Iberia Parish Credit Union New Iberia LA | Best Auto Loans & Business Banking

Introduction

Welcome to Iberia Parish, where your financial needs are our top priority! Located at 500 French St, New Iberia, LA 70560, we have been serving our community since 1941. With a commitment to providing personalized banking solutions, we proudly support 271 members who trust us with their financial journeys. At Iberia Parish, we understand that every member has unique goals and dreams. That's why we offer a range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, credit cards with rewards, and even business banking options. Our total assets of $235,016 and total deposits of $83,833 reflect our strong foundation and dedication to the local community. While you can visit us directly at our branch, please note that official correspondence should be sent to the same address: 500 French St, New Iberia, LA 70560. Our CEO, Sherial Scott, and Board President, Curly Mouton, lead a passionate team of just two employees who work tirelessly to ensure you receive exceptional service. With a net worth of $94,787 and cash reserves ready for your needs though currently at $0 we're here to guide you through every financial decision. Whether you're looking to save for the future or seeking assistance with loans (we currently manage 42 loans and leases), we're dedicated to helping you achieve your financial objectives. Ready to take the next step? Feel free to call us at 337-369-3121 or visit our branch during our lobby hours on Tuesday and Thursday from 2:00 PM to 6:00 PM. We look forward to helping you navigate your financial journey with care and expertise!

Branch History & Mission

Welcome to Iberia Parish located at 500 French St, New Iberia, LA 70560. Since its inception in 1941, our branch has been dedicated to serving the financial needs of our community. Over the years, we have grown alongside our members, building a legacy of trust and support. Founded with a vision to provide personalized financial services, Iberia Parish has evolved significantly since its early days. Today, we proudly serve a total membership of 271 individuals, offering a range of products that cater to personal and business banking needs. With total assets amounting to $}, our commitment to financial stability and growth remains steadfast. At the heart of our mission is the belief that everyone deserves access to reliable financial resources. We aim not just to provide banking services but also to empower our community through education and support. Whether it's helping you secure an auto loan, offering mortgage refinancing options, or guiding you through personal loans, we strive to make your financial journey smoother. While members can visit us at 500 French St New Iberia La 70560, official correspondence should be sent to 500 French St, New Iberia, LA 70560 if it differs from our physical location. Our operating hours are designed for your convenience: we are open on Tuesdays and Thursdays from 2:00 p.m. to 6:00 p.m. Although we currently do not offer ATM or drive-thru services, our focus remains on delivering exceptional customer service during our lobby hours. We prioritize accessibility and are committed to enhancing our digital offerings in the future. We take pride in fostering strong community connections through partnerships and outreach initiatives. Our team actively engages with local organizations, ensuring that we contribute positively to the neighborhoods we serve. If you're looking for a credit union that values its members and prioritizes community well-being, look no further than Iberia Parish. Join us today and experience firsthand the benefits of being part of our family-focused financial institution! For more information or inquiries, please call us at (337) 369-3121.

Branch Location & Accessibility

Welcome to Iberia Parish, your trusted credit union located conveniently at 500 French St in beautiful New Iberia, LA. Nestled in the heart of Iberia County, our branch is not just a place for banking; it's a community hub where members can feel at home while managing their finances. Whether you're heading to the vibrant shops nearby or enjoying a day at one of the local parks, you'll find that our location is easily accessible and perfectly situated. While members can visit us at 500 French St, official correspondence should be sent to the same address. We take pride in providing a welcoming environment with ample parking available, making it easy for everyone to come by. Our branch is designed with accessibility in mind, ensuring that all members can navigate comfortably. We are here to serve you on Tuesdays and Thursdays from 2:00 p.m. to 6:00 p.m., making it convenient for you to stop by after work or on your day off. While we currently do not offer ATM services or drive-thru banking, our dedicated team is ready to assist you with personal banking needs, auto loans, mortgage refinancing, and more during our lobby hours. If you're looking for a friendly financial partner in New Iberia, look no further than Iberia Parish Credit Union. Don't hesitate to reach out! Call us today at 337-369-3121 or drop by during our operating hours we're excited to help you achieve your financial goals!

Member Eligibility

At Iberia Parish, we believe that becoming a member means joining a caring community where your financial needs are valued and supported. If you're wondering whether you can join us, the good news is that membership is open to anyone who lives, works, worships, or attends school in the New Iberia area. This inclusive approach ensures that our services are available to those who truly need them, allowing you to benefit from our competitive rates and personalized service. Plus, as a member of Iberia Parish, you'll have access to a variety of financial products designed to help you thrive. Getting started is simple! You can learn more about the eligibility criteria by visiting [this link](). If you're ready to open an account or have any questions, feel free to reach out to us at (337) 369-3121. We're here to guide you through the process and make your transition into our credit union as smooth as possible. Join us at Iberia Parish today, located at 500 French St New Iberia La 70560, and experience the difference of being part of a community-focused financial institution!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced marketplace, efficient payment processing is crucial for success. Our merchant services simplify transactions for your business, ensuring you get paid quickly and securely. Imagine running your operations smoothly while focusing on what truly matters growing your business. Located at 500 French St New Iberia La 70560 in New Iberia, LA, we invite you to explore how our banking solutions can help your business reach new heights. For more information or to get started, call us at (337) 369-3121. Let's build a prosperous future together!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we understand how crucial it is to have the right financial support. Our business banking services include merchant services and business loans that can help streamline operations and fuel growth. We take pride in supporting our local businesses as they thrive within our community.

Call to Action

We invite you to explore all the financial services available at Iberia Parish by visiting us at our branch or giving us a call at 337-369-3121. Let us partner with you on your financial journey because at Iberia Parish, your success is our priority!

Embracing Digital Banking

In today's fast-paced world, having convenient banking solutions is vital. That's why Iberia Parish offers online and mobile banking features that allow you to manage your accounts anytime, anywhere. Although we currently do not have ATM or drive-thru services available at this location, our online platform ensures that accessing your accounts is straightforward and efficient.

Personal Banking Solutions

Our personal banking services are designed with you in mind. If you're looking to manage your finances effectively, consider opening a checking or savings account with us. We offer accounts tailored for different lifestyles, helping you save while enjoying easy access to your funds. For those interested in purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms, making it easier for you to drive away in your new car. If homeownership is on your radar, our mortgage loans and refinancing options help make that dream a reality. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we're here to guide you through every step of the process.

Support for Your Financial Goals

Life can throw unexpected challenges your way, which is why our personal loans and debt consolidation services are essential resources. They provide flexibility when you need it most. Plus, with credit cards that come with rewards, you can earn points on purchases while enjoying the convenience of cashless transactions.

Digital & Online Banking

Key Services

Although we currently do not offer online banking services, members can still enjoy the benefits of personal banking through our various services. You can visit us at 500 French St New Iberia La 70560 to explore checking and savings accounts, auto loans, and more.

Real-Time Account Management

While real-time account management isn't available online at this time, our team is ready to help you stay on top of your finances during branch hours. We invite you to reach out to us by phone at (337) 369-3121 if you need assistance or have questions about your accounts. We appreciate your understanding as we work towards expanding our digital offerings in the future. For more information about our services, feel free to visit us in person or contact us directly!

Security and Accessibility

Your security is paramount. While we don't have electronic signature authorization or mobile payments available, we ensure that all transactions conducted in person are handled with the utmost care. Our dedicated staff is always here to assist you with any questions or concerns.

Financial Strength

At Iberia Parish, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to provide a solid foundation that you can rely on, ensuring your financial needs are met with care and dedication. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $94,787, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth reflects our commitment to serving you effectively while fostering growth within our community. Our net worth ratio of $4,033 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This strength positions us as a reliable partner in your financial journey. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. While we prioritize our members over traditional banking practices, it's important to note that we currently have $0 in non-member deposits. This strategy allows us to focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks. With $104,297 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further highlighted by our total loans and leases amounting to $84,878, supporting members' financial goals across various sectors. Although we faced challenges recently reflected in our net income of $-9,510, we remain dedicated to operational efficiency. Our team is here for you; we take pride in having 0 full-time employees and 2 part-time employees who ensure that our branches are always ready to serve you with knowledge and commitment. Net Shares (Funds available for lending and investments): $0 provide additional security as we strive to meet your financial needs. With a growing member base represented by 271 total share accounts, trust is the cornerstone of what we do. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Iberia Parish is your trusted partner. Visit us at 500 French St New Iberia La 70560 or call (337) 369-3121 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Services

Our services extend beyond just loans. At Iberia Parish, we provide a range of personal banking solutions including checking and savings accounts, debt consolidation loans, and business banking services tailored for entrepreneurs. If you're interested in refinancing or learning more about eligibility options for future loan products, don't hesitate to reach out. We are here to assist you every step of the way. For more information about our offerings or to discuss your specific needs, please contact us at 337-369-3121. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. Although we currently have no new or used vehicle loans issued, we are committed to providing competitive financing options when you're ready to hit the road.

Credit Card Loans

For those looking to manage their expenses more flexibly, we also offer unsecured credit card loans. Currently, our total for these loans stands at $0, but our terms are designed to help you effectively manage your finances once you decide to apply.

Mortgage Loans

Thinking about homeownership? While we don't have any mortgage loans at this moment, our options, including Junior Lien 1-4 Family Residential Properties loans, make buying or refinancing straightforward when available.

Loan Aggregator

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Iberia Parish