Grow Financial Hudson Valley Niskayuna NY Credit Union | Quick Personal Loans & Top Checking Accounts

Introduction

Community Focus

We are more than just a credit union; we are a cornerstone of the Niskayuna community. Our goal is to empower individuals and businesses alike through tailored financial solutions. Whether you're looking for personal banking options like checking and savings accounts or seeking loans for your vehicle or home, we've got you covered. With a total loan portfolio of 193,098 loans and leases, we're here to help you reach your goals.

Connect With Us

Have questions? Feel free to call us at 800-468-3011 or send any official correspondence to our mailing address: 120 Mansion Blvd, Niskayuna, NY 12304. Join the Hudson Valley family today and discover the difference a member-focused credit union can make!

Financial Strength

Our dedication to our members is evident in our robust financial standing. We maintain total deposits of $655,374,726 and a net worth of $830,246,930, ensuring that your funds are safe and sound with us. Additionally, with $33,102,925 cash in hand and a strong member business loan balance of $382,489,793, we are well-positioned to support your financial aspirations.

Leadership You Can Trust

Under the leadership of CEO Jonathan Roberts and Board President Jay Pantaleo, Hudson Valley strives to deliver exceptional service while remaining transparent about our operations. Our team of 955 employees is dedicated to providing personalized assistance that meets your unique needs. While members can visit us at our Niskayuna branch for face-to-face interactions and services during our convenient hours (Monday-Thursday: 9 AM - 4 PM; Friday: 9 AM - 5 PM; Saturday: 9 AM - 12 PM), we also offer comprehensive online banking options. Visit us online at hudsonvalleycu.org for easy access to your accounts anytime.

Branch History & Mission

At Hudson Valley, we take pride in our rich history and commitment to serving the community. Since our inception in 1963, we have grown from a small credit union into a vital financial institution for many families and businesses in Niskayuna, NY. Our branch, located at 120 Mansion Blvd, has become a welcoming space where members can feel supported and empowered in their financial journeys. Over the years, we have achieved significant milestones that reflect our dedication to our members. Today, with a total membership of over 369,210 and assets amounting to ${7438877717}, Hudson Valley stands as a testament to the trust and loyalty of our community. Our headquarters is based in Poughkeepsie, NY, but our heart lies here in Niskayuna, where we strive to make a positive impact every day. Our mission is simple yet profound: We are here to provide accessible financial services while supporting the growth and well-being of our community. We believe that everyone deserves the opportunity to achieve their financial goals, whether that's buying a home, financing a vehicle, or starting a business. By offering personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards, we aim to meet the diverse needs of our members. We understand that modern banking requires convenience and accessibility. That's why we offer online and mobile banking services along with ATM access right here at our branch. While members can visit us at 120 Mansion Blvd for personal service during our operating hours Monday through Thursday from 9 AM to 4 PM and Friday from 9 AM to 5 PM we also ensure that official correspondence can be sent to the same address. Hudson Valley is not just about banking; it's about building relationships and giving back. We actively participate in community outreach programs that help improve the lives of those around us. Through partnerships with local organizations, we provide resources and support that extend beyond financial transactions. As we look toward the future, we invite you to join us on this journey. Experience firsthand how Hudson Valley can help you reach your financial dreams while being part of a caring community. Together, let's build a brighter tomorrow! For more information or to get started with your membership today, feel free to call us at 800-468-3011 or visit our website at hudsonvalleycu.org.

Branch Location & Accessibility

Welcome to Hudson Valley, your friendly credit union conveniently located at 120 Mansion Blvd in Niskayuna, NY. Nestled in the heart of Schenectady County, our branch is easy to reach and offers a warm atmosphere for all your banking needs. Whether you're coming from nearby landmarks like the Niskayuna Town Hall or the picturesque Mohawk River, you'll find us just a short drive away. At Hudson Valley, we prioritize accessibility for everyone. Our branch is equipped with ADA-compliant features to ensure that all members can navigate our space comfortably. Plus, there's ample parking available right outside, making your visit hassle-free. We are open Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM. We know your time is valuable, so our friendly staff is ready to assist you during these hours. You can also reach us anytime at 800-468-3011 if you have questions or need assistance. For those who prefer cash transactions, we've got you covered with ATM availability right on-site. While we don't have a drive-thru service at this location, our dedicated team is here to provide personal attention and help with everything from checking and savings accounts to auto loans and mortgage refinancing. If you need to send official correspondence, please note that while you can visit us at our physical address, all mail should be directed to the same address: 120 Mansion Blvd, Niskayuna, NY 12304. We invite you to stop by Hudson Valley today! Experience personalized service and discover how we can support your financial journey. Your satisfaction is our priority!

Member Eligibility

At Hudson Valley, we believe that everyone deserves a place in our community. Becoming a member is simple and opens the door to a variety of benefits, including personalized service and competitive financial products. If you live, work, worship, or attend school in the area around 120 Mansion Blvd Niskayuna Ny 12304, you're likely eligible to join us! This means that if you're part of our local neighborhoods, you're welcome here. We invite you to explore more about the eligibility requirements at this link. Once you confirm your eligibility, opening an account with us is just as easy. Whether you prefer to do it online or visit us directly at our branch, we're here to guide you through the process step by step. Don't hesitate to reach out with any questions at (800) 468-3011. We can't wait for you to experience all the advantages of being a member at Hudson Valley!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $649 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $370,599,966, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that streamline payment processing for your business. Imagine serving customers seamlessly with quick transactions that keep your cash flow steady. Our solutions ensure you can focus on what you do best running your business while we handle the financial details. Visit us at 120 Mansion Blvd Niskayuna Ny 12304 in Niskayuna, NY, or call us at (800) 468-3011 to learn how we can help elevate your business!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our ATM services allow for easy cash withdrawals and balance checks whenever you need them. With convenient access points available, getting cash has never been easier.

Business Banking Solutions

For our business members, we offer comprehensive banking services, including merchant services and business loans. We know running a business comes with its challenges, and our team is here to provide the support and resources necessary for your success.

Connect with Us

Your financial journey matters to us at Hudson Valley. If you have any questions about our services or want to explore how we can assist you further, don't hesitate to reach out! Call us at (800) 468-3011 or visit us in person at 120 Mansion Blvd Niskayuna Ny 12304, where our friendly staff is ready to help. We invite you to experience all the ways we can support your financial needs today! For more information about membership and service details, check out our website at https://www.hvcu.org/.

Credit Cards and Rewards

We understand that rewards matter. That's why we provide credit cards with rewards programs designed to give back for every purchase you make. Enjoy perks that can enhance your everyday spending, making each dollar work harder for you.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is crucial. At Niskayuna, we provide robust online and mobile banking options. Whether it's checking your balance, transferring funds, or paying bills from the comfort of your home or on the go, our digital features ensure that managing your finances is straightforward and efficient.

Personal Banking Services

When it comes to personal banking, we offer various options tailored just for you. Whether you're opening a checking or savings account, you can trust that we have the right solutions to help you manage your money effectively. Our auto loans and vehicle financing make purchasing a new car easy, while our mortgage loans and refinancing options help you secure your dream home or lower your current mortgage payments. If you're looking to consolidate debt or need some extra cash, our personal loans are here for you.

Digital & Online Banking

Key Services

With our online banking platform available at Hudson Valley, you can check your balances, pay bills, and transfer money effortlessly. If you're on the go, our mobile application makes it even simpler to handle your banking needs right from your phone. Plus, with features like electronic signature authorization, you can sign documents securely without needing to visit a branch. Need quick access to your statements? We offer e-statements that keep all your important financial information organized and easily accessible. You can also send money directly to friends or family with our person-to-person transfer feature a quick way to share expenses or gifts without any hassle.

Security and Accessibility

Your security is our top priority. Our online services include robust security measures to protect your information while ensuring that banking remains user-friendly. Whether you're making mobile payments or accessing your account online, we have you covered. Hudson Valley's digital services are not just about convenience; they provide real-time account management that fits into your busy lifestyle. With easy navigation and reliable support, managing your finances has never been easier. Discover how our digital banking services can simplify your life today! Visit us at Hudson Valley for more information.

Financial Strength

Growing Trust

Total Share Accounts: 745,634, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $10,666,529. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hudson Valley is your trusted partner. Visit us at 120 Mansion Blvd Niskayuna Ny 12304 or call 800-468-3011 to learn more about how we can help you achieve your financial goals.

Member-Centric Focus

Members' savings are secured through $2,518,739,169 in share certificates and $479,756,837 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $97,785,769, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $0 reflects our ongoing commitment to operational efficiency while enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 919 full-time employees and 36 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting for Your Benefit

With $826,871,032 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $37,128 in used auto loans and a total of $4,363,178,243 in loans and leases supporting our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $830,246,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1144 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $706,623,756 in used vehicle loans and $366,474,958 in new vehicle loans already helping members get on the road. We also provide refinancing options for existing auto loans to help you save even more.

Business Loans

For business owners, our outstanding commercial loans totaling $370,599,966 provide the capital needed to grow and expand. We understand the importance of supporting local businesses and are here to assist with tailored financing solutions. At Hudson Valley, we strive to make borrowing as straightforward as possible. If you're interested in any of our loan products or would like to learn more about eligibility options, please contact us at 800-468-3011 or visit us at our branch located at 120 Mansion Blvd Niskayuna NY 12304. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $115,791,424 in loans helping members manage their finances effectively. These credit cards come with competitive rates and benefits tailored to meet your spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $606,444,034, make buying or refinancing simple. We aim to support you throughout the process and ensure that you find the best fit for your financial situation.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information presented is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This commitment means you can explore a variety of options without worrying about hidden agendas. - Real-Time Rate Comparisons: With access to current loan rates from multiple institutions, users can make informed decisions quickly. This feature is especially valuable in a market where rates can change frequently. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that every comparison you see reflects fair and transparent offers. By pulling information from reliable sources, LendMesh guarantees that you receive accurate loan options tailored to your financial needs.

Hudson Valley

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Community Focus

Connect With Us

Financial Strength

Leadership You Can Trust

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Business Banking Solutions

Connect with Us

Credit Cards and Rewards

Digital Banking Convenience

Personal Banking Services

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Growing Trust

Member-Centric Focus

Operational Efficiency

Reinvesting for Your Benefit

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Join Our Community