Introduction
Welcome to Huron Area Education, your trusted partner in personal and community banking since 1952. Located at 1855 Arizona Ave SW, Huron, SD 57350, we are committed to serving our members with integrity and dedication. Whether you're looking for a reliable checking account, an auto loan, or resources for business financing, we have tailored solutions just for you. With a strong membership base of 855 individuals and total assets reaching $17,029,937, we pride ourselves on our financial stability and community involvement. Our dedicated team of 4 employees, led by CEO Kristen Jurgens and Board President Robert DeBoer, works tirelessly to ensure that every member receives personalized service and support. At Huron Area Education, we understand the importance of making informed financial decisions. That's why we offer a range of services including personal banking, auto loans, mortgage refinancing, and online banking options to fit your lifestyle. With total deposits amounting to $276,013 and total loans exceeding 495, we are well-equipped to meet your needs while prioritizing your financial health. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 1855 Arizona Ave SW, HURON, SD 57350-6582. We invite you to reach out by phone at 605-352-1311 during our lobby hours from 8:30 AM to 5:30 PM, Monday through Friday. Join us today in experiencing the difference that comes from being part of a community-focused credit union. Visit our website at huronareaeducationfcu.com for more information or stop by the branch to learn how we can help you achieve your financial goals! Branch History & Mission
At Huron Area Education, our story is one of community, growth, and commitment. Established in 1952, we have proudly served the residents of Huron, SD, from our welcoming location at 1855 Arizona Ave SW. Over the years, we have grown alongside our members, building lasting relationships that are rooted in trust and support. From our humble beginnings, we have evolved into a vital financial institution for over 855 members. With total assets amounting to $17,029,937, we provide a range of financial services designed to meet the diverse needs of our community. Our mission is clear: to empower individuals and families by offering accessible and personalized banking solutions while actively supporting local initiatives that strengthen Huron. Our operating hours are Monday through Friday from 8:30 AM to 5:30 PM, making it convenient for our members to access their accounts and receive assistance when needed. While we do not currently have ATM availability, our drive-thru service allows for quick and easy transactions without leaving your vehicle. As we look back on our journey, it's important to highlight the partnerships we've built with local schools and organizations. These collaborations not only enhance educational opportunities but also promote financial literacy within our community. We understand that education is key to empowerment, and we strive to contribute positively in this area. While members can visit us at 1855 Arizona Ave Sw Huron Sd 57350, official correspondence should be sent to 1855 Arizona Ave SW, HURON, SD 57350-6582 if different. We encourage you to reach out at (605) 352-1311 for any inquiries or assistance you may need. In an ever-changing world, we embrace technology with features like online banking and mobile payments to ensure our members can manage their finances conveniently. Our commitment extends beyond traditional banking; we aim to provide a customer-centric experience that supports every aspect of your financial journey. Join us at Huron Area Education and discover the difference of being part of a credit union that genuinely cares about its members and community. Together, let's build a brighter financial future!
Branch Location & Accessibility
Welcome to Huron Area Education, conveniently located at 1855 Arizona Ave SW in Huron, SD! Our branch is nestled in the heart of Beadle County, making it easy for you to stop by and access your banking needs. Whether you're near the local schools or enjoying a day out in the vibrant community, we're just around the corner. While our main location is at 1855 Arizona Ave SW, official correspondence should be sent to the same address. We pride ourselves on being accessible to all members. Our branch offers ample parking and features that comply with ADA standards, ensuring everyone can comfortably visit us. At Huron Area Education, we understand that your time is valuable. That's why we're open Monday through Friday from 8:30 AM to 5:30 PM. During these hours, our friendly staff is ready to assist you with a range of services including personal banking, auto loans, mortgage options, and more. Plus, if you're in a rush, our drive-thru banking allows you to complete simple transactions without leaving your vehicle. Although we do not currently have ATM services available at this branch, we are dedicated to providing all the essential banking services you need. If you have any questions or need assistance, don't hesitate to give us a call at 605-352-1311. We invite you to visit Huron Area Education today! Experience the friendly service and community-focused approach that sets us apart. Your financial journey starts here!
Member Eligibility
Becoming a member of Huron Area Education is like joining a caring family that values your financial well-being. If you live, work, or attend school in the Huron area, you're likely eligible to join us! We welcome individuals from various backgrounds, making it easy for anyone to become part of our supportive community. By choosing Huron Area Education, you gain access to personalized banking services, competitive loan rates, and an array of financial products tailored to meet your needs. For the most up-to-date eligibility details, feel free to check out our resource page. If you're ready to take the next step, you can find account opening information right [here]. If you have any questions or need assistance, don't hesitate to reach out at (605) 352-1311 we're here for you!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
But it's not just about loans; our merchant services play a vital role in simplifying everyday operations. Imagine having the ability to accept payments seamlessly from your customers, whether they prefer credit cards, mobile payments, or online transactions. This convenience enhances customer satisfaction and streamlines your cash flow, allowing you to focus on what you do best running your business. Located at 1855 Arizona Ave Sw Huron Sd 57350 in Huron, SD, our team is here to partner with you every step of the way. Let us help take your business to new heights! For more information, call us at (605) 352-1311 or visit our website at https://www.huronareaeducationfcu.com/.
Comprehensive List Of Services
Business Banking Services
For local businesses, we offer specialized business banking services including merchant services and business loans. We know how vital it is for businesses in Huron to have access to reliable banking solutions that support growth and sustainability.
Convenient Banking Access
We pride ourselves on offering convenient access to your accounts through various platforms. Our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle. Additionally, our ATM services provide cash withdrawal options whenever you need them. In summary, at Huron Area Education located in Huron, SD, we strive to make every aspect of banking easy and accessible for our members. From personal banking needs like checking accounts and auto loans to comprehensive business banking solutions, we are here to serve you. If you're ready to learn more about how we can assist with your financial journey or if you have any questions about our services, please don't hesitate to reach out at 605-352-1311. Visit us today or explore more online at huronareaeducationfcu.com. Your financial well-being is just a call or click away!
Home Loans Made Easy
For those considering home ownership or refinancing their current mortgage, we provide mortgage loans with flexible terms. Our experienced team will help you navigate the complexities of the home loan process, making it straightforward and stress-free.
Personal Banking Solutions
Whether you're looking to open a new checking or savings account, our personal banking options are designed with you in mind. Imagine having easy access to your funds while also earning interest on your savings. With our user-friendly online and mobile banking services, managing your finances has never been simpler. You can check balances, transfer money, or pay bills right from your phone or computer.
Personal Loans & Debt Management
If you're facing unexpected expenses or looking to consolidate debt, our personal loans are an excellent solution. We work with you to create a loan plan that fits your financial situation, helping you regain control over your finances.
Rewarding Credit Card Options
With our credit cards featuring rewards programs, you can earn points on everyday purchases. This means that every time you swipe your card for groceries or gas, you're also working towards exciting rewards it's like getting paid to shop!
Vehicle Financing
Thinking about buying a new car? Our auto loans and vehicle financing options offer competitive rates that fit your budget. We understand that purchasing a vehicle is a big decision, so we are here to guide you through the process, ensuring you get the best deal possible.
Digital & Online Banking
24/7 Online Services
Our commitment to accessibility means you can enjoy 24/7 online banking services at Huron Area Education. Whether it's day or night, managing your finances is always within reach. Experience the ease of modern banking with Huron Area Education where convenience meets security. Join us today and take control of your finances like never before!
E-Statements for Easy Record Keeping
Say goodbye to paper clutter with our e-statements feature! Access your statements digitally whenever you need them. This not only helps you stay organized but also enhances the security of your financial documents.
Mobile Application for Banking on the Go
For those who prefer to bank from their mobile devices, our mobile application is available to give you full access to your accounts right from your pocket. With features like mobile payments and person-to-person transfers, sending money or making purchases has never been simpler. Plus, with electronic signature authorization available, signing documents is quick and secure.
Your Online Banking Portal
Visit us at https://www.huronareaeducationfcu.com/ to dive into our comprehensive online banking platform. Here, you can manage your accounts, pay bills, and transfer money with ease. Whether you're checking your balance or reviewing recent transactions, our user-friendly interface ensures that everything is just a click away.
Financial Strength
Growing Membership Base
Total Share Accounts stand strong at 1,924, showing a robust and growing member base that trusts us with their finances. This trust allows us to build deeper connections within the community while promoting financial education and well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Huron Area Education is your trusted partner. Visit us at 1855 Arizona Ave Sw Huron Sd 57350 or call (605) 352-1311 to learn more about how we can help you achieve your financial goals.
Operational Efficiency
Our operational efficiency is reflected in our $52,419, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Reinvesting for Your Benefit
With $1,375,215 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $167 in used auto loans and $8,677,801 in total loans and leases.
Secure Savings Opportunities
Members' savings are secured through $5,503,602 in share certificates and $2,153,782 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Financial Health
With a net worth of $1,903,115, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.18% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,489,555 in used vehicle loans and $545,392 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms make it easier than ever to hit the road with confidence.
Credit Lines and Personal Loans
For those looking for extra flexibility, we offer credit lines with a total available amount of $500,000. These lines can be useful for unexpected expenses or managing cash flow. Additionally, our unsecured credit card loans can help members manage their finances effectively; although currently we have no outstanding unsecured credit card loans.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $63,732, make buying or refinancing simple. We aim to provide competitive rates and personalized service to guide you through the home-buying process.
Refinancing Options
If you already have existing loans and are considering refinancing for better terms or rates, our team is here to assist you. We provide tailored advice based on your unique financial situation to ensure that you find the best possible solution. At Huron Area Education, our focus is on serving our community with integrity and transparency. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to discuss your options further, feel free to reach out by calling us at 605-352-1311 or visit us at 1855 Arizona Ave SW, Huron SD 57350. Let's work together to find the right loan product that fits your needs!
Loan Aggregator
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