Grow Financial Hudson Valley Highland NY Credit Union | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Hudson Valley, your trusted financial partner located at 101 Tillson Avenue Ext, Highland, NY 12528. Since our establishment in 1963, we have proudly served our community with a commitment to exceptional service and member satisfaction. With a robust membership of over 369,210 individuals, we are dedicated to providing financial solutions that empower our members to achieve their goals. At Hudson Valley, we understand the importance of community and personal connection. Our team, led by CEO Jonathan Roberts and Board President Jay Pantaleo, is here to ensure you feel supported every step of the way. Our branch is not just a place for transactions; it's a hub where relationships are built and dreams are nurtured. With total assets of $7,438,877,717 and total deposits reaching $655,374,726, we stand strong in our ability to provide you with reliable services. We offer a wide range of products including auto loans, mortgages, credit cards with rewards, and business banking solutions tailored to meet your needs. For those who prefer convenience, we offer online and mobile banking options that make managing your finances easier than ever. You can access your accounts from anywhere or stop by our branch during our friendly operating hours: Monday through Wednesday from 9:00 AM to 5:30 PM, Thursday and Friday until 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. While members can visit us at 101 Tillson Avenue Ext, official correspondence should be sent to our mailing address: P.O. Box 1071, Poughkeepsie, NY 12602-1071. If you're ready to take the next step toward achieving your financial dreams or simply want more information about what we offer, don't hesitate to reach out. Call us at 800-468-3011 or explore our website at Hudson Valley. Your journey towards financial success starts here!

Branch History & Mission

At Hudson Valley, our story is rooted in a commitment to serve and uplift our community. Since opening our doors in 1963, we have grown from a small credit union into a trusted financial partner for over 369,000 members in Highland, NY. Our branch, located at 101 Tillson Avenue Ext, Highland, NY 12528, stands as a testament to the values of cooperation and mutual support that defined our beginnings. Over the years, we have achieved significant milestones. Today, we proudly manage total assets of $7.44 billion. This growth reflects not just our financial strength but also our dedication to providing valuable services like personal banking, auto loans, mortgages, and business banking solutions. We are committed to being more than just a financial institution; we aim to be a cornerstone of the Highland community. Our mission is clear: to empower our members through accessible financial services while fostering a sense of belonging. We believe that everyone deserves the opportunity for financial stability and success. Whether it's helping you secure your first home or providing resources for your small business, Hudson Valley is here for you every step of the way. While members can visit us at 101 Tillson Avenue Ext for all their banking needs, official correspondence should be sent to P.O. Box 1071, Poughkeepsie, NY 12602-1071. We take pride in offering modern conveniences alongside personalized service. Our branch features ATM availability and drive-thru banking options for those on the go. Additionally, we are dedicated to ensuring all members have access to digital tools like online banking and mobile payments. Community involvement is at the heart of what we do. From local sponsorships to volunteer efforts, Hudson Valley actively participates in initiatives that benefit residents across Ulster County and beyond. We partner with various organizations to support education, health services, and community development projects. As we look ahead to the future, we invite you to join us on this journey. Experience firsthand how Hudson Valley can help you achieve your financial goals while being part of a caring community. Contact us today at 800-468-3011 or visit our website at Hudson Valley to learn more about membership opportunities and the services we offer!

Branch Location & Accessibility

Accessibility and Features

At Hudson Valley, we prioritize accessibility for all our members. Our branch is equipped with features that make banking easier for everyone, including ADA-compliant entrances and ramps. Plus, we offer ample parking right outside our doors, ensuring you can get in and out swiftly. For those who prefer to bank from their cars, we have a drive-thru service available during our operating hours. You can take care of deposits, withdrawals, and simple transactions without having to step inside. If you're in need of quick cash, you'll also find an ATM on-site for added convenience.

Connect with Us

We invite you to explore what Hudson Valley has to offer whether it's personal banking services like checking accounts and auto loans or business banking solutions tailored just for you. Have questions? Don't hesitate to call us at 800-468-3011; we're here to help! Come visit us today at Hudson Valley in Highland your community credit union where friendly faces and helpful services await!

Operating Hours

We know that life gets busy! That's why our lobby hours are designed to accommodate your schedule. You can visit us Monday through Wednesday from 9:00 AM to 5:30 PM and Thursday to Friday from 9:00 AM to 6:00 PM. On Saturdays, our drive-thru is open from 9:00 AM until 2:00 PM, providing even more options for your banking needs. While members can visit us at 101 Tillson Avenue Ext for all their financial needs, official correspondence should be sent to P.O. Box 1071 in Poughkeepsie if that's more convenient for you.

Member Eligibility

Joining the Hudson Valley community at our branch located at 101 Tillson Avenue Ext, Highland, NY 12528, is not just about opening an account; it's about becoming part of a supportive family that prioritizes your financial well-being. To be eligible for membership, you simply need to live, work, worship, or attend school in certain areas we serve or be related to someone who does. This makes it easy for many people in our community to enjoy the benefits of our services. Whether you're looking for a personal loan, a credit card with rewards, or simply a safe place to save your money, we are here to help you every step of the way. If you're ready to join us, the process is straightforward! You can find detailed eligibility requirements by visiting this page. Plus, when you're set to open your account, all you need to do is head over to our account opening page or give us a call at 800-468-3011 for assistance. We're excited to welcome you into the Hudson Valley family!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine being able to accept payments seamlessly, whether it's in-store or online. Our solutions empower you to focus on what you do best running your business while we handle the financial transactions. Located at 101 Tillson Avenue Ext Highland Ny 12528, Highland, NY 12528, we're here to support your business journey. Reach out to us at (800) 468-3011 or visit our website at https://www.hvcu.org/ for more information on how we can help you succeed.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $649 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $370,599,966, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, our Business Banking services are designed to support your entrepreneurial journey. From Merchant Services that facilitate smooth transactions to tailored Business Loans, we provide the tools necessary for growth and success.

Convenient Access

We know convenience matters. That's why we offer various ways to access your funds. You can utilize our ATM & Cash Withdrawal Services, available around the clock for quick cash access. Additionally, our basic drive-thru banking allows for hassle-free deposits and withdrawals without leaving your car. With all these services available at your fingertips, managing your finances has never been easier. At Hudson Valley, we prioritize making banking accessible and user-friendly for everyone in our community. For more information or to get started on any of our services today, give us a call at (800) 468-3011 or visit us at http://www.hvcu.org. Let's work together toward achieving your financial goals!

Credit Options

Enhance your purchasing power with our Credit Cards with Rewards program. Enjoy perks like cash back and travel rewards while building your credit history responsibly.

Home Financing

For those looking to buy their first home or refinance an existing mortgage, our Mortgage Loans & Refinancing services can guide you through every step of the process. Our knowledgeable staff will work with you to find the best solution for your housing needs, helping turn the dream of homeownership into a reality.

Personal Banking

Whether you're opening your first checking account or saving for a big purchase, our personal banking services are designed with you in mind. We offer both Checking & Savings Accounts that can accommodate your day-to-day transactions and long-term savings goals. Imagine having peace of mind knowing that your finances are secure, with easy access through Online & Mobile Banking. Our user-friendly mobile application allows you to manage your accounts on-the-go, making it simple to transfer funds, pay bills, or check balances anytime.

Personal Loans

Life can be unpredictable, and sometimes unexpected expenses arise. Our Personal Loans & Debt Consolidation options provide a safety net when you need it most. Whether it's covering medical bills or consolidating debt into one manageable payment, we're here to help.

Vehicle Financing

If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing options make it easy to drive off in the car of your dreams. We offer competitive rates and flexible terms, ensuring that financing fits comfortably within your budget.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization. This allows you to sign important documents from the comfort of your home without needing to print anything out. It's fast and eco-friendly! We also offer e-statements, so you can go paperless and keep track of your account activity easily. No more searching through piles of paperwork; everything is neatly stored and accessible whenever you need it. If you're on the go, our mobile application makes banking even easier. With mobile payments enabled, you can pay for purchases directly from your phone. And if you need to send money to friends or family quickly, our person-to-person transfer service has got you covered.

Security and Accessibility

Security is a top priority at Hudson Valley. Our online banking platform uses advanced security measures to protect your information. You can bank with confidence knowing that we've got robust systems in place. Whether you're at home or out and about, managing your finances has never been simpler or safer. Join us today and experience the ease of digital banking at Hudson Valley!

Financial Strength

At Hudson Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring your financial well-being, and our strong financial standing reflects this commitment. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $830,246,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,144 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,518,739,169 in share certificates and $479,756,837 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $97,785,769, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $826,871,032 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $37,128 in used auto loans and $4,363,178,243 in total loans and leases, we support members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 919 full-time employees and 36 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $10,666,529. Total Share and Deposit Accounts: 745,634, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hudson Valley is your trusted partner. Visit us at 101 Tillson Avenue Ext Highland Ny 12528 or call (800) 468-3011 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $706,623,756 in used vehicle loans and $366,474,958 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that you find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $370,599,966 provide the capital needed to grow and expand your ventures. Whether you're starting a new project or need funds for equipment upgrades, we have solutions designed for business growth.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $115,791,424 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards that can enhance your spending power.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $606,444,034, making it easier for you to invest in your future. If you're considering refinancing your existing mortgage or are unsure about eligibility options, our team is ready to assist you every step of the way.

Personal Financial Solutions

In addition to these key products, we provide personal loans for debt consolidation and other needs. With a total credit line of $2,707,237,691, we're committed to offering solutions that fit your unique financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in learning more about our loan offerings or wish to apply for a loan today, please visit our website at Hudson Valley or call us directly at 800-468-3011. Let us help you take the next step toward financial success!

Loan Aggregator

Accurate Comparisons

LendMesh prioritizes transparency and reliability in its loan comparison services. The loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to verified data ensures that users receive fair and transparent offers, making informed decisions easier.

Key Benefits

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of LendMesh as a trusted resource. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Hudson Valley

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Features

Connect with Us

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Merchant Services

Tailored Loan Options

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Options

Home Financing

Personal Banking

Personal Loans

Vehicle Financing

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Personal Financial Solutions

Loan Aggregator

Accurate Comparisons

Key Benefits

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