Grow Financial Hudson Valley Wappingers Falls NY Credit Union | Low Mortgage Rates & Affordable Auto Loans

Introduction

Welcome to Hudson Valley at Hollowbrook, your trusted financial partner nestled in the heart of Wappingers Falls, NY. Established in 1963, our commitment to serving our community has never wavered. With over 384,000 members counting on us, we take pride in offering personalized banking solutions tailored to meet your unique needs. At 11 Marshall Rd, you'll find a friendly team ready to assist you with services ranging from checking and savings accounts to auto loans and mortgage financing. Our total assets of $7,950,252,098 reflect our strong financial foundation, ensuring that your money is safe with us. With total deposits reaching $551,651,308, we are dedicated to providing competitive rates and valuable services. While members can visit us at our branch address, official correspondence should be sent to P.O. Box 1071, Poughkeepsie, NY 12602-1071. This ensures all your needs are met promptly and efficiently. Under the leadership of CEO Jonathan Roberts and Board President Jay Pantaleo, we strive to create a welcoming atmosphere where your financial goals are supported. With a robust net worth of $826,988,591 and cash in hand amounting to $29,682,203, we're well-equipped to help you navigate your financial journey. Our dedicated team of 1,068 employees is here to provide outstanding service every day. Whether you're looking for personal banking options or business loans with a focus on growth and community impact, Hudson Valley is here for you. Ready to take the next step? Visit us at our branch or call us at 800-468-3011 today! Discover how Hudson Valley can support your financial aspirations while being an active participant in our local community.

Branch History & Mission

Welcome to Hudson Valley, a proud credit union that has been serving the Wappingers Falls community since 1963. Our branch, located at 11 Marshall Rd, has grown significantly over the years, evolving from humble beginnings into a financial institution with a strong commitment to our members and their financial well-being. With a total membership of 384,243 and assets totaling over $7.9 billion, we stand as a testament to community-focused banking. At Hudson Valley, our mission is simple yet profound: we strive to empower individuals and families through personalized financial services while fostering community support. We believe that everyone deserves access to affordable banking solutions. Our team works tirelessly to provide products such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking services tailored to meet the needs of our diverse membership. While members can visit us at 11 Marshall Rd, official correspondence should be sent to P.O. Box 1071, Poughkeepsie, NY 12602-1071. This central location makes it easy for our members to access our services while being close to local landmarks. Our branch's operating hours reflect our commitment to serving you better. We are open Monday through Wednesday from 9:00 am to 5:30 pm and extend our hours on Thursday and Friday until 6:00 pm. For those who prefer weekend banking, our drive-thru service is available on Saturday from 9:00 am to 2:00 pm. Plus, we offer ATM services for your convenience. In addition to traditional banking services, Hudson Valley embraces digital advancements with online and mobile banking options. Members can enjoy features like electronic signatures and person-to-person payment services that make managing finances easier than ever. Community outreach is at the heart of what we do. We partner with local organizations and participate in initiatives that uplift the Wappingers Falls area. Whether it's sponsoring events or providing educational resources on financial literacy, we aim to make a positive impact beyond just banking. Join us today at Hudson Valley! Experience the benefits of being part of a credit union that prioritizes your needs while actively contributing to the community around us. Let's grow together! For more information or assistance, feel free to reach out at 800-468-3011 or visit our website at hvcu.org.

Branch Location & Accessibility

Accessibility Features

At Hudson Valley, we prioritize your comfort and accessibility. Our branch is designed to be ADA compliant, featuring ramps and easy access points so everyone can visit without hassle. Ample parking is available to make your trip as smooth as possible.

Operating Hours

We want to be there for you when you need us. Our lobby hours are Monday through Wednesday from 9:00 AM to 5:30 PM and Thursday through Friday from 9:00 AM to 6:00 PM. On Saturdays, our drive-thru service is open from 9:00 AM to 2:00 PM, ensuring you can access essential banking services even on the weekend.

Services Offered

Hudson Valley offers a variety of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards with rewards, we've got you covered. Plus, enjoy the convenience of ATM access and basic drive-thru banking for quick deposits and withdrawals. Feel free to reach out to us at 800-468-3011 if you have any questions or need assistance. We invite you to come visit us at Hudson Valley we're excited to help you with all your financial needs!

Member Eligibility

Joining the Hudson Valley community at Hudson Valley is more than just opening an account; it's about becoming part of a supportive family that values your financial well-being. To become a member, you simply need to meet some friendly eligibility criteria. If you live, work, worship, or attend school in Dutchess County or other surrounding areas, you're likely eligible! This means you can enjoy all the benefits we offer, from personalized service to competitive rates on loans and savings. For a detailed look at our membership requirements, feel free to check out this resource. Getting started is easy! You can open your account online or by visiting us at our convenient location at 11 Marshall Rd Wappingers Falls Ny 12590. Our team is here to help with any questions you may have along the way. Just give us a call at (800) 468-3011 if you need assistance. We can't wait to welcome you as a member of Hudson Valley!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $937 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $70 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $543,623,873, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services tailored for your needs. Imagine being able to accept payments easily from your customers whether they're using credit cards, mobile payments, or online transactions. This not only enhances customer satisfaction but also streamlines your operations. Our services are geared towards making your financial processes smooth and efficient so you can focus on what matters most growing your business. Located at 11 Marshall Rd Wappingers Falls Ny 12590 in Wappingers Falls, NY, we are here to partner with you on your journey to success. For more information, call us at (800) 468-3011 or visit our website at https://www.hvcu.org/. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, we provide comprehensive business banking services, including merchant services and business loans. We aim to support your growth by offering solutions that streamline your operations and enhance cash flow.

Convenient Access with Drive-Thru & ATM Services

Sometimes, all you need is quick access to your accounts. Our basic drive-thru banking allows for easy deposits, withdrawals, and simple transactions without ever leaving your car. Plus, with our ATM access available around the clock, managing your cash has never been easier. At Hudson Valley, we pride ourselves on being more than just a bank; we're a partner in your financial journey. If you're ready to explore how our services can benefit you or if you have questions about opening an account, feel free to reach out at (800) 468-3011 or visit us online at https://www.hvcu.org/. Your financial future starts here!

Credit Cards with Benefits

Don't forget about our competitive credit cards with rewards! These cards not only help you manage your purchases but also offer perks that let you earn points for cash back or travel rewards.

Loans for Every Need

When life presents you with opportunities or challenges, having the right financing is crucial. At Hudson Valley, we offer a variety of loan options including auto loans and vehicle financing for those looking to purchase a new car or refinance an existing one. If you're dreaming of owning a home, our mortgage loans and refinancing options can guide you through the process smoothly. For those needing extra cash for personal reasons, our personal loans and debt consolidation solutions are designed with flexibility in mind.

Personal Banking Made Easy

We understand that managing your finances can sometimes be overwhelming. That's why our personal banking services include checking and savings accounts tailored to fit your lifestyle. You can easily access your funds through our online and mobile banking platforms, allowing you to check balances, transfer money, and pay bills from anywhere. Our ATM services also ensure that you can withdraw cash conveniently whenever you need it.

Digital & Online Banking

Conclusion

Whether you're checking balances while commuting or transferring money during lunch breaks, our digital banking services are designed with your lifestyle in mind. With accessibility and real-time account management at the core of what we do, Hudson Valley is here to support all your banking needs whenever and wherever you need us!

Key Services

Visit us at https://www.hvcu.org/ to explore our robust online banking platform. Here, you can view your balances, make transfers, and pay bills all from the comfort of your home or on the go. We offer 24/7 online banking services, ensuring that you have access to your money whenever you need it. Need to send money quickly? Our person-to-person transfer service lets you send funds to friends and family in an instant, making it easier than ever to settle up or share expenses. Plus, if you're always on the move, our mobile application offers all these capabilities right at your fingertips.

Security and Convenience

Security is a top priority at Hudson Valley. We utilize electronic signature authorization for important documents, giving you peace of mind when it comes to signing contracts or agreements online. You can also opt for e-statements, which not only help reduce paper clutter but also ensure that your financial information is stored securely. For those who prefer using their smartphones for payments, our mobile payments feature allows for quick and easy transactions without needing cash or cards. Just tap and go!

Financial Strength

At Hudson Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining strong financial health ensures that you can rely on us for your banking needs. With a net worth of $826,988,591, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.97% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,639,711,263 in share certificates and $515,764,929 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $88,264,454, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $823,612,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $38,353 in used auto loans and $4,820,998,339 in total loans and leases. Our operational efficiency is reflected in our $3,825,274, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,025 full-time employees and 43 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $5,858,924. Total Share Accounts: 774,707, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hudson Valley is your trusted partner. Visit us at 11 Marshall Rd Wappingers Falls Ny 12590 or call (800) 468-3011 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $744,069,426 in used vehicle loans and $352,531,568 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your vehicle purchase as smooth as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $543,623,873 provide the capital needed to grow and expand your operations. Whether you need funds for inventory or equipment upgrades, our dedicated team can assist you with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $670,790,382. We simplify the process whether you're buying your first home or refinancing an existing mortgage. Our team is here to guide you through each step and discuss eligibility options tailored to your situation.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, we offer refinancing options across various loan types. This could help you save money over time and improve your overall financial situation. At Hudson Valley Credit Union, we're committed to offering comprehensive financial services that empower our members. For more information about our loan offerings or to see if you qualify for one of our products, visit us online at hvcu.org or call us today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing everyday expenses is essential for financial health. We also offer flexible terms on unsecured credit card loans, with a total of $118,325,582 in loans helping members manage their finances effectively. These cards come with rewards and are designed to fit within your budget while providing peace of mind.

Loan Aggregator

Benefits of Using LendMesh

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HUDSON VALLEY FEDERAL CREDIT UNION - Wappingers Falls, NY

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Wappingers Falls, NY (12590)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Solutions

Convenient Access with Drive-Thru & ATM Services

Credit Cards with Benefits

Loans for Every Need

Personal Banking Made Easy

Digital & Online Banking

Conclusion

Key Services

Security and Convenience

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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