Hudson Valley Credit Union Halfmoon NY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Hudson Valley, your trusted partner in financial growth and community support, located at 1685 Route 9, Halfmoon, NY 12065. Established in 1963, we take pride in serving over 384,000 members with a commitment to providing personalized banking solutions that fit your needs. At Hudson Valley, we understand that every dollar matters. That's why we're here to help you manage your finances effectively with total assets of $7,950,252,098 and total deposits amounting to $551,651,308. Our dedicated team of 1,068 employees, led by our CEO Jonathan Roberts and Board President Jay Pantaleo, is focused on empowering you through services like auto loans, mortgages, personal loans, and more. We believe in creating a positive impact within our community while ensuring your financial security. With a net worth of $826,988,591 and cash in hand totaling $29,682,203, you can trust that your money is in safe hands. While members can visit us at the branch for all their banking needs, official correspondence should be sent to our mailing address at 137 Boardman Rd, Poughkeepsie, NY 12603. At Hudson Valley Credit Union, we're not just about numbers; we're about building relationships and supporting each other. Whether you're looking to open an account or explore loan options, we invite you to reach out or stop by. Call us at 800-468-3011 or visit our website at www.hvcu.org to learn more about how we can assist you today!

Branch History & Mission

Welcome to the Hudson Valley branch, located at 1685 Route 9 in Halfmoon, NY. Since our doors opened in 1963, we have been dedicated to serving our community with passion and commitment. Over the decades, we've grown from a small credit union into a robust financial institution, now boasting a total membership of 384,243 and assets exceeding $7.95 billion. This journey reflects not just growth but also our unwavering promise to provide reliable financial services while fostering strong community ties. Our mission at Hudson Valley is simple yet profound: we strive to empower our members through exceptional banking solutions tailored to their needs. We offer a variety of services including personal checking and savings accounts, auto loans, mortgages, and credit cards with rewards. But beyond just financial services, we are committed to supporting our local community through various outreach initiatives and partnerships. We believe that when our members thrive, so does the entire community. While you can visit us at our Halfmoon branch for all your banking needs during our operating hours Monday through Friday from 8:30 AM to 4:30 PM you can also reach us anytime by calling 800-468-3011. For official correspondence, please send mail to our headquarters at 137 Boardman Rd, Poughkeepsie, NY 12603. In addition to traditional banking options, we embrace modern advancements that make banking easier for everyone. From online and mobile banking services to ATMs available on-site and drive-thru facilities for quick transactions, we prioritize accessibility for all members. Our commitment extends further with ADA compliance measures ensuring that everyone can enjoy our services comfortably. At Hudson Valley, we're more than just a credit union; we're your neighbors and partners in financial success. Join us today and experience firsthand how we can help you reach your goals while making a positive impact in the community around us. Explore membership benefits or apply for an account by visiting our website. Let's build a brighter financial future together!

Branch Location & Accessibility

Local Landmarks and Accessibility

Nestled in Saratoga County, our branch is just a short drive from popular spots like the Halfmoon Town Park and the scenic Mohawk River. We pride ourselves on being accessible to everyone. Our facility features ADA-compliant entrances and ramps, ensuring that all members can comfortably visit us. Plus, we offer ample parking right outside for your convenience.

Operating Hours and Services

We're here for you Monday through Friday from 8:30 AM to 4:30 PM. Stop by during these hours to experience our friendly service firsthand! At Hudson Valley, we offer a range of services designed to meet your financial needs from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. If you're in a hurry, our drive-thru service allows you to handle deposits and withdrawals without leaving your vehicle. For those who prefer digital banking, we also provide online and mobile banking options so you can manage your finances anytime, anywhere. Need cash? You'll find an ATM available on-site for quick withdrawals and balance checks.

Visit Us Today!

We invite you to come visit us at Hudson Valley in Halfmoon! Whether you're looking for expert advice or just need a quick transaction, our team is ready to assist you. Give us a call at 800-468-3011 if you have any questions or want more information. We look forward to welcoming you soon!

Member Eligibility

At Hudson Valley, we believe that becoming a member means joining a supportive community where your financial well-being is our priority. If you're looking to become part of our family, you'll be pleased to know that eligibility is open to anyone who lives, works, worships, or attends school in the communities we serve. This means that if you're in the Halfmoon area or surrounding regions, you likely qualify! To find out more about the specifics and ensure you meet the criteria, feel free to check out our detailed eligibility information here. Opening an account with us is straightforward and welcoming. We want to make sure you have access to all the great benefits that come with being a Hudson Valley member like competitive rates on loans and savings, personalized service, and a range of financial products designed just for you. If you're ready to take the next step, visit our account opening page here or give us a call at (800) 468-3011 for any questions. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $937 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $70 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $543,623,873, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Alongside traditional loans, we offer merchant services that make daily transactions easier for business owners. Imagine running your café and effortlessly processing payments through our reliable point-of-sale systems. This not only speeds up customer service but also provides valuable insights into sales trends, helping you make informed decisions. Explore how Hudson Valley, located at 1685 Route 9 Halfmoon Ny 12065 in Halfmoon, NY, can support your business ambitions today! For more information, call us at (800) 468-3011 or visit our website at https://www.hvcu.org/ .

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll appreciate our comprehensive Business Banking services. From Merchant Services that simplify payment processing to tailored Business Loans that support your growth ambitions, we are here to help your business thrive.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platforms make managing your accounts easy and accessible from anywhere. With features like mobile payments and person-to-person transfers, staying on top of your finances has never been easier. Additionally, we provide essential ATM & Cash Withdrawal Services for quick access to cash whenever needed. Our drive-thru banking allows you to handle deposits and withdrawals without leaving your car a perfect solution for busy schedules!

Final Thoughts

At Hudson Valley, we are committed to meeting all your financial needs under one roof. Our friendly team is eager to help you explore the best options available for you or your business. Don't hesitate visit us today at 1685 Route 9 Halfmoon Ny 12065, call us at (800) 468-3011, or check out our website at https://www.hvcu.org/ for more information about our services! Your financial journey starts here!

Personal Banking Solutions

Whether you're looking to save for a dream vacation or manage everyday expenses, our Personal Banking services are designed with you in mind. We offer Checking & Savings Accounts that help you keep your finances organized while earning interest on your savings. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms, making it easier for you to get behind the wheel of your new car. For those planning to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services can guide you through the process. Plus, if life throws unexpected expenses your way, our Personal Loans & Debt Consolidation options can help relieve financial stress by combining multiple debts into one manageable payment.

Rewarding Credit Options

We know how important it is to make the most out of every purchase. That's why we offer Credit Cards with Rewards that allow you to earn points for everyday spending, which can be redeemed for travel, merchandise, or cash back.

Digital & Online Banking

Key Features

Our digital banking experience includes features like electronic signature authorization, which allows you to complete transactions securely without the hassle of paper forms. Plus, with e-statements available, you can keep track of your finances while reducing clutter. You'll receive all your important statements directly in your inbox no more waiting for the mail! If you're always on the go, you'll love our mobile application. It's designed for convenience, enabling you to make mobile payments and even send money to friends or family through person-to-person transfers. These features allow for quick and easy transactions right from your smartphone.

Security and Support

At Hudson Valley, we prioritize your security. Our digital banking services come equipped with advanced security measures to protect your information. You can feel confident knowing that your financial data is safe while enjoying the flexibility of managing your accounts on the go. No matter where life takes you, our commitment to accessibility ensures that you have real-time account management at your fingertips. Experience the ease of digital banking today! Visit us online at https://www.hvcu.org/ to get started and take control of your financial journey.

Financial Strength

At Hudson Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining a solid financial foundation that allows us to serve you effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $826,988,591, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,097 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,639,711,263 in share certificates and $515,764,929 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $88,264,454, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to innovation is reflected in our $823,612,693 in undivided earnings, which we reinvest into stronger lending options and enhanced security measures to serve our members better. With $38,353 in used auto loans and $4,820,998,339 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,025 full-time employees and 43 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $5,858,924. Total Share Accounts: 774,707, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hudson Valley is your trusted partner. Visit us at 1685 Route 9 Halfmoon Ny 12065 or call (800) 468-3011 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Offerings

For business owners, our outstanding commercial loans totaling $543,623,873 provide the capital needed to grow and expand. Additionally, our total credit lines amounting to $2,733,188,092 allow you to access funds whenever necessary without the hassle of reapplying each time. If you're considering refinancing or exploring eligibility options for any of our products, we're here to help. Our team is dedicated to finding the best solutions tailored to your situation. For more information or to apply for a loan today, please call us at 800-468-3011 or visit us at our branch located at 1685 Route 9 Halfmoon NY 12065. You can also explore our offerings online at Hudson Valley. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $744,069,426 in used vehicle loans and $352,531,568 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your car-buying experience as smooth as possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $670,790,382, make buying or refinancing simple. We aim to help you navigate the process with ease and ensure you understand your options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $118,325,582 in loans helping members manage their finances effectively. These cards come with features that cater to your spending habits while providing a safety net for unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and trust. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means that all users receive equal access to available loans. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the tool's effectiveness in helping people secure better financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

HUDSON VALLEY CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Local Landmarks and Accessibility

Operating Hours and Services

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Convenient Digital Banking Features

Final Thoughts

Personal Banking Solutions

Rewarding Credit Options

Digital & Online Banking

Key Features

Security and Support

Financial Strength

Loan Offering

Additional Offerings

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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