Grow Financial Hudson Valley Middletown NY Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Hudson Valley, your trusted financial partner located at 40 Lloyds Ln, Middletown, NY 10940. Since our establishment in 1963, we have been dedicated to serving our community with integrity and care. With a robust membership of over 369,210 members, we pride ourselves on being more than just a credit union; we are a family that values the financial well-being of each individual. At Hudson Valley, we understand that financial choices can be overwhelming. That's why we're here to simplify your banking experience. Whether you're looking for personal banking services, auto loans, or business financing solutions, our team is committed to providing you with tailored options to meet your unique needs. Our total assets now stand at an impressive $7,438,877,717, demonstrating our stability and reliability as your financial institution. Your trust means everything to us. Under the leadership of CEO Jonathan Roberts and Board President Jay Pantaleo, we strive to ensure that every member feels valued and empowered. Our dedicated staff of 955 employees is ready to assist you with personalized service that makes banking easy and accessible. While members can visit us at our branch location in Middletown, official correspondence should be sent to our mailing address: P.O. Box 1071, Poughkeepsie, NY 12602-1071. As you explore what we offer, you'll find that our commitment extends beyond just numbers. We aim to make a positive impact in the lives of our members and the surrounding community. With total deposits reaching $655,374,726, and net worth at $830,246,930, you can rest assured that your finances are in safe hands. Ready to take the next step? Visit us at hvcu.org or call us at 845-463-3011 today! Let's work together toward achieving your financial goals!

Branch History & Mission

Community Impact

Our roots run deep in Middletown and beyond. We take pride in forming partnerships with local organizations and contributing to various outreach efforts designed to uplift those around us. Whether it's through financial education programs or community events, we believe in giving back and helping each other grow stronger together. With operating hours designed for your convenience Monday through Wednesday from 9:00 am to 5:30 pm, Thursday and Friday until 6:00 pm, and Saturday until 2:00 pm we are here when you need us most. Join us at Hudson Valley today! Experience the difference of being part of a credit union that truly cares about its members and their communities. Together, let's build a brighter financial future. For more information or to open an account online, visit us at Hudson Valley Credit Union or call us at 845-463-3011. Your journey towards financial wellness starts here!

Our Mission

At Hudson Valley, our mission is clear: we strive to enhance the lives of our members through personalized financial services while actively supporting our community. We offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our focus is on not only meeting your financial needs but also fostering an environment where everyone can thrive. We understand the importance of staying current in today's fast-paced world. That's why we have embraced digital advancements like online banking and mobile payments to make managing your money easier than ever. Our commitment to accessibility includes ensuring ADA compliance so that all members of our community can benefit from our services.

Branch Location & Accessibility

Welcome to Hudson Valley at our Middletown branch, located conveniently at 40 Lloyds Ln, Middletown, NY 10940. Whether you're heading to the nearby Middletown Town Hall or enjoying a day at Rondout Reservoir, our branch is easy to find and access. We prioritize your convenience with ample parking and accessible features, including ADA-compliant ramps to ensure everyone can visit us comfortably. For your banking needs, we're open Monday through Wednesday from 9:00 AM to 5:30 PM, Thursday and Friday until 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Our team is ready to assist you during these hours. If you need cash or want to make quick transactions outside of lobby hours, we offer a drive-thru service along with ATM availability for easy withdrawals and balance checks. While members can visit us at 40 Lloyds Ln, please note that official correspondence should be sent to our mailing address at P.O. Box 1071, Poughkeepsie, NY 12602-1071 if it's different. At Hudson Valley, we provide a wide range of services tailored to meet your financial needs from checking and savings accounts to auto loans and credit cards with rewards. We invite you to stop by or call us at 845-463-3011 for any questions or assistance. Join us today and discover how we can support your financial journey!

Member Eligibility

Becoming a member of Hudson Valley means joining a community that genuinely cares about your financial well-being. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us! We welcome individuals and families who want to take advantage of our personal banking services, from checking accounts to auto loans. Membership opens the door to exclusive benefits like competitive rates and personalized service. To learn more about the specific eligibility criteria, feel free to check out our detailed guide at http://www.hvcu.org/about-us/membership/. Getting started is easy! Simply visit us at 40 Lloyds Ln Middletown Ny 10940 or give us a call at (845) 463-3011 for assistance on how to open an account. You can also find all the necessary details for opening an account online at http://www.hvcu.org/personal/borrow/apply-for-a-loan/. We can't wait to help you become part of our family!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $649 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $370,599,966, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In today's fast-paced world, having reliable payment solutions is crucial. Our merchant services empower you to accept payments seamlessly, whether online or in-store. Imagine being able to process credit card transactions quickly while your customers enjoy a smooth checkout experience. This means more satisfied customers and more sales for your business. Visit us at 40 Lloyds Ln Middletown Ny 10940 in Middletown, NY, or give us a call at (845) 463-3011 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Solutions

For our local entrepreneurs, we offer comprehensive Business Banking solutions including merchant services and business loans that help your business thrive. We know running a business comes with its challenges, so we're here to support your financial journey.

Credit Cards with Rewards

With our Credit Cards with Rewards, every purchase brings you closer to earning exciting rewards. It's a simple way to earn back while spending on everyday essentials.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Hudson Valley, we prioritize ease of access through our robust Online & Mobile Banking platforms. Check balances, transfer funds, or pay bills from anywhere at any time. You can also enjoy secure ATM and cash withdrawal services at numerous locations for quick access to your money.

Drive-Thru and ATM Services

Need to make a quick deposit or withdrawal? Our basic drive-thru banking offers essential services like deposits and withdrawals without leaving your car. Plus, our ATM services allow you to check balances and withdraw cash easily whenever you need it. At Hudson Valley, we are committed to serving our members' financial needs with integrity and care. Whether you're opening an account or applying for a loan, our team is here for you every step of the way. If you're ready to explore how we can assist you in reaching your financial goals, give us a call at 845-463-3011 or visit us online at Hudson Valley. Join us today and experience the difference!

Loans Made Simple

Need a new car? Our Auto Loans & Vehicle Financing options help get you behind the wheel with competitive rates and flexible terms. If home ownership is on your mind, explore our Mortgage Loans & Refinancing services that guide you through every step of buying or refinancing your home. Additionally, our Personal Loans & Debt Consolidation options provide financial relief by allowing you to combine multiple debts into one manageable payment.

Personal Banking

For those looking to manage their day-to-day finances, our Personal Banking services include checking and savings accounts designed to fit various lifestyles. Whether you are saving for a dream vacation or just want a safe place for your funds, we have the right account for you.

Digital & Online Banking

Accessible Online Banking

With our online banking services, you can access your accounts 24/7 from anywhere. This means no more rushing to the bank before closing time. You can pay bills, view statements, and even set up electronic signatures for quick approvals. We make it simple for you to manage your money when it suits you best.

Security You Can Trust

We prioritize your security. Our electronic signature authorization ensures that every transaction is safe and verified. With features like these, you can rest assured knowing that your personal information is protected while enjoying the ease of managing your finances online. At Hudson Valley, we aim to enhance your banking experience through innovative digital solutions. Explore all these features today by visiting us at https://www.hvcu.org/ and take control of your financial journey!

Stay Informed with E-Statements

Stay organized and eco-friendly by opting for e-statements. You'll receive your financial statements directly in your email, which means no more paper clutter! It's secure, efficient, and keeps everything right where you need it.

User-Friendly Mobile App

Our mobile application offers a user-friendly experience that allows you to handle transactions on the go. Want to make a purchase? Our mobile payments feature lets you do just that. Plus, if you're in need of cash or want to send money to a friend, our person-to-person transfers make it effortless and instant.

Financial Strength

Growing Membership Base

Our financial strength is further underscored by our total share accounts 745,634, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) stand at $10,666,529, which allows us to meet the needs of our community effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hudson Valley is your trusted partner. Visit us at 40 Lloyds Ln Middletown Ny 10940 or call (845) 463-3011 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 919 full-time employees and 36 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $826,871,032 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $37,128 in used auto loans and $4,363,178,243 in total loans and leases, supporting your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $2,518,739,169 in share certificates and $479,756,837 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $97,785,769, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $830,246,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,144 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $706,623,756 in used vehicle loans and $366,474,958 in new vehicle loans already helping members get on the road. We make it easy for you to find the perfect financing option that fits your budget and lifestyle.

Business Loans

If you're a business owner looking for growth opportunities, our outstanding commercial loans totaling $370,599,966 can provide the capital needed to expand your operations. We understand the challenges small businesses face and are here to support your journey.

Credit Lines

For those needing extra flexibility with their finances, our total credit lines amounting to $2,707,237,691 can provide you with immediate access to funds when you need them most. This is ideal for unexpected expenses or planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $606,444,034, make buying or refinancing simple. We guide you through the process and provide competitive rates to help you secure your dream home.

Refinancing Options

Additionally, if you're considering refinancing any of your existing loans or credit cards for better rates or terms, we're happy to discuss eligibility options with you. Our team is dedicated to finding solutions that work best for your situation. For more information about our loan offerings or to speak with one of our representatives at Hudson Valley located at 40 Lloyds Ln Middletown NY 10940, please call us at 845-463-3011. You can also explore more on our website at hvcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $115,791,424 in loans helping members manage their finances effectively. These cards provide convenience and purchasing power without the need for collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. The information is updated based on the latest results from NCUA (Source: https://www.ncua.gov), guaranteeing that users receive fair and transparent offers.

Hudson Valley

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Impact

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Financing Your Growth

Merchant Services That Make Sense

Comprehensive List Of Services

Business Solutions

Credit Cards with Rewards

Digital Banking Features

Drive-Thru and ATM Services

Loans Made Simple

Personal Banking

Digital & Online Banking

Accessible Online Banking

Security You Can Trust

Stay Informed with E-Statements

User-Friendly Mobile App

Financial Strength

Growing Membership Base

Operational Efficiency

Reinvestment for Growth

Secure Savings Options

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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