I. H. Mississippi Valley CU Rock Island IL | Affordable Auto Loans & Top Checking

Introduction

Welcome to I. H. Mississippi Valley, your trusted partner in financial well-being located at 4206 5Th Ave, Rock Island, IL 61201. Since our establishment in 1936, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet the unique needs of our 146,777 members. With total assets amounting to an impressive $2,167,977,235 and a strong net worth of $201,058,099, we are dedicated to ensuring your financial future is secure. At I. H. Mississippi Valley, we understand that banking is more than just numbers; it's about building relationships and empowering our members. Our team of 414 employees is here to assist you with everything from personal banking solutions including checking and savings accounts to auto loans and mortgages. Whether you're looking for a reliable credit card with rewards or need assistance with business banking services, we have got you covered. While members can visit us at our branch location in Rock Island, official correspondence should be sent to the same address: 4206 5th Ave, Rock Island, IL 61201. We invite you to explore our array of services designed with you in mind. Under the leadership of our CEO Brian Laufenberg and Board President Sam Kupresin, we take pride in fostering a culture that values community impact and member satisfaction. With a focus on transparency and accessibility, we encourage you to reach out at (309) 793-6200 or visit us online at ihmvcu.org for more information. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members!

Branch History & Mission

Community Impact

We are deeply invested in the well-being of Rock Island and surrounding areas. Our partnerships with local organizations allow us to contribute positively to community initiatives ranging from youth programs to financial literacy workshops. By working together, we strive to uplift those around us. Our branch operates with accessibility at its core: we have an ATM available for your convenience and a drive-thru service for quick transactions without leaving your vehicle. As we look ahead, we invite you to join the I. H. Mississippi Valley family. Experience the benefits of being part of a credit union that prioritizes its members' needs above all else. Together, let's build a brighter financial future! For more information or to open an account today, please call us at 309-793-6200 or visit our website at ihmvcu.org.

Our Journey

From humble beginnings, I. H. Mississippi Valley has evolved into a trusted financial partner for countless individuals and families. Our growth story is marked by milestones that reflect our dedication to innovation and service excellence. As we embraced digital advancements, we ensured that all members had access to modern banking solutions while maintaining our personal touch through face-to-face interactions.

Our Mission

Our mission is clear: to provide comprehensive financial services while empowering our members and enhancing their quality of life. We believe in fostering a supportive environment that encourages savings, offers fair loan opportunities, and provides essential financial education. Every decision we make is guided by our core values of integrity, accountability, and community support. While members can visit us at 4206 5th Ave, official correspondence should be sent to the same address as our mailing address is identical. We offer various services including personal banking, auto loans, mortgages, and online banking options all designed with you in mind.

Branch Location & Accessibility

Convenient Access and Features

At our Rock Island location, we prioritize accessibility for all our members. You'll find ample parking available right outside the branch, along with features designed to accommodate everyone, including ADA-compliant ramps for easy entry. Whether you're here for a quick transaction or need assistance with a loan, our dedicated team is ready to help. Our operating hours are crafted to fit your busy schedule. The lobby welcomes you Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to 1 PM. If you prefer drive-thru banking, we've got you covered there too! Our drive-up service is available Monday through Friday from 7 AM to 7 PM and Saturday from 9 AM to 1 PM. On Sundays, we offer convenient drive-thru hours from noon until 3 PM.

Services Tailored Just for You

We understand that banking needs vary, which is why we offer a wide range of services right here at I. H. Mississippi Valley. From personal checking and savings accounts to auto loans and mortgages, we're here to support your financial journey. Plus, with ATM availability on-site, accessing cash is quick and hassle-free. While members can visit us at 4206 5th Ave, official correspondence should be sent to the same address as our mailing address: 4206 5th Ave, Rock Island, IL 61201.

We’re Here for You

Have questions or need assistance? Don't hesitate to give us a call at (309) 793-6200. Our friendly staff is always eager to help you navigate your banking needs. We invite you to visit us soon and experience the difference that I. H. Mississippi Valley credit union can make in your financial life!

Member Eligibility

Joining the I. H. Mississippi Valley family is an exciting step toward a brighter financial future! If you live, work, worship, or attend school in Rock Island County, you're already on the path to becoming a member. Our doors are open to anyone who shares our commitment to community and mutual support. Plus, once you join us, you'll gain access to a range of benefits, from competitive loan rates to personalized service tailored just for you. To learn more about the specific eligibility criteria and how you can start your membership journey today, visit us at this link. When you're ready to open your account, check out the easy application process at this page. If you have any questions or need assistance, feel free to call us at 309-793-6200. We can't wait to welcome you to I. H. Mississippi Valley!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing to expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $494 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $198,910,515, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services can make all the difference. Whether you're processing payments or managing cash flow, our services are crafted to meet your needs. Picture this: a busy Saturday morning at your local café where customers are eager to pay with their mobile devices. Our efficient merchant services ensure quick transactions, allowing you to serve more customers without hassle. Join us at I. H. Mississippi Valley, located at 4206 5Th Ave Rock Island Il 61201, Rock Island, IL, and let us help you turn your business aspirations into reality! Call us at (309) 793-6200 for more information on how we can assist you today.

Comprehensive List Of Services

Connect With Us Today!

Ready to explore what I. H. Mississippi Valley has to offer? Give us a call at 309-793-6200 or visit us online at ihmvcu.org to learn more about our services or start your membership journey today! We look forward to supporting you on your financial path!

Convenient Access Points

We understand that life can be busy, which is why we offer several convenient services including ATM access for quick withdrawals and balance checks as well as basic drive-thru banking for deposits and simple transactions without leaving your car. This flexibility ensures you can manage your finances according to your schedule.

Empowering Businesses

If you're a business owner, I. H. Mississippi Valley provides essential support through our business banking services. From merchant services that facilitate smooth transactions to business loans aimed at fostering growth, we're here to help you succeed in today's competitive market.

Financing Your Dreams

For those looking to purchase a vehicle or refinance an existing loan, our auto loans and vehicle financing options can help get you on the road quickly and affordably. We also provide various mortgage loans and refinancing solutions tailored to fit your budget and lifestyle. If you're considering personal projects or consolidating debt, our personal loans offer flexible terms that can make these aspirations a reality.

Personal Banking Made Easy

Whether you are looking to open a checking account for daily transactions or save for future goals, our personal banking services are designed with you in mind. Our checking and savings accounts offer competitive rates and easy access, allowing you to manage your finances effortlessly. Imagine having all your banking needs met in one place, while enjoying the convenience of online and mobile banking that lets you check balances, pay bills, and transfer funds from anywhere at any time.

Rewarding Credit Options

With our credit cards featuring rewards, enjoy perks that enhance your spending experience. Whether it's cash back on everyday purchases or points for travel, we have options that suit different lifestyles. Plus, managing your credit is easier than ever with access to your account via our secure online platform.

Digital & Online Banking

Mobile Banking On Your Terms

For those who prefer banking on their mobile devices, our mobile application offers all the same features as our online banking, right at your fingertips. You can make person-to-person transfers with ease, send money to friends and family instantly, and enjoy the freedom of mobile payments whenever you shop. Plus, with electronic signature authorization available, signing documents is as easy as tapping your screen.

Online Banking Made Simple

With our 24/7 online banking services, accessible through https://www.ihmvcu.org/ , you can view your account balances, transfer funds, and pay bills anytime you need to. No more waiting in lines or rushing to the bank before closing time! Our user-friendly platform ensures that everything you need is just a few clicks away.

Stay Informed and Secure

We know that security is a top priority for our members. That's why we offer e-statements so you can stay updated on your account without worrying about paper clutter or identity theft. You can trust that your information is protected while still having access to important documents whenever you need them. In today's fast-paced world, I. H. Mississippi Valley makes it easy for you to manage your finances efficiently and securely. Join us today and experience the convenience of digital banking tailored just for you!

Financial Strength

Growing Trust

Total Share and Deposit Accounts stand at 291,577, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments total $2,248,672, further enhancing our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, I. H. Mississippi Valley is your trusted partner. Visit us at 4206 5Th Ave Rock Island Il 61201 or call (309) 793-6200 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $713,958,069 in share certificates and $195,763,216 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $40,500,579, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $11,113,288 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 396 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $186,454,424 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $40,508 in used auto loans and $1,770,969,493 in total loans and leases.

Solid Financial Health

With a net worth of $201,058,099, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $927 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

A Trusted Partner in Your Financial Journey

With over 82505 loans issued, we've helped thousands of members achieve their financial goals. Our team is dedicated to providing personalized service and competitive rates tailored to meet your individual circumstances.

Auto Loans: Drive Away with Confidence

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $783,996,623 in used vehicle loans and $247,756,549 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates to ensure you find the right financing solution for your next vehicle.

Credit Lines and Personal Financing

For those looking for additional flexibility in managing expenses, our total credit lines amounting to $610,948,135 provide accessible funds when you need them most. This option allows you to take control of your finances without the burden of heavy interest rates associated with other types of borrowing.

Mortgage Loans: Step Towards Homeownership

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $28,397,864, make buying or refinancing simple. We provide various mortgage solutions that can fit different budgets and needs, whether you're purchasing a new home or refinancing an existing one.

Refinancing Options Available

If you're considering refinancing any of your current loans, our team is here to help guide you through the process and explore eligibility options tailored for your situation. Feel free to reach out to us at (309) 793-6200 or visit us at 4206 5Th Ave Rock Island Il 61201 for more information about our loan offerings. For performance insights and financial data sourced from the National Credit Union Administration (NCUA), visit https://www.ncua.gov , based on the latest results. At I. H. Mississippi Valley, we're committed to supporting you every step of the way on your financial journey.

Unsecured Credit Cards: Manage Your Finances Effectively

We also offer flexible terms on unsecured credit card loans, with a total of $56,777,001 in loans helping members manage their finances effectively. These credit cards come with rewards and benefits designed to enhance your everyday spending while keeping your financial health in check.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing data from reliable institutions guarantees fair and transparent offers. Users can trust that they are viewing accurate information when comparing loan options.

I. H. MISSISSIPPI VALLEY CREDIT UNION - Rock Island, IL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans