I. H. Mississippi Valley CU Kewanee IL | Affordable Auto Loans & ATM Services

Introduction

Welcome to I. H. Mississippi Valley, your trusted partner in financial well-being since 1936. Nestled at 337 Tenney St, Kewanee, IL 61443, our branch is dedicated to serving the needs of our 146,777 members with a strong commitment to community and personalized service. As part of the larger I.H. Mississippi Valley Credit Union family, we take pride in offering a wide range of financial services that can help you achieve your goals whether you're looking for auto loans, mortgages, or everyday banking solutions. At I. H. Mississippi Valley, we understand that financial decisions are personal and often pivotal in shaping your future. That's why our team of 414 employees is here to guide you every step of the way, ensuring you have the support and resources needed to make informed choices. Under the leadership of our CEO Brian Laufenberg and Board President Sam Kupresin, we prioritize transparency and trustworthiness in all our interactions. With total assets exceeding $2.16 billion and deposits amounting to $78,932,857, we are equipped to serve you effectively while maintaining a solid financial foundation. Our members benefit from competitive rates on loans over 82,505 loans issued and a wealth of options designed to meet diverse financial needs. While members can visit us at our Kewanee location for all their banking needs, official correspondence should be directed to our main office in Moline, IL. We invite you to explore the various services we offer through our website at ihmvcu.org or give us a call at (309) 852-9574. Join us today and discover how I. H. Mississippi Valley can make a positive difference in your financial journey!

Branch History & Mission

Commitment to Accessibility

We understand that accessibility is key for many of our members. That's why we ensure our branch is compliant with ADA standards and equipped with modern conveniences such as ATM availability and drive-thru banking options. Whether you're dropping by during lobby hours Monday through Friday from 9 AM to 5 PM or Saturday from 9 AM to 1 PM or taking advantage of extended drive-thru hours, we strive to make your banking experience smooth and convenient.

Join Us

As we continue this legacy of service in Kewanee, we invite you to become part of the I. H. Mississippi Valley family. Experience firsthand the benefits of membership that include personalized service, community involvement, and a commitment to helping you reach your financial goals. For any inquiries or assistance, feel free to contact us at (309) 852-9574. We look forward to welcoming you at 337 Tenney St or online at ihmvcu.org. Join us today and let's build a brighter financial future together!

Our Mission

At I. H. Mississippi Valley, our mission is simple yet profound: to improve the financial well-being of our members while actively supporting the community around us. We believe that every individual deserves access to quality financial services whether it's personal banking options like checking and savings accounts or loans for cars and homes. Our goal is to empower every member with the tools they need for financial success. In addition to offering competitive rates on loans and deposits, we pride ourselves on being more than just a bank; we are your neighbors dedicated to local development. We regularly participate in community events and initiatives aimed at uplifting those in need and fostering a spirit of collaboration among residents.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We offer ADA-compliant entrances, ensuring that everyone can access our services without hassle. Ample parking is available right at our doorstep, making it easy for you to stop by whether you're on foot or driving.

Operating Hours

We understand that life can be busy, which is why we have convenient operating hours to fit your schedule. Our lobby is open Monday through Friday from 9 AM to 5 PM and on Saturday from 9 AM to 1 PM. If you're in a rush, our drive-thru service extends your options with hours from 8:30 AM to 5:30 PM on weekdays and until 1 PM on Saturdays.

Services Offered

At I. H. Mississippi Valley, we pride ourselves on offering a wide range of services tailored to meet your financial needs. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. Our drive-thru allows for quick deposits and withdrawals, while our ATM offers easy access to cash whenever you need it. If you have any questions or need assistance, feel free to reach out! You can contact us at 309-852-9574. We invite you to visit us at our Kewanee branch come see how we can help make your banking experience simple and rewarding!

Member Eligibility

At I. H. Mississippi Valley, we believe that everyone deserves a chance to be part of something special. Joining our community is simple and welcoming! If you live, work, worship, or attend school in the Kewanee area, you're likely eligible for membership. We are dedicated to providing personalized financial services that cater to your needs, whether you're looking for a checking account, an auto loan, or just a place to save. To learn more about the specific eligibility criteria, feel free to visit our website at http://www.ihmvcu.org/membership/member-resources/locations. Ready to take the next step? Opening an account with us is easy and convenient. You can start your application online by visiting http://www.ihmvcu.org/loan-application or give us a call at (309) 852-9574 if you have any questions. We're here to help you every step of the way as you join the I. H. Mississippi Valley family!

Business Banking & Commercial Services

At I. H. Mississippi Valley, we understand that every business has its unique journey. Whether you're just starting or looking to expand, we have the tools you need to thrive. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $494 in commercial loans for our members, helping businesses scale and succeed. Imagine a local café using our loans to renovate and attract more customers or a construction company investing in new equipment to take on bigger projects. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for all kinds of enterprises. - With an outstanding commercial loan portfolio of $198,910,515, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services simplify payment processing, allowing you to focus on what you do best running your business. With quick transactions and reliable support, you can enhance customer satisfaction and boost sales effortlessly. Located at 337 Tenney St Kewanee Il 61443 in Kewanee, IL, we are here to partner with you on your path to success. Reach out today at (309) 852-9574 to learn how we can help your business flourish!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we provide a suite of business banking services including merchant services and business loans. We believe in supporting local businesses by offering resources that can help them thrive in today's economy.

Convenient Access & Support

Our commitment to convenience extends beyond traditional banking hours. With features like ATM access for cash withdrawals and balance checks, as well as basic drive-thru banking for deposits and simple transactions, we're here when you need us most. For those who prefer online access, our robust online and mobile banking tools allow you to manage your finances anytime, anywhere. Whether you're visiting us at our branch located at 337 Tenney St Kewanee IL 61443, or calling us at 309-852-9574, you'll find that we prioritize your experience above all else. Our friendly team is always ready to assist you with any questions or concerns. In conclusion, at I.H. Mississippi Valley, we strive to be more than just a financial institution; we want to be a partner in your journey toward financial wellness. Explore all our services today by visiting our website or stopping by the branch! We look forward to serving you soon!

Personal Banking Solutions

We know that managing your day-to-day finances is crucial. Our personal banking services, including checking and savings accounts, are designed with flexibility in mind. You can easily access your funds through our online and mobile banking platforms, making it simple to check balances or transfer money on the go. Additionally, if you're dreaming of owning a home or refinancing your current mortgage, our mortgage loans are tailored to fit various budgets and life situations.

Personal Loans & Credit Cards

Sometimes life throws unexpected expenses our way. That's where our personal loans and debt consolidation services come into play. With flexible repayment plans, we aim to lighten your financial burden while helping you manage debt effectively. Plus, our credit cards come with rewards that can benefit you as you make everyday purchases.

Vehicle Financing

If you're in the market for a new car or simply need financing for a reliable vehicle, we offer competitive auto loans and vehicle financing options. Imagine driving away in your new car without the stress of complicated financing terms our straightforward application process makes it easy.

Digital & Online Banking

Access Your Accounts Anytime

With our 24/7 online banking services available at https://www.ihmvcu.org/, you can check balances, view transactions, and transfer funds with just a few clicks. It's like having a bank branch right in your pocket! Plus, if you prefer to manage your accounts through an app, our mobile application ensures you have all the features you need right at your fingertips.

Enjoy Modern Features

Our mobile payments feature lets you make purchases quickly and securely using just your smartphone. Need to send money to a friend? With our person-to-person transfer service, sharing expenses has never been simpler. Just send them the money directly from your account! At I. H. Mississippi Valley, we strive to make banking not just easy but also enjoyable. Dive into our online banking options today and experience hassle-free financial management like never before!

Stay Secure and In Control

Security is our top priority. We offer electronic signature authorization to ensure that your transactions are safe and sound. You can also sign up for e-statements, making it easier to keep track of your finances without the clutter of paper statements. With e-statements available, you'll always have quick access to your financial information.

Financial Strength

Member-Centric Savings

Members' savings are secured through $713,958,069 in share certificates and $195,763,216 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $40,500,579, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is reflected in our net income of $11,113,288, showcasing our operational efficiency and enabling us to continue offering competitive loan rates and solid financial products for our members. We are proud to have 396 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $186,454,424 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $40,508 in used auto loans and an impressive $1,770,969,493 in total loans and leases.

Strong Financial Metrics

With a net worth of $201,058,099, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 927 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares available for lending and investments stand at $2,248,672, while the total number of share accounts has reached an impressive 291,577. This strong member base trusts us with their finances because they know we prioritize their needs above all else. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, I. H. Mississippi Valley is your trusted partner. Visit us at 337 Tenney St Kewanee Il 61443 or call 309-852-9574 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $783,996,623 in used vehicle loans and $247,756,549 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a new or used vehicle, we have options available to suit your budget.

Business Financing

For business owners looking for capital to grow and expand, our outstanding commercial loans totaling $198,910,515 are designed to meet your business financing needs effectively. If you're interested in any of these loan offerings or want more details about eligibility options and refinancing possibilities, feel free to give us a call at (309) 852-9574. Our team is ready to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you through your financial journey!

Credit Lines and Unsecured Loans

In addition to auto and mortgage loans, we also offer flexible credit lines with a total of $610,948,135 available. For those needing a little extra support in managing their finances, our unsecured credit card loans amounting to $56,777,001 provide an easy way to access funds when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $28,397,864, make buying or refinancing simple. We provide guidance throughout the process and can help you explore refinancing options if you're considering lower rates or changing terms.

Loan Aggregator

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