I. H. Mississippi Valley CU Moline IL | Low Mortgage Rates & Quick Auto Loans

Introduction

At I. H. Mississippi Valley, located at 2101 52Nd Ave, Moline, IL 61265, we believe that a strong community is built on trust and support. Since our establishment in 1936, we've proudly served over 146,000 members, providing them with the financial tools they need to achieve their goals. With total assets of $2,167,977,235 and total deposits amounting to $78,932,857, our commitment to your financial well-being has never been stronger. Our branch is more than just a place to bank; it's a hub for local families and businesses looking for personalized service. Under the leadership of CEO Brian Laufenberg and Board President Sam Kupresin, our dedicated team of 414 employees works hard every day to ensure you receive the best possible experience. Whether you're interested in personal banking options like checking accounts or auto loans or need business solutions such as merchant services and business loans, we are here to help. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 2101 52nd Ave, Moline, IL 61265. We invite you to explore our website at ihmvcu.org for more information about our services and offerings. Join us today and discover how I. H. Mississippi Valley can make a positive impact on your financial future! Feel free to call us at (309) 793-6200 or stop by during our lobby hours Monday through Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. Your journey toward financial empowerment starts here!

Branch History & Mission

Commitment to Accessibility

Accessibility is key to our mission. We are proud to offer ADA-compliant facilities and drive-thru banking options for those who prefer more convenience when conducting transactions. Whether you're visiting us during lobby hours Monday through Friday from 9 AM to 5 PM or Saturday from 9 AM to 1 PM or using one of our ATMs available throughout the city, we ensure that banking with us is easy and user-friendly. While members can visit us at 2101 52nd Ave for all their banking needs, official correspondence should be sent to the same address for consistency.

Join Us!

We invite you to become part of the I. H. Mississippi Valley family. Experience firsthand how we prioritize your financial well-being while fostering a strong sense of community. For more information about membership or services, please call us at 309-793-6200 or visit our website at IHMVCU. Together, let's build a brighter financial future!

Our Journey

Our story began with a simple idea: to provide financial services that are accessible and beneficial for everyone in our community. Over the years, we have experienced remarkable growth, now boasting total assets of over $2.16 billion. This growth reflects not only our dedication to sound financial practices but also the trust placed in us by our members. As we evolved, we focused on enhancing our offerings while maintaining our commitment to personal service. We introduced modern banking features such as online banking, mobile payments, and e-statements to ensure convenience for our members without losing the personal touch that defines us.

Our Mission

At I. H. Mississippi Valley, our mission is clear: we aim to empower individuals and families through comprehensive financial solutions tailored to their needs. We offer a range of services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards all designed to help you achieve your financial goals. We believe in giving back to the community that supports us. Our outreach initiatives focus on education and support for local organizations and causes that matter most to our members. By partnering with local businesses and nonprofits, we strive to make a positive impact in Moline and beyond.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can access our services without difficulty. Additionally, we have a dedicated drive-thru service available for those who prefer the convenience of banking from their vehicle.

Nearby Landmarks

Situated just off major thoroughfares, our branch is within close proximity to local favorites like the Moline Centre and Riverside Park. This prime location not only makes it easy to visit us but also offers ample parking options for a hassle-free experience.

Operating Hours

Our doors are open Monday through Friday from 9 AM to 5 PM, with extended drive-thru hours until 5:30 PM on weekdays. We also welcome you on Saturdays from 9 AM to 1 PM, making it easy to fit banking into your busy schedule.

Services Offered

At I.H. Mississippi Valley, we offer a variety of services tailored to meet your financial needs from personal checking and savings accounts to auto loans and mortgage refinancing options. Need cash? Our ATM is available right here on-site for quick withdrawals and balance checks. Whether you're looking for assistance with loans or simply want to discuss your financial goals, our friendly team is ready to help. If you have any questions or need assistance before visiting, don't hesitate to give us a call at 309-793-6200. We invite you to stop by and discover how I.H. Mississippi Valley can support your financial journey!

Member Eligibility

At I. H. Mississippi Valley, we believe that becoming a member is like joining a family one that supports and uplifts you in your financial journey. To be eligible for membership, you simply need to live, work, worship, or attend school in the areas we serve. This means if you're part of our local community, you're likely already on the right track! We pride ourselves on creating a welcoming environment where everyone can thrive. If you're ready to take the next step, opening an account is straightforward. You can find all the details about eligibility and the process at this link. For any questions or to get started, feel free to reach out to us at (309) 793-6200. We look forward to welcoming you to I. H. Mississippi Valley at 2101 52Nd Ave Moline Il 61265!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $494 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $198,910,515, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer robust merchant services that simplify payment processing. Imagine having the tools to accept payments effortlessly, whether you're running a retail shop or a service-based business. Our solutions allow you to focus on what you do best serving your customers while we handle the transactions securely. Located at 2101 52Nd Ave Moline Il 61265 in Moline, IL, we're ready to partner with you. Let's work together to take your business to the next level! For more information, call us at (309) 793-6200 or visit our website at https://www.ihmvcu.org/.

Comprehensive List Of Services

Business Banking Made Easy

If you're a business owner, you'll appreciate our specialized business banking services. From merchant services that simplify transactions to business loans designed for growth, we're here to support your entrepreneurial journey.

Credit Options That Reward You

Credit cards are an essential part of many people's lives, and we aim to enhance that experience with our credit cards featuring rewards programs. Whether it's cashback on everyday purchases or points towards travel, our credit options help you get more from your spending.

Digital Access and Convenience

In today's fast-paced world, we recognize the importance of digital banking features. Our comprehensive online and mobile banking platforms allow you to check balances, transfer funds, and pay bills all at your fingertips. Plus, with ATM availability for easy cash withdrawals and basic drive-thru banking for quick transactions, managing your finances has never been more convenient.

Personal Banking Solutions

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer various checking and savings accounts designed with your convenience in mind. Imagine easily accessing your funds while enjoying features like online banking and mobile payments right from your smartphone. This flexibility allows you to manage your money anytime, anywhere. For those considering larger purchases, our auto loans and vehicle financing options make it simple to drive off in the car you've always wanted. We also offer mortgage loans and refinancing solutions, helping you navigate homeownership with ease. If you're tackling debt or planning for significant expenses, consider our personal loans and debt consolidation services that allow you to streamline payments and reduce stress.

Support When You Need It

Our friendly team is always ready to assist with any questions or concerns you may have about your accounts or services. You can reach us at 309-793-6200 during lobby hours Monday through Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM or visit us in person at our branch. At I.H. Mississippi Valley, we are committed to making financial services accessible and relatable. Explore how we can support you today by visiting our website at ihmvcu.org. Your financial journey starts here!

Digital & Online Banking

24/7 Accessibility

No matter what time it is, our 24/7 online banking services ensure that you have full control over your finances whenever it suits you. You can manage your accounts in real-time, making adjustments as needed without any delays. We invite you to explore these services further by visiting our website at [I.H. Mississippi Valley](https://www.ihmvcu.org/) today! With us, managing your money has never been more straightforward or secure.

Key Features

Our digital banking options come packed with features that enhance your experience. One standout feature is electronic signature authorization; it allows you to sign documents securely from the comfort of your home. Say goodbye to paperwork clutter! You can also opt for e-statements, which not only help you go green but also keep your financial records organized and accessible at any time. No more waiting for mail your statements are right where you need them. If you're always on the go, our mobile application makes banking even simpler. With just a tap, you can manage your account directly from your smartphone. Plus, our mobile payments feature lets you pay bills or make purchases quickly and securely. Need to send money to a friend? Our person-to-person transfer service makes it easy to share funds instantly without hassle.

Financial Strength

Member Savings Security

Members' savings are secured through $713,958,069 in share certificates and $195,763,216 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $40,500,579, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $11,113,288 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 396 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $186,454,424 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is also reflected in our lending capacity; with $40,508 in used auto loans and $1,770,969,493 in total loans and leases, we support members' financial goals across various sectors.

Solid Financial Foundation

With a net worth of $201,058,099, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $927 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Experience

Total Share Accounts stand at 291,577, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $2,248,672, further underlining our commitment to providing you with accessible financial options. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, I. H. Mississippi Valley is your trusted partner. Visit us at 2101 52Nd Ave Moline Il 61265 or call (309) 793-6200 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $783,996,623 in used vehicle loans and $247,756,549 in new vehicle loans already helping members get on the road. We make it simple and affordable to finance the vehicle you need.

Commercial Loans

For business owners, our outstanding commercial loans totaling $198,910,515 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to offering tailored solutions that support your success.

Credit Lines

For those who prefer flexibility in their borrowing options, our total credit lines amount to $610,948,135. This option allows you to access funds when you need them while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $28,397,864, make buying or refinancing simple. Whether you're looking for your first home or considering an upgrade, our team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any of your existing loans or mortgages for better rates or terms, we can assist with that as well. Our knowledgeable staff will help determine eligibility and guide you through every step of the process. At I. H. Mississippi Valley located at 2101 52Nd Ave Moline IL 61265, our dedicated team is ready to assist you with all your lending needs. Feel free to reach out at 309-793-6200 for more information or visit us online at www.ihmvcu.org to explore our loan offerings further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals today!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $56,777,001 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can benefit your everyday spending.

Loan Aggregator

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