Iberville Credit Union Plaquemine LA | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Iberville Federal Credit Union, your trusted financial partner in the heart of Plaquemine, Louisiana. Established in 1958, we have been dedicated to serving our community for over six decades. With a strong commitment to our members, we currently support 2,039 individuals with total assets of $8,205,047 and total deposits reaching $1,955,369. At our branch located at 57920 Fort St, Plaquemine, LA 70764, you can expect personalized service tailored to your financial needs. Our CEO, Aleisha Hall, along with Board President Marie Green and a dedicated team of 7 employees, work tirelessly to ensure you receive top-notch service. While members can visit us at this location, official correspondence should be sent to our mailing address: PO Box 66, Plaquemine, LA 70765. We take pride in offering a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our members enjoy the convenience of online banking and mobile access to manage their finances effortlessly. With a net worth of $1,296,594 and cash in hand totaling $159,072, we maintain a solid foundation that allows us to lend confidently currently managing 540 loans and leases. At Iberville FCU, we believe in building lasting relationships within our community while helping you achieve your financial goals. Whether you are looking for guidance on a new loan or need assistance with your account, we invite you to reach out. Call us today at (225) 687-4836 or visit our website at ibervillefcu.org to learn more about how we can help you thrive financially!

Branch History & Mission

Join Us!

As we continue on this journey of growth and service, we invite you to become part of the Iberville family. Experience the benefits of membership where your voice matters, your needs are heard, and your goals are supported. Visit us today or call us at 225-687-4836 for more information on how you can join us in making a difference in our community!

Our Evolution

Since our doors first opened, we have embraced change and innovation to meet the needs of our community. From humble beginnings, we have expanded our services to offer personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We are proud of our commitment to providing financial education and support to help our members achieve their goals. As we evolved, we recognized the importance of integrating technology into banking. Today, we offer online banking and mobile applications that allow members to manage their finances anytime and anywhere. Our drive-thru service and ATM availability ensure that access to your funds is quick and convenient.

Our Mission

Iberville Federal Credit Union's mission is simple yet powerful: to provide quality financial services while enhancing the lives of our members and supporting the local community. We believe that everyone deserves access to fair and responsible financial products. That's why we prioritize member satisfaction through personalized service and community involvement. We are dedicated not just to banking but also to building lasting relationships. Our team works tirelessly to ensure that every member feels valued and supported. We actively participate in community outreach programs that promote financial literacy and well-being among residents of Iberville Parish. While you can visit us at 57920 Fort St, official correspondence should be sent to PO Box 66, Plaquemine, LA 70765 if needed.

Branch Location & Accessibility

Call to Action

Ready to experience exceptional service? We invite you to visit our branch at 57920 Fort St or give us a call at 225-687-4836 if you have any questions. We look forward to helping you achieve your financial dreams!

Nearby Landmarks and Accessibility

Our branch is nestled right in the heart of Plaquemine, making it easily reachable. You can find us near popular spots like the Iberville Museum and just a short drive from the Plaquemine Historic District. With ample parking available, visiting us is hassle-free. Plus, we are committed to accessibility for all members. Our facility features ADA-compliant ramps and entrances to ensure everyone can bank comfortably.

Operating Hours

We're here when you need us! Visit us Monday through Friday from 8:30 AM to 5:30 PM. Our welcoming staff is ready to help with everything from opening accounts to discussing loan options.

Services Offered

At Iberville Federal Credit Union, we offer a variety of services designed with our members in mind. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions tailored for you. Need cash on the go? Our ATM is available for quick withdrawals and balance checks. We also provide convenient drive-thru banking for simple transactions like deposits and withdrawals.

Member Eligibility

Joining Iberville is more than just opening an account it's about becoming part of a community that truly cares about your financial well-being. If you live, work, or worship in the Iberville area, you may already qualify for membership. We welcome anyone who meets these simple criteria to experience the many benefits we offer, from personal banking solutions to loans tailored just for you. For full details on eligibility, check out our resource at https://iberville18.secure.cusolutionsgroup.net/about-us/what-is-a-credit-union . Getting started is easy! Simply visit us at our branch located at 57920 Fort St Plaquemine La 70764, or call us at (225) 687-4836 to learn how you can open an account today. You can also find all the information you need about opening an account right here: https://dsot.onlinecu.com/ibervillecu/#/sign-up . We're excited to help you take this important step towards achieving your financial goals!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly with reliable merchant services that help you accept payments easily. Our solutions allow you to focus on what matters most serving your customers. From card processing to online payment options, we equip you with the tools needed for everyday operations. Located at 57920 Fort St Plaquemine La 70764 in Plaquemine, LA, our dedicated team is here to guide you through every step of your business banking experience. If you're ready to explore how we can help your business thrive, give us a call at (225) 687-4836 or visit us today!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

If you're thinking about purchasing a new car or refinancing your current vehicle, our auto loans can help make that dream a reality. With competitive rates and flexible terms, getting behind the wheel of your next vehicle is straightforward and stress-free. You can apply online or visit us at our branch located at 57920 Fort St, Plaquemine, LA 70764.

Business Banking Services

For our members who are business owners, we offer specialized services including merchant services and business loans. We understand the unique challenges businesses face, so we're committed to helping you succeed with tailored financial solutions.

Convenient Access Points

At Iberville, convenience is key. Our branch provides basic drive-thru banking services for quick deposits, withdrawals, and simple transactions without leaving your vehicle. Plus, with an ATM available on-site, you can access cash anytime during our operating hours from Monday to Friday between 8:30 AM and 5:30 PM. We invite you to explore all these services further by visiting our website at Iberville Federal Credit Union or calling us at 225-687-4836. Let us help you achieve your financial goals today!

Credit Cards with Rewards

With our credit cards, not only do you get the benefit of easy access to credit, but you also earn rewards on your purchases. Enjoy cashback offers or points that can be redeemed for travel or gifts making every purchase work harder for you.

Home Financing Options

Buying a home is one of the biggest decisions you'll ever make, and we're here to assist with that journey. Our mortgage loans offer various options to fit your budget and lifestyle. If you're already a homeowner looking to lower your monthly payment, consider our mortgage refinancing options that could potentially save you money.

Personal Banking Solutions

Managing your finances is easier with our personal banking options. We offer checking and savings accounts designed to help you save for both short-term goals and long-term dreams. Imagine having the flexibility to manage your funds easily while enjoying competitive interest rates. Our online and mobile banking features allow you to check balances, transfer money, and pay bills right from your smartphone or computer.

Personal Loans and Debt Consolidation

Life can be unpredictable, which is why we provide personal loans for those unexpected expenses or planned purchases. Whether it's for home improvements or consolidating debt into one manageable payment, our personal loans are designed with your financial health in mind.

Digital & Online Banking

Key Services

Our online banking platform allows you to view your account balances, transfer funds, and manage your transactions with just a few clicks. You can also take advantage of our e-statements, which provide a secure and eco-friendly way to keep track of your financial statements without the hassle of paper clutter. Need to send money quickly? With our person-to-person transfer feature, you can easily send funds to friends or family without any fuss. Plus, our electronic signature authorization lets you sign documents digitally, making processes faster and more convenient.

Mobile Banking

For those on the go, our mobile application ensures that you have all the banking tools at your fingertips. Whether you're checking balances or making transfers, the app is user-friendly and secure. Although we currently don't support mobile payments, our commitment to enhancing your digital experience remains strong. With these features combined, managing your finances has never been simpler. Enjoy real-time account management and peace of mind knowing that your information is protected through advanced security measures. At Iberville, we're here to help you navigate your financial journey with ease and confidence.

Financial Strength

A Solid Foundation

With a net worth of $1,296,594, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,580 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $880,690 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $75 in used auto loans and $2,648,341 in total loans and leases. Our operational efficiency is evident in our $164,460, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Members' savings are secured through $530,214 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Trust Built Over Time

Total Share and Deposit Accounts: 2,877, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Iberville is your trusted partner. Visit us at 57920 Fort St Plaquemine La 70764 or call (225) 687-4836 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,357,080 in used vehicle loans and $957,667 in new vehicle loans already helping members get on the road. Whether you're interested in a new or used vehicle, our team is here to guide you through the financing process. We also provide refinancing options if you're looking to reduce your monthly payments or lower your interest rate.

Conclusion

No matter what you need financing for, Iberville is committed to helping you succeed financially. If you're curious about eligibility options or want more information about refinancing possibilities, don't hesitate to reach out! You can contact us at (225) 687-4836 or visit us at 57920 Fort St, Plaquemine LA 70764 during our lobby hours from Monday to Friday between 8:30 AM and 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to assisting you in achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we offer Junior Lien 1-4 Family Residential Properties loans totaling $0, which means there's never been a better time to explore your options with us. Our experienced staff will assist you in navigating the process from start to finish.

Personal and Credit Card Loans

In addition to auto and mortgage loans, we also provide unsecured credit card loans with flexible terms. While our total for these loans currently stands at $0, we encourage members to consider how our personal loans can help manage unexpected expenses effectively.

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IBERVILLE FEDERAL CREDIT UNION