I. H. Mississippi Valley CU Silvis IL | Best Auto Loans & Business Banking

Introduction

Welcome to I. H. Mississippi Valley, your trusted partner in financial growth, located at 685 Avenue Of The Cities, Silvis, IL 61282. Established in 1936, we have been dedicated to serving our community for over 85 years. With a strong commitment to our members, we currently support a vibrant community of 146,777 members and manage assets totaling an impressive $2,167,977,235. At I.H. Mississippi Valley, we believe in building lasting relationships based on trust and transparency. Our experienced team is here to provide personalized service and help you navigate your financial journey with confidence. Under the leadership of our CEO, Brian Laufenberg, and Board President, Sam Kupresin, we continue to strive for excellence while focusing on the needs of our members. While you can visit us at our Silvis branch for all your banking needs, please send any official correspondence to our mailing address: 685 Avenue of the Cities, Silvis, IL 61282. We offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. With total deposits amounting to $78,932,857 and robust lending capabilities featuring 82,505 loans and leases under management, we are well-equipped to assist you with all your financial needs. Our total net worth stands at $201,058,099, ensuring that we remain financially strong for years to come. We invite you to explore the many ways I.H. Mississippi Valley can support you! Whether you're looking to open an account or need assistance with loans or other services, feel free to reach out by calling us at 309-793-6200 or visiting our website at ihmvcu.org. Your financial success is our priority!

Branch History & Mission

Welcome to I. H. Mississippi Valley, a credit union with a rich history and a strong commitment to our community in Silvis, IL. Established in 1936, we have been serving our members for over eight decades, growing alongside them and adapting to their needs. With a total membership of 146,777 and assets exceeding $2.1 billion, we are proud to be a trusted financial partner in the lives of many. Located at 685 Avenue Of The Cities, our branch is easily accessible for all residents in Silvis and surrounding areas. Whether you're heading to the local park or visiting nearby shops, our location makes it convenient for you to stop by for your banking needs. If you need to reach us via mail, please send correspondence to 685 Avenue of the Cities, Silvis, IL 61282. Our mission is straightforward: we aim to provide exceptional financial services while supporting our local communities. We focus on delivering personal banking solutions that include checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. Beyond just finances, we believe in giving back through community outreach programs and partnerships that uplift those around us. Over the years, I. H. Mississippi Valley has embraced innovation while ensuring all members feel valued and included. We offer modern conveniences like online banking and mobile payment options while remaining ADA compliant so everyone can access our services without barriers. Our drive-thru service allows you to conduct simple transactions quickly and efficiently. We take pride in our community efforts, from hosting financial literacy workshops to collaborating with local organizations that promote growth and support for those in need. These initiatives reflect our dedication not only to financial success but also to fostering a healthy community spirit. If you're looking for a credit union that puts its members first and believes in building lasting relationships, join us at I. H. Mississippi Valley today! Experience the benefits of being part of a supportive community-focused institution where your financial well-being is our priority. For more information or to open an account, visit us online at ihmvcu.org or call us at 309-793-6200. Your journey toward better financial health starts here!

Branch Location & Accessibility

Convenient Access and Features

At our Silvis branch, we understand that accessibility matters. Our location is designed to be welcoming to everyone, featuring ADA-compliant ramps and ample parking spaces to ensure your visit is comfortable. If you prefer banking on the go, we offer a drive-thru service for quick transactions without leaving your vehicle. For those who enjoy the convenience of ATMs, you'll be pleased to know that we have ATM availability right here at our branch, allowing you to access your funds whenever you need them.

Operating Hours That Fit Your Schedule

We know life gets busy! That's why our lobby hours are designed with your schedule in mind: we're open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. If you're looking for extended hours, our drive-up service operates Monday through Friday from 7 AM until 7 PM, Saturday from 9 AM to 1 PM, and even Sunday from noon to 3 PM!

Visit Us Today!

Whether you're looking for personal banking services like checking and savings accounts or need assistance with loans and credit cards, our friendly team is here to help. While members can visit us at 685 Avenue Of The Cities, official correspondence should be sent to the same address. Feel free to call us at (309) 793-6200 if you have any questions or want more information about our services. We can't wait to see you!

Member Eligibility

Joining the I. H. Mississippi Valley is like stepping into a warm community where your financial well-being is our top priority. We welcome anyone who lives, works, or worships in our service area to become a member. It's easy to check if you qualify simply visit our eligibility page at http://www.ihmvcu.org/membership/member-resources/locations for full details. Once you're ready, opening an account is straightforward! Just head over to http://www.ihmvcu.org/loan-application to start the process and enjoy all the benefits that come with being part of our family. If you have any questions or need assistance, feel free to call us at 309-793-6200. Our friendly team is here to help you on your journey toward better banking at our branch located at 685 Avenue Of The Cities, Silvis, IL 61282. We can't wait to welcome you!

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $494 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $198,910,515, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer robust merchant services that help streamline your payment processes. Imagine being able to accept payments easily, whether you're selling online or at a local market. Our services provide you with the tools needed to manage transactions efficiently, allowing you to focus on what matters most growing your business. Visit us at 685 Avenue Of The Cities Silvis Il 61282 in Silvis, IL, or call us at (309) 793-6200 to learn more about how we can support your business's financial journey!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small businesses, we offer robust business banking solutions. Our merchant services streamline payment processes while our business loans empower you to grow and expand your operations. We're here to support your business every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we provide online and mobile banking services that allow you to access your accounts anytime, anywhere. From checking balances to making transfers or paying bills with ease, managing your finances has never been simpler. Our ATM and cash withdrawal services ensure you have access to your funds whenever needed.

Drive-Thru & ATM Services

We also understand that sometimes you need quick service on the go. Our basic drive-thru banking lets you handle deposits, withdrawals, and simple transactions without leaving your car. If you're on the move, our ATMs are available for easy withdrawals and balance checks. At I. H. Mississippi Valley, we strive to make banking accessible and straightforward for everyone in Silvis and beyond. With friendly staff ready to assist at 309-793-6200, we invite you to explore how our comprehensive list of services can enhance your financial well-being. Ready to take the next step? Visit us today or check out more about what we offer at ihmvcu.org. We're excited to help you achieve your financial goals!

Loans Made Easy

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation options come in handy, helping you manage your finances more effectively. Plus, if you enjoy rewards for your spending, our credit cards offer great benefits tailored just for you.

Personal Banking

Our personal banking services are designed to simplify your financial life. You can open checking and savings accounts that fit your lifestyle. If you're dreaming of a new vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. For those looking to invest in real estate, our mortgage loans and refinancing services provide competitive rates and flexible terms.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, giving you the freedom to check balances, transfer funds, and pay bills on your schedule. You'll also enjoy the benefits of e-statements, which means you can view your account statements electronically no more paper clutter! If you prefer handling tasks on the go, our mobile application makes it easy to access all these features right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with ease. Plus, if you're out shopping or dining, take advantage of our mobile payments option for quick and secure transactions.

Security & Accessibility

We prioritize your security with electronic signature authorization for transactions, ensuring that everything is safe and secure. Our user-friendly interface makes navigating through features simple, whether you're tech-savvy or not. With real-time account management at your fingertips and constant access through Yes, keeping track of your finances has never been easier. Experience the convenience of digital banking today with I. H. Mississippi Valley!

Financial Strength

At I. H. Mississippi Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a strong financial foundation is crucial for both our members and the community we serve. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $201,058,099, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 927 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $713,958,069 in share certificates and $195,763,216 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $40,500,579, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $186,454,424 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity to support your financial goals is evident with $40,508 in used auto loans and a total of $1,770,969,493 in loans and leases across various sectors. Our operational efficiency is reflected in our net income of $11,113,288, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 396 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares available for lending and investments stand at $2,248,672, while our total share accounts have grown to an impressive 291,577, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, I. H. Mississippi Valley is your trusted partner. Visit us at 685 Avenue Of The Cities Silvis IL 61282 or call 309-793-6200 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $783,996,623 in used vehicle loans and $247,756,549 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find the right financing option for your vehicle purchase.

Business Loans

For business owners, our outstanding commercial loans totaling $198,910,515 provide the capital needed to grow and expand. We work closely with entrepreneurs to understand their unique needs and create financing solutions that support their business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $28,397,864, make buying or refinancing simple. We provide guidance throughout the process to help you secure the best deal possible.

Refinancing Options

If you're considering refinancing any of your existing loans or exploring eligibility options for our various products, we are here to help. Our team is ready to assist you in understanding your choices and finding the best path forward. At I. H. Mississippi Valley, we believe in transparent financial services and are committed to providing you with clear information about all our loan offerings. For further details or to discuss your specific needs, feel free to reach out at (309) 793-6200 or visit us at 685 Avenue Of The Cities Silvis Il 61282, Silvis, IL 61,282. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for an auto loan, mortgage solution, or credit card options, we're here to support you every step of the way!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $56,777,001 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits that can enhance your spending experience while providing the convenience you need.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous approach ensures that all offers displayed are fair and transparent. By relying on verified financial institutions, LendMesh guarantees that users receive accurate information when comparing loans.