Hutchinson Postal & Community CU KS | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Hutchinson Postal & Community Credit Union, your trusted financial partner since 1929. Located at 2306 N Main St, Hutchinson, KS 67502, we have proudly served our community for over nine decades, building relationships based on trust and reliability. With a strong membership base of 711 individuals, we are dedicated to providing personalized financial services that meet your unique needs. At Hutchinson Postal & Community Credit Union, we understand the importance of sound financial management. Our total assets amount to an impressive $5,275,183, backed by total deposits of $858,814. We take pride in offering a variety of services including personal banking, auto loans, mortgage financing, and business banking solutions all designed with our members' best interests at heart. Our leadership team is committed to fostering a community-oriented approach. Under the guidance of CEO Rosa White and Board President Cheyne Belote, we strive to create a welcoming environment where everyone feels valued. While members can visit us at our branch for assistance during our lobby hours from 9 AM to 5 PM Monday through Friday, official correspondence should be sent to the same address: 2306 N MAIN ST, HUTCHINSON, KS 67502. We invite you to explore our website at hutchpccu.com for more information on how we can assist you. Whether you're looking to save for the future or secure a loan today, let us be your partner every step of the way. Feel free to call us at (620) 662-8050 we're here to help!

Branch History & Mission

Hutchinson Postal & Community has a rich legacy that spans over nine decades, deeply rooted in the heart of Hutchinson, Kansas. Established in 1929, this credit union was born from a vision of financial empowerment and community support. Since its inception, Hutchinson Postal & Community has grown and adapted to meet the ever-changing needs of its members while staying true to its core mission. Located at 2306 N Main St, Hutchinson, KS 67502, our branch is not just a place for banking; it's a cornerstone of the community. Over the years, we have proudly served 711 members, providing them with the tools and resources they need to achieve their financial goals. With total assets reaching an impressive $5,275,183, we are well-equipped to offer a variety of services that include personal banking, auto loans, mortgages, and business loans. At the heart of our operation is a commitment to our mission: to provide exceptional financial services while fostering a sense of belonging among our members. We believe that everyone deserves access to quality financial solutions tailored to their unique circumstances. Our team works diligently to ensure that every member feels valued and supported as they navigate their financial journey. While members can visit us at our branch location, official correspondence should be sent to 2306 N MAIN ST, HUTCHINSON, KS 67502 if different from our physical address. Our operating hours are Monday through Friday from 9 AM to 5 PM, making it convenient for you to stop by whenever you need assistance. We also understand the importance of staying connected in today's digital world. That's why we offer online banking services that make managing your finances easier than ever. Our commitment extends beyond transactions; we actively participate in community outreach initiatives aimed at making a positive impact right here in Hutchinson. As we look towards the future, we invite you to join our growing family at Hutchinson Postal & Community Credit Union. Experience firsthand the benefits of being part of an institution that values community spirit and prioritizes your financial well-being. Together, let's build a brighter future! For more information or assistance, feel free to reach us at 620-662-8050 or visit our website at hutchpccu.com.

Branch Location & Accessibility

Welcome to the Hutchinson Postal & Community Credit Union! Conveniently located at 2306 N Main St in Hutchinson, KS, our branch is your friendly neighborhood financial partner. Nestled in the heart of Reno County, we are easy to find just a short drive from popular local spots like the Kansas Cosmosphere and Space Center. Whether you're stopping by for personal banking or looking to explore loan options, we've got you covered! At our branch, we strive to make your visit as comfortable as possible. Our building is designed with accessibility in mind, featuring ADA-compliant ramps and ample parking spaces to ensure everyone can access our services easily. While we do not currently offer ATM or drive-thru services, our dedicated team is ready to assist you inside during our lobby hours from 9 AM to 5 PM, Monday through Friday. Should you need to send official correspondence, please use our mailing address: 2306 N MAIN ST, HUTCHINSON, KS 67502. We encourage you to call us at 620-662-8050 if you have any questions or need assistance before your visit. At Hutchinson Postal & Community Credit Union, we are here for all your banking needs from checking and savings accounts to auto loans and credit cards. Come by today and see how we can help you achieve your financial goals!

Member Eligibility

At Hutchinson Postal & Community, we believe that joining our credit union is like becoming part of a supportive family dedicated to helping you achieve your financial goals. To become a member, you simply need to meet a few friendly eligibility criteria that focus on your connection to our community. If you live, work, worship, or attend school in Hutchinson or Reno County, you're likely eligible to join us. We welcome individuals from all walks of life because we know that everyone deserves access to quality financial services. Opening an account with us is easy and welcoming! You can visit us at 2306 N Main St, Hutchinson, KS 67502, or give us a call at 620-662-8050 for more information on how to get started. For detailed and updated eligibility criteria, feel free to check out this resource. We're excited to help you take the first step towards being part of our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no member or non-member commercial loans, we are dedicated to creating opportunities for future financing solutions. Imagine having access to flexible financing when you need it most. Whether you're looking to expand operations, invest in new equipment, or manage cash flow, our team is here to guide you through the process. We believe that every dollar counts, and we're here to help you secure the funding necessary for success.

Merchant Services

In addition to loans, we provide essential merchant services that make day-to-day transactions easier for your business. Picture this: you're running a busy retail store, and every moment counts. With our merchant services, you can accept payments efficiently, ensuring that your customers have a smooth checkout experience. This not only enhances customer satisfaction but also boosts your sales. With our focus on local businesses in Hutchinson, we aim to foster growth and create lasting partnerships. Let's work together to turn your business vision into reality! For more information or to get started, contact us at (620) 662-8050 or visit our website at Hutchinson Postal & Community Credit Union.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it's time to hit the road, let us help you get there with our auto loans and vehicle financing options. We offer competitive rates and flexible terms, making it easier than ever to purchase that reliable car you've been eyeing. Picture yourself driving off in a new vehicle, knowing you secured the best possible financing!

Business Banking

For entrepreneurs and small business owners, we offer tailored business banking services, including merchant services and business loans. Think about how much easier managing payroll or purchasing inventory will be with financial solutions specifically designed for businesses like yours.

Credit Cards with Rewards

Reward yourself while spending with our credit cards that offer exciting rewards programs. Whether it's cash back on purchases or points toward travel experiences, you can turn everyday spending into something beneficial.

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your current mortgage? Our mortgage loans cater to first-time buyers as well as seasoned homeowners looking for better rates or terms. We guide you through each step of the process, ensuring you understand your options and find what works best for your financial situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our robust online and mobile banking platforms, you can access your accounts anytime, anywhere. Check balances, transfer funds, pay bills, and even apply for loans right from your smartphone or computer. At Hutchinson Postal & Community, we're committed to making banking accessible and straightforward for everyone in the community. If you're ready to explore these services further or have any questions about how we can assist you, don't hesitate to reach out! Call us at (620) 662-8050 or visit us at Hutchinson Postal & Community Credit Union today!

Personal Banking

We understand that managing your finances can feel overwhelming at times. That's why we offer personal banking services that include checking and savings accounts. These accounts come with features that help you track your spending and save for those special moments. Imagine being able to easily set aside money for a dream vacation or an unexpected repair that's the peace of mind our accounts provide.

Personal Loans & Debt Consolidation

Life is full of surprises, and sometimes those surprises come with costs. Our personal loans can provide the funds you need for emergencies or planned expenses alike. Additionally, if you're feeling burdened by multiple debts, consider our debt consolidation services. We can help streamline your payments into one manageable loan, making budgeting simpler.

Digital & Online Banking

Key Features

With our online banking platform, you have access to your accounts 24/7. This means you can check balances, pay bills, and transfer funds anytime, anywhere. Plus, if you prefer paperless statements, you'll be happy to know that we offer e-statements to keep your financial information organized and easily accessible. Our mobile application is designed with user-friendliness in mind. You can quickly navigate through features to monitor your accounts or make payments without any hassle. Although we currently do not offer mobile payments or person-to-person transfers, our app still provides essential tools for managing your finances efficiently. Security is a top priority at Hutchinson Postal & Community. While we do not support electronic signature authorization at this time, rest assured that your information is protected as you conduct transactions online. Our commitment to keeping your data safe means you can bank with confidence. In today's fast-paced world, having real-time access to your accounts is crucial. With our digital banking services, you can stay on top of your financial situation without missing a beat. Join us at Hutchinson Postal & Community to experience the convenience and security of modern banking!

Financial Strength

Community Commitment

Total Share and Deposit Accounts: 1,053, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $53,073, further demonstrating our ability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hutchinson Postal & Community is your trusted partner. Visit us at 2306 N Main St Hutchinson Ks 67502 or call (620) 662-8050 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $1,340,618 in share certificates, offering stable and rewarding financial growth opportunities. While we do not currently offer money market shares, our focus remains on maximizing the benefits of your savings. Unlike traditional banks, we prioritize our members. With non-member deposits at $345,125, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees who are dedicated to serving you with knowledgeable support.

Reinvestment for Growth

With $604,680 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is also notable; with $204 in used auto loans and $3,679,522 in total loans and leases, we support your financial goals across various sectors.

Solid Financial Base

With a net worth of $923,316, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,750 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,441,494 in used vehicle loans and $435,135 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles, making it easier than ever to find the right financing for your dream ride.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $67,146 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to fit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently don't offer Junior Lien 1-4 Family Residential Properties loans, we encourage you to explore our other lending solutions that can assist you in achieving your home ownership goals.

Other Financing Options

For those needing additional funding, we provide credit lines up to $500,000, ensuring you have access to the capital required for unexpected expenses or planned purchases. If you're interested in refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. We're here to guide you through every step of the process. For more information about our loan offerings or to start an application, visit us at 2306 N Main St Hutchinson Ks 67502, or give us a call at 620-662-8050 during our operating hours from 9 AM to 5 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

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