IBEW 317 Credit Union Huntington WV | Affordable Auto Loans & Business Banking

Introduction

Welcome to Ibew 317, your trusted financial partner located at 1848 Madison Ave Ste B, Huntington, WV 25704. Established in 1960, we have been proudly serving our community for over six decades, helping our 1,344 members achieve their financial goals with personalized service and dedication. With total assets of $28,990,940 and total deposits reaching $838,043, we are committed to providing you with a safe and reliable banking experience. At Ibew 317, we understand that banking is more than just numbers; it's about building relationships. Our leadership team, including CEO Codi Day and Board President Ryan Adkins, works tirelessly to ensure that your needs come first. Whether you're looking for personal banking options such as checking and savings accounts or loans for vehicles and homes, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to our mailing address at P.O. Box 9275, Huntington, WV 25701. We invite you to explore our range of services designed to enhance your financial journey from auto loans and credit cards with rewards to online banking features that make managing your finances easier than ever. With a strong net worth of $2,898,182 and cash in hand amounting to $367,647, you can trust us to safeguard your funds while providing competitive loan rates. We have successfully facilitated a total of 831 loans, ensuring that we meet the diverse needs of our community. If you have any questions or need assistance, please don't hesitate to reach out! Call us at 304-522-4871 during our operating hours Monday through Friday from 9 AM to 5 PM and Tuesday evenings until 8:15 PM. At Ibew 317, we're not just here for transactions; we're here for you! Visit us today or check out our website at https://ibew317fcu.com for more information.

Branch History & Mission

Commitment to Service

We understand that convenience is key in today's fast-paced world. That's why we offer drive-thru banking services and have extended operating hours from 9 AM to 5 PM Monday through Friday, with special night hours on Tuesdays until 8:15 PM. Although we currently do not have ATM services available, our team is always ready to assist with your transactions directly. As technology advances, so do we! Our digital offerings include online banking and mobile applications designed to enhance your experience while keeping your information secure and accessible.

Community Focus

At Ibew 317, we are not just about numbers; we are about people. We prioritize building lasting relationships with our members and strive to support local initiatives and outreach programs. Whether it's through partnerships with local organizations or participation in community events, we are dedicated to making a difference right here in Huntington. While you can visit us at our branch address for your banking needs, please note that any official correspondence should be sent to our mailing address: P.O. Box 9275, Huntington, WV 25701.

Join Us Today!

The legacy of Ibew 317 is one of trust and reliability. We invite you to join our family and discover how we can help you achieve your financial goals. Experience personalized service that puts your needs first and become part of a vibrant community committed to supporting each other. For more information or assistance, please feel free to reach out at (304) 522-4871. Together, let's build a brighter financial future!

Our Journey

Located at 1848 Madison Ave Ste B, we are proud to be part of a rich history that emphasizes commitment, growth, and community support. Over the years, we've built a reputation for excellence in service and innovation. With total assets reaching an impressive $28,990,940, we have continuously adapted to the evolving needs of our members while maintaining our core values. Our mission is simple yet profound: to empower our members by providing exceptional financial services while contributing positively to the community. We believe that everyone deserves access to quality banking solutions tailored to their individual needs.

Branch Location & Accessibility

Drive-Thru Banking

For added convenience, we also provide drive-thru banking services. You can quickly handle deposits and withdrawals without leaving your car, making it easier than ever to manage your finances on the go.

Operating Hours

We understand your time is valuable, which is why we offer flexible operating hours. Join us Monday through Friday from 9 AM to 5 PM. For those who need evening access, we extend our hours on Tuesday nights until 8:15 PM. Whether you're looking to open an account or discuss loans, our team is here to help during these hours.

Parking and Accessibility

Parking is hassle-free with ample space available right outside our entrance. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and facilities to ensure all members can comfortably access our services.

Services Offered

At Ibew 317, we pride ourselves on offering a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our dedicated staff is ready to assist you with personal loans and credit card options that include rewards programs. If you're interested in exploring what we have to offer or if you have any questions, don't hesitate to give us a call at 304-522-4871. We look forward to welcoming you into our branch soon!

Member Eligibility

Becoming a member of Ibew 317 is like joining a family that genuinely cares about your financial well-being. Located at 1848 Madison Ave Ste B Huntington Wv 25704, we welcome individuals who live, work, worship, or attend school in our community. If you share these connections with us, you can easily become part of our supportive network. Membership here means access to personalized services tailored to meet your needs whether you're looking for checking and savings accounts, auto loans, or more. To learn more about the eligibility criteria, feel free to check out our detailed information at . We believe everyone deserves a chance to thrive financially, so don't hesitate to reach out at (304) 522-4871 if you have any questions or need assistance with the simple account opening process. Join us today and experience the benefits that come with being a valued member of Ibew 317!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine having the ability to process payments quickly and efficiently while focusing on what you do best running your business. Our merchant services provide seamless payment processing solutions that fit your needs, whether you're at a brick-and-mortar location or online. By simplifying transactions, we help you enhance customer satisfaction and boost sales. Visit us at 1848 Madison Ave Ste B Huntington Wv 25704 in Huntington, WV or call us at (304) 522-4871 to learn how our business banking solutions can empower your success!

Comprehensive List Of Services

Business Banking

For our business members, we offer tailored solutions including merchant services and business loans to help your company thrive. Our goal is to support local businesses by providing the financial tools they need to grow.

Digital Banking Convenience

We understand that convenience is key in today's fast-paced world. That's why at Ibew 317 Fcu, we provide robust online and mobile banking services. You can manage your accounts from anywhere with just a few clicks or taps. Need to check your balance, transfer funds, or pay bills? It's all available right at your fingertips! For added convenience, our branch features basic drive-thru banking for quick deposits, withdrawals, and simple transactions without needing to leave your car. Although we currently don't have ATM services available, our digital platforms ensure you can access your funds when you need them.

Member Support

Our friendly team is always here to assist you during our lobby hours from Monday through Friday from 9 AM to 5 PM, with extended hours on Tuesdays until 8:15 PM. Have questions? Give us a call at (304) 522-4871, and we'll be happy to help! At Ibew 317, we're more than just a credit union; we're a partner in your financial journey. Visit us today at 1848 Madison Ave Ste B Huntington Wv 25704, or explore more about our offerings online at https://ibew317fcu.com . Let's build your financial future together!

Personal Banking

Our personal banking services include various checking and savings accounts designed to fit different lifestyles and financial goals. For those looking to drive away in a new car, our auto loans and vehicle financing options provide competitive rates that help you get on the road without breaking the bank. We also offer mortgage loans and refinancing solutions for anyone ready to buy a home or lower their monthly payments. If you're dealing with debt or need extra cash for unexpected expenses, our personal loans and debt consolidation products can be lifesavers. Plus, with credit cards that come with rewards, you can earn benefits on everyday purchases while managing your expenses effectively.

Digital & Online Banking

Key Features

Our online banking services come packed with user-friendly features to ensure you have complete control over your finances. You can view your account balances, pay bills, and transfer money with just a few clicks. Plus, with our electronic signature authorization, signing documents is quick and hassle-free. No need to print or mail anything just sign digitally and you're done! We also provide e-statements, so you'll receive your monthly statements electronically. This not only helps reduce paper clutter but also allows for easy access whenever you need to review your transactions. For those who prefer managing their accounts through mobile devices, our mobile application is ready for download! Check balances, deposit checks remotely, and make payments right from your smartphone. While we currently don't support mobile payments or person-to-person transfers, our app still offers all the essential features to keep your banking experience smooth.

Security and Accessibility

At Ibew 317, your security is our priority. We utilize advanced encryption technology to keep your information safe while you manage your accounts online. Our system is designed to be both secure and simple to use, allowing you to focus on what matters most without worrying about the safety of your data. In summary, whether you're checking balances late at night or managing transactions during lunch breaks, our digital banking services empower you with real-time account management at your fingertips. Experience the convenience of banking on your terms with Ibew 317 today!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 2,036, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ibew 317 is your trusted partner. Visit us at 1848 Madison Ave Ste B Huntington Wv 25704 or call (304) 522-4871 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $2,665,005 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $2,338,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $109 in used auto loans and $13,221,047 in total loans and leases.

Solid Financial Health

With a net worth of $2,898,182, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,000 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

While we currently do not have outstanding commercial loans available, our focus remains on providing personal loan solutions tailored for individual needs. If you're interested in exploring refinancing options or checking eligibility for any of our products, please don't hesitate to reach out. Whether you're considering an auto loan, mortgage, or credit card solution, our dedicated team at Ibew 317 is here to assist you every step of the way. Feel free to contact us at (304) 522-4871 or visit us at 1848 Madison Ave Ste B Huntington Wv 25704 in Huntington, WV during our operating hours: Monday through Friday from 9 AM to 5 PM and Tuesday night from 7 PM till 8:15 PM. Explore your options today and let us help you pave your path toward financial success!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,855,956 in used vehicle loans and $3,696,033 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we've got options that suit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $63,217, make buying or refinancing simple. We aim to provide competitive rates and flexible terms to help you secure the home of your dreams.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $243,023 in loans helping members manage their finances effectively. This option can be particularly beneficial for those looking to consolidate debt or cover unexpected expenses without tying up assets.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that all loan comparisons are grounded in reliable data.

IBEW 317 FEDERAL CREDIT UNION - Huntington, WV