Grow Financial Hudson Valley Poughkeepsie NY Credit Union | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Hudson Valley at 4 Tucker Dr, Poughkeepsie, NY 12603! As a trusted member of the community since 1963, we are proud to serve over 369,210 members with a commitment to financial well-being. Our branch, identified by site ID 32338, has grown significantly over the years and currently holds assets totaling an impressive $7,438,877,717. At Hudson Valley, we believe that banking should be personal and accessible. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, we offer a wide range of services tailored to meet your needs. With total deposits reaching $655,374,726 and total loans amounting to 193,098, our financial stability ensures that you can bank with confidence. Our leadership team is dedicated to fostering a supportive environment. Under the guidance of CEO Jonathan Roberts and Board President Jay Pantaleo, we focus on building lasting relationships within our community. We take pride in our skilled workforce of 955 employees, who are always ready to assist you. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 1071, Poughkeepsie, NY 12602-1071. If you have any questions or need assistance, don't hesitate to reach out! Call us at 800-468-3011 or explore more about what we offer at Hudson Valley. Join us in building a brighter financial future together!

Branch History & Mission

At Hudson Valley, we take pride in our rich history and unwavering mission to serve our community. Founded in 1963, our branch in Poughkeepsie, NY has grown from humble beginnings to a thriving credit union that now serves over 369,210 members. Located at 4 Tucker Dr, our branch is easily accessible and close to key landmarks that make Poughkeepsie a vibrant place to live and work. Over the years, Hudson Valley has evolved significantly. From our early days providing essential banking services to local residents, we have expanded our offerings to include personal banking, auto loans, mortgages, and business banking solutions. As of today, we are proud to report total assets of $7,438,877,717. This growth reflects not only our commitment to sound financial practices but also our dedication to helping members achieve their financial goals. Our mission at Hudson Valley is clear: we strive to empower our members through exceptional financial services while actively supporting our community. We believe that when you succeed, we all succeed. Our team works tirelessly to provide personalized service and create financial products that truly meet the needs of individuals and businesses alike. While members can visit us at 4 Tucker Dr for all their banking needs, official correspondence should be sent to P.O. Box 1071, Poughkeepsie, NY 12602-1071. Our operating hours are designed with your convenience in mind Monday through Thursday from 8:30 AM to 5:30 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Plus, with ATM availability and drive-thru banking options, accessing your funds is easy and efficient. We also prioritize innovation by embracing digital advancements such as online banking and mobile payments. Our goal is to ensure that every member can manage their finances securely and conveniently from anywhere. Community outreach is at the heart of what we do. We engage in various partnerships and initiatives aimed at uplifting those around us. Whether it's through educational programs or local sponsorships, Hudson Valley is dedicated to making a positive impact in Poughkeepsie and beyond. Join us on this journey! Experience firsthand how Hudson Valley can help you achieve your financial aspirations while being part of a community-focused organization that truly cares about its members. Visit us or check out our website at Hudson Valley today!

Branch Location & Accessibility

Welcome to Hudson Valley, your friendly neighborhood credit union located at 4 Tucker Dr in the vibrant city of Poughkeepsie, NY. Nestled conveniently near local landmarks, our branch is easy to find and accessible for all members. Whether you're stopping by for a quick transaction or to explore our full range of services, we make it simple and straightforward. For official correspondence, please send your mail to P.O. Box 1071, Poughkeepsie, NY 12602-1071. Our location offers ample parking and features designed with accessibility in mind, including ADA-compliant ramps to ensure everyone can visit us without hassle. We pride ourselves on being here when you need us! Our lobby hours are tailored to fit your schedule: Monday through Thursday from 8:30 AM to 5:30 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. If you're in a hurry, take advantage of our drive-thru banking services for quick deposits and withdrawals. At Hudson Valley, we offer a variety of services such as personal banking accounts, auto loans, mortgage options, and more all aimed at making your financial journey smoother. Need cash? We have an ATM available for your convenience right at our branch. Feel free to give us a call at 800-468-3011 if you have any questions or need assistance before visiting. We can't wait to welcome you into our community!

Member Eligibility

At Hudson Valley, we believe that everyone deserves a place to grow and thrive. Becoming a member is more than just opening an account; it's about joining a community that cares about your financial well-being. To be eligible for membership at Hudson Valley, you simply need to meet a few friendly criteria. Whether you live, work, or attend school in the areas we serve, you can easily join our family. We also welcome members of select organizations and associations so there's likely a path for you to become part of our supportive network. You can find all the details on eligibility by visiting this page. Once you're ready to take the next step, opening an account is straightforward and welcoming. Just head over to our account opening page or give us a call at (800) 468-3011 if you have any questions. We're here to help you every step of the way as you embark on your journey with Hudson Valley at our branch located at 4 Tucker Dr Poughkeepsie Ny 12603.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $649 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $370,599,966, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools to streamline payments and manage cash flow effortlessly. Our merchant services make this possible. From accepting credit card payments to managing online transactions, we provide the technology you need to focus on what you do best running your business. Let us help you simplify your payment processes so you can dedicate more time to serving your customers. Visit us at 4 Tucker Dr Poughkeepsie Ny 12603, Poughkeepsie, NY, or call us at (800) 468-3011 to discover how our Business Banking & Commercial Services can empower your business today!

Comprehensive List Of Services

Accessible Support

Whether you're a new member or have been with us for years, our team is dedicated to ensuring your experience is smooth and supportive. You can reach us at (800) 468-3011 during our operating hours: Monday through Thursday from 8:30 am to 5:30 pm, Friday from 8:30 am to 6:00 pm, and Saturday from 9:00 am to 2:00 pm. At Hudson Valley, we're not just about transactions; we're about building relationships with our members while helping them achieve their financial goals. Ready to explore how we can assist you? Visit us online at https://www.hvcu.org/ or stop by the branch today!

Business Banking Services

For entrepreneurs and business owners, we offer specialized business banking services, including merchant services and business loans that help you grow your enterprise without unnecessary hassle.

Convenience at Your Fingertips

We know that convenience is key in today's busy world. That's why we provide robust online and mobile banking features so you can manage your accounts anytime, anywhere. With access to ATM and cash withdrawal services, you'll never have to worry about being caught without cash when you need it. If you prefer in-person transactions, our friendly staff is here for you at our branch located at 4 Tucker Dr Poughkeepsie Ny 12603. We also offer basic drive-thru banking for quick deposits, withdrawals, and simple transactions.

Personal Banking Solutions

Our personal banking services include checking and savings accounts tailored for every lifestyle. For those dreaming of owning a vehicle, our auto loans and vehicle financing options can help turn that dream into reality with competitive rates and flexible terms. If you're considering buying a home or refinancing your current mortgage, our mortgage loans and refinancing options offer guidance and support through the entire process. Need some extra cash? Our personal loans and debt consolidation services can provide the financial relief you need, making it easier to manage expenses. Plus, with our credit cards with rewards, every purchase brings you closer to valuable perks.

Digital & Online Banking

Key Services for Your Convenience

Whether you're making everyday purchases or transferring funds, our user-friendly platform has you covered. You can effortlessly view your account balances, pay bills, and transfer money all from the comfort of your home or while on the go. Our person-to-person transfer feature allows you to send money directly to friends and family with just a few taps on your phone. We also know that security is a top priority for our members. That's why we offer electronic signature authorization, ensuring that your transactions are safe and secure. Plus, you can choose to receive e-statements, which not only help you keep track of your finances but also reduce paper clutter.

Stay Connected Anytime, Anywhere

For those who prefer mobile banking, our dedicated mobile application makes it even easier to manage your finances on the go. You can use mobile payments for quick transactions and enjoy the freedom of making purchases without needing cash or cards. At Hudson Valley, we're committed to providing our members with accessible and innovative banking solutions. Whether you're checking your balance late at night or making a payment during lunch break, our online services empower you to take charge of your financial life whenever it suits you best. Explore all these features today at https://www.hvcu.org/ and experience banking made easy!

Financial Strength

Commitment to Growth

With $826,871,032 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $37,128 in used auto loans and $4,363,178,243 in total loans and leases.

Growing Membership Base

Total Share and Deposit Accounts: 745,634, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $10,666,529. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hudson Valley is your trusted partner. Visit us at 4 Tucker Dr Poughkeepsie Ny 12603 or call (800) 468-3011 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $3,825,274, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 919 full-time employees and 36 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $2,518,739,169 in share certificates and $479,756,837 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $97,785,769, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $830,246,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.44% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $706,623,756 in used vehicle loans and $366,474,958 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, we have flexible financing options to fit your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $370,599,966 provide the capital needed to grow and expand. We understand that every business has unique needs and are committed to supporting you through our tailored financing solutions.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $115,791,424 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits tailored to your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $606,444,034, make buying or refinancing simple. We offer competitive rates and terms that can help you secure the home of your dreams without unnecessary stress.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, our team is here to guide you through the process. We want to ensure that you find the best solution for your financial situation. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit us at our branch located at 4 Tucker Dr Poughkeepsie Ny 12603 or give us a call at 800-468-3011 to learn more about how we can assist you with your lending needs. Let Hudson Valley be your partner in achieving financial success!

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. Each lender's details are verified, giving users confidence in the accuracy of the information presented.

HUDSON VALLEY FEDERAL CREDIT UNION - Poughkeepsie, NY

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Poughkeepsie, NY (12603)

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Accessible Support

Business Banking Services

Convenience at Your Fingertips

Personal Banking Solutions

Digital & Online Banking

Key Services for Your Convenience

Stay Connected Anytime, Anywhere

Financial Strength

Commitment to Growth

Growing Membership Base

Operational Efficiency

Secure Savings Options

Solid Financial Health

Loan Offering

Auto Loans

Business Financing

Credit Card Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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