Grow Financial Hudson Valley Hopewell Junction NY Credit Union | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Hudson Valley, your trusted financial partner in Hopewell Junction, NY! Located at 415 Route 376 Ste 1, Hopewell Junction, NY 12533, our branch has been serving the community since 1963, and we are proud to have grown into a vital part of your financial journey. With a strong commitment to our members, we currently serve over 369,210 individuals, helping them achieve their financial goals with a solid foundation built on trust and reliability. At Hudson Valley, we understand that your financial needs can vary widely. That's why we offer a comprehensive range of services tailored to fit every aspect of your life from personal banking like checking and savings accounts to competitive auto loans and mortgages. With total assets exceeding $7.4 billion and total deposits of $655 million, you can feel confident knowing that your money is safe with us. Our leadership team, led by CEO Jonathan Roberts and Board President Jay Pantaleo, is dedicated to ensuring that our members receive exceptional service. With a staff of 955 employees, we pride ourselves on being accessible and responsive to your needs. Whether you're visiting us in person or reaching out via phone at 800-468-3011, we're here for you. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 1071, Poughkeepsie, NY 12602-1071. With over 193,000 loans and leases issued and total cash on hand amounting to $33 million, Hudson Valley is well-equipped to support you in achieving your financial aspirations. Our focus extends beyond numbers; we are committed to making a positive impact within our community. Explore more about what we offer by visiting our website at www.hvcu.org. We invite you to stop by or give us a call today let's work together towards securing your financial future!

Branch History & Mission

Community Commitment

We understand that being a part of this community means giving back. Hudson Valley actively engages in outreach efforts through partnerships with local organizations and events that promote financial literacy and support those in need. We are proud of the role we play in enhancing the lives of residents in Dutchess County. Join us at Hudson Valley! Experience personalized service from our dedicated team led by Jonathan Roberts, as well as enjoy the convenience of ATM access and drive-thru banking at your fingertips. If you're not already a member, visit us online or call us at 800-468-3011 to learn how you can become part of our growing family today!

Mission Statement

At Hudson Valley, our mission goes beyond just providing financial services; we aim to empower our members and support our community. We believe that everyone deserves access to fair financial solutions that help them achieve their goals. By fostering strong relationships and investing in local initiatives, we strive to create a positive impact in Hopewell Junction and beyond. While members can visit us at 415 Route 376 Ste 1 for all their banking needs, official correspondence should be sent to P.O. Box 1071, Poughkeepsie, NY 12602-1071.

Our Journey

Since opening our doors, Hudson Valley has made significant strides in providing quality financial services. With total assets reaching an impressive $7.4 billion, we have remained dedicated to meeting the diverse needs of our members. Our commitment is reflected in our expanding array of services, from personal banking options like checking and savings accounts to auto loans and mortgages. Over the years, we've embraced technology and innovation while ensuring that we remain accessible to all. We offer online banking, mobile payments, and electronic statements to enhance your banking experience. Our drive-thru service makes it easy for you to handle deposits and withdrawals without leaving your car.

Branch Location & Accessibility

Call to Action

We invite you to visit us or give us a call at 800-468-3011 for any questions or assistance. Our friendly staff is eager to help you navigate your banking experience smoothly! Come see how Hudson Valley can make a difference in your financial life today!

Nearby Landmarks and Accessibility

Situated near key local spots, our branch is close to popular landmarks that many residents frequent. With ample parking available, you can easily stop by without worrying about finding a spot. We also prioritize accessibility for all our members; our facilities are ADA compliant and equipped with ramps for easy access.

Operating Hours

Our doors are open to welcome you during convenient hours: Monday through Wednesday from 9:00 AM to 5:30 PM, and Thursday through Friday until 6:00 PM. Plus, if you prefer drive-thru banking, we offer this service on Saturdays from 9:00 AM to 2:00 PM, making it simple for you to manage your finances even on the weekend.

Services Offered

At Hudson Valley's Hopewell Junction branch, we provide a wide range of services designed to support your financial journey. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing whatever you need, we've got you covered. Our ATM is available for quick withdrawals and balance checks anytime you need it.

Member Eligibility

At Hudson Valley, we believe that becoming a member means joining a caring community that supports your financial goals. If you're interested in membership, we invite you to check out our eligibility criteria, which is designed to be inclusive and welcoming. Generally, anyone who lives, works, worships, or attends school in our service area can become a member. This means whether you're a long-time resident of Hopewell Junction or new to the area, we're here for you! You can find the detailed eligibility requirements at http://www.hvcu.org/about-us/membership/. Joining us is simple and straightforward. Once you determine your eligibility, opening an account is just a click away! Visit us online at http://www.hvcu.org/personal/borrow/apply-for-a-loan/ to get started on your journey with Hudson Valley. We pride ourselves on providing exceptional services and support to all our members, ensuring that you have the resources you need every step of the way. If you have any questions or need assistance, feel free to call us at (800) 468-3011. We look forward to welcoming you into our family at Hudson Valley, located at 415 Route 376 Ste 1 Hopewell Junction Ny 12533!

Business Banking & Commercial Services

Practical Merchant Services

In addition to our loan offerings, we provide essential merchant services that simplify transactions and help you manage your cash flow effectively. Imagine being able to process payments quickly at your storefront or online without a hitch this is what our services offer. You can focus on what you do best while we handle the financial side. Located at 415 Route 376 Ste 1 Hopewell Junction Ny 12533 in Hopewell Junction, NY, we're here to partner with you on your business journey. For inquiries or to learn more about how we can assist you, don't hesitate to reach out at (800) 468-3011. Let's work together to achieve your business goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $649 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $370,599,966, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we offer comprehensive business banking services, including merchant services and business loans. We recognize that running a business comes with its own set of challenges, and we're committed to helping you thrive.

Convenient Access

At Hudson Valley, we prioritize ease of access. Our branch features ATM services for cash withdrawals and balance checks, alongside basic drive-thru banking for quick deposits and withdrawals. We also have an available drive-thru for those who prefer not to enter the branch. We invite you to explore these services further by visiting us or contacting us at 800-468-3011. Our friendly staff is ready to assist you with any questions or needs you may have. Join us at Hudson Valley today and experience the difference in community-focused banking! For more information about membership eligibility or how to apply for a loan, check out our website or stop by during our lobby hours: Monday through Wednesday from 9:00 am 5:30 pm; Thursday and Friday from 9:00 am 6:00 pm; and Saturday from 9:00 am 2:00 pm. We look forward to serving you!

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options are designed with you in mind. We understand that purchasing a home is one of the most significant investments you'll make, which is why our team is here to guide you through the process and find the best solution for your needs.

Personal Banking

For those seeking everyday banking solutions, we offer checking and savings accounts that help you manage your finances efficiently. Imagine easily accessing your funds through our online and mobile banking platforms, which allow you to check balances, pay bills, and transfer money anytime, anywhere. When it comes to larger purchases, our auto loans and vehicle financing options make it simple for you to get behind the wheel of your dream car.

Personal Loans and Credit

If you're dealing with unexpected expenses or want to consolidate debt, our personal loans can provide the financial relief you need. Plus, with our competitive credit card options featuring rewards, managing your spending can be both rewarding and beneficial.

Digital & Online Banking

Mobile Banking at Your Fingertips

Stay connected with our mobile application, available for download on most devices. With this app, you can manage your accounts, deposit checks using your smartphone camera, and even make mobile payments effortlessly! Whether you're shopping or out with friends, having these capabilities right at your fingertips makes life easier. In summary, our digital banking services at Hudson Valley blend convenience with security, providing members with tools that enhance their banking experience. From online banking to mobile payments and everything in between, we're here to help you take control of your finances easily and securely!

Security and Convenience

Security is a top priority at Hudson Valley. We utilize electronic signature authorization for transactions, allowing you to sign documents securely without needing to visit a branch. This means more freedom and flexibility in handling your banking needs. Additionally, our e-statements feature provides you with quick access to your account statements without cluttering your mailbox.

Financial Strength

Growing Together

Total Share and Deposit Accounts stand at 745,634, showcasing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $10,666,529, we're ready to meet your financial needs now and in the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hudson Valley is your trusted partner. Visit us at 415 Route 376 Ste 1 Hopewell Junction Ny 12533 or call (800) 468-3011 to learn more about how we can help you achieve your financial goals.

Member-Centric Resources

Members' savings are secured through $2,518,739,169 in share certificates and $479,756,837 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $97,785,769, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to safeguarding your deposits, we reinvest in innovative banking tools with $826,871,032 in undivided earnings. This allows us to enhance our lending options and strengthen security measures, so you can bank with confidence.

Our Financial Health

With a net worth of $830,246,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation supports our commitment to serving you effectively. Our net worth ratio of $1,144 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio reflects our ability to withstand market fluctuations while prioritizing your financial well-being.

Supporting Your Financial Goals

With $37,128 in used auto loans and $4,363,178,243 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our ability to lend effectively is crucial for helping you achieve your dreams whether it's buying a car or securing funds for other needs. Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 919 full-time employees and 36 part-time employees who are dedicated to providing excellent service.

Loan Offering

Additional Financing Options

For those interested in personal financing beyond these products, we have options for credit lines totaling $2,707,237,691. This allows you to access funds when you need them most without having to apply for multiple loans. At Hudson Valley, we also recognize that refinancing can be an excellent way to save money on your existing loans. If you're considering refinancing your auto loan or mortgage to take advantage of lower rates or better terms, our team is ready to guide you through the process. Our commitment is to provide exceptional service and financial solutions tailored just for you. For more information about our loan offerings or to discuss eligibility options further, feel free to reach out at 800-468-3011 or visit us at 415 Route 376 Ste 1 Hopewell Junction NY 12533. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan product that fits your lifestyle!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $706,623,756 in used vehicle loans and $366,474,958 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our flexible terms can fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $606,444,034, ensuring that you have access to the financing needed for your dream home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $115,791,424 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs to make every purchase rewarding.

Loan Aggregator

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Hudson Valley

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Commitment

Mission Statement

Our Journey

Branch Location & Accessibility

Call to Action

Nearby Landmarks and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Loan Solutions

Comprehensive List Of Services

Business Banking

Convenient Access

Home Financing

Personal Banking

Personal Loans and Credit

Digital & Online Banking

Mobile Banking at Your Fingertips

Security and Convenience

Financial Strength

Growing Together

Member-Centric Resources

Our Financial Health

Supporting Your Financial Goals

Loan Offering

Additional Financing Options

Auto Loans

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

Join Our Community