Grow Financial Hudson Valley Rotterdam NY Credit Union | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Hudson Valley, your trusted financial partner in the heart of Rotterdam, NY! Located at 1925 Curry Rd, Rotterdam, NY 12306, our branch has been dedicated to serving the community since 1963. With a commitment to your financial well-being, we proudly support over 369,210 members with personalized banking solutions tailored just for you. At Hudson Valley, we understand that every member's needs are unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our total assets amount to an impressive $7,438,877,717, ensuring we have the resources to help you achieve your financial goals. With total deposits reaching $655,374,726 and a robust net worth of $830,246,930, you can trust us to safeguard your hard-earned money. Our dedicated team of 955 employees, led by CEO Jonathan Roberts and Board President Jay Pantaleo, works tirelessly to create a welcoming environment for all our members. Whether you're visiting us in person or accessing our services online at hvcu.org, we are here for you every step of the way. While members can visit us at our Rotterdam location, official correspondence should be sent to the same address. We invite you to call us at 800-468-3011 or fax us at 845-463-1032 for any inquiries or assistance. Join us today and experience the difference that a community-focused credit union can make in your life! Your financial journey begins here at Hudson Valley where every member counts!

Branch History & Mission

A Community Focus

Our journey has been marked by milestones that reflect both growth and dedication. With total assets exceeding $7.4 billion, we continue to expand our offerings while ensuring each member receives personalized attention. From providing loans for homes and vehicles to aiding local businesses with merchant services and loans, Hudson Valley aims to meet every financial need. As we look toward the future, we invite you to join us. Experience firsthand how Hudson Valley is more than just a credit union; we're a partner in your financial journey and a proud supporter of the Rotterdam community. Contact us today at 800-468-3011 or visit us online at hudsonvalleycu.org to learn how you can become a member and start enjoying the benefits of being part of our family. Together, let's build a brighter future!

Our Mission

At Hudson Valley, our mission is clear: we aim to empower our members to achieve their financial goals while supporting the community we call home. We believe that everyone deserves access to quality financial services, whether that's through checking and savings accounts, auto loans, mortgage financing, or credit cards with rewards. Our commitment extends beyond just banking; we actively participate in community outreach initiatives and partnerships that uplift those around us. We also recognize the importance of adapting to modern needs. That's why we offer digital banking solutions such as online banking and mobile payments, along with traditional ATM services available on-site. Although we currently do not have drive-thru banking or shared service centers available at this location, our dedicated staff is here during our operating hours Monday through Thursday from 9 AM to 4 PM and Friday from 9 AM to 5 PM to assist you.

Branch Location & Accessibility

Welcome to Hudson Valley, your trusted financial partner located conveniently at 1925 Curry Rd in Rotterdam, NY. Our branch is situated in the heart of Schenectady County, making it easy for you to access all the services you need. Whether you're coming from nearby landmarks like the Rotterdam Square Mall or enjoying a stroll through local parks, we're here to provide a friendly and welcoming banking experience. At Hudson Valley, we prioritize accessibility for everyone. Our branch features ADA-compliant entryways and convenient parking options to ensure all members can visit us with ease. Plus, while you can find us at 1925 Curry Rd for your banking needs, please direct any official correspondence to the same address as our mailing address remains the same. We know that your time is valuable, so we've designed our operating hours to fit your busy schedule. Join us Monday through Thursday from 9 AM to 4 PM and on Fridays until 5 PM. Our dedicated team is here during these hours to assist you with personal banking services like checking and savings accounts, auto loans, mortgage loans, and more. In addition to our comprehensive services offered in-branch, we also provide ATM access for quick withdrawals and balance checks, ensuring you have convenient cash access whenever you need it. While we currently do not have a drive-thru service available, our friendly staff are always ready to help you inside the branch. We invite you to stop by or give us a call at 800-468-3011 if you have any questions or need assistance. At Hudson Valley, we're excited to support your financial journey!

Member Eligibility

At Hudson Valley, we believe that becoming a member means joining a community that genuinely cares about your financial well-being. If you're curious about how to become part of our family, the process is simple and welcoming. Generally, anyone who lives, works, worships, or attends school in the area can join us. We value inclusivity and want to ensure you feel right at home with us. To get the most accurate and up-to-date information on eligibility, we encourage you to check out our detailed membership page at http://www.hvcu.org/about-us/membership/. Once you've decided to join, opening an account is a breeze! We offer various options tailored just for you, making it easy to start your journey with Hudson Valley. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (800) 468-3011. Our friendly team is here to help you every step of the way. Welcome aboard!

Business Banking & Commercial Services

Real-World Merchant Services

Imagine having a payment solution that not only accepts credit and debit cards but also helps streamline your transactions. Our merchant services provide this benefit, allowing you to focus on what really matters growing your business. From easy-to-use point-of-sale systems to online payment options, we've got you covered so you can serve your customers better. Located at 1925 Curry Rd Rotterdam Ny 12306 in Rotterdam, NY, we're here to help local businesses thrive. Let's work together to build a brighter future for your business! For more information, contact us at (800) 468-3011 or visit our website at https://www.hvcu.org/.

Tailored Loan Options for Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $649 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $370,599,966, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we provide robust Business Banking solutions including Merchant Services and Business Loans. We're here to support local businesses in achieving their goals and driving economic growth in our community.

Get Started Today

Whether you're interested in opening an account or learning more about our services, don't hesitate to reach out! Call us at (800) 468-3011, visit us in person at 1925 Curry Rd Rotterdam Ny 12306, or explore more on our website at https://www.hvcu.org/. At Hudson Valley, we are excited to be your partner in financial success!

Loans and Credit Options

Managing debt? Our Personal Loans & Debt Consolidation services can assist you in streamlining payments and reducing stress. Additionally, we offer Credit Cards with Rewards that allow you to earn points on everyday purchases perfect for those who want to get more from their spending.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why Hudson Valley offers comprehensive Online & Mobile Banking features. You can manage your accounts anytime from anywhere using our secure mobile app or website. Need cash? Our ATM & Cash Withdrawal Services are readily available for quick access to funds.

Personal Banking

We understand that managing your personal finances can be challenging. That's why we offer a variety of Personal Banking options, including Checking & Savings Accounts tailored for every lifestyle. Whether you are looking to save for a rainy day or want easy access to funds for daily expenses, we have accounts that fit your needs. If you're considering buying a new car or refinancing your current vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms to make the process easy and affordable. For those larger purchases or projects at home, look no further than our Mortgage Loans & Refinancing services which can help turn your dream home into reality.

Digital & Online Banking

Enhanced Features

Want to send money quickly to friends or family? Our person-to-person transfer feature allows you to do just that with ease. And if you're looking for a convenient way to pay for purchases, our mobile payments option enables secure transactions directly from your device. At Hudson Valley, we prioritize security in all our digital services. Your information is protected with advanced security measures so you can bank with confidence. Plus, our user-friendly interface ensures that even those who aren't tech-savvy can navigate their accounts effortlessly. In summary, whether you're using our website or mobile app, you have all the tools you need for real-time account management right at your fingertips. Join us today and experience the freedom of modern banking with Hudson Valley!

Key Services

With our robust online banking platform, available at https://www.hvcu.org/, you can enjoy 24/7 access to your accounts. Whether you're checking your balance or transferring funds, everything is just a few clicks away. You can also take advantage of electronic signature authorization for documents, making it simple to complete transactions securely from home. For those who prefer paperless options, our e-statements keep your financial information organized and accessible without cluttering your mailbox. Plus, with our mobile application, banking on the go has never been easier. You can manage your accounts right from your smartphone, making payments and checking balances while you're out and about.

Financial Strength

At Hudson Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to serve the Rotterdam community from our branch located at 1925 Curry Rd Rotterdam Ny 12306. You can reach us at (800) 468-3011 for any inquiries or assistance. With a net worth of $830,246,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,144 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,518,739,169 in share certificates and $479,756,837 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $97,785,769, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $826,871,032 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $37,128 in used auto loans and $4,363,178,243 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our performance insights show a net income of $0, reflecting our operational efficiency and enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 919 full-time employees and 36 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $10,666,529. Total Share and Deposit Accounts: 745,634, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hudson Valley is your trusted partner. Visit us at 1925 Curry Rd Rotterdam Ny 12306 or call (800) 468-3011 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Support for Businesses

For business owners, our outstanding commercial loans totaling $370,599,966 provide the capital needed to grow and expand your operations. We understand the challenges businesses face and are committed to supporting local entrepreneurs with tailored lending solutions. At Hudson Valley, our goal is to make borrowing straightforward and accessible. You can reach us at (800) 468-3011 or visit us at 1925 Curry Rd Rotterdam Ny 12306 in Rotterdam, NY for more information on our loan products and eligibility options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you on your journey toward achieving financial success!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $706,623,756 in used vehicle loans and $366,474,958 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our team can guide you through the process to find the best terms for your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $115,791,424 in loans helping members manage their finances effectively. These credit cards come with competitive interest rates and rewards programs that can enhance your spending power while keeping your finances in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $606,444,034, make buying or refinancing simple. We also provide refinancing options if you're looking to lower your monthly payments or tap into your home's equity.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key advantages that build trust and reliability: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions. This means users receive unbiased results designed to help them make informed decisions. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily find the best offers available. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Take control of your financial future by comparing real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that all loan offers are fair and transparent. Users can trust that they are viewing legitimate options that meet regulatory guidelines.

Hudson Valley

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

A Community Focus

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Real-World Merchant Services

Tailored Loan Options for Your Growth

Comprehensive List Of Services

Business Banking Services

Get Started Today

Loans and Credit Options

Online and Mobile Banking

Personal Banking

Digital & Online Banking

Enhanced Features

Key Services

Financial Strength

Loan Offering

Additional Support for Businesses

Auto Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community