I. H. Mississippi Valley CU Davenport IA | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to I. H. Mississippi Valley, your trusted partner in financial wellness located at 3646 W Kimberly Rd, Davenport, IA 52806. Since our establishment in 1936, we've been committed to serving our community with personalized banking solutions and a focus on member satisfaction. With over 146,000 members and assets totaling an impressive $2.17 billion, we pride ourselves on being a cornerstone of financial support for individuals and businesses alike. At I. H. Mississippi Valley, we understand the importance of local connections and the impact they have on your financial journey. Our team, led by CEO Brian Laufenberg and Board President Sam Kupresin, is dedicated to providing you with the resources you need to succeed, whether it's through auto loans, mortgage financing, or business banking services. We're here for you not just as a credit union but as a community ally. With total deposits amounting to $78,932,857 and a net worth of $201,058,099, we demonstrate our stability and commitment to safeguarding your funds while offering competitive rates on loans and savings products. Our commitment extends beyond numbers; it reflects our dedication to building lasting relationships with our members. While members can visit us at our branch location, official correspondence should be sent to the same address: 3646 W Kimberly Rd, Davenport, IA 52806. For any inquiries or assistance, feel free to reach out at (309) 793-6200 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Join us at I. H. Mississippi Valley and experience the difference of a credit union that truly cares about its members! Visit us online at ihmvcu.org for more information about our services or to apply for an account today!

Branch History & Mission

At I. H. Mississippi Valley, we take pride in our rich history and the deep roots we've established in Davenport, IA. Since opening our doors in 1936, we have dedicated ourselves to providing exceptional financial services tailored to meet the needs of our growing community. With a current membership of over 146,000 members and total assets surpassing $2.1 billion, our journey reflects not just growth but a steadfast commitment to our members and their financial well-being. Located at 3646 W Kimberly Rd, Davenport, IA 52806, our branch stands as a beacon of support for local residents. We are conveniently situated near several community landmarks that make us easily accessible for all your banking needs. While members can visit us at this address, official correspondence should be sent to the same location: 3646 W Kimberly Rd, Davenport, IA 52806. Our mission is clear: we strive to enhance the financial lives of our members while fostering a sense of community and belonging. This commitment drives everything we do from offering personal banking services like checking and savings accounts to providing auto loans, mortgages, and credit cards with rewards. We believe in empowering our members through education and support while also giving back to the communities we serve. Over the years, I. H. Mississippi Valley has embraced digital advancements to ensure that banking remains convenient and accessible. Our online and mobile banking services allow members to manage their finances anytime, anywhere. Additionally, with ADA-compliant facilities and a drive-thru service available Monday through Saturday, we prioritize customer-centric initiatives that cater to everyone's needs. Community outreach is an integral part of our mission. We actively partner with local organizations to support various initiatives that uplift our neighborhoods and foster growth. Whether it's sponsoring local events or participating in charitable activities, we aim to make a positive impact on the lives of those around us. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of becoming a member of I. H. Mississippi Valley where your financial goals become ours too! For any inquiries or assistance, feel free to reach out at 309-793-6200 or visit us during our lobby hours from Monday to Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Together, let's build a stronger community!

Branch Location & Accessibility

Welcome to I. H. Mississippi Valley, your friendly credit union located at 3646 W Kimberly Rd in Davenport, Iowa! We are conveniently situated in Scott County, making it easy for you to access our services. Whether you're a long-time member or new to the area, we are here to provide a welcoming environment that prioritizes your banking needs. If you're looking for landmarks nearby, you'll find us close to popular spots like the NorthPark Mall and the scenic Duck Creek Park. Our location is easily accessible with ample parking available, including ADA-compliant features for those who need them. Our branch operates with flexible hours to suit your schedule: our lobby is open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. For those needing quick services, our drive-thru is available Monday through Friday from 8:30 AM to 5:30 PM and on Saturday from 9 AM to 1 PM as well. You can always reach us at (309) 793-6200 if you have any questions or need assistance. At I. H. Mississippi Valley, we offer a range of services tailored just for you, including personal banking options like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Plus, we have ATM availability right here at our branch for your convenience. While members can visit us at 3646 W Kimberly Rd Davenport Ia 52806, official correspondence should be sent to the same address since our mailing address is also 3646 W Kimberly Rd, Davenport, IA 52806. We invite you to stop by and see how we can help you achieve your financial goals! Your satisfaction is our priority, and we look forward to serving you soon!

Member Eligibility

Becoming a member of I. H. Mississippi Valley is like joining a welcoming family dedicated to supporting your financial journey. Located at 3646 W Kimberly Rd Davenport Ia 52806, we invite individuals who live, work, worship, or attend school in our community to join us. This means that whether you're new to the area or have been here for years, you likely qualify for membership! At I. H. Mississippi Valley, we offer a range of benefits, including personalized banking services and competitive loan options that are tailored to meet your unique needs. The process to become a member is straightforward and inclusive. If you'd like more details about eligibility requirements, feel free to check out this resource: http://www.ihmvcu.org/membership/member-resources/locations. When you're ready to open an account, visit us at http://www.ihmvcu.org/loan-application or give us a call at (309) 793-6200. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $494 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $198,910,515, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

When it comes to handling payments, our merchant services are designed to simplify transactions. Imagine a bustling café where customers can pay seamlessly using their cards or mobile devices this is made possible through our reliable payment processing solutions. Whether you're a retail shop or a service provider, we ensure that your payment systems are efficient and secure, allowing you to focus on what you do best: running your business. For more information about how we can assist your business needs, call us at (309) 793-6200 or visit us online at https://www.ihmvcu.org/. Let's work together to grow your business!

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and business owners, we offer specialized services like merchant services and business loans to help your company thrive. Our team understands the challenges businesses face and is ready to assist you in achieving your goals.

Convenient Access to Your Funds

We know convenience matters, which is why our branch features ATM and cash withdrawal services, along with a drive-thru option for easy access to basic transactions like deposits and withdrawals. This way, you can quickly handle your banking needs without stepping inside the branch.

Financial Assistance When You Need It

Life can be unpredictable, which is why we provide personal loans and debt consolidation services. These options give you the flexibility to manage unexpected expenses or streamline multiple debts into one manageable payment. Additionally, our credit cards come with rewards that let you earn while you spend.

Join Us Today!

At I. H. Mississippi Valley, we're committed to being your trusted financial partner. With a dedicated team ready to assist you at every turn, we invite you to explore all the services we have to offer. Whether you're visiting us in person or accessing our digital banking tools from home, we're here for you. Feel free to reach out at 309-793-6200 for any questions or visit us at ihmvcu.org for more information about becoming a member or opening an account today!

Personal Banking Solutions

For those managing day-to-day finances, our personal banking options include checking and savings accounts designed to suit various lifestyles. You can easily keep track of your money with our online and mobile banking features, making it simple to check balances or transfer funds anytime, anywhere. If you're considering purchasing a vehicle, our auto loans and vehicle financing services can help you get behind the wheel without breaking the bank. Imagine driving off in your new car with affordable monthly payments tailored just for you! We also offer mortgage loans and refinancing options that can make homeownership more attainable or help you save on your current mortgage.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check your account balances, transfer funds, and pay bills whenever it suits you. Plus, with electronic signature authorization, signing important documents has never been easier or more secure. If you're someone who prefers to go paperless, you'll be pleased to know that we provide e-statements. This means you can review your account statements conveniently from your device without the clutter of paper. For those on the go, our mobile application puts banking right in your pocket. You can make mobile payments seamlessly and send money to friends or family with our person-to-person transfer feature. It's quick, easy, and helps you manage your cash flow effectively.

Security and Accessibility

We prioritize your security with robust measures in place, ensuring that your personal information stays safe while you're banking online. Our user-friendly interface makes navigation simple for everyone, whether you're tech-savvy or just starting out with online banking. With real-time account management tools at your fingertips, keeping track of your finances has never been more straightforward. From monitoring transactions to setting up alerts for account activity, you have everything you need for proactive financial management. At I. H. Mississippi Valley, we're committed to providing a modern banking experience that meets your needs. Explore all these features today by visiting https://www.ihmvcu.org/ and discover how easy managing your finances can be!

Financial Strength

At I. H. Mississippi Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your money is safe and that we are committed to providing you with reliable services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $201,058,099, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 927 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $713,958,069 in share certificates and $195,763,216 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $40,500,579, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $186,454,424 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $40,508 in used auto loans and a total of $1,770,969,493 in loans and leases. Our operational efficiency is highlighted by our net income of $11,113,288, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 396 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $2,248,672. Total Share and Deposit Accounts: 291,577, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, I. H. Mississippi Valley is your trusted partner. Visit us at 3646 W Kimberly Rd Davenport Ia 52806 or call 309-793-6200 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $783,996,623 in used vehicle loans and $247,756,549 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used vehicle, our flexible options ensure you get the best deal possible.

Business Financing

For business owners, our outstanding commercial loans totaling $198,910,515 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or increase your working capital, we are here to support your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $28,397,864, making buying or refinancing simple. We provide guidance throughout the process to help you secure the funding you need to turn your dream home into reality.

Refinancing Options

If you're considering refinancing any of your existing loans or exploring eligibility options for our products, we encourage you to reach out. Our team is ready to assist you in finding solutions that align with your financial situation. At I. H. Mississippi Valley, we strive to empower our members by offering competitive rates and exceptional service across all our loan products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial needs today! Visit us or check out our website at ihmvcu.org for more information on how we can assist you further.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $56,777,001 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to make everyday purchases easier and more rewarding.

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Real-Time Rate Comparisons

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I. H. MISSISSIPPI VALLEY CREDIT UNION - Davenport, IA

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

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Loan rates in Davenport, IA (52806)

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Support

Convenient Access to Your Funds

Financial Assistance When You Need It

Join Us Today!

Personal Banking Solutions

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Cards

Loan Aggregator

No Sponsored Listings

Real-Time Rate Comparisons

Verified Data

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