Grow Financial Hudson Valley Hudson NY Credit Union | Low Mortgage Rates & Business Banking

Introduction

Welcome to Hudson Valley, where we believe in building a strong financial future for our community! Located at 561 Warren St, Hudson, NY 12534, our credit union has been serving members since 1963. With a commitment to personalized service and community engagement, we've grown to support over 369,210 members and manage total assets of an impressive $7,438,877,717. At Hudson Valley, we understand that financial needs vary from person to person. That's why we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Whether you're looking to purchase your dream car or start a new venture, we're here to help you every step of the way. Our dedicated team, led by CEO Jonathan Roberts and Board President Jay Pantaleo, works tirelessly to ensure you receive top-notch service. With 955 employees on hand to assist you and a robust loan portfolio of 193,098 loans and leases, we are ready to meet your financial goals. While members can visit us at our branch location for assistance or inquiries, official correspondence should be sent to the same address: 561 Warren St, Hudson, NY 12534. If you have any questions or need immediate assistance, don't hesitate to reach out via phone at 800-468-3011. Join us today at Hudson Valley and discover the difference a community-focused credit union can make in your life. Visit our website at hvcu.org for more information or stop by our branch during our convenient hours: - Monday - Thursday: 9 AM - 4 PM - Friday: 9 AM - 5 PM - Saturday: 9 AM - 12 PM Your financial journey starts here let's grow together!

Branch History & Mission

Hudson Valley Credit Union has a rich legacy that began in 1963, serving the community of Hudson, NY, with dedication and commitment. From its humble beginnings, Hudson Valley has grown significantly and now proudly boasts a total membership of over 369,000 members. This remarkable journey reflects our unwavering commitment to providing exceptional financial services while supporting our local community. Situated at 561 Warren St, Hudson, NY 12534, our branch is conveniently located near local landmarks, making it accessible for all members. While members can visit us at this address, official correspondence should be sent to the same location as our mailing address is identical. Over the years, Hudson Valley has achieved significant milestones that showcase our growth and impact on the community. With total assets amounting to an impressive $7.44 billion, we have consistently focused on not just expanding our services but also enhancing member satisfaction. Our mission centers around empowering individuals and families with the financial tools they need to thrive. We believe that everyone deserves access to affordable banking options and personalized support. At Hudson Valley Credit Union, we aim to provide a range of services that include personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also cater to businesses through merchant services and business loans. Moreover, with our commitment to digital advancement, we offer online and mobile banking features that allow members to manage their finances conveniently from anywhere. Community outreach is at the heart of what we do. We actively engage in various initiatives that support local organizations and contribute positively to the lives of those we serve. Our partnerships with local schools and charities reflect our dedication to fostering a spirit of togetherness and support within Hudson. Our operating hours are designed for your convenience open Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM. Additionally, we provide ATM services for quick access to cash. As you consider your financial future, we invite you to join us at Hudson Valley. Experience firsthand how our dedicated team can help you navigate your financial journey with care and expertise. Together, let's build a brighter future for you and our community! For more information or to become a member today, please call us at (800) 468-3011 or visit our website at Hudson Valley Credit Union.

Branch Location & Accessibility

Accessibility Features

At Hudson Valley, we prioritize accessibility for all our members. Our branch is ADA compliant and features ramps to ensure ease of access for everyone. Plus, parking is available nearby, so you can visit us without any hassle.

Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours. Our lobby is open Monday through Thursday from 9 AM to 4 PM and Friday from 9 AM to 5 PM. On Saturdays, we're here from 9 AM to noon for those who need assistance over the weekend.

Services Offered

Our branch provides a range of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we've got you covered. You can also enjoy the convenience of our ATM services available on-site for quick cash withdrawals and balance checks.

Visit Us Today!

If you're looking for a credit union that puts its members first, come by Hudson Valley! Our dedicated team is ready to assist you with all your banking needs. Feel free to give us a call at 800-468-3011 if you have any questions or need further information. We can't wait to welcome you into our community!

Member Eligibility

Welcome to the Hudson Valley community! Becoming a member of Hudson Valley is your ticket to enjoying a range of financial services designed to support you and your goals. If you're looking to join us, eligibility is quite simple. Generally, anyone who lives, works, worships, or attends school in our service area can become a member. We believe in inclusivity and strive to make banking accessible for everyone. To find more specific details about eligibility, feel free to check out our website at http://www.hvcu.org/about-us/membership/. Once you're ready to take the next step, opening an account with us is straightforward. You can start this process easily online or give us a call at (800) 468-3011 if you prefer a personal touch. We're here to guide you every step of the way as you join the vibrant community at Hudson Valley, located conveniently at 561 Warren St Hudson Ny 12534. Let's work together toward your financial success!

Business Banking & Commercial Services

Business Loan Options

Imagine being able to turn your innovative ideas into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $649 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $370,599,966, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, managing payments should be easy. Our merchant services offer practical solutions that allow you to focus on what matters most growing your business. From processing payments seamlessly to providing detailed transaction insights, we equip you with tools that simplify everyday operations. Located at 561 Warren St Hudson Ny 12534, Hudson, NY, we are here to partner with you on your journey towards success. Contact us today at (800) 468-3011 to learn more about how our services can benefit your business!

Comprehensive List Of Services

Business Banking Solutions

For small business owners, Hudson Valley offers comprehensive business banking services, including merchant services and business loans. We understand that running a business comes with its own set of challenges, which is why we strive to be a partner in your success.

Connect With Us Today

With a commitment to member satisfaction and community involvement, Hudson Valley aims to be more than just a financial institution; we want to be your trusted partner. If you have any questions about our services or how we can assist you in achieving your financial goals, don't hesitate to reach out at 800-468-3011. Explore all that we have to offer today by visiting us at Hudson Valley or stop by our branch in Hudson. Your journey towards better financial health starts here!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. Access your accounts anytime, anywhere whether it's checking balances, transferring funds, or depositing checks using your smartphone. Plus, our ATM services make cash withdrawals simple and accessible throughout the community.

Personal Banking Made Easy

Imagine having the flexibility to manage your finances effortlessly. At Hudson Valley, we offer various checking and savings accounts tailored to fit your lifestyle. Need a reliable way to finance your next vehicle? Our auto loans and vehicle financing options come with competitive rates and friendly terms, making it easier than ever to drive away in the car you want. For those planning to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services provide the guidance and support you need. If you're facing unexpected expenses or looking to consolidate debt, our personal loans can help you regain control over your finances.

Rewards on Your Spending

Don't forget about our credit cards with rewards! Enjoy perks and cashback on your purchases while building credit. It's a win-win that makes managing daily expenses more rewarding.

Digital & Online Banking

Accessibility Anytime

With 24/7 online banking services available at Hudson Valley, you can access your account whenever it fits into your schedule. Whether it's early in the morning or late at night, you have the power to check balances, pay bills, and transfer funds whenever you need. In a world where fast and efficient service is key, we strive to make your banking experience as user-friendly as possible. Experience financial freedom with the tools provided by Hudson Valley your partner in banking!

Key Features

Our online banking services come packed with useful features that cater to your everyday needs. You can view e-statements whenever you want, so there's no need to wait for paper statements to arrive in the mail. Plus, with electronic signature authorization, signing documents has never been simpler or more secure. Just another way we prioritize your convenience! Need to send money to a friend or family member? Our person-to-person transfer feature lets you do that quickly and easily. And if you're on the go, you'll love our mobile application, which allows you to manage your accounts right from your smartphone. You can even make mobile payments at participating retailers just tap and pay!

Financial Strength

At Hudson Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a solid foundation for your financial future, ensuring that your money is safe and well-managed. Our financial performance insights and data come from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $830,246,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This commitment to excellence is backed by our net worth ratio of $1,144, demonstrating a solid capital foundation that ensures we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,518,739,169 in share certificates and $479,756,837 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $97,785,769, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to you extends beyond just numbers. With $826,871,032 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals with $37,128 in used auto loans and $4,363,178,243 in total loans and leases. Our operational efficiency shines through with a reported $0, allowing us to continue offering competitive loan rates and solid financial products tailored for you. We also take pride in having 919 full-time employees and 36 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. To further emphasize our strength, we have net shares available for lending and investments totaling $10,666,529. Our growing member base trusts us with their finances, as shown by our total share accounts of 745,634. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hudson Valley is your trusted partner. Visit us at 561 Warren St Hudson Ny 12534 or call (800) 468-3011 to learn more about how we can help you achieve your financial goals.

Loan Offering

At Hudson Valley, we understand that everyone has unique financial needs. Whether you're looking to buy a car, purchase a home, or manage your finances more effectively, our diverse loan products are designed to help you achieve your goals. With over 193098 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $706,623,756 in used vehicle loans and $366,474,958 in new vehicle loans already helping members get on the road. If homeownership is on your mind, we have mortgage options available that make buying or refinancing simple. Our Junior Lien 1-4 Family Residential Properties loans total $606,444,034, offering competitive rates for first-time buyers and seasoned homeowners alike. For those looking to manage everyday expenses or consolidate debt, our unsecured credit card loans provide flexible terms with a total of $115,791,424 already helping members navigate their financial landscape. Business owners will find value in our outstanding commercial loans totaling $370,599,966, providing essential capital for growth and expansion. At Hudson Valley, we also understand that life can change unexpectedly. If you're considering refinancing your existing loans or exploring eligibility options for our various products, we're here to guide you through the process. Feel free to reach out to us at 800-468-3011 or visit us at 561 Warren St Hudson Ny 12534 for more information about how we can assist you in meeting your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

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Ensuring Accurate Comparisons

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Hudson Valley

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans