Grow Financial Hudson Valley Wappingers Falls NY Credit Union | Low Mortgage Rates & Affordable Auto Loans

Introduction

Welcome to Hudson Valley, your trusted partner in financial growth and community support. Located at 11 Marshall Rd, Wappingers Falls, NY 12590, our branch has been serving members since 1963. With a commitment to providing exceptional services and fostering strong relationships, we proudly support over 369,210 members with a wide range of financial products. At Hudson Valley, we understand that your financial needs are unique. That's why we offer personalized solutions, from checking and savings accounts to auto loans and mortgages. Our total assets stand at an impressive $7,438,877,717, reflecting our stability and dedication to you. With total deposits of $655,374,726 and a net worth of $830,246,930, you can rest assured that your money is in safe hands. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 1071, Poughkeepsie, NY 12602-1071. Led by our CEO Jonathan Roberts and Board President Jay Pantaleo, our team is here to serve you with warmth and expertise. With a dedicated workforce of 955 employees, we are ready to assist you through various channels including online banking and mobile payments. We invite you to discover how Hudson Valley can help you achieve your financial goals. Whether you're looking for guidance on loans or simply want to explore our services further, don't hesitate to reach out. Call us today at 800-468-3011 or visit us online at hudsonvalleycu.org. Your future starts here!

Branch History & Mission

Commitment to Innovation

We understand that the world is changing rapidly. That's why Hudson Valley embraces digital advancements that enhance your banking experience. From online banking and mobile payments to e-statements and electronic signatures, we ensure you have convenient access to your finances anytime, anywhere. We also prioritize ADA compliance so that all members can enjoy our services without barriers. With ATM availability and drive-thru banking options at our Hollowbrook location, we're here for you during convenient hours: Monday through Wednesday from 9:00 AM to 5:30 PM; Thursday and Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 2:00 PM.

Join Us Today!

As we look toward the future, we invite you to become part of the Hudson Valley family. Experience firsthand the benefits of being a member of a credit union that truly cares about its community. Whether you're looking for competitive loan rates or personalized service tailored just for you, Hudson Valley is ready to help you succeed financially. For more information or to get started with your membership today, please call us at 800-468-3011 or visit our website at Hudson Valley Credit Union. Your journey towards financial wellness begins here!

Our Mission

At Hudson Valley, our mission is clear: we are dedicated to providing exceptional financial services while fostering strong community ties. We believe that everyone deserves access to affordable financial products and personalized service. This belief drives us to offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, business banking solutions, and more. Our customer-centric approach ensures that we meet the unique needs of each member. In addition to our commitment to excellent financial services, we actively engage in community outreach efforts. We partner with local organizations to support education initiatives, financial literacy programs, and charitable events that uplift those around us. Our goal is not only to help our members achieve their financial goals but also to contribute positively to the communities we serve.

Branch Location & Accessibility

Operating Hours

Our doors are open to welcome you! Stop by Monday through Wednesday from 9:00 AM to 5:30 PM, Thursday and Friday from 9:00 AM to 6:00 PM, and on Saturdays from 9:00 AM to 2:00 PM. We also offer drive-thru banking services for those days when you need a quick touchless transaction.

Services Offered

At Hudson Valley, we provide a variety of services tailored for personal and business needs. From checking and savings accounts to auto loans and mortgages, our team is here to assist you every step of the way. Plus, we have an ATM available on-site for your convenience. If you prefer banking from home, our online and mobile banking options make it easy to manage your finances anytime, anywhere. We invite you to reach out or visit us soon! You can call us at 800-468-3011 if you have any questions or need assistance. At Hudson Valley, we look forward to helping you achieve your financial goals!

Member Eligibility

Joining the Hudson Valley community at Hudson Valley is not just about opening a bank account; it's about becoming part of a supportive family that cares for your financial well-being. Membership is open to anyone who lives, works, worships, or attends school in the areas we serve, making it easy for you to get involved. Whether you're looking for a new checking account, an auto loan, or simply better banking options, becoming a member opens the door to a range of benefits tailored just for you. To learn more about the specific eligibility criteria and how you can join our growing family, please visit our detailed page at http://www.hvcu.org/about-us/membership/. Getting started is simple! You can open an account by visiting us at our branch located at 11 Marshall Rd Wappingers Falls Ny 12590, or feel free to give us a call at (800) 468-3011 if you have any questions. We're here to help you every step of the way as you start your journey with us. For more information on the account opening process, check out this link: http://www.hvcu.org/personal/borrow/apply-for-a-loan/. We can't wait to welcome you to Hudson Valley!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $649 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $370,599,966, we continue to drive economic growth by financing new and expanding businesses.

Simplifying Payments

In addition to loans, our merchant services are designed to make transactions easier. Imagine running your business smoothly while customers pay seamlessly this is what we aim for. Our services help you accept payments efficiently, letting you focus more on what you love: growing your business. Located at 11 Marshall Rd Wappingers Falls Ny 12590 in Wappingers Falls, NY, we are here to partner with you on your journey. Let's work together to turn your business dreams into reality!

Comprehensive List Of Services

Business Banking

If you're a business owner, you'll find valuable resources here too! Our business banking services, including merchant services and business loans, are tailored to support your entrepreneurial journey. We understand the unique challenges businesses face and aim to provide solutions that foster growth.

Credit Cards

Our credit cards with rewards offer not just purchasing power but also benefits that make every transaction rewarding. Imagine earning points on your everyday purchases that can be redeemed for travel, merchandise, or even cash back!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we pride ourselves on our robust online and mobile banking services. You can manage your accounts from anywhere at any time whether it's transferring funds, checking balances, or making payments. Plus, with features like ATM access for cash withdrawals and balance checks, getting what you need has never been easier.

Drive-Thru & ATM Services

For quick transactions, take advantage of our basic drive-thru banking, where you can handle deposits and withdrawals without leaving your car. Our ATMs are available for quick access whenever you need cash or want to check your balance. At Hudson Valley, we are here to support your financial journey every step of the way. Whether you're opening an account or applying for a loan, our friendly staff is ready to assist you. Don't hesitate to reach out at (800) 468-3011 or visit us in person at 11 Marshall Rd Wappingers Falls Ny 12590. We look forward to serving you!

Loans and Financing

Need a vehicle? Our auto loans and vehicle financing options provide competitive rates to get you on the road. Perhaps you're thinking about buying a home? We also offer mortgage loans and refinancing to help you secure the best deal possible. For those unexpected expenses or consolidating debts, our personal loans can give you the financial relief you need.

Personal Banking

We offer a variety of personal banking solutions that cater to different lifestyles. Our checking and savings accounts make managing your money straightforward and efficient. Whether you're saving for a vacation or planning for everyday expenses, our accounts come with features that help you reach your goals.

Digital & Online Banking

At Hudson Valley, we understand that your banking needs don't stop when you leave our branch. That's why we offer a range of digital and online banking services designed to give you convenience and peace of mind, all from the comfort of your home or on the go. With our 24/7 online banking services available at https://www.hvcu.org/, managing your finances has never been easier. You can check balances, pay bills, and transfer funds anytime you need. Plus, with our mobile application, you can access all these features right from your smartphone. Our app makes it simple to handle your banking needs while you're out and about. Safety is a top priority for us. We use secure electronic signature authorization to protect your transactions, ensuring that your information remains private and secure. You can also opt for e-statements, which are not only eco-friendly but also provide quick access to your financial records without cluttering your mailbox. Need to send money quickly? Our person-to-person transfer feature allows you to easily send money to friends or family without any hassle. And if you're looking for a way to pay at stores or online, our mobile payments feature lets you make purchases using just your phone no wallet necessary! In a world where time is precious, Hudson Valley's digital banking solutions empower you with real-time account management right at your fingertips. Whether it's checking your balance or making a quick payment, we're here to make banking simple and accessible for you. Explore all that we have to offer today by visiting https://www.hvcu.org/!

Financial Strength

Commitment to Member Services

With $826,871,032 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $37,128 in used auto loans and $4,363,178,243 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 745,634, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $10,666,529. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hudson Valley is your trusted partner. Visit us at 11 Marshall Rd Wappingers Falls Ny 12590 or call (800) 468-3011 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 919 full-time employees and 36 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $2,518,739,169 in share certificates and $479,756,837 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $97,785,769, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $830,246,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,144 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $706,623,756 in used vehicle loans and $366,474,958 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned vehicle, our flexible terms and competitive rates can help make your dream car a reality.

Business Financing

For business owners, our outstanding commercial loans totaling $370,599,966 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we're dedicated to supporting local businesses. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Hudson Valley, we aim to empower our members with financial solutions that work for them. For more information about our loan offerings or to get started with an application today, call us at 800-468-3011 or visit us at 11 Marshall Rd Wappingers Falls NY 12590.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $606,444,034, make buying or refinancing simple. We offer various loan structures to fit your budget and lifestyle, allowing you to take that important step towards owning your home.

Personal and Credit Line Loans

For those unexpected expenses or planned purchases, consider our personal loans and credit lines. We provide flexible terms on unsecured credit card loans as well, with a total of $115,791,424 in loans helping members manage their finances effectively. This means you can access funds quickly when you need them most.

Refinancing and Eligibility

If you're looking to refinance an existing loan or check eligibility for one of our products, we encourage you to reach out. Our team is here to assist you through every step of the process and ensure you find the best option tailored to your specific situation.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the rates provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience, stating: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Take control of your financial future today. Compare real-time loan offers at LendMesh and discover the best rates tailored to your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

LendMesh takes pride in its commitment to accuracy and transparency. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that the offers you see are fair and trustworthy.

Hudson Valley

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans