making transfers, or paying bills from the comfort of your home, we've got tools to streamline your banking experience.

Financing Your Dreams

When it comes to Auto Loans & Vehicle Financing, we make it easy for you to get behind the wheel of your dream car. With flexible terms and competitive rates, financing your vehicle becomes a breeze. If homeownership is on your mind, our Mortgage Loans & Refinancing options provide the support you need to buy or refinance your home, making the process smooth and straightforward.

Helping You Manage Debt

Life can throw financial challenges your way, but with our Personal Loans & Debt Consolidation services, we can help you regain control. Picture yourself consolidating multiple debts into one manageable loan with lower monthly payments freeing up cash for other important aspects of life.

Personal Banking Made Easy

At I-c, we understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking solutions like checking and savings accounts designed to help you save for the future while keeping your money accessible. Imagine having a checking account that not only simplifies your daily transactions but also offers competitive interest rates on savings ideal for those unexpected expenses or future plans.

Rewards That Matter

Don't forget about our Credit Cards with Rewards! Enjoy benefits that fit your lifestyle, whether it's cashback on purchases or travel rewards for your next adventure.

Digital & Online Banking

E-Statements and Mobile Application

Say goodbye to paper clutter! With our e-statements available at Yes, you can view your monthly statements online, helping you keep track of your transactions without any hassle. This eco-friendly option not only saves paper but also provides instant access whenever you need it. For those who prefer banking on the go, our mobile application is here for you. Available for download on your smartphone, it allows for mobile payments and person-to-person transfers. Whether you're splitting a dinner bill or sending money to a friend, our mobile payments feature makes transactions quick and easy.

Your Financial Companion

Every feature we offer is designed with your comfort in mind. You'll find that managing your accounts online is user-friendly and straightforward. From checking balances to setting up alerts for transactions, all it takes is a few taps on your device. Choosing I-c means choosing accessibility and ease-of-use in your banking experience. Embrace the freedom of real-time account management while knowing that our dedicated team is always ready to assist when needed. Welcome to modern banking at its best!

Financial Strength

At I-c, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust, and we are committed to providing you with reliable services. With a net worth of $57,545,076, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $953 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $127,092,223 in share certificates and $32,504,215 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $55,597,636 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $8,307 in used auto loans and $439,333,200 in total loans and leases. We also take pride in having 112 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. Total Share Accounts: 106,477, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, I-c is your trusted partner. Visit us at 400 Mechanic St Leominster Ma 01453 or call (978) 537-4855 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $119,650,709 in used vehicle loans and $29,324,340 in new vehicle loans already helping members get on the road. Whether you're considering financing a new vehicle or need support for a pre-owned one, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $29,041,948 provide the capital needed to grow and expand. Whether you're starting a new venture or seeking funds for an existing business, we are committed to supporting your entrepreneurial dreams.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $47,747,441, make buying or refinancing simple. We provide personalized service to help you navigate the complexities of home financing, ensuring you find the solution that works best for your situation.

Refinancing Options

If you're looking for ways to lower your monthly payments or consolidate debt, consider our refinancing options. We can help you explore eligibility and find solutions tailored to your financial needs. Our dedicated team at I-c, located at 400 Mechanic St Leominster Ma 01453, Leominster, MA, is ready to assist you. Feel free to reach out at (978) 537-4855 during our operating hours: Mon-Wed 9-4pm; Thu-Fri 9-6pm; Sat 9-12pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come visit us today and discover how we can help empower your financial future!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,291,961 in loans helping members manage their finances effectively. These cards are designed to give you the purchasing power you need while allowing you to maintain control over your spending.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers. By using verified financial institutions, LendMesh guarantees that all loan comparisons are reliable.

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