I. H. Mississippi Valley CU East Moline IL | Affordable Auto Loans & Business Banking

Introduction

Welcome to I. H. Mississippi Valley, your trusted financial partner located at 358 17th Ave, East Moline, IL 61244. Established in 1936, our credit union has been committed to serving the community for decades, now boasting a membership of over 146,000 individuals. We believe in empowering our members with financial solutions that fit their unique needs, whether it's through personal banking, auto loans, or business services. At I. H. Mississippi Valley, we understand the importance of building strong relationships with our members. That's why we prioritize transparency and support in all our services. With total assets exceeding $2.1 billion and deposits reaching $78,932,857, we are well-equipped to provide reliable and secure banking options. Our dedicated team of 414 employees, led by CEO Brian Laufenberg and Board President Sam Kupresin, is here to assist you every step of the way. We pride ourselves on our community focus and strive to make a positive impact through various initiatives and services tailored for you. While members can visit us at our branch location, official correspondence should be sent to 358 17th Ave, East Moline, IL 61244 if different from the branch address. Curious about what we offer? From checking and savings accounts to loans for vehicles and homes, we've got you covered. We invite you to explore our website at ihmvcu.org for more information or call us at (309) 793-6200 today! Let's work together towards achieving your financial goals!

Branch History & Mission

Welcome to I. H. Mississippi Valley, where we have proudly served the East Moline community since our opening in 1936. Located at 358 17th Ave, East Moline, IL 61244, our branch has grown alongside our members, evolving into a vital financial institution that caters to the needs of over 146,000 individuals. As a credit union founded on the principles of member service and community support, we are committed to providing not just financial services but also a sense of belonging. From our humble beginnings nearly nine decades ago, we have seen remarkable growth and change. Our total assets now stand at an impressive $2,167,977,235, reflecting our dedication to prudent management and commitment to our members' financial health. Throughout the years, we've expanded our offerings to include personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans for debt consolidation, and even business banking services. This evolution speaks to our mission: to empower our members with accessible financial tools while fostering a strong sense of community. At I. H. Mississippi Valley, we believe that finance is about more than just numbers; it's about people. Our mission is clear: we strive to make financial solutions available for all members while enhancing their lives through education and outreach programs. We actively engage in various community initiatives aimed at uplifting those around us and creating opportunities for growth. While members can visit us at 358 17th Ave for personal assistance during our lobby hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM we also offer convenient drive-thru services from Monday to Friday between 8:30 AM and 5:30 PM as well as on Saturdays until 1 PM. For those needing quick access outside of office hours, we provide ATM services available on-site. Our digital advancements ensure that members can manage their finances with ease through online banking, mobile payments, and person-to-person transfers all designed with accessibility in mind. We are proud to maintain ADA compliance across all platforms so everyone can enjoy seamless access to their accounts. We understand that relationships matter. That's why partnerships with local organizations allow us to deepen our community ties and extend help where it's needed most. Together with our members and partners, we are dedicated to building a brighter future for East Moline. Join us today at I. H. Mississippi Valley! Experience firsthand how being part of a credit union can enrich your life financially and socially. Visit us or call us at 309-793-6200 we're here for you!

Branch Location & Accessibility

Welcome to I. H. Mississippi Valley, your trusted credit union located at 358 17th Ave in East Moline, Illinois! Nestled in the heart of Rock Island County, our branch is conveniently situated near local landmarks, making it easy for you to stop by for all your banking needs. Whether you're visiting the nearby parks or heading home from work, we are just a short drive away. At our branch, accessibility is a priority. We have ample parking available and features that comply with ADA standards, ensuring that everyone can visit us comfortably. Plus, if you prefer the convenience of banking on-the-go, we offer a drive-thru service where you can complete simple transactions without leaving your vehicle. Our doors are open during welcoming hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM for lobby services. If you're using our drive-up facilities, we extend those hours slightly, welcoming you from 8:30 AM to 5:30 PM on weekdays and from 9 AM to 1 PM on Saturdays. Should you need assistance or have questions about our services ranging from checking and savings accounts to auto loans and personal banking feel free to reach out at (309) 793-6200. Our friendly staff is always ready to help! While members can visit us at the branch for in-person services, official correspondence should be sent to the same address: 358 17th Ave, East Moline, IL 61244. We look forward to seeing you soon! Stop by today and discover how I. H. Mississippi Valley can support your financial journey.

Member Eligibility

At I. H. Mississippi Valley, we believe that becoming a member is more than just opening an account it's about joining a supportive community where your financial well-being is our priority. If you're looking to become part of our family, you'll be glad to know that eligibility is open to individuals who live, work, or worship in the areas we serve, as well as their family members. This means you could easily join us if you're part of our local neighborhoods or have loved ones who are already members. To see the complete details on eligibility requirements, feel free to visit our website at ihmvcu.org. Joining I. H. Mississippi Valley is designed to be simple and welcoming. Once you confirm your eligibility, you can start the account opening process right from the comfort of your home by visiting this link. If you have any questions or need assistance, don't hesitate to reach out to us at 309-793-6200. Our friendly team is here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $494 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $198,910,515, we continue to drive economic growth by financing new and expanding businesses. We also recognize the importance of flexibility in financing. That's why we offer options for non-members as well, ensuring that our community thrives together.

Merchant Services

In addition to loans, I. H. Mississippi Valley provides essential merchant services that help streamline your payment processing. Picture this: a busy café using our point-of-sale systems to easily manage transactions while offering customers various payment options this not only enhances customer satisfaction but also boosts operational efficiency. Whether you're in East Moline, IL, or beyond, let us partner with you on your business journey. For more information or to explore our services further, feel free to reach out at (309) 793-6200 or visit us at 358 17Th Ave East Moline Il 61244. Your success is our mission!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? With our ATM access available at various locations, withdrawing cash has never been easier. You can also visit our drive-thru service for quick deposits or withdrawals without leaving your car. We invite you to explore all the services we offer at I. H. Mississippi Valley and discover how we can assist you in achieving your financial goals. For more information or to speak with one of our friendly staff members about opening an account or applying for a loan, please call us at 309-793-6200 or visit us online at ihmvcu.org. Join us today and experience the difference in personalized financial services!

Auto Loans & Vehicle Financing

Dreaming of a new car? Our auto loans make it easy for you to get behind the wheel without breaking the bank. We provide competitive rates on vehicle financing, whether you're purchasing a new ride or refinancing your existing loan. Imagine driving off in your dream car with a plan that fits your budget!

Business Banking Services

For our business members, we offer comprehensive banking solutions including merchant services and business loans tailored to help grow your enterprise. We believe in supporting local businesses because they strengthen our community.

Credit Cards with Rewards

Our credit cards come with rewards that benefit you! Enjoy perks like cashback or travel rewards as you use your card for everyday purchases. It's a great way to earn while you spend.

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing your current mortgage, we have you covered! Our mortgage loans are designed with your goals in mind, making homeownership accessible and affordable. Picture yourself enjoying the comfort of your own home while saving money on interest.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why I. H. Mississippi Valley offers robust online and mobile banking options that let you manage your accounts anytime, anywhere! You can check balances, transfer funds, and even pay bills from the palm of your hand.

Personal Banking Services

At I. H. Mississippi Valley, we understand that managing your finances is essential. That's why we offer personal banking options that include checking and savings accounts designed to help you save and grow your money. Whether you're looking to open your first account or need assistance with more complex financial planning, our team is here to support you every step of the way.

Personal Loans & Debt Consolidation

Life can bring unexpected expenses, but personal loans from I. H. Mississippi Valley can help you manage them effectively. Whether it's for medical bills or consolidating debt, our team will work with you to find a solution that eases your financial stress.

Digital & Online Banking

Key Features

One standout feature is our ability to provide e-statements, which means no more waiting for paper statements in the mail. You can access your statements online whenever you need them, helping you stay organized while also being environmentally friendly. Plus, with electronic signature authorization available at I. H. Mississippi Valley, signing documents has never been easier or safer. For those who love to shop using their smartphones, our mobile payments feature allows you to make purchases quickly and securely. Just link your account to your favorite payment app and enjoy hassle-free transactions without needing cash or cards. Our dedicated mobile application offers a user-friendly interface that makes banking on the go a breeze. From monitoring transactions to sending money directly through person-to-person transfers, everything is right at your fingertips. At I. H. Mississippi Valley, we prioritize security and ease of use so you can focus on what matters most your life. Our digital banking tools empower you with real-time account management while keeping your information safe. With just a few taps or clicks, managing your finances has never been more straightforward. Explore all these fantastic features and more by visiting us online at https://www.ihmvcu.org/. Experience how I. H. Mississippi Valley is committed to making banking as convenient as possible for you!

Financial Strength

At I. H. Mississippi Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share the strength of our financial foundation with you. With a net worth of $201,058,099, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 927 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $713,958,069 in share certificates and $195,763,216 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $40,500,579, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $186,454,424 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $40,508 in used auto loans and an impressive $1,770,969,493 in total loans and leases. Our operational efficiency is reflected in our net income of $11,113,288, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 396 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $2,248,672. Total Share and Deposit Accounts: 291,577, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, I. H. Mississippi Valley is your trusted partner. Visit us at 358 17Th Ave East Moline IL 61244 or call 309-793-6200 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $783,996,623 in used vehicle loans and $247,756,549 in new vehicle loans to help our members get on the road with confidence. Whether you're looking for a brand-new model or a reliable used car, we can assist you with flexible financing options.

Business Financing

For business owners looking to expand or invest in their operations, we offer outstanding commercial loans totaling $198,910,515. These loans provide the capital needed to grow your business and seize opportunities. If you're interested in any of these loan products or want to explore refinancing options available to you, please don't hesitate to reach out. You can contact us at 309-793-6200 for more information. Our commitment is to empower our members by providing them with the financial tools they need. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at our branch located at 358 17Th Ave East Moline IL 61244 or check our website for more details on how we can assist you further!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $28,397,864, making buying or refinancing simple. We aim to make your journey toward owning a home as smooth as possible with competitive rates and personalized service.

Unsecured Credit Card Loans

Managing finances can be easier with our unsecured credit card loans. We currently offer $56,777,001 in loans designed to help our members manage their spending effectively while enjoying the flexibility that comes with it.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means users receive fair and reliable offers tailored to their financial situations.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the rates presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, empowering users to make informed decisions about their financing options. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the value that LendMesh brings to its users. Take control of your financial future today by comparing real-time loan offers at LendMesh and discover the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.