Grow Financial Hudson Valley Latham NY Credit Union | Low Mortgage Rates & Business Banking

Introduction

Welcome to Hudson Valley, your trusted credit union located at 851 New Loudon Rd, Latham, NY 12110. Established in 1963, we are proud to serve a vibrant community of over 369,210 members. At Hudson Valley, we believe in putting people first offering a wide range of financial services designed to meet your unique needs while fostering a sense of belonging. With total assets exceeding $7.4 billion and total deposits reaching $655 million, our commitment to financial strength and stability is unwavering. Under the leadership of our CEO, Jonathan Roberts, and Board President, Jay Pantaleo, we strive to create a positive impact in the lives of our members and the community at large. While you can visit us at our branch for personal banking services like checking accounts, auto loans, and mortgages, official correspondence should be sent to the same address: 851 New Loudon Rd, Latham, NY 12110-2106. We also offer convenient options such as online banking and mobile payments to help you manage your finances with ease. At Hudson Valley, we take pride in our dedicated team of 955 employees, all working together to provide exceptional service and support. We understand that every member's journey is unique, which is why we focus on personalized solutions that empower you financially. Ready to take the next step? Whether you're looking for a new loan or just have questions about your account, don't hesitate to reach out! Call us today at 800-468-3011 or visit our website at hudsonvalleycu.org. Together, let's build a brighter financial future!

Branch History & Mission

A Story of Growth

From humble beginnings, Hudson Valley has grown to become a trusted partner for individuals and businesses alike. We have embraced advancements in technology and service delivery while maintaining a strong focus on personal relationships. Our drive-thru banking and ATM availability ensure that members can access their funds conveniently, whether they are on the go or prefer face-to-face interactions with our dedicated staff during lobby hours. While members can visit us at 851 New Loudon Rd for all their banking needs, official correspondence should be sent to our mailing address: 851 New Loudon Rd, Latham, NY 12110-2106.

Join Us

As we continue on this journey of growth and community support, we invite you to become part of the Hudson Valley family. Experience firsthand the benefits of membership dedicated service, a wide range of financial products, and a commitment to your success. For more information or to open an account today, visit us online at Hudson Valley or call us at 800-468-3011. Together, let's build a brighter financial future!

Our Mission

Our mission is clear: we strive to empower our members by providing exceptional financial services while fostering a sense of community. We believe that everyone deserves access to affordable banking options that help them achieve their financial goals. From personal banking solutions like checking and savings accounts to auto loans and business financing, we aim to support every member's journey towards financial success. In addition to offering competitive rates and innovative products, we actively engage in community outreach initiatives that uplift those around us. Whether through partnerships with local organizations or hosting educational workshops, we are committed to making a positive impact in Latham and beyond.

Branch Location & Accessibility

Welcome to the Hudson Valley branch located at 851 New Loudon Rd in Latham, NY! We're excited to serve you in our community. This convenient location is easily accessible for all members, whether you're coming from nearby landmarks like the Latham Circle Mall or enjoying a leisurely drive along Route 9. Our branch is designed with your comfort in mind, featuring ample parking and ADA-compliant access points to ensure everyone can visit us without hassle. If you need to drop by for quick transactions, you'll be pleased to know we offer a drive-thru service, making it easy for you to complete your banking needs without leaving your vehicle. While you can always reach us at our physical address for all your banking inquiries, please note that official correspondence should be sent to the same address: 851 New Loudon Rd, Latham, NY 12110-2106. At Hudson Valley, we pride ourselves on our customer-friendly operating hours. Our lobby is open Monday through Wednesday from 9:00 AM to 5:30 PM, and from Tuesday to Friday until 6:00 PM. We also welcome you on Saturdays from 9:00 AM to 2:00 PM. Feel free to call us at 800-468-3011 if you have any questions or need assistance! For those who prefer cash transactions, we have an ATM available on-site for your convenience. Our team is here to support a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and more. We invite you to visit us soon at the Hudson Valley branch in Latham. Come experience our friendly service and discover how we can assist with your financial goals!

Member Eligibility

At Hudson Valley, we believe that becoming a member is about joining a welcoming community where your financial well-being comes first. If you're looking to become part of our family, you'll be pleased to know that eligibility is quite straightforward. Whether you live, work, or worship in the area, or have a family member who is already a member with us, you can easily qualify for membership. We're dedicated to serving our members and providing them with personalized support and resources that truly make a difference in their lives. To get started on your journey toward membership at Hudson Valley, simply visit us at 851 New Loudon Rd Latham Ny 12110 or give us a call at (800) 468-3011. If you want more details about the eligibility criteria, feel free to check out our website at http://www.hvcu.org/about-us/membership/. And when you're ready to open an account, it's just as easy head over to this link for account opening details: http://www.hvcu.org/personal/borrow/apply-for-a-loan/. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $649 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $370,599,966, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, we offer merchant services designed to simplify payment processing for your business. Whether you're a small shop or a growing enterprise, our services make it easy for you to accept payments seamlessly, allowing you to focus on what matters most your customers. With competitive rates and reliable support, you can enhance your cash flow while building lasting relationships with your clientele. Explore how our business banking and commercial services can empower your venture today! For more information or to get started, contact us at (800) 468-3011 or visit us online at https://www.hvcu.org/.

Comprehensive List Of Services

Business Banking Services

For small business owners, managing cash flow is crucial. Our Business Banking services, including merchant services and business loans, are designed to support local businesses in thriving within the community.

Convenient Digital Banking

We understand that convenience is key in today's fast-paced world. Our Online & Mobile Banking platforms let you manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or making payments, everything is just a click away. You can also access ATM & Cash Withdrawal Services at various locations for added flexibility.

Drive-Thru and ATM Services

For quick transactions, we have basic drive-thru banking available for deposits and withdrawals as well as simple transactions. Additionally, our ATM services make it easy for you to check balances or withdraw cash without stepping inside the branch. We invite you to explore all the services that Hudson Valley offers by visiting us at our Latham branch or calling us at 800-468-3011. Discover how we can assist you in reaching your financial aspirations today!

Loans and Credit Options

Life can come with unexpected expenses. That's why we offer Personal Loans & Debt Consolidation options to help you regain control over your finances. Plus, our Credit Cards with Rewards allow you to earn points on everyday purchases, making it easier for you to enjoy more of what you love.

Personal Banking Solutions

Our personal banking services are crafted with you in mind. We offer Checking and Savings Accounts that are easy to manage and help you keep track of your finances effectively. For those planning to make a big purchase, our Auto Loans & Vehicle Financing options can help turn your dream car into a reality without breaking the bank. If you're considering buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing solutions provide competitive rates and flexible terms tailored to your situation.

Digital & Online Banking

Conclusion

Digital banking at Hudson Valley isn't just about convenience; it's about giving you the tools to manage your money effectively. From real-time account management to secure transactions, we're here to support your financial journey every step of the way. Explore all that we have to offer today at https://www.hvcu.org/!

Key Features

Our digital banking services include electronic signature authorization, making it easier than ever to handle important documents securely without the hassle of printing and mailing. Say goodbye to paper statements! We also offer e-statements for those who prefer going green and keeping their records organized digitally. Need to split a bill with friends? Our person-to-person transfer feature lets you send money quickly and effortlessly. And if you're always on the move, our mobile payments option allows you to make purchases directly from your smartphone perfect for those spontaneous coffee runs!

Security You Can Trust

At Hudson Valley, we prioritize your security. All transactions are protected by advanced encryption technology, ensuring that your personal information stays safe. You can bank with confidence knowing that our systems are designed to keep your data secure while providing you with a smooth experience.

Financial Strength

At Hudson Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to trust your financial institution, which is why we are committed to maintaining a strong foundation of financial health. With a net worth of $830,246,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,144 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,518,739,169 in share certificates and $479,756,837 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $97,785,769, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $826,871,032 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we have $37,128 in used auto loans and $4,363,178,243 in total loans and leases, supporting your financial goals across various sectors. Although our current net income stands at $0, it reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 919 full-time employees and 36 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our net shares available for lending and investments total $10,666,529, while the strength of our member base is evident with 745,634 accounts entrusted to us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hudson Valley is your trusted partner. Visit us at 851 New Loudon Rd Latham Ny 12110 or call (800) 468-3011 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $706,623,756 in used vehicle loans and $366,474,958 in new vehicle loans already helping members get on the road. We are committed to making your auto financing experience smooth and straightforward.

Business Financing

For business owners, our outstanding commercial loans totaling $370,599,966 provide the capital needed to grow and expand your operations. We know how important it is for businesses to have access to funds when they need them most.

Flexible Financing Options

In addition to these offerings, we provide refinancing options for many of our loan products. Whether you're looking to lower your monthly payments or consolidate debt, our team can guide you through eligibility and application processes tailored to your unique situation. At Hudson Valley, we believe that everyone deserves access to financial resources that can help them achieve their dreams. For more information on our loan products or to discuss your specific needs, feel free to reach out at (800) 468-3011 or visit us at our location: 851 New Loudon Rd Latham Ny 12110 in Latham, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options with us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $606,444,034, make buying or refinancing simple. Our mortgage team is ready to assist you through every step of the process, ensuring you find the right solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $115,791,424 in loans helping members manage their finances effectively. This option is perfect for those who want to build credit without tying up collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring users receive trustworthy information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that truly reflect current market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make well-informed choices. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial illustrates how effective LendMesh is in helping individuals secure better loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees that all loan offers presented are fair and transparent. By relying solely on verified financial institutions, LendMesh helps eliminate confusion and uncertainty in the loan comparison process.

Hudson Valley

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

A Story of Growth

Join Us

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Convenient Digital Banking

Drive-Thru and ATM Services

Loans and Credit Options

Personal Banking Solutions

Digital & Online Banking

Conclusion

Key Features

Security You Can Trust

Financial Strength

Loan Offering

Auto Loans

Business Financing

Flexible Financing Options

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community