Grow Financial Hudson Valley Mohegan Lake NY Credit Union

Introduction

Welcome to Hudson Valley, your trusted partner in financial wellness! Located at 3160 E Main St, Mohegan Lake, NY 10547, we have been serving our community since 1963. With a commitment to enriching the lives of our members, Hudson Valley boasts a robust membership of 369,210 individuals who rely on us for their banking needs. At Hudson Valley, we understand that every financial journey is unique. That's why we offer a wide range of services tailored to meet the diverse needs of our community from personal checking and savings accounts to auto loans and mortgage options. Our total assets stand proudly at an impressive $7,438,877,717, ensuring that we are well-equipped to support your financial goals. We are also proud to report total deposits of $655,374,726 and net worth of $830,246,930, reflecting our stability and reliability as a credit union. Whether you're looking for straightforward banking solutions or more complex business loans with a current balance in net member business loans reaching $382,489,793 we're here to help you succeed. While members can visit us at our Mohegan Lake branch for personalized service and support, official correspondence should be sent to our mailing address: 137 Boardman Rd, Poughkeepsie, NY 12603. If you have any questions or need assistance, don't hesitate to reach out at 800-468-3011. Under the leadership of CEO Jonathan Roberts and Board President Jay Pantaleo, our dedicated team of 955 employees is ready to guide you through every financial decision with care and expertise. Explore all that Hudson Valley has to offer by visiting us online at hvcu.org or stop by our branch today. Let's work together toward achieving your financial dreams!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become part of the Hudson Valley family. Experience the benefits of membership today! Visit us during our operating hours Monday through Wednesday from 9:00 am to 5:30 pm, Thursday and Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 2:00 pm or call us at 800-468-3011 for more information. Join Hudson Valley Credit Union today and discover how we can help you achieve your financial dreams while contributing positively to our community!

Our Journey

From our humble beginnings, Hudson Valley has continuously evolved to meet the needs of our community. Located at 3160 E Main St, Mohegan Lake, NY 10547, we are situated in a vibrant area known for its friendly atmosphere and supportive neighborhoods. Our branch is easily accessible and provides essential services such as personal banking, auto loans, mortgages, and business financing. As we have expanded, so too has our commitment to innovation and convenience. We are proud to offer modern banking solutions like online and mobile banking while ensuring that all our facilities are ADA compliant for easy access. With ATM availability and drive-thru banking options, we strive to make your banking experience as smooth as possible.

Our Mission

At Hudson Valley, our mission goes beyond just offering financial products; it's about empowering individuals and strengthening communities. We believe that everyone deserves access to affordable financial services that can help them achieve their goals. That's why we focus on creating meaningful relationships with our members while actively participating in community outreach efforts. We partner with local organizations to support various initiatives that uplift our neighborhoods. Whether through financial education programs or charitable contributions, we aim to make a positive impact in the lives of those we serve. While members can visit us at 3160 E Main St for all their banking needs, official correspondence should be sent to our mailing address at 137 Boardman Rd, Poughkeepsie, NY 12603.

Branch Location & Accessibility

Accessibility Features

At Hudson Valley, we prioritize accessibility. Our branch features ADA-compliant entrances and ramps, ensuring everyone can access our services comfortably. We also offer ample parking right outside the branch, making it convenient for members who prefer to drive.

Operating Hours

We understand that life gets busy! That's why our lobby hours are designed with your schedule in mind: we're open from 9:00 am to 5:30 pm Monday through Wednesday, and from 9:00 am to 6:00 pm on Thursday and Friday. If you're looking to visit us on Saturday, our drive-thru service is available from 9:00 am until 2:00 pm.

Services Available

Our Cortlandt branch offers a wide range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, with our ATM available on-site and drive-thru banking options for quick deposits and withdrawals, managing your finances has never been easier. If you have questions or need assistance, don't hesitate to reach out! You can call us at 800-468-3011. We look forward to welcoming you into our branch soon!

Member Eligibility

Becoming a member of Hudson Valley feels like joining a close-knit community where your financial well-being is our top priority. If you live, work, worship, or go to school in the areas we serve, you're likely eligible to join us! We welcome individuals and their family members, creating a network of support and shared goals. Not only do our members enjoy a range of financial products tailored to meet their needs, but they also benefit from lower fees and competitive interest rates. To learn more about the specific eligibility criteria, feel free to visit our detailed page at http://www.hvcu.org/about-us/membership/. Ready to take the next step? Opening an account with us is simple! Just head over to http://www.hvcu.org/personal/borrow/apply-for-a-loan/ for all the information you need. If you have any questions or need assistance, don't hesitate to call us at (800) 468-3011. We're here to help you every step of the way!

Business Banking & Commercial Services

Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $649 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $370,599,966, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services tailored for busy entrepreneurs. Imagine having access to reliable payment processing solutions that allow you to focus on what really matters serving your customers. Our tools help streamline transactions, manage cash flow, and enhance customer experiences. Visit us at 3160 E Main St Mohegan Lake Ny 10547, Mohegan Lake, NY, or call us at (800) 468-3011 to learn how we can support your business journey!

Comprehensive List Of Services

Accessibility

We know that convenience matters. That's why we ensure our services are available when you need them most. With lobby hours from Monday through Wednesday from 9:00 am to 5:30 pm, Thursday through Friday until 6:00 pm, and drive-thru services on Saturday until 2:00 pm, getting the assistance you need is just a visit away. To learn more about how we can assist you in achieving your financial goals or if you have any questions about our services, don't hesitate to reach out! Call us today at (800) 468-3011, or visit us online at Cortlandt. At Hudson Valley, we're not just a credit union; we're a community committed to helping you thrive financially!

Business Banking Solutions

If you're a business owner, you'll find that we also cater to your needs through our comprehensive business banking services. From essential merchant services to assist with payment processing, to business loans that can help expand your operations, we're here to support your entrepreneurial journey every step of the way.

Digital Banking Convenience

In today's fast-paced world, access to your finances should be easy and convenient. That's why at Hudson Valley, we offer robust online and mobile banking features. Whether you're checking your balance on-the-go or making payments from the comfort of your home, managing your money has never been simpler. Our members benefit from ATM access for withdrawals and balance checks along with basic drive-thru banking for quick deposits and simple transactions.

Personal Banking Services

When it comes to personal banking, we offer a variety of options designed to make managing your money easier. Our checking and savings accounts provide you with the flexibility and security you need for everyday transactions and long-term savings. If you're considering purchasing a vehicle, our auto loans and vehicle financing options can help put you behind the wheel quickly and affordably. For those looking to buy a home or refinance their current mortgage, our mortgage loans and refinancing services are tailored to fit different budgets and lifestyles. We understand that life can throw unexpected expenses your way; that's why our personal loans and debt consolidation options are here to help ease financial burdens when they arise. Plus, our credit cards with rewards allow you to earn while you spend, making each purchase even more rewarding.

Digital & Online Banking

Key Features

Our online banking includes features like electronic signature authorization, which means you can sign documents digitally without needing to visit a branch. This saves time and adds an extra layer of convenience to your banking experience. Plus, we offer e-statements, allowing you to receive your monthly statements electronically saving paper while keeping your records organized. Need to send money to a friend? With our person-to-person transfer feature, sending cash is as easy as sending a text message! And if you're out shopping, our mobile payments option allows you to pay directly from your smartphone, making transactions quick and easy. For those who prefer using their phones for banking, our mobile application offers all the features of online banking in the palm of your hand. You can manage your accounts wherever you are whether that's at home or out running errands. In summary, at Hudson Valley, we're committed to providing accessible and efficient digital banking solutions that fit into your lifestyle. Experience the convenience of managing your finances anytime with our secure online services!

Financial Strength

At Hudson Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that empowers us to serve you effectively. With a net worth of $830,246,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,144 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,518,739,169 in share certificates and $479,756,837 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $97,785,769, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $826,871,032 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $37,128 in used auto loans and $4,363,178,243 in total loans and leases. Our operations are efficient, as reflected by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 919 full-time employees and 36 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $10,666,529. Total Share and Deposit Accounts: 745,634, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hudson Valley is your trusted partner. Visit us at 3160 E Main St Mohegan Lake Ny 10547 or call (800) 468-3011 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $706,623,756 in used vehicle loans and $366,474,958 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $370,599,966 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive in today's competitive market.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $606,444,034, make buying or refinancing simple. We offer guidance throughout the process to ensure you find the right mortgage solution for your needs.

Refinancing Options

If you're looking to refinance any of your existing loans or explore eligibility options for our loan products, we are here to assist you. Our team can guide you through available refinancing solutions that can save you money and improve your financial situation. At Hudson Valley, we prioritize transparency and support for all our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. To learn more about our loan offerings or start your application process today, feel free to contact us at (800) 468-3011 or visit us at 3160 E Main St Mohegan Lake Ny 10547 in Mohegan Lake, NY. We're here to help you every step of the way!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $115,791,424 in loans helping members manage their finances effectively. Our credit cards come with various benefits to help you maximize your spending power while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, which provides a layer of transparency that users can trust. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so you can make informed decisions. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users have access to current information that empowers them to find the best deals available. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool in helping borrowers secure favorable loan terms. To start your journey toward finding the best loan rates tailored for your needs, compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers tailored to their financial needs.

Hudson Valley

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Available

Member Eligibility

Business Banking & Commercial Services

Loan Options

Merchant Services

Comprehensive List Of Services

Accessibility

Business Banking Solutions

Digital Banking Convenience

Personal Banking Services

Digital & Online Banking

Key Features

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community