Grow Financial Hudson Valley Poughkeepsie NY Credit Union

Introduction

Welcome to Hudson Valley, your trusted partner in financial well-being. Located at 137 Boardman Rd, Poughkeepsie, NY 12603, we have been serving our community since 1963. With a rich history and a commitment to member satisfaction, our credit union has grown to support over 369,210 members with total assets of $7,438,877,717. At Hudson Valley, we believe in the power of community and are dedicated to helping you achieve your financial goals. Whether you're looking for a personal loan, mortgage refinancing, or simply want to open a savings account, we have tailored services designed just for you. Our total deposits currently stand at $655,374,726, showcasing our strong position and the trust our members place in us. Led by our CEO Jonathan Roberts and Board President Jay Pantaleo, our team of 955 employees is ready to assist you with personalized service. We pride ourselves on being more than just a credit union; we are a family that cares about your financial future. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 1071, Poughkeepsie, NY 12602-1071. We invite you to explore all that Hudson Valley has to offer. Visit us online at hudsonvalleycu.org or give us a call at 800-468-3011 during our operating hours Monday through Friday from 8:30 AM to 7:00 PM and Saturday from 9:00 AM to 5:00 PM. Let's work together towards building a brighter financial future!

Branch History & Mission

Community Engagement

Hudson Valley takes pride in being more than just a bank; we are your neighbors. We actively engage in various outreach programs aimed at uplifting our community. From financial literacy workshops to partnerships with local organizations, we strive to make a meaningful impact beyond our walls. We understand the importance of digital advancements in today's world. That's why we offer robust online and mobile banking options for convenience while ensuring compliance with ADA standards so everyone can access our services easily. As we look ahead, we invite you to join the Hudson Valley family. Experience firsthand the benefits of being part of a credit union that truly cares about its members and the community. Together, let's build a brighter financial future! For more information or to become a member today, call us at 800-468-3011 or visit our website.

Our Mission

At Hudson Valley, our mission is simple yet profound: to empower our members by providing accessible financial services while fostering community support. We believe that everyone deserves a chance to achieve their financial goals without unnecessary barriers. This commitment drives us to offer competitive rates, personalized service, and innovative solutions that make banking easier. Our branch operates Monday through Friday from 8:30 AM to 7:00 PM and Saturdays from 9:00 AM to 5:00 PM. While members can visit us at our physical location on Boardman Road, official correspondence should be directed to our mailing address at P.O. Box 1071, Poughkeepsie, NY 12602-1071.

Branch Location & Accessibility

Easy Access and Parking

At our Hudson Valley branch, we prioritize your convenience. We offer ample parking space right outside the building, so you can quickly hop in and out. Plus, our location is designed with accessibility in mind. You'll find features like ADA-compliant ramps that ensure everyone can visit us without any hassle.

Operating Hours Tailored for You

We know life can be busy, which is why our lobby hours are designed to fit your schedule. Visit us Monday through Friday from 8:30 AM to 7:00 PM and Saturdays from 9:00 AM to 5:00 PM. Whether you're stopping by before work or on a weekend errand, we're here for you!

Services That Meet Your Needs

Our Hudson Valley branch offers a range of services tailored just for you. From personal checking and savings accounts to auto loans and credit cards with rewards, we aim to support your financial journey every step of the way. While we don't have ATM access or drive-thru services at this location, our friendly staff is ready to assist you inside. If you need to send official correspondence, please note that while members can visit us at our branch address, official mail should be sent to P.O. Box 1071, Poughkeepsie, NY 12602-1071.

We're Here for You!

Have questions or want more information? Don't hesitate to reach out! Call us at 800-468-3011. We look forward to welcoming you to the Hudson Valley branch soon where your financial well-being is our top priority!

Member Eligibility

At Hudson Valley, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is easy and welcoming! If you live, work, or attend school in Dutchess County or surrounding areas, you're likely eligible to join us. We proudly serve individuals and families looking for personalized banking solutions that truly make a difference. Our members enjoy various benefits, from competitive loan rates to exceptional customer service that feels like family. To get started on your journey with Hudson Valley, simply visit our membership page at http://www.hvcu.org/about-us/membership/ for detailed eligibility criteria and more information. If you're ready to open an account, our online application process is straightforward and can be found at http://www.hvcu.org/personal/borrow/apply-for-a-loan/. If you have any questions along the way, feel free to call us at (800) 468-3011. We can't wait to welcome you into our Hudson Valley family!

Business Banking & Commercial Services

Merchant Services that Make Sense

Imagine running your business without worrying about payment processing. Our merchant services provide you with the tools to accept payments easily, whether online or in-store. This means you can focus more on serving your customers and less on transactions. Visit us at 137 Boardman Rd Poughkeepsie Ny 12603, Poughkeepsie, NY, or call us at (800) 468-3011 to learn how our business banking and commercial services can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $649 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $370,599,966, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive Business Banking solutions including Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, our team is ready to assist with financing and operational needs.

Credit Card Options

With our Credit Cards with Rewards, every purchase brings you closer to exciting rewards and benefits. Whether you want to earn cash back on everyday purchases or travel rewards for your next getaway, we have options that will suit your spending habits.

Digital Banking Features

Embracing technology is key to providing convenience in today's fast-paced world. Our robust Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, pay bills, and even make deposits from the comfort of your home or on-the-go. Plus, features like ATM & Cash Withdrawal Services ensure that you have access to cash when you need it most. At Hudson Valley, we are committed to enhancing your banking experience through easy access and personalized service. If you're ready to explore how we can help you achieve your financial goals, don't hesitate to reach out!

Get Started Today!

Visit us at 137 Boardman Rd Poughkeepsie Ny 12603, call us at (800) 468-3011, or check out our website at Boardman Road for more information about all the services we offer. We look forward to serving you!

Personal Banking Solutions

Managing your finances has never been easier with our Personal Banking services. We offer a variety of Checking & Savings Accounts designed to fit your lifestyle. Imagine having a dedicated savings account that helps you reach your goals faster, whether it's for a vacation, home renovation, or simply building an emergency fund. Our accounts come with features that make banking simple and rewarding. In addition to traditional accounts, our Auto Loans & Vehicle Financing provide competitive rates for purchasing new or used vehicles. Picture driving off in your dream car without breaking the bank. We also have tailored Mortgage Loans & Refinancing options that can help you secure a new home or adjust your current mortgage terms for better savings. If you're facing unexpected expenses or need to consolidate debt, our Personal Loans & Debt Consolidation services can provide the relief you need. We understand that life can be unpredictable, and we're here to offer solutions that fit your unique situation.

Digital & Online Banking

Key Services for Your Convenience

Our online banking services are available 24/7, allowing you to check balances, transfer funds, and pay bills without needing to visit a branch. Whether you're at home or on the go, you'll have real-time access to your accounts. If you prefer mobile banking, our user-friendly mobile application makes it even easier to manage your finances from your smartphone. Need to send money quickly? Our person-to-person transfer feature lets you send cash with just a few taps, making it simple to share expenses with friends or family. Plus, with electronic signature authorization available, signing documents online is quick and secure no need for paper or trips to the office.

Stay Organized and Informed

We offer e-statements that keep all your account information in one place. You'll get timely updates about your finances without cluttering your mailbox. This feature not only helps you stay organized but also adds an extra layer of security since you're reducing the risk of sensitive documents getting lost or stolen. When it comes to payments, our mobile payments feature allows you to make purchases securely using your phone. It's fast and convenient just tap and go! In today's fast-paced world, having easy access to your finances is essential. At Hudson Valley, we strive to provide tools that make banking simpler and more efficient while ensuring that your personal information remains safe and secure. Experience the convenience of modern banking with us today!

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $3,825,274, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 919 full-time employees and 36 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts stand at 745,634, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $10,666,529, further demonstrating our capacity to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hudson Valley is your trusted partner. Visit us at 137 Boardman Rd Poughkeepsie Ny 12603 or call (800) 468-3011 to learn more about how we can help you achieve your financial goals.

Reinvestment for Your Benefit

With $826,871,032 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $37,128 in used auto loans and $4,363,178,243 in total loans and leases.

Secure Savings Options

Members' savings are secured through $2,518,739,169 in share certificates and $479,756,837 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $97,785,769, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $830,246,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.44% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $706,623,756 in used vehicle loans and $366,474,958 in new vehicle loans already helping members get on the road. Whether you're considering a new model or a reliable used option, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $370,599,966 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're committed to supporting you with tailored financing solutions.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $115,791,424 in loans helping members manage their finances effectively. This product is designed to give you quick access to funds when needed while allowing you to build your credit score responsibly.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $606,444,034, make buying or refinancing simple. We provide competitive rates and personalized service to ensure you find the right fit for your financial situation.

Refinancing Options

If you're looking for ways to lower your monthly payments or take advantage of better interest rates, ask us about our refinancing options. We can help evaluate your current situation and see how our products might save you money. At Hudson Valley, we aim to make borrowing straightforward and accessible. For more information on our loan products or to discuss eligibility options, please contact us at (800) 468-3011 or visit us at 137 Boardman Rd Poughkeepsie Ny 12603 in Poughkeepsie, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards your financial future!

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

LendMesh guarantees accurate loan comparisons through reliable data sourcing. Loan data is obtained directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users receive fair and transparent offers without hidden fees or surprises.

HUDSON VALLEY FEDERAL CREDIT UNION - Poughkeepsie, NY

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Poughkeepsie, NY (12603)

Introduction

Branch History & Mission

Community Engagement

Our Mission

Branch Location & Accessibility

Easy Access and Parking

Operating Hours Tailored for You

Services That Meet Your Needs

We're Here for You!

Member Eligibility

Business Banking & Commercial Services

Merchant Services that Make Sense

Tailored Loan Solutions

Comprehensive List Of Services

Business Banking Services

Credit Card Options

Digital Banking Features

Get Started Today!

Personal Banking Solutions

Digital & Online Banking

Key Services for Your Convenience

Stay Organized and Informed

Financial Strength

Commitment to Service

Growing Member Base

Reinvestment for Your Benefit

Secure Savings Options

Strong Financial Health

Loan Offering

Auto Loans

Business Financing

Credit Card Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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