Hudson Valley isn't just about finance; it's about fostering relationships within our community. We actively participate in local outreach programs, partnering with various organizations to support those in need. Our commitment extends beyond banking services we aim to empower individuals by providing them with the tools they need for financial literacy and success. Join us as we continue this journey together! If you're looking for a credit union that prioritizes your needs while giving back to the community, look no further than Hudson Valley. Experience the difference by becoming a member today! Feel free to call us at $(800) 468-3011 or visit our website at www.hvcu.org for more information on how you can get involved.
Our mission at Hudson Valley is clear: we strive to provide exceptional financial services while making a positive impact on the communities we serve. We believe that banking should be accessible and straightforward. That's why we offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. With initiatives like online banking and mobile payments, we prioritize convenience without sacrificing personalized service. We also understand the importance of accessibility. Our branch is ADA compliant and features both ATM availability and drive-thru banking options for your convenience. Whether you are visiting us during our lobby hours Monday through Wednesday from 9:00 am to 5:30 pm or Thursday through Friday from 9:00 am to 6:00 pm or taking advantage of Saturday drive-thru hours from 9:00 am to 2:00 pm, you'll find dedicated staff ready to assist you.
At Hudson Valley, we believe that everyone should have access to banking services. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps. Ample parking is available, ensuring a hassle-free visit whether you're stopping by for a quick transaction or a longer consultation.
Have questions or need assistance? Don't hesitate to give us a call at 800-468-3011. Our friendly team is ready to help you navigate your financial journey. We invite you to stop by our Hyde Park branch today and discover how Hudson Valley Credit Union can support your goals!
We know your time is valuable. That's why we offer flexible operating hours to accommodate your busy schedule. You can visit us Monday through Wednesday from 9:00 AM to 5:30 PM, and on Thursday and Friday from 9:00 AM to 6:00 PM. Need assistance on the weekend? Our drive-thru service is open Saturday from 9:00 AM to 2:00 PM, making it easier than ever to access your accounts.
Hudson Valley Credit Union provides a range of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans, mortgages, or business banking solutions, we've got you covered. Plus, enjoy the convenience of ATM access and basic drive-thru services for deposits and withdrawals without leaving your car. While members can visit us at 4011 Albany Post Rd for all their banking needs, please note that official correspondence should be sent to our mailing address at P.O. Box 1071 in Poughkeepsie.
In addition to loans, we provide merchant services that simplify payment processing for your business. Imagine a busy Saturday where customers are lined up, and you can quickly accept payments via card or mobile. Our reliable systems ensure you never miss a sale, allowing you to focus on what you do best serving your customers. At Hudson Valley, located at 4011 Albany Post Rd Hyde Park Ny 12538, Hyde Park, NY, we're dedicated to empowering local businesses with the financial tools they need to thrive. Connect with us today to learn how we can support your business journey!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $649 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $370,599,966, we continue to drive economic growth by financing new and expanding businesses.
In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to handle all aspects of your finances from anywhere at any time. Whether it's making payments through person-to-person transfers or accessing e-statements for easy record-keeping, we've got you covered. At Hudson Valley, located at 4011 Albany Post Rd Hyde Park Ny 12538, we're here to support you every step of the way in achieving your financial goals. Stop by our branch in Hyde Park or visit us online at Hyde Park to explore how our services can benefit you today! If you have questions or want more information about opening an account or applying for a loan, don't hesitate to reach out! We look forward to serving you!
For our business members, we understand that running a business comes with its own set of challenges. That's why we offer business banking services that include merchant services and business loans tailored to support your growth.
Accessibility is at the heart of what we do. With an ATM available at our branch and basic drive-thru banking options for deposits and withdrawals, you'll find it easy to manage your transactions without any hassle. Plus, if you ever need assistance, our friendly team is just a phone call away at (800) 468-3011.
Our personal banking services start with checking and savings accounts that help you manage your day-to-day finances efficiently. Imagine having the flexibility to access your funds anytime through online and mobile banking. You can easily transfer money, pay bills, or check balances from the comfort of your home or on-the-go. When it comes to financing big purchases, our auto loans and vehicle financing options are designed to get you behind the wheel without breaking the bank. We also offer mortgage loans and refinancing solutions, making homeownership more attainable. Need cash for unexpected expenses? Our personal loans can help you consolidate debt or cover those surprise bills.
To make your spending even more rewarding, we provide credit cards with rewards that let you earn points on everyday purchases. It's a great way to enjoy benefits while managing your expenses effectively.
We offer 24/7 online banking services so you can access your accounts whenever it suits you best. Whether it's early in the morning or late at night, managing your finances is just a click away. At Hudson Valley, we aim to empower our members through convenient and secure digital banking solutions that simplify everyday tasks. Explore our services today and experience the ease of modern banking!
Our online banking also includes electronic signature authorization, making it simple to sign documents digitally no need for paper! Plus, with e-statements available, you'll receive your account statements electronically, helping you stay organized while reducing clutter.
With our online banking services, available at https://www.hvcu.org/, you can easily check your account balances, transfer funds, and pay bills all without stepping foot in a branch. Our platform is user-friendly and secure, ensuring that your personal information remains protected while giving you the freedom to bank on your terms.
For those who prefer banking on the go, our mobile application provides all the features you need right at your fingertips. You can set up mobile payments for quick transactions, making shopping easier than ever. Want to send money to friends or family? Our person-to-person transfer feature allows you to do just that with ease.
Our commitment to your financial well-being is reflected in our $826,871,032 in undivided earnings. We reinvest these funds into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $37,128 in used auto loans and $4,363,178,243 in total loans and leases, our lending capacity supports your financial goals across various sectors.
Total Share Accounts: 745,634, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hudson Valley is your trusted partner. Visit us at 4011 Albany Post Rd Hyde Park Ny 12538 or call (800) 468-3011 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Members' savings are secured through $2,518,739,169 in share certificates and $479,756,837 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $97,785,769, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our $3,825,274 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 919 full-time employees and 36 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With a net worth of $830,246,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.44% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $706,623,756 in used vehicle loans and $366,474,958 in new vehicle loans already helping members get on the road. Whether you need financing for a brand-new model or a reliable used vehicle, we have options that suit your budget and lifestyle.
For business owners, our outstanding commercial loans totaling $370,599,966 provide the capital needed to grow and expand. We're dedicated to supporting local businesses and helping them thrive in today's economy. Our team is here to guide you through every step of the borrowing process. You can reach us at 800-468-3011 during our operating hours: Monday Wednesday from 9:00 am 5:30 pm; Thursday Friday from 9:00 am 6:00 pm; and Saturday from 9:00 am 2:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and discover how we can help you secure your financial future!
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $606,444,034, make buying or refinancing simple. We provide flexible terms to ensure that your path to homeownership is as smooth as possible. If you're considering refinancing your existing mortgage, be sure to ask about our eligibility options!
We also offer flexible terms on unsecured credit card loans, with a total of $115,791,424 in loans helping members manage their finances effectively. This option provides the flexibility you need for unexpected expenses while allowing you to build credit responsibly.
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