Hutchinson Government Employees CU KS | Best Auto Loans & Business Banking

Introduction

Welcome to Hutchinson Government Employees Credit Union, your trusted financial partner since 1945. Located at 121 E Avenue A, Hutchinson, KS 67501, we are dedicated to providing exceptional service to our members and the community. With a proud membership of 2,324, we strive to offer financial solutions that cater to your needs. At Hutchinson Government Employees, we manage over $19.6 million in assets, ensuring that your funds are safe and accessible. Our commitment is reflected in our total deposits of $4,387,984 and a strong net worth of $2,510,842. We take pride in offering various services including personal banking, auto loans, mortgages, and credit cards with rewards designed to help you achieve your financial goals. While members can visit us at our branch for all their banking needs, official correspondence should be directed to the same address: 121 E Avenue A, Hutchinson, KS 67501. You can also reach us by phone at 620-663-2991 or explore more about our services on our website at [hgecu.com]( https://www.hgecu.com/ ). Led by our CEO Kory Phillips and Board President Gregory Henke, our team of 8 employees is dedicated to serving you with a personal touch. Whether you need assistance with loans or want to learn more about managing your accounts online or through mobile banking, we're here for you. Join us in making a positive impact in the community while securing your financial future. Visit us today or give us a call; we look forward to helping you achieve your dreams!

Branch History & Mission

Our Mission

At HGECU, our mission is simple yet powerful: we strive to empower our members through exceptional financial services while actively contributing to the well-being of our community. We believe that by providing quality banking solutions and fostering financial literacy, we can help individuals achieve their goals and improve their quality of life. Our dedication extends beyond just banking; we are committed to making a positive impact through various community outreach initiatives. While members can visit us at 121 E Avenue A Hutchinson Ks 67501, official correspondence should be sent to 121 E Avenue A, Hutchinson, KS 67501. We pride ourselves on offering modern conveniences like online and mobile banking, ensuring our services are accessible anytime and anywhere. Additionally, our drive-thru service and ATM availability allow for quick transactions without compromising personal service. As part of our commitment to inclusivity, we ensure that our facilities are ADA compliant so that everyone can access our services comfortably. With ongoing partnerships with local organizations and active participation in community events, we work tirelessly to uplift those around us. Join us at HGECU and experience firsthand the benefits of being part of a member-focused credit union that truly cares about your financial future. Whether you're looking for a new loan or simply need assistance with your accounts, our friendly team is here to help you every step of the way. Connect with us today at (620) 663-2991 or visit our website [here]( https://www.hgecu.com/ ) to learn more about how we can serve you!

Branch Location & Accessibility

Get in Touch

We invite you to visit us at Hutchinson Government Employees or give us a call at (620) 663-2991 if you have any questions about our services or would like more information about membership opportunities. Your financial journey starts here come see how we can help you achieve your goals!

Nearby Landmarks and Accessibility

Situated near notable spots like the local park and shopping center, our branch is easy to find. We offer ample parking for all our visitors, ensuring that you can access our services without any hassle. For those who may need assistance, we proudly provide ADA-compliant features, including ramps and accessible entrances, making it easier for everyone to enjoy our services.

Operating Hours and Services

We understand that life can be busy, which is why we offer flexible operating hours. Our lobby is open Monday through Thursday from 9 AM to 5 PM, and on Friday from 9 AM to 6 PM. For added convenience, our drive-thru service operates during the same hours as well as providing essential banking transactions like deposits and withdrawals. At Hutchinson Government Employees, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, with ATM availability on-site, you can access your funds whenever you need them.

Member Eligibility

Becoming a member of Hutchinson Government Employees is like joining a family that supports you every step of the way. If you live, work, worship, or attend school in Hutchinson or the surrounding areas, you're likely eligible to join our welcoming community! We pride ourselves on being inclusive and accessible, ensuring that everyone can benefit from our range of services designed to help you achieve your financial goals. Plus, as a member of Hutchinson Government Employees, you gain access to personalized banking experiences, competitive rates, and a team that genuinely cares about your success. Ready to take the next step? You can find all the details about eligibility and how to become a member by visiting us at http://www.hgecu.com/membership-application . If you're curious or have questions, feel free to call us at (620) 663-2991. We're here to help make your journey with Hutchinson Government Employees smooth and enjoyable!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine having a reliable system that allows you to accept payments easily, manage transactions efficiently, and keep track of your sales all from one platform. This means more time focusing on what you do best: running your business. Visit us at 121 E Avenue A Hutchinson Ks 67501, Hutchinson, KS to learn more about how our business banking solutions can help you thrive. For any inquiries, feel free to call us at (620) 663-2991. Let's make your business dreams a reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're running a small business, we've got your back! Our business banking services, including merchant services and business loans, are designed to help you manage cash flow and grow your operations efficiently.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking solutions. You can manage your accounts from anywhere, whether it's checking balances, transferring funds, or paying bills all at your fingertips. Our branch also features an ATM for quick cash withdrawals and balance checks whenever you need them. Plus, with our drive-thru service available for basic transactions like deposits and withdrawals, banking has never been easier.

Credit Options Tailored for You

Our credit cards with rewards allow you to earn benefits while making everyday purchases. Enjoy cash back or points towards travel whatever suits your lifestyle best.

Get Started Today!

Whether you're in need of personal banking services or looking for ways to enhance your business operations, Hutchinson Government Employees has the resources you need. Visit us today or give us a call at 620-663-2991 to learn more about how we can support your financial journey. Your success is our priority! For more information on becoming a member, check out [our website]( https://www.hgecu.com ).

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why we offer a range of checking and savings accounts tailored to fit different lifestyles. With competitive interest rates and no hidden fees, saving money has never been easier. Need a new car? Our auto loans and vehicle financing options make purchasing your dream vehicle straightforward and affordable. We work hard to provide you with competitive rates that suit your budget. If you're considering buying a home or refinancing your current mortgage, our mortgage loans are designed with you in mind. Our dedicated team will guide you through the process, ensuring you understand each step along the way. For those unexpected expenses or when you're looking to consolidate debt, our personal loans can give you the flexibility you need. We take the time to discuss your options so that you can make informed decisions about your financial future.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features that help you stay on top of your finances. You can view your account balances, make transfers, and pay bills all with just a few clicks. Plus, for those who prefer to handle things on the go, our mobile application makes banking even more convenient. Need to send money quickly? Our person-to-person transfer feature allows you to send funds directly to friends or family members without any hassle. And if you're looking for a paperless option, take advantage of our e-statements to keep track of your transactions while being eco-friendly.

Security and Accessibility

We prioritize your security with electronic signature authorization for important transactions, ensuring that your information remains safe. Our online banking services are designed not only for convenience but also to provide peace of mind when managing your financial matters. Whether you're making mobile payments or checking your balance from the comfort of your home, you can trust that Hutchinson Government Employees has got you covered. We believe in providing accessible tools that empower you to manage your money effectively and efficiently. Experience the ease of banking at Hutchinson Government Employees where convenience meets security!

Financial Strength

Growing Community Trust

We have established a strong bond with our community, as shown by our total share accounts numbering 3,866. This growing member base trusts us with their finances because they know we're committed to their well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hutchinson Government Employees is your trusted partner. Visit us at 121 E Avenue A Hutchinson Ks 67501 or call (620) 663-2991 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $2,408,681 in share certificates and $3,094,259 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance shines through with a net income of $117,534, reflecting our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products tailored for you. We also take pride in having 7 full-time employees and 1 part-time employees who are always ready to assist you with their knowledge and commitment.

Reinvesting for Your Benefit

With $2,393,308 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $454 in used auto loans and $9,976,813 in total loans and leases.

Strong Financial Health

With a net worth of $2,510,842, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,279 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,477,765 in used vehicle loans and $896,087 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, ensuring that you can find a loan that fits your budget.

Credit Lines

If you're looking for additional flexibility in managing your cash flow, our credit lines total $400,000. This option allows you to access funds when you need them most without the hassle of applying for a new loan each time. At Hutchinson Government Employees, we prioritize transparency and support throughout your borrowing experience. Whether it's refinancing options or eligibility inquiries for any of our loan products, we're here to assist you. For more information or to apply for a loan today, feel free to reach out at 620-663-2991 or visit us at 121 E Avenue A Hutchinson KS 67501. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $262,894, make buying or refinancing simple. We guide you through the process, offering personalized support every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $360,765 in loans helping members manage their finances effectively. These cards come with various benefits designed to help you make purchases confidently while keeping your budget in check.

Loan Aggregator

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