Huntingtonized Credit Union Huntington WV | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Huntingtonized, your trusted partner in financial growth and community well-being, located at 4545 5Th Street Rd, Huntington, WV 25701. Established in 1939, we have proudly served our members for over eight decades, fostering a spirit of cooperation and commitment to excellence. With a total membership of 5,022 and assets exceeding $46,745,113, we are dedicated to providing personalized banking services tailored to meet your needs. At Huntingtonized, we understand that financial decisions can be overwhelming. That's why our friendly team is here to guide you every step of the way. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we have a comprehensive suite of services to support your financial journey. Our total deposits stand at $2,354,669, reflecting the trust our members place in us. Under the leadership of our CEO, Angie Shumway, and Board President, Garry Boothe, we strive to create meaningful relationships within our community. With a dedicated workforce of 19 employees, we ensure that you receive the personalized attention you deserve. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 4545 5th Street Rd, Huntington, WV 25701. As a credit union that truly cares about its members' financial health and overall well-being, we invite you to explore our services further by visiting our website at huntingtonized.com. Feel free to call us at 304-955-9055 if you have any questions or need assistance. Join us today and experience the difference that comes with being part of the Huntingtonized family!

Branch History & Mission

Community Focus

Beyond providing financial services, we actively participate in various community outreach efforts. By partnering with local organizations and engaging in initiatives that benefit residents of Huntington and surrounding areas, we aim to give back and foster a sense of belonging among our members. As we look toward the future, we invite you to join us on this exciting journey. Experience firsthand what it means to be part of the Huntingtonized family. Together, let's build a brighter financial future for you and our community! For more information or assistance, feel free to call us at 304-955-9055 or visit our website at huntingtonized.com.

Our Evolution

Located at 4545 5th Street Rd, Huntington, WV 25701, our branch has seen many changes over the decades. From humble beginnings to now managing total assets exceeding $46 million, we have embraced growth while staying true to our mission. Throughout the years, we've expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgage loans, and business banking solutions. We pride ourselves on being more than just a credit union; we are an integral part of the Huntington community. Our commitment to accessibility is reflected in our drive-thru banking and ATM availability, ensuring that our members can reach us when they need to. We understand that life can be busy, so we strive to provide convenient hours: Monday through Friday from 7:30 AM to 6:00 PM and Saturday from 9:00 AM to 12:00 PM.

Our Mission

Our mission is simple yet impactful: to provide exceptional financial services while supporting the needs of our community. We believe in empowering our members with the resources they need to succeed financially. Whether it's through personalized loan options or comprehensive online banking services, we are dedicated to making your banking experience as smooth as possible. While members can visit us at 4545 5th Street Rd, official correspondence should be sent to 4545 5th Street Rd, Huntington, WV 25701 if it differs from the branch address. As technology advances, we continue adapting by offering mobile applications and online banking services that put control in your hands.

Branch Location & Accessibility

Finding Us

Our location is just a stone's throw away from popular local spots, making it easy to drop by while you're out and about. You'll find ample parking available right outside our doors, ensuring that your visit is hassle-free. Plus, we are proud to be ADA-compliant, featuring ramps and accessible entrances for everyone. While members can visit us at 4545 5th Street Rd, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to call us at 304-955-9055.

Operating Hours

We know that your time is valuable. That's why we offer flexible operating hours for your convenience! Our lobby is open from 7:30 AM to 6:00 PM Monday through Friday. If you prefer drive-thru service, we welcome you on Saturdays from 9:00 AM until noon.

Services Offered

At Huntingtonized, we offer a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, our knowledgeable staff is here to assist you every step of the way. We also provide basic drive-thru banking for deposits and withdrawals, as well as ATM access for quick cash transactions. Come experience the difference at Huntingtonized! We're excited to serve our community and help you achieve your financial goals. Stop by today or give us a call we look forward to seeing you!

Member Eligibility

At Huntingtonized, we believe that becoming a member is like joining a caring community where your financial needs are understood and prioritized. If you're looking to become part of our family, the process is simple and welcoming. You're eligible if you live, work, or worship in the area around us or have a family member who is already a member. We cherish every individual and make it easy for you to join us at our branch located at 4545 5Th Street Rd Huntington Wv 25701. To get started on your membership journey, you can reach out to us directly at (304) 955-9055 for any questions or visit our website for more details about eligibility at . Once you're ready, opening an account is just as straightforward check out the information available on our site. We can't wait to welcome you into our community and help you achieve your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services help streamline payment processes, making it easier for you to manage transactions. Imagine a busy Saturday at your store; with our fast payment processing, you can focus on serving customers while ensuring they enjoy a smooth checkout experience. Whether you're starting out or looking to expand, Huntingtonized is here to provide the support and resources you need. Visit us at 4545 5Th Street Rd Huntington Wv 25701 in Huntington, WV, or give us a call at (304) 955-9055 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For our business members, we offer essential banking services like merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we have solutions that cater specifically to businesses in our community.

Convenient Access

Accessibility is key at Huntingtonized. Our ATM services provide 24/7 access for cash withdrawals and balance checks, while our drive-thru service allows for quick transactions without leaving your vehicle. Just imagine pulling up during your busy day to handle banking tasks easily!

Digital Banking Features

In today's fast-paced world, we know that convenience matters. That's why we offer robust online and mobile banking platforms that empower you to manage your finances anytime, anywhere. Whether it's transferring funds between accounts or making payments on-the-go, we've got you covered with user-friendly technology designed for your lifestyle. At Huntingtonized, we're more than just a financial institution; we're part of the community. We invite you to explore all the services we provide by visiting us or checking out our website at Lavalette. Join us today and discover how we can help you achieve your financial goals!

Personal Banking

When it comes to personal banking, we offer a variety of options including checking and savings accounts that help you manage your money effectively. Imagine having a checking account that not only helps you track your spending but also offers rewards for everyday purchases! We understand the importance of having easy access to funds, which is why our online and mobile banking services allow you to check balances, transfer money, and pay bills from anywhere. If you're considering purchasing a vehicle, our auto loans and vehicle financing options are designed with competitive rates to make your dream car a reality. For those looking to invest in property, we provide comprehensive mortgage loans and refinancing solutions that make home ownership more attainable.

Personal Loans & Credit Cards

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. We offer flexible terms that can help ease financial burdens and get you back on track. Plus, don't forget about our credit cards with rewards! They're perfect for anyone who wants to earn points on their everyday spending while enjoying financial flexibility.

Digital & Online Banking

Key Services Offered

With our 24/7 online banking services available at https://www.huntingtonized.com/ , you can check your balance, pay bills, and transfer funds whenever it suits you. Want to send money to a friend? Our person-to-person transfers make it easy and fast just a few clicks and you're done. For those who prefer mobile banking, our mobile application offers all the features you need right in your pocket. You can enjoy real-time account management and access e-statements for a clearer view of your finances. Plus, with e-statements availability, you'll receive your bank statements electronically, saving paper and ensuring quick access.

Security and Ease of Use

We prioritize your security. While we currently do not offer electronic signature authorization, rest assured that all transactions conducted through our digital platforms are protected with robust security measures. Your financial information remains safe as you navigate through our easy-to-use interface. Even if you're not tech-savvy, using our online services is straightforward. With just a few taps or clicks, you can manage your money without any hassle. Our goal is to empower you with tools that simplify your banking experience while keeping everything secure. In conclusion, whether you're using our desktop site or our mobile app, Huntingtonized is here to support your banking needs anytime, anywhere. Explore all these fantastic features today by visiting https://www.huntingtonized.com/ and discover how easy banking can be!

Financial Strength

A Solid Foundation

With a net worth of $7,276,686, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,557 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts stand at 8,474, showing a strong and growing member base that trusts us with their finances. This growth showcases the confidence that our community has placed in Huntingtonized, reinforcing our role as your trusted partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Huntingtonized is here to help you achieve your financial goals. Visit us at 4545 5Th Street Rd Huntington Wv 25701 or call (304) 955-9055 to learn more about how we can assist you today!

Investing in Your Future

With $6,074,697 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, supporting your financial goals with $1,056 in used auto loans and $31,963,856 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $1,773,243 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,994,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $359,014 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees ready to serve you with knowledge and commitment.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,440,070 in used vehicle loans and $2,781,226 in new vehicle loans already helping members get on the road. We provide flexible terms and options for both new and used vehicles, ensuring you find a plan that fits your budget.

Credit Lines

Need additional flexibility? Our credit lines totaling $2,900,000 give you access to funds when you need them most. This can be particularly helpful for unexpected expenses or large purchases. If you're interested in any of our loan products or want more information about refinancing options available, feel free to reach out to us at (304) 955-9055 or visit us at our branch located at 4545 5Th Street Rd Huntington Wv 25701 in Huntington, WV. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Huntingtonized, we're dedicated to helping you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $93,939, make buying or refinancing simple. We offer competitive rates and various terms to suit your financial situation. Whether you are a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through every step.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $336,587 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees, making it easier for you to take control of your spending.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers you see are fair and transparent. By relying on reputable financial institutions, LendMesh guarantees that users receive accurate and trustworthy information.

HUNTINGTONIZED FEDERAL CREDIT UNION