IBEW 76 Credit Union Tacoma WA | Best Auto Loans & Business Banking

Introduction

Welcome to Ibew 76, where community and financial well-being come together! Located at 3049 S 36Th St, Tacoma, WA 98409, our branch has been serving members since 1957. With a strong commitment to our community, we proudly support 1,389 members by offering a range of personalized financial services. As a trusted credit union, we have cultivated an environment that prioritizes member satisfaction. Our total assets amount to an impressive $29,036,404, and our total deposits stand at $3,501,828, reflecting the trust our members place in us. Under the leadership of CEO Sheila Augustine and Board President Michael Church, we strive to provide reliable banking solutions tailored to meet your needs. At Ibew 76, we understand that every member's financial journey is unique. That's why we offer everything from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. Our dedicated team is here to ensure you receive the best support possible. If you need to reach us for any inquiries or assistance, feel free to call us at 253-475-6661 during our business hours from Monday through Friday, 9:00 a.m. to 5:00 p.m. For official correspondence, please use our mailing address: 3049 S 36th St, Tacoma, WA 98409. We invite you to explore our website at ibew76fcu.org for more information about our services and how you can become part of our family. Join us today and experience the difference that a member-focused credit union can make in your financial life!

Branch History & Mission

A Journey Through Time

The story of Ibew 76 began with a simple mission: to provide accessible financial services to those who needed them most. Over the years, we have expanded our offerings and evolved to meet the changing needs of our members. Today, we proudly manage total assets of approximately $29,036,404. This growth reflects not only our dedication to sound financial practices but also our deep-rooted connection to the people we serve. From the start, our focus has been on fostering relationships and enhancing lives through personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. We understand that financial stability is vital for building strong communities.

Community Impact

We are proud of our community outreach efforts which include partnerships with local organizations and initiatives aimed at making a difference in Tacoma. Our commitment goes beyond just numbers; it's about lifting up each other and building a brighter future together. While members can visit us at 3049 S 36Th St Tacoma Wa 98409, official correspondence should be sent to 3049 S 36th St, Tacoma, WA 98409. Our doors are open Monday through Friday from 9:00 a.m. to 5:00 p.m., so feel free to drop by or call us at (253) 475-6661 for any inquiries. Join us at Ibew 76 and experience the warmth of a community-focused credit union where your needs come first. Together, we can achieve great things!

Our Mission

At Ibew 76, our mission is clear: to empower our members by providing exceptional financial services while actively supporting the community. We believe in putting people before profits. Our goal is to help you achieve your financial aspirations while ensuring that we give back to the community that supports us. In addition to offering traditional banking services, we embrace digital advancements that make banking easier and more accessible. With features like online banking and mobile payments, managing your finances has never been simpler or more convenient.

Branch Location & Accessibility

Welcome to Ibew 76, your friendly neighborhood credit union located at 3049 S 36Th St in Tacoma, WA! Nestled in the heart of Pierce County, our Main Office is conveniently situated near local landmarks, making it easy for you to drop by. Whether you're on your way home from work or just out running errands, we're here to serve you. At Ibew 76, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spots, ensuring that everyone can visit us comfortably. While we don't have an ATM on site or drive-thru banking available, our welcoming lobby is open Monday through Friday from 9:00 a.m. to 5:00 p.m., ready to assist you with all your banking needs. If you need to send us official correspondence, please note that while you can visit us at our branch address, all mail should be directed to the same location: 3049 S 36th St, Tacoma, WA 98409. Feel free to reach out at (253) 475-6661 if you have any questions or need assistance. We're excited to help you with personal banking options such as checking and savings accounts, auto loans, and even mortgage refinancing. Come by and see how Ibew 76 can support your financial journey!

Member Eligibility

Becoming a member of Ibew 76 is like joining a close-knit family that truly cares about your financial well-being. If you're curious about who can join us, the good news is that eligibility is quite accessible! Generally, individuals who work for or are retired from certain organizations, along with their family members, are welcome to apply. This means you can easily become part of our community if you have connections to our eligible groups. We pride ourselves on offering personalized service and a range of financial products designed just for you, making your journey with us rewarding and fulfilling. To dive deeper into the specific eligibility requirements, check out our detailed page at https://ibew76fcu.org/membership/ . It's straightforward to get started with us; simply give us a call at (253) 475-6661, and we can guide you through the process. We look forward to welcoming you to Ibew 76, located at 3049 S 36Th St Tacoma Wa 98409, where together we can build a brighter financial future!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services that streamline payment processes. Imagine running your business without worrying about how customers will pay. Our merchant services provide easy payment solutions, allowing you to focus on what you do best growing your business. Whether it's card processing or mobile payments, we ensure that you have the tools needed for success. Visit us at 3049 S 36Th St Tacoma Wa 98409 in Tacoma, WA, or call us at (253) 475-6661 to learn how we can support your business goals today!

Comprehensive List Of Services

Accessibility and Convenience

We prioritize making banking as convenient as possible for our members. With features like ATM access for cash withdrawals and robust online tools for banking from anywhere, managing your finances has never been easier. At Ibew 76, we strive to empower our members through personalized service and a comprehensive suite of financial products. If you're ready to explore how we can support your financial journey or if you have any questions about our services, don't hesitate to reach out! Call us at (253) 475-6661, visit us in person during our lobby hours from Monday through Friday from 9:00 a.m. to 5:00 p.m., or check out our website at Main Office. Join us today and experience banking designed with you in mind!

Auto Loans & Vehicle Financing

When it's time to get behind the wheel of a new car, our Auto Loans & Vehicle Financing make the process straightforward and hassle-free. We work with you to find competitive rates and flexible terms that fit your budget, ensuring you can drive away in the vehicle of your choice without breaking the bank.

Business Banking

If you're a business owner, our Business Banking solutions are crafted just for you. From Merchant Services that simplify transactions to tailored Business Loans, we support entrepreneurs at every turn. Whether you're just starting out or looking to expand, we have the resources to help your business thrive.

Credit Cards with Rewards

For those who love to earn while they spend, our Credit Cards with Rewards program offers great benefits. You can earn points on everyday purchases, which can be redeemed for travel, merchandise, or cash back making every dollar spent work harder for you.

Home Financing Solutions

Buying a home is one of the most significant investments you'll make. At Ibew 76, we offer Mortgage Loans & Refinancing options tailored to help you secure your dream home or save on current payments. Our friendly staff will guide you through each step, making the journey smooth and easy.

Personal Banking

We understand that managing your finances is essential for your peace of mind. That's why we offer comprehensive personal banking options, including Checking and Savings Accounts that help you keep track of your daily expenses while also growing your savings. Imagine having easy access to your funds through our Online & Mobile Banking features allowing you to check balances, transfer money, and pay bills right from your smartphone or computer.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services provide a safety net when you need it most. Whether you're looking to cover an emergency expense or consolidate debt into manageable payments, we're here to help you navigate those challenges effectively.

Digital & Online Banking

Accessibility and Ease-of-Use

Our digital banking services are crafted with accessibility in mind. We believe that managing your finances should be straightforward and efficient. Whether you're tech-savvy or just starting to explore online banking, our tools are designed for everyone. So why wait? Experience the ease of managing your finances with Ibew 76's digital and online banking services today! Visit us at https://ibew76fcu.org/ and take control of your financial journey with confidence.

Key Features

One of the standout features is the ability to send money easily through person-to-person transfers. This means sharing costs with friends or family is just a few taps away. If you're looking for convenience in payments, our mobile payments feature allows you to make purchases quickly and securely right from your smartphone. We prioritize your security as much as your convenience. With electronic signature authorization available, signing documents is now a breeze no more printing or mailing forms. You can also opt for e-statements to go paperless while keeping your financial records organized and accessible.

Financial Strength

Commitment to Growth

With $3,691,112 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is reflected in our $1,892 in used auto loans and $19,744,311 in total loans and leases, supporting your financial goals across various sectors.

Growing Member Trust

Total Share and Deposit Accounts: 2,261, showing a strong and growing member base that trusts us with their finances. Our commitment to maintaining transparency and reliability means you can count on us as your trusted partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ibew 76 is here for you. Visit us at 3049 S 36Th St Tacoma Wa 98409 or call (253) 475-6661 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is evident in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings for Members

Members' savings are secured through $7,763,876 in share certificates and $478,384 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $3,691,112, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,271 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,227,463 in used vehicle loans and $4,700,982 in new vehicle loans already helping members get on the road. We offer financing for both new and used vehicles, making it easier than ever to drive away with the car you want.

Credit Lines

For those who need a bit more flexibility, our total credit lines amounting to $1,650,000 provide an excellent solution. Whether it's for unexpected expenses or planned purchases, having access to a credit line can help you manage your budget more effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $850,483, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through the process.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, our knowledgeable staff at Ibew 76 is ready to assist you. We believe in providing tailored solutions that suit your individual circumstances. If you have any questions or need assistance in choosing the right loan product for you, don't hesitate to reach out! You can contact us at (253) 475-6661 during our operating hours from Monday through Friday, 9:00 a.m. to 5:00 p.m. For further details on membership eligibility and loan offerings, please visit our website or check out our membership page. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to support your financial journey at Ibew 76, located at 3049 S 36Th St Tacoma Wa 98409, Tacoma, WA.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $946,025 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs that can benefit your daily spending.

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IBEW 76 FEDERAL CREDIT UNION - Tacoma, WA