Grow Financial Hudson Valley Lagrangeville NY Credit Union | Low Mortgage Rates & Affordable Auto Loans

Introduction

Welcome to Hudson Valley, your trusted financial partner located at 155 Stringham Rd, Lagrangeville, NY 12540. Since opening our doors in 1963, we have proudly served our community, growing to a vibrant membership of over 369,210 individuals who rely on us for their financial needs. Our commitment to helping you achieve your financial goals is reflected in our impressive assets of $7,438,877,717 and total deposits amounting to $655,374,726. At Hudson Valley, we understand that banking is about more than just numbers; it's about people. Under the leadership of CEO Jonathan Roberts and Board President Jay Pantaleo, we strive to foster a supportive environment where every member feels valued and understood. Whether you're looking for personal loans, mortgages, or business banking solutions, we're here to guide you every step of the way. While members can visit us at our branch in Lagrangeville, official correspondence should be sent to our mailing address: P.O. Box 1071, Poughkeepsie, NY 12602-1071. Our dedicated team of nearly 955 employees is ready to assist you during our convenient operating hours: Monday through Wednesday from 9:00 AM to 5:30 PM, Thursday and Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Join us today and discover how Hudson Valley can empower you with the financial tools and resources you need. Call us at 800-468-3011 or explore our website at www.hvcu.org for more information. Your journey towards better banking starts here!

Branch History & Mission

Commitment to Technology and Accessibility

As part of our dedication to serving you better, we've embraced modern technology while ensuring compliance with ADA standards. Our digital banking options include online banking and mobile payments for convenient access to your accounts anytime. Plus, with an ATM on-site and drive-thru banking available during operating hours Monday through Wednesday from 9:00 am to 5:30 pm; Thursday and Friday from 9:00 am to 6:00 pm; and Saturday from 9:00 am to 2:00 pm you can manage your finances effortlessly.

Join Us Today

We invite you to experience the difference at Hudson Valley Credit Union. Become a member today and discover how we can help you navigate your financial journey with confidence. Visit us at our Lagrangeville branch or check out more about membership eligibility on our website at Hudson Valley Credit Union. Let's build a brighter future together!

Our Journey

Hudson Valley Credit Union was established with a vision: to provide accessible financial services that empower our members and uplift our community. From humble beginnings, we've expanded our offerings to include personal banking solutions such as checking and savings accounts, auto loans, mortgages, and business banking services. Our branch at 155 Stringham Rd is conveniently located near local landmarks, making it easy for you to visit us. For official correspondence, please use our mailing address at P.O. Box 1071, Poughkeepsie, NY 12602-1071.

Our Mission

At Hudson Valley Credit Union, our mission is clear: we strive to enhance the financial well-being of our members through personalized service and innovative solutions. We believe in building lasting relationships and providing resources that help individuals achieve their goals. Whether you're looking for straightforward banking options or specialized lending services, we are here for you. We understand that a community thrives when its members succeed. That's why we actively engage in outreach programs and partnerships that support local initiatives and foster economic growth.

Branch Location & Accessibility

Convenience and Accessibility

At Hudson Valley, we understand that accessibility is important. Our branch is equipped with ADA-compliant features to ensure that everyone can access our services comfortably. We have ample parking available right outside, so you can easily pop in for your banking needs without any hassle. If you prefer banking on-the-go, you'll be pleased to know we offer an ATM on-site for quick cash withdrawals and balance checks. While members can visit us at our physical location, if you need to send official correspondence, please use our mailing address: P.O. Box 1071, Poughkeepsie, NY 12602-1071.

Operating Hours

We strive to be available when you need us most. Our lobby hours are Monday through Wednesday from 9:00 AM to 5:30 PM and extend until 6:00 PM on Thursday and Friday. On Saturdays, join us at our drive-thru from 9:00 AM until 2:00 PM for those quick transactions like deposits and withdrawals.

Services Offered

At Hudson Valley, we offer a range of personal banking services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and more! Our dedicated team is here to assist you with all your financial needs whether it's face-to-face or through our convenient online and mobile banking platforms.

Visit Us Today!

We invite you to come by the Hudson Valley branch today! Whether you're looking for expert advice or just want to explore what we have to offer, we're here to help. Feel free to give us a call at 800-468-3011 if you have any questions before your visit. We're excited to serve you!

Member Eligibility

At Hudson Valley, we believe that everyone deserves a place to grow their financial future, and becoming a member is your first step into our welcoming community. If you live, work, or worship in Dutchess County, or have family members who are already part of our credit union, you're likely eligible to join us! Our membership is designed to be inclusive and supportive, making it easy for you to take advantage of our wide range of financial services tailored just for you. For more specific details on eligibility criteria, feel free to check out our resource at http://www.hvcu.org/about-us/membership/. Once you're ready to join, opening an account with Hudson Valley is a breeze! You can start the process by visiting us online at http://www.hvcu.org/personal/borrow/apply-for-a-loan/ or simply give us a call at (800) 468-3011 if you have any questions. We're here to help you every step of the way as you become part of our vibrant community at 155 Stringham Rd Lagrangeville Ny 12540.

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $649 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $370,599,966, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer robust merchant services that simplify payment processing. Imagine being able to accept payments from customers easily, whether they prefer credit cards or mobile payments. Our merchant services ensure your business runs smoothly and efficiently, allowing you to focus on what really matters growing your business. Visit us at 155 Stringham Rd Lagrangeville Ny 12540, Lagrangeville, NY or call us at (800) 468-3011 to learn more about how our business banking and commercial services can help your business succeed!

Comprehensive List Of Services

Business Banking

For small business owners, Hudson Valley provides comprehensive business banking services. From merchant services to business loans, we aim to help your business thrive. We know how crucial it is to have reliable financial support as you grow your venture.

Convenience at Your Fingertips

We pride ourselves on offering modern conveniences such as online and mobile banking features. You can manage all of your accounts from anywhere at any time! Need cash? Our ATMs allow for easy withdrawals and balance checks without stepping into the branch. Plus, our basic drive-thru service makes quick transactions even easier whether it's deposits or simple withdrawals.

Get Started Today!

To explore all these great services further, give us a call at (800) 468-3011 or visit us online at https://www.hvcu.org/. At Hudson Valley, we're here to help you achieve your financial goals with ease and convenience. Join us today and experience the difference!

Personal Banking

Starting with personal banking, we offer checking and savings accounts that make managing your money simple and straightforward. Imagine easily accessing your funds whenever you need them through our online and mobile banking platforms. With just a few taps on your phone or clicks on your computer, you can check balances, transfer funds, and even pay bills without leaving home. For those considering a vehicle purchase, our auto loans and vehicle financing options can help get you behind the wheel quickly. We understand that buying a car is a significant decision, which is why we provide competitive rates and flexible terms to fit your budget. If you're thinking about home ownership or refinancing an existing mortgage, our mortgage loans offer tailored solutions to guide you through the process. Our team is here to answer your questions and help you find the right loan for your situation. In addition to these services, we also offer personal loans for various needs, including debt consolidation. Our credit cards come with rewards that can benefit you on everyday purchases.

Digital & Online Banking

Key Features of Our Digital Banking Services

One standout feature is the ability to send money easily with person-to-person transfers. Need to split a bill or send money to a friend? Just a few taps on your phone and it's done! For those who prefer electronic documents, we offer e-statements for quick and easy access to your account statements without the clutter of paper. Security is paramount at Hudson Valley. We provide electronic signature authorization for added peace of mind when completing transactions online. This means you can sign important documents securely from wherever you are. Additionally, if you love the ease of mobile payments, you'll be pleased to know that we support this feature as well. Whether it's buying coffee or shopping online, using mobile payments is fast and secure. In short, our digital banking services not only help you manage your money more effectively but also empower you with tools that fit into your lifestyle seamlessly. Experience how easy banking can be with Hudson Valley your finances are just a click away!

Financial Strength

Commitment to Service

Our operational efficiency is evident through our $3,825,274, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 919 full-time employees and 36 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Our net shares (funds available for lending and investments) amount to $10,666,529, supporting our mission of helping you achieve your financial goals. With a total of 745,634 share and deposit accounts, it's clear that more individuals trust us with their finances every day. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hudson Valley is your trusted partner. Visit us at 155 Stringham Rd Lagrangeville Ny 12540 or call (800) 468-3011 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Focused Savings

Members' savings are secured through $2,518,739,169 in share certificates and $479,756,837 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $97,785,769, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Growth

With $826,871,032 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial needs is reflected in the $37,128 in used auto loans and $4,363,178,243 in total loans and leases that we currently offer.

Strong Financial Health

With a net worth of $830,246,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.44% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $706,623,756 in used vehicle loans and $366,474,958 in new vehicle loans already helping members get on the road. Whether you are purchasing a new vehicle or refinancing an existing loan, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $370,599,966 provide the capital needed to grow and expand. We know that running a business comes with its own set of challenges; that's why we're dedicated to offering support through tailored financing solutions.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $606,444,034, make buying or refinancing simple. We offer various plans that can fit different budgets and timelines. If you're considering refinancing your current mortgage, we also have options available to help lower your monthly payments or tap into your home's equity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $115,791,424 in loans helping members manage their finances effectively. These cards come with no collateral required and are ideal for those who want to maintain financial flexibility.

Why Choose Us?

Choosing Hudson Valley means choosing a partner invested in your financial success. Our experienced team is here to guide you through the application process and answer any questions you may have about eligibility or refinancing options. We invite you to visit us at 155 Stringham Rd Lagrangeville NY 12540 or give us a call at 800-468-3011 to learn more about our loan offerings and how they can work for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your financing options today your future starts here!

Loan Aggregator

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HUDSON VALLEY FEDERAL CREDIT UNION - Lagrangeville, NY

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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