I. H. Mississippi Valley CU Moline IL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to I. H. Mississippi Valley, where your financial success is our top priority! Located at 4051 Avenue Of The Cities, Moline, IL 61265, we have proudly served our community since 1936. With a commitment to trust and reliability, we are dedicated to providing personalized banking solutions that cater to your unique needs. At I. H. Mississippi Valley, our growth reflects the strength of our community. We currently boast a total membership of 146,777 and manage assets exceeding $2.1 billion. Our members benefit from a robust array of services including personal banking, auto loans, mortgage loans, and business banking options designed to help you thrive financially. Our CEO, Brian Laufenberg, along with Board President Sam Kupresin, lead a dedicated team of 414 employees who are here to assist you every step of the way. Whether you're looking for a new vehicle loan or need assistance with your savings account, our knowledgeable staff is ready to support you. For those needing to send official correspondence, please note that while you can visit us at our branch address, mail should be directed to 4501 Avenue of the Cities, Moline, IL 61265. With total deposits amounting to $78,932,857 and cash in hand of $43,838,945, we ensure that your money is secure and accessible whenever you need it. Our dedication to excellent member service means you can rely on us for all your financial needs. Experience the difference that comes with being part of I. H. Mississippi Valley where we believe in building lasting relationships with our members and making positive impacts in the community. We invite you to reach out or visit us today! Call us at 309-793-6200 or explore more about our services on our website at ihmvcu.org. Your financial journey begins here!

Branch History & Mission

The I.H. Mississippi Valley branch in Moline, IL has a rich legacy of serving its community since it first opened its doors in 1936. Over the decades, this credit union has grown alongside its members, evolving from a small cooperative into a vital financial institution with total assets of $2,167,977,235 and a membership base of 146,777 strong. Located at 4051 Avenue Of The Cities, our branch is easily accessible for all members and neighbors. With nearby landmarks like the bustling local shops and parks, we strive to be more than just a financial institution; we aim to be an integral part of the Moline community. Our mission at I.H. Mississippi Valley is clear: to provide our members with reliable financial services while fostering a spirit of community support and outreach. We believe in empowering individuals through financial education and resources that promote stability and growth. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business banking options such as merchant services and business loans, we are dedicated to meeting your needs with care and commitment. In addition to our traditional offerings, we embrace digital advancements to ensure convenience for our members. With features like online banking, mobile payments, and e-statements, managing your finances has never been easier. Our branch is also ADA compliant, ensuring accessibility for everyone. As part of our commitment to the community, we actively engage in partnerships and outreach programs designed to uplift those around us. We recognize that supporting local initiatives not only strengthens our ties but also fosters an environment where everyone can thrive. While members can visit us at 4051 Avenue Of The Cities, official correspondence should be sent to 4501 Avenue of the Cities, Moline, IL 61265. Our operating hours are convenient too: Monday through Friday from 9 AM to 5 PM for lobby access and extended drive-thru hours from 7 AM to 7 PM on weekdays. We invite you to experience the benefits of becoming part of the I.H. Mississippi Valley family. Join us today and discover how we can support your financial journey while making a positive impact in our beloved community. For any inquiries or assistance, feel free to reach out at (309) 793-6200. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

Our branch is equipped with features to ensure everyone can access our services comfortably. We offer ADA-compliant facilities, including ramps and designated parking spaces for those with disabilities. Whether you're coming in for a quick transaction or a more detailed discussion about your financial goals, we've made sure that your visit is as smooth as possible.

Call to Action

We invite you to stop by I. H. Mississippi Valley today! Our team is ready to assist you with all your financial needs. If you have any questions or would like to learn more about our services before visiting, feel free to give us a call at 309-793-6200. We look forward to welcoming you!

Operating Hours

We want to make banking easy for you! Our lobby hours run Monday through Friday from 9 AM to 5 PM, and we're also open on Saturdays from 9 AM to 1 PM. For those who prefer a drive-thru option, we're here for you Monday through Friday from 7 AM until 7 PM, Saturday from 9 AM to 1 PM, and even Sundays from noon until 3 PM.

Services Offered

At I. H. Mississippi Valley, we provide a range of services tailored to meet your personal and business banking needs. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or credit cards with rewards, our friendly staff is here to help guide you through every step of the process. Plus, enjoy the convenience of ATM services right at our branch!

Member Eligibility

At I. H. Mississippi Valley, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family that truly cares about your financial journey. To become a member, you'll find that the eligibility criteria are quite welcoming! Generally, anyone who lives, works, worships, or attends school in the area can join us. We embrace everyone and want to ensure you feel right at home here. For a detailed look at who can become a member, check out our eligibility guidelines at http://www.ihmvcu.org/membership/member-resources/locations. Getting started is easy! Once you've confirmed your eligibility, simply visit us at our branch located at 4051 Avenue Of The Cities Moline Il 61265 or give us a call at (309) 793-6200 for any questions you might have. You can also start the account opening process online by visiting http://www.ihmvcu.org/loan-application. We're excited to welcome you into our community and help you achieve your financial goals!

Business Banking & Commercial Services

Business Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $494 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $198,910,515, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we provide essential merchant services that help streamline your operations. Imagine being able to accept payments easily from customers, whether in-store or online. Our solutions make transactions smooth, so you can focus on what really matters growing your business. Located at 4051 Avenue Of The Cities Moline Il 61265 in Moline, IL, our team is ready to assist you with all your business banking needs. For more information, give us a call at (309) 793-6200 or visit us online at Mav. Let's work together to take your business further!

Comprehensive List Of Services

Access When You Need It

Our branch features an ATM for quick cash withdrawals and basic drive-thru banking services that allow for simple transactions like deposits and withdrawals without leaving your car. We want to make banking as easy as possible for our members.

Business Banking Made Easy

For small business owners, we offer robust business banking services including merchant services and business loans. We aim to empower local businesses by providing the financial tools needed to thrive.

Convenient Digital Banking

In today's fast-paced world, we know that accessibility is key. That's why I. H. Mississippi Valley offers comprehensive online and mobile banking options that let you manage your finances anytime, anywhere. You can easily check balances, transfer funds, or pay bills right from your smartphone or computer.

Personal Banking Solutions

Whether you're saving for a rainy day or planning a big purchase, our personal banking services offer great flexibility and convenience. We provide checking and savings accounts tailored to your needs, making it easy for you to manage your money. If you're looking for financing options, our auto loans and vehicle financing can help get you on the road quickly without breaking the bank. For those considering homeownership, our mortgage loans and refinancing options provide competitive rates and terms.

Reach Out Today!

At I. H. Mississippi Valley, we pride ourselves on being more than just a credit union; we're a partner in your financial journey. Whether you're visiting us at our Moline branch or reaching out by phone at 309-793-6200, we're here to help you find the right financial solutions tailored just for you. Explore all that we offer today! Visit our website at ihmvcu.org or stop by our branch during lobby hours: Monday through Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. We look forward to serving you!

Support for Your Financial Goals

If life presents unexpected challenges, our personal loans and debt consolidation services can assist you in managing expenses effectively. Plus, with our credit cards featuring rewards, you can earn points on everyday purchases while enjoying the benefits of responsible credit use.

Digital & Online Banking

Key Features

One of the standout features we offer is the mobile application, available for both iOS and Android users. This app allows you to manage your finances right from your pocket, making banking as simple as tapping on your phone. Plus, with mobile payments, you can pay for purchases directly from your account without needing cash or cards. Need to send money quickly? Our person-to-person transfer feature makes it easy to send funds to friends or family in moments. You can also opt for e-statements, which provide an eco-friendly way to keep track of your financial documents without the clutter of paper statements. We prioritize your security, too. With electronic signature authorization, you can sign documents securely online, saving you time while ensuring your information stays safe. Managing your accounts has never been more accessible or efficient. At I. H. Mississippi Valley, we're committed to providing you with the tools you need for real-time account management so you can focus on what matters most your life! Explore all these features and more by visiting us at https://www.ihmvcu.org/.

Financial Strength

At I. H. Mississippi Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong foundation built over the years, we are committed to providing you with the reliable services you deserve. With a net worth of $201,058,099, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 927 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $713,958,069 in share certificates and $195,763,216 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $40,500,579, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $186,454,424 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $40,508 in used auto loans and a total of $1,770,969,493 in loans and leases. Our operational efficiency is highlighted by our net income of $11,113,288, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 396 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $2,248,672. Total Share Accounts: 291,577, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, I. H. Mississippi Valley is your trusted partner. Visit us at 4051 Avenue Of The Cities Moline Il 61265 or call 309-793-6200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $783,996,623 in used vehicle loans and $247,756,549 in new vehicle loans already helping members get on the road. We cater to all kinds of auto financing needs whether you want a brand-new ride or a reliable used vehicle.

Credit Lines and Commercial Loans

In addition to personal loans, we have robust offerings for businesses as well. For business owners, our outstanding commercial loans totaling $198,910,515 provide the capital needed to grow and expand your business operations.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $28,397,864. Whether you are purchasing your first home or looking to refinance an existing mortgage, our dedicated team is here to guide you through the process.

Refinancing and Eligibility Options

If you're considering refinancing any of your existing loans for better rates or terms, we can assist you with that too! It's always a good idea to explore options that could save you money over time. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step towards achieving your financial goals or if you have questions about eligibility or loan products available at our branch located at 4051 Avenue Of The Cities Moline IL 61265, feel free to call us at 309-793-6200. We're here to help!

Unsecured Credit Cards

We also provide flexible terms on unsecured credit card loans, with a total of $56,777,001 in loans helping members manage their finances effectively. With these cards, you can enjoy features that help simplify your spending while building your credit score.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs.