We understand that accessibility is key for many of our members. That's why we ensure our branch is compliant with ADA standards and equipped with modern conveniences such as ATM availability and drive-thru banking options. Whether you're dropping by during lobby hours Monday through Friday from 9 AM to 5 PM or Saturday from 9 AM to 1 PM or taking advantage of extended drive-thru hours, we strive to make your banking experience smooth and convenient.
As we continue this legacy of service in Kewanee, we invite you to become part of the I. H. Mississippi Valley family. Experience firsthand the benefits of membership that include personalized service, community involvement, and a commitment to helping you reach your financial goals. For any inquiries or assistance, feel free to contact us at (309) 852-9574. We look forward to welcoming you at 337 Tenney St or online at ihmvcu.org. Join us today and let's build a brighter financial future together!
At I. H. Mississippi Valley, our mission is simple yet profound: to improve the financial well-being of our members while actively supporting the community around us. We believe that every individual deserves access to quality financial services whether it's personal banking options like checking and savings accounts or loans for cars and homes. Our goal is to empower every member with the tools they need for financial success. In addition to offering competitive rates on loans and deposits, we pride ourselves on being more than just a bank; we are your neighbors dedicated to local development. We regularly participate in community events and initiatives aimed at uplifting those in need and fostering a spirit of collaboration among residents.
Our branch is designed with accessibility in mind. We offer ADA-compliant entrances, ensuring that everyone can access our services without hassle. Ample parking is available right at our doorstep, making it easy for you to stop by whether you're on foot or driving.
We understand that life can be busy, which is why we have convenient operating hours to fit your schedule. Our lobby is open Monday through Friday from 9 AM to 5 PM and on Saturday from 9 AM to 1 PM. If you're in a rush, our drive-thru service extends your options with hours from 8:30 AM to 5:30 PM on weekdays and until 1 PM on Saturdays.
At I. H. Mississippi Valley, we pride ourselves on offering a wide range of services tailored to meet your financial needs. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. Our drive-thru allows for quick deposits and withdrawals, while our ATM offers easy access to cash whenever you need it. If you have any questions or need assistance, feel free to reach out! You can contact us at 309-852-9574. We invite you to visit us at our Kewanee branch come see how we can help make your banking experience simple and rewarding!
For entrepreneurs and small business owners, we provide a suite of business banking services including merchant services and business loans. We believe in supporting local businesses by offering resources that can help them thrive in today's economy.
Our commitment to convenience extends beyond traditional banking hours. With features like ATM access for cash withdrawals and balance checks, as well as basic drive-thru banking for deposits and simple transactions, we're here when you need us most. For those who prefer online access, our robust online and mobile banking tools allow you to manage your finances anytime, anywhere. Whether you're visiting us at our branch located at 337 Tenney St Kewanee IL 61443, or calling us at 309-852-9574, you'll find that we prioritize your experience above all else. Our friendly team is always ready to assist you with any questions or concerns. In conclusion, at I.H. Mississippi Valley, we strive to be more than just a financial institution; we want to be a partner in your journey toward financial wellness. Explore all our services today by visiting our website or stopping by the branch! We look forward to serving you soon!
We know that managing your day-to-day finances is crucial. Our personal banking services, including checking and savings accounts, are designed with flexibility in mind. You can easily access your funds through our online and mobile banking platforms, making it simple to check balances or transfer money on the go. Additionally, if you're dreaming of owning a home or refinancing your current mortgage, our mortgage loans are tailored to fit various budgets and life situations.
Sometimes life throws unexpected expenses our way. That's where our personal loans and debt consolidation services come into play. With flexible repayment plans, we aim to lighten your financial burden while helping you manage debt effectively. Plus, our credit cards come with rewards that can benefit you as you make everyday purchases.
If you're in the market for a new car or simply need financing for a reliable vehicle, we offer competitive auto loans and vehicle financing options. Imagine driving away in your new car without the stress of complicated financing terms our straightforward application process makes it easy.
With our 24/7 online banking services available at https://www.ihmvcu.org/, you can check balances, view transactions, and transfer funds with just a few clicks. It's like having a bank branch right in your pocket! Plus, if you prefer to manage your accounts through an app, our mobile application ensures you have all the features you need right at your fingertips.
Our mobile payments feature lets you make purchases quickly and securely using just your smartphone. Need to send money to a friend? With our person-to-person transfer service, sharing expenses has never been simpler. Just send them the money directly from your account! At I. H. Mississippi Valley, we strive to make banking not just easy but also enjoyable. Dive into our online banking options today and experience hassle-free financial management like never before!
Security is our top priority. We offer electronic signature authorization to ensure that your transactions are safe and sound. You can also sign up for e-statements, making it easier to keep track of your finances without the clutter of paper statements. With e-statements available, you'll always have quick access to your financial information.
Members' savings are secured through $713,958,069 in share certificates and $195,763,216 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $40,500,579, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our financial performance is reflected in our net income of $11,113,288, showcasing our operational efficiency and enabling us to continue offering competitive loan rates and solid financial products for our members. We are proud to have 396 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.
With $186,454,424 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $40,508 in used auto loans and an impressive $1,770,969,493 in total loans and leases.
With a net worth of $201,058,099, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 927 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Net Shares available for lending and investments stand at $2,248,672, while the total number of share accounts has reached an impressive 291,577. This strong member base trusts us with their finances because they know we prioritize their needs above all else. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, I. H. Mississippi Valley is your trusted partner. Visit us at 337 Tenney St Kewanee Il 61443 or call 309-852-9574 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $783,996,623 in used vehicle loans and $247,756,549 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a new or used vehicle, we have options available to suit your budget.
For business owners looking for capital to grow and expand, our outstanding commercial loans totaling $198,910,515 are designed to meet your business financing needs effectively. If you're interested in any of these loan offerings or want more details about eligibility options and refinancing possibilities, feel free to give us a call at (309) 852-9574. Our team is ready to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you through your financial journey!
In addition to auto and mortgage loans, we also offer flexible credit lines with a total of $610,948,135 available. For those needing a little extra support in managing their finances, our unsecured credit card loans amounting to $56,777,001 provide an easy way to access funds when needed.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $28,397,864, make buying or refinancing simple. We provide guidance throughout the process and can help you explore refinancing options if you're considering lower rates or changing terms.
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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers. Each loan listing reflects current market conditions, allowing you to compare options confidently.