I. H. MISSISSIPPI VALLEY CREDIT UNION - Des Moines, IA

Welcome to I. H. Mississippi Valley, your trusted financial partner located at 3990 Merle Hay Rd, Des Moines, IA 50310. Established in 1936, we have proudly served our community for decades, helping over 146,000 members achieve their financial goals. Our dedication to providing exceptional service and support is reflected in our impressive total assets of $2,167,977,235 and total deposits amounting to $78,932,857. At I.H. Mississippi Valley, we believe that strong relationships are the backbone of great banking. Our team of 414 employees, led by CEO Brian Laufenberg and Board President Sam Kupresin, is committed to ensuring that every member receives personalized attention and expert guidance. Whether you're looking for checking accounts, auto loans, or mortgage refinancing, we offer a range of services tailored just for you. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 3990 Merle Hay Road, Des Moines, IA 50310. With a net worth of $201,058,099 and cash in hand totaling $43,838,945, we are well-equipped to support your financial journey. Join the I.H. Mississippi Valley family today and experience the difference that comes with being part of a community-focused credit union. For more information or assistance, don't hesitate to reach out at (309) 793-6200 or explore our website at IHMVCU. We look forward to helping you thrive!

The I. H. Mississippi Valley Credit Union, located at 3990 Merle Hay Rd in Des Moines, IA, has been a cornerstone of the community since its inception in 1936. With a rich history spanning over eight decades, this branch has grown alongside its members, evolving from a small credit union to a significant financial institution with total assets of over $2.16 billion and a membership base that proudly stands at 146,777. From the beginning, the mission of the I. H. Mississippi Valley Credit Union has been clear: to provide accessible and affordable financial services while fostering a sense of community among its members. This mission is reflected not only in the products and services offered such as personal banking, auto loans, mortgage financing, and business banking but also in their commitment to supporting local initiatives and outreach programs. As we look back on our journey, we take pride in our milestones. Over the years, we've expanded our services to include modern conveniences like online banking, mobile payments, and ATM access ensuring that our members can manage their finances easily and securely. Our drive-thru banking service makes it even more convenient for members to conduct transactions without leaving their vehicles. While members can visit us at our branch address on Merle Hay Road, official correspondence should be sent to the same address as our mailing address: 3990 Merle Hay Road, Des Moines, IA 50310. Our operating hours are designed with our members' busy schedules in mind; we're open Monday through Friday from 9 AM to 5 PM and Saturdays from 9 AM to 1 PM for lobby access. Our drive-up service operates slightly longer on weekdays and Saturdays to provide additional flexibility. Community connection remains at the heart of what we do. We strive not just to serve as a financial institution but also as a partner in helping our members achieve their dreams whether that's buying a first car or starting a new business venture. The relationships built over time have allowed us to understand and meet the unique needs of those we serve. At I. H. Mississippi Valley Credit Union, we believe that everyone deserves access to high-quality financial services in an environment where they feel valued and supported. As we continue into the future, we invite you to join us on this journey. Experience the benefits of membership by visiting us today or exploring more about what we offer online at IHMVCU. Together, let's build a brighter financial future!

At I. H. Mississippi Valley, we believe in building a community where everyone can thrive. Becoming a member is simple and welcoming if you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us! This means that individuals from various backgrounds can take advantage of our supportive financial services. By becoming a member at I. H. Mississippi Valley, you gain access to a variety of benefits designed to help you achieve your financial goals, including competitive rates on loans and savings accounts, personalized service, and innovative banking options. To learn more about specific eligibility details, feel free to visit our website at http://www.ihmvcu.org/membership/member-resources/locations . When you're ready to take the next step toward joining our family, opening an account is easy! You can get started by visiting us online at http://www.ihmvcu.org/loan-application or by giving us a call at (309) 793-6200. We're excited to welcome you into our community at I. H. Mississippi Valley, located at 3990 Merle Hay Rd Des Moines Ia 50310!

At I. H. Mississippi Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We believe that understanding our financial strength is key to building trust within our community. With a net worth of $201,058,099, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 927 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $713,958,069 in share certificates and $195,763,216 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $40,500,579, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $186,454,424 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $40,508 in used auto loans and an impressive $1,770,969,493 in total loans and leases. Our operational efficiency shines through with a net income of $11,113,288, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 396 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 291,577, showcasing a strong and growing member base that trusts us with their finances. Furthermore, the funds available for lending and investments amount to $2,248,672 in net shares. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, I. H. Mississippi Valley is your trusted partner. Visit us at 3990 Merle Hay Rd Des Moines Ia 50310 or call 309-793-6200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.